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" Because for many a mortgage is out of reach, private rental is unaffordable. " 2.1 million affordable rent social housing sold off at one time discounts on right to buy by thatcher and new labour. 75% sale proceeds used to repay central government loans. During new labours office 1997-2010 the number of private rented homes increased by 60%. Tory and Labour housing policies have been a huge drain on household income. House prices in 1980 averaged 3 times income, 5.6 times in 2000 to nearly 9 times today. The increase in private rental accommodation , and increasing rents symptomatic of the decisions made at Westminster. Ever increasing cost of housing benefit and housing homeless people (many working) paid by the state. | |||
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" NHS is on it's knees " Nhs budget £186bn Spent on Smoking diseases £2.6bn (societal cost £17bn) Obesity £6.5bn (£9.7bn by 2050) Drug abuse £19.3bn (changegrowlive web) Alcoholism £4.91bn Malnutrition another £20bn because the likes of Unilever lobby govt to continue selling sugar laden ultra processed foods. 20-30% of nhs budget spent on self inflicted problems and poorly regulated food supplies | |||
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"I'm pretty pissed off about paying tax on my personal pensions and have muttered darkly about it not being worth me working hard to pay in to them so I don't burden the welfare state when I'm older. However, the whole point of the welfare state is so that those of us who can/could work do, so that those who can't can be supported. I know there are some work shy benefit scroungers but they are in the minority. " In the minority means nothing - by your definition it could be 49%. The issue is that a significant percentage fit into this category. Applying our own and those of most working people’s standards to this situation is futile. There is only one way to understand this concept and that is to understand the mindset of the ever increasing population who choose not to work. Aspiration or more specifically lack of it is the biggest problem. | |||
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"I'm pretty pissed off about paying tax on my personal pensions and have muttered darkly about it not being worth me working hard to pay in to them so I don't burden the welfare state when I'm older. However, the whole point of the welfare state is so that those of us who can/could work do, so that those who can't can be supported. I know there are some work shy benefit scroungers but they are in the minority. " We got good tax breaks paying into our pensions, so I have less of any issue paying tax on any money received over the tax-free allowance. I agree that benefit scrounges are a minority. The larger number of piss-takers are the public sector workers who have up to 6-months paid sickness leave. Having worked 22 years for a company where we went onto SSP after 10 days sickness in a calendar year, spending 4 years in the public sector was a real eye-opener. I am surprised that there is less public outcry about this. | |||
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"I'm 57 been working since 15 , been unlucky and made some bad financial decisions over the years, mortgage until we are 70. You see people going through life zero contributions to the system yet get all the benefits ( obviously there's many who have no choice regarding disability and so on) but there's also many who know how to play the system and are basically taking the piss. With successive governments creating a system of hammering the workers. Where is the incentive for young people to work hard? Because for many a mortgage is out of reach, private rental is unaffordable. NHS is on it's knees Councils in debt It seems like working doesn't pay. " Why is this even a question... The incentive is the same as it's always been. You will have more money, a nicer place to live (even if renting) and a far better pension if you work hard. | |||
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"I'm 57 been working since 15 , been unlucky and made some bad financial decisions over the years, mortgage until we are 70. You see people going through life zero contributions to the system yet get all the benefits ( obviously there's many who have no choice regarding disability and so on) but there's also many who know how to play the system and are basically taking the piss. With successive governments creating a system of hammering the workers. Where is the incentive for young people to work hard? Because for many a mortgage is out of reach, private rental is unaffordable. NHS is on it's knees Councils in debt It seems like working doesn't pay. Why is this even a question... The incentive is the same as it's always been. You will have more money, a nicer place to live (even if renting) and a far better pension if you work hard." By the time you pay for all the things that are free to non workers, then your still no better off is what the op is asking. | |||
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"I'm 57 been working since 15 , been unlucky and made some bad financial decisions over the years, mortgage until we are 70. You see people going through life zero contributions to the system yet get all the benefits ( obviously there's many who have no choice regarding disability and so on) but there's also many who know how to play the system and are basically taking the piss. With successive governments creating a system of hammering the workers. Where is the incentive for young people to work hard? Because for many a mortgage is out of reach, private rental is unaffordable. NHS is on it's knees Councils in debt It seems like working doesn't pay. Why is this even a question... The incentive is the same as it's always been. You will have more money, a nicer place to live (even if renting) and a far better pension if you work hard. By the time you pay for all the things that are free to non workers, then your still no better off is what the op is asking. " I'm far better off. Nicer place to live, nicer holidays, better pension, larger disposable income... | |||
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"I'm 57 been working since 15 , been unlucky and made some bad financial decisions over the years, mortgage until we are 70. You see people going through life zero contributions to the system yet get all the benefits ( obviously there's many who have no choice regarding disability and so on) but there's also many who know how to play the system and are basically taking the piss. With successive governments creating a system of hammering the workers. Where is the incentive for young people to work hard? Because for many a mortgage is out of reach, private rental is unaffordable. NHS is on it's knees Councils in debt It seems like working doesn't pay. Why is this even a question... The incentive is the same as it's always been. You will have more money, a nicer place to live (even if renting) and a far better pension if you work hard. By the time you pay for all the things that are free to non workers, then your still no better off is what the op is asking. " We're better off than our contemporaries who haven't bought a house because we're mortgage and rent free. The op will be eventually | |||
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"I'm 57 been working since 15 , been unlucky and made some bad financial decisions over the years, mortgage until we are 70. You see people going through life zero contributions to the system yet get all the benefits ( obviously there's many who have no choice regarding disability and so on) but there's also many who know how to play the system and are basically taking the piss. With successive governments creating a system of hammering the workers. Where is the incentive for young people to work hard? Because for many a mortgage is out of reach, private rental is unaffordable. NHS is on it's knees Councils in debt It seems like working doesn't pay. Why is this even a question... The incentive is the same as it's always been. You will have more money, a nicer place to live (even if renting) and a far better pension if you work hard. By the time you pay for all the things that are free to non workers, then your still no better off is what the op is asking. We're better off than our contemporaries who haven't bought a house because we're mortgage and rent free. The op will be eventually " Our mortgage runs out when I'm 69 I fully expect to be dead by 70 assuming I last that long  | |||
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"I'm 57 been working since 15 , been unlucky and made some bad financial decisions over the years, mortgage until we are 70. You see people going through life zero contributions to the system yet get all the benefits ( obviously there's many who have no choice regarding disability and so on) but there's also many who know how to play the system and are basically taking the piss. With successive governments creating a system of hammering the workers. Where is the incentive for young people to work hard? Because for many a mortgage is out of reach, private rental is unaffordable. NHS is on it's knees Councils in debt It seems like working doesn't pay. Why is this even a question... The incentive is the same as it's always been. You will have more money, a nicer place to live (even if renting) and a far better pension if you work hard. By the time you pay for all the things that are free to non workers, then your still no better off is what the op is asking. We're better off than our contemporaries who haven't bought a house because we're mortgage and rent free. The op will be eventually Our mortgage runs out when I'm 69 I fully expect to be dead by 70 assuming I last that long "That's the spirit!  | |||
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"I'm 57 been working since 15 , been unlucky and made some bad financial decisions over the years, mortgage until we are 70. You see people going through life zero contributions to the system yet get all the benefits ( obviously there's many who have no choice regarding disability and so on) but there's also many who know how to play the system and are basically taking the piss. With successive governments creating a system of hammering the workers. Where is the incentive for young people to work hard? Because for many a mortgage is out of reach, private rental is unaffordable. NHS is on it's knees Councils in debt It seems like working doesn't pay. Why is this even a question... The incentive is the same as it's always been. You will have more money, a nicer place to live (even if renting) and a far better pension if you work hard. By the time you pay for all the things that are free to non workers, then your still no better off is what the op is asking. We're better off than our contemporaries who haven't bought a house because we're mortgage and rent free. The op will be eventually Our mortgage runs out when I'm 69 I fully expect to be dead by 70 assuming I last that long
That's the spirit! "This is why we need compulsory euthanasia. Then people can plan properly for their future, or lack of it. | |||
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"I'm 57 been working since 15 , been unlucky and made some bad financial decisions over the years, mortgage until we are 70. You see people going through life zero contributions to the system yet get all the benefits ( obviously there's many who have no choice regarding disability and so on) but there's also many who know how to play the system and are basically taking the piss. With successive governments creating a system of hammering the workers. Where is the incentive for young people to work hard? Because for many a mortgage is out of reach, private rental is unaffordable. NHS is on it's knees Councils in debt It seems like working doesn't pay. Why is this even a question... The incentive is the same as it's always been. You will have more money, a nicer place to live (even if renting) and a far better pension if you work hard. By the time you pay for all the things that are free to non workers, then your still no better off is what the op is asking. " And if you can pick up some cash work the winer winer | |||
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"I'm 57 been working since 15 , been unlucky and made some bad financial decisions over the years, mortgage until we are 70. You see people going through life zero contributions to the system yet get all the benefits ( obviously there's many who have no choice regarding disability and so on) but there's also many who know how to play the system and are basically taking the piss. With successive governments creating a system of hammering the workers. Where is the incentive for young people to work hard? Because for many a mortgage is out of reach, private rental is unaffordable. NHS is on it's knees Councils in debt It seems like working doesn't pay. Why is this even a question... The incentive is the same as it's always been. You will have more money, a nicer place to live (even if renting) and a far better pension if you work hard. By the time you pay for all the things that are free to non workers, then your still no better off is what the op is asking. I'm far better off. Nicer place to live, nicer holidays, better pension, larger disposable income..." Nicer place to live is very judgmental lots of social housing is very nice. Pension will be state + + + And how needs Holidays when you don't work everyday is a holiday. | |||
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" Because for many a mortgage is out of reach, private rental is unaffordable. 2.1 million affordable rent social housing sold off at one time discounts on right to buy by thatcher and new labour. 75% sale proceeds used to repay central government loans. During new labours office 1997-2010 the number of private rented homes increased by 60%. Tory and Labour housing policies have been a huge drain on household income. House prices in 1980 averaged 3 times income, 5.6 times in 2000 to nearly 9 times today. The increase in private rental accommodation , and increasing rents symptomatic of the decisions made at Westminster. Ever increasing cost of housing benefit and housing homeless people (many working) paid by the state. " This is the case though we are given the governments and policies, that the electorate have chosen  | |||
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"I'm 57 been working since 15 , been unlucky and made some bad financial decisions over the years, mortgage until we are 70. You see people going through life zero contributions to the system yet get all the benefits ( obviously there's many who have no choice regarding disability and so on) but there's also many who know how to play the system and are basically taking the piss. With successive governments creating a system of hammering the workers. Where is the incentive for young people to work hard? Because for many a mortgage is out of reach, private rental is unaffordable. NHS is on it's knees Councils in debt It seems like working doesn't pay. Why is this even a question... The incentive is the same as it's always been. You will have more money, a nicer place to live (even if renting) and a far better pension if you work hard. By the time you pay for all the things that are free to non workers, then your still no better off is what the op is asking. I'm far better off. Nicer place to live, nicer holidays, better pension, larger disposable income... Nicer place to live is very judgmental lots of social housing is very nice. Pension will be state + + + And how needs Holidays when you don't work everyday is a holiday. " No, there's company and personal pensions too. State just tops that up. One of the benefits of... Work. | |||
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" Because for many a mortgage is out of reach " The average age of a first-time buyer in England has risen from 32 just before the pandemic to 34 now. This two-year increase in the mean age of first-time buyers occurred between the 2019/20 and 2024/25, the latest English Housing Survey reveals. In London, the average age of first-time buyers is even higher at 35. With increasing demand for longer term mortgages. Expensive house prices/mortgages and rents the biggest drain on household income. | |||
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"Where is the incentive for young people to work hard?" "Why is this even a question... The incentive is the same as it's always been. You will have more money, a nicer place to live (even if renting) and a far better pension if you work hard." But different people view incentives differently. Everyone likes the idea of having more money, but some people don't think that extra money is worth having to drag yourself out to work. Some people are happy with where they live, even though it's not great, but at least the rent is paid for and the landlord fixes anything that breaks. And let's face it, how many people actually enjoy paying into a pension? Getting that extra money involves taking on extra responsibilities and stresses. You *have* to go out to work every day, or the money stops. You can't just sit at home watching telly all day if you're not feeling like working today. Since people choose a low level of material comforts in return for a life with no stress. | |||
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"I'm 57 been working since 15 , been unlucky and made some bad financial decisions over the years, mortgage until we are 70. You see people going through life zero contributions to the system yet get all the benefits ( obviously there's many who have no choice regarding disability and so on) but there's also many who know how to play the system and are basically taking the piss. With successive governments creating a system of hammering the workers. Where is the incentive for young people to work hard? Because for many a mortgage is out of reach, private rental is unaffordable. NHS is on it's knees Councils in debt It seems like working doesn't pay. " I see it like this. . I go to work, to pay my taxes, to help people less fortunate than myself. And you, know, contribute to society and stuff like that. . If that makes some less desperate to roam the streets mugging or robbing me then it's a good deal for me. . If do realise if more money was invested in policing and enforcement, there would be less of a need, but the idea of living in an authoritarian state is not to my liking. . I'd rather prefer the desperate were looked after and didn't need to commit crime. . Either way, you're paying to prevent crime, so you might as well pay it at the source and not involve middlemen. | |||
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"Best thing for the UK would be to STOP all benefits except for the severely disabled. All benefits stopped with 6 months notice. You work to earn your way, if one job doesn't cover it, you take a second job. All benefits must stop." That will work wonders for my leg chopping off business. Remember 20% off for pensioners, or one foot, whichever is the greatest. | |||
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"Best thing for the UK would be to STOP all benefits except for the severely disabled. All benefits stopped with 6 months notice. You work to earn your way, if one job doesn't cover it, you take a second job. All benefits must stop." This would backfire spectacularly. Why ? 1. Labour Oversupply = Wage Suppression Flood the labour market with people forced to take any job to survive, and what happens? Employers pay less. Job conditions get worse. Benefits vanish. People become replaceable widgets in the workplace vending machine. You’ve basically handed all negotiating power to employers on a silver platter with a handwritten card that says: “Please underpay me.” . 2. Spike in homelessness and crime. Removing all benefits in six months? You think the current housing crisis is bad—imagine it with thousands more evictions because people can't pay rent. And fun surprise: people without housing and food sometimes resort to crime. Who could have guessed that removing the safety net makes things worse, not better? . 3. Who do you think is doing care work, cleaning, food service, elder support? Benefits (aka Corporate Welfare) often supplement low-paid work in those sectors because wages are too low to survive on. Take them away, and people won’t be able to stay in those jobs. Cue the collapse of essential services. Don’t worry though, we’ll just ask billionaires to wipe down hospital floors. . 4. Kids don’t magically survive on vibes. What happens to single parents? Children? Are they supposed to get a job too? Maybe start a TikTok hustle or open a lemonade stand on the M25? Removing benefits punishes children for the sin of being born into poor families. Truly heroic policy design there. . 5. Mental health crisis x1000. Waking up every day in a survival panic with no support system? That's not "character building"—that’s a fast track to mental breakdown. Congratulations, you’ve just increased the NHS burden while gutting funding from services people now desperately need. Everyone suffers. . 6. Local economies would tank. Benefits aren’t hoarded; they’re spent. On groceries, school shoes, heating bills. Remove them and small businesses lose customers. Congrats, you've just kneecapped the high street in the name of "personal responsibility." . Honestly, if the UK took this approach, you'd just be importing the worst parts of the 19th century with none of the charming hats or soot-covered children singing in the streets. #slowclap | |||
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" 1. Labour Oversupply = Wage Suppression Flood the labour market with people forced to take any job to survive, and what happens? Employers pay less. Job conditions get worse. Benefits vanish. People become replaceable widgets in the workplace vending machine. You’ve basically handed all negotiating power to employers on a silver platter with a handwritten card that says: “Please underpay me.” " This is some ridiculous mental gymnastics to somehow justify that people not working is a good thing. If benefits are reduced, people who work will have less tax to pay and hence more money in their hands. End of the day, majority of the people are working and majority will have more money. " 2. Spike in homelessness and crime. Removing all benefits in six months? You think the current housing crisis is bad—imagine it with thousands more evictions because people can't pay rent. And fun surprise: people without housing and food sometimes resort to crime. Who could have guessed that removing the safety net makes things worse, not better? " So where does this stop? At some point, you will run out of other people's money. " 3. Who do you think is doing care work, cleaning, food service, elder support? Benefits (aka Corporate Welfare) often supplement low-paid work in those sectors because wages are too low to survive on. Take them away, and people won’t be able to stay in those jobs. Cue the collapse of essential services. Don’t worry though, we’ll just ask billionaires to wipe down hospital floors. " You take away the government benefits and the market will adapt to it. " 5. Mental health crisis x1000. Waking up every day in a survival panic with no support system? That's not "character building"—that’s a fast track to mental breakdown. Congratulations, you’ve just increased the NHS burden while gutting funding from services people now desperately need. Everyone suffers. " There are many countries without such benefits and people there aren't suffering from mental breakdown. If anything, countries with benefits seem to suffer from more mental health issues. People looking after themselves helps with their self respect and gives them some motivation in their day to day life. Something that helps with mental health issues really. " 6. Local economies would tank. Benefits aren’t hoarded; they’re spent. On groceries, school shoes, heating bills. Remove them and small businesses lose customers. Congrats, you've just kneecapped the high street in the name of "personal responsibility." " Please read some basic economics book before coming up with stuff like this. Giving stuff for free to people who contribute nothing to the economy works against economic growth. Not in favour of it. | |||
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"VOTE REFORM and Remove ALL Benefits " Yes, you said. The govt pension is classed as a benefit I can't see many employers giving 90 year olds a job | |||
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" . 6. Local economies would tank. Benefits aren’t hoarded; they’re spent. On groceries, school shoes, heating bills. Remove them and small businesses lose customers. Congrats, you've just kneecapped the high street in the name of "personal responsibility." ." I think there is some truth in that (and there is another valid argument that crime increases one benefits reduce ) but they’re also a lot of benefits that are spent on things that don’t contribute to the economy, or even damage it, drugs, betting and alcohol shops pop up in the poorest areas , and there is a large proportion of benefits that are sent back to people home (just look at all the cash money wiring shops in the poorest area ) as well because they can live in the UK on a fraction of the benefits they receive & the money back home pay for children’s education and healthcare for large extended families | |||
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"Announced this morning the government will fund 350,000 training and work experience placements, and will guarantee 55,000 jobs in areas it says are in the highest need from spring 2026. Target industries construction and hospitality apparently " . A prime example of Corporate Welfare Scrounging. Essentially, the employee costs will be subsidised by the Government and the private business gets cheap, if not free labour. . | |||
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"Announced this morning the government will fund 350,000 training and work experience placements, and will guarantee 55,000 jobs in areas it says are in the highest need from spring 2026. Target industries construction and hospitality apparently " It would be interesting to see how many people actually take up this offer. | |||
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"Announced this morning the government will fund 350,000 training and work experience placements, and will guarantee 55,000 jobs in areas it says are in the highest need from spring 2026. Target industries construction and hospitality apparently It would be interesting to see how many people actually take up this offer." They'll lose benefits if they don't. | |||
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"Announced this morning the government will fund 350,000 training and work experience placements, and will guarantee 55,000 jobs in areas it says are in the highest need from spring 2026. Target industries construction and hospitality apparently It would be interesting to see how many people actually take up this offer. They'll lose benefits if they don't. " Oh I didn't know that. Good policy in that case  | |||
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"Announced this morning the government will fund 350,000 training and work experience placements, and will guarantee 55,000 jobs in areas it says are in the highest need from spring 2026. Target industries construction and hospitality apparently It would be interesting to see how many people actually take up this offer. They'll lose benefits if they don't. Oh I didn't know that. Good policy in that case "How can a government guarantee jobs in the private sector? The traning is a must for unemployed to up skill and get back in to work and funding for work experience but guaranteed work god they do talk shit. | |||
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"Announced this morning the government will fund 350,000 training and work experience placements, and will guarantee 55,000 jobs in areas it says are in the highest need from spring 2026. Target industries construction and hospitality apparently It would be interesting to see how many people actually take up this offer. They'll lose benefits if they don't. Oh I didn't know that. Good policy in that case "Apart from the effect it will have on people already working in those sectors. Why pay minimum wage when you can have free labour? This has been tried before and failed! But, that was the ECHR… Would you like to live in a house that was built by labourers on benefits? Eat a meal prepared by someone on a lot less than minimum wage? | |||
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"VOTE REFORM and Remove ALL Benefits Yes, you said. The govt pension is classed as a benefit I can't see many employers giving 90 year olds a job" Fully aware that "the state pension" is a benefit. People prefer to pay for sky tv or the best mobile phone etc rather than pay into a private pension so they get what they deserve. Again Vote REFORM and hope they remove All benefits. It's about time people took ownership of their own lifes and don't rely on handouts | |||
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"VOTE REFORM and Remove ALL Benefits Yes, you said. The govt pension is classed as a benefit I can't see many employers giving 90 year olds a job Fully aware that "the state pension" is a benefit. People prefer to pay for sky tv or the best mobile phone etc rather than pay into a private pension so they get what they deserve. Again Vote REFORM and hope they remove All benefits. It's about time people took ownership of their own lifes and don't rely on handouts " Are you saying at the age of 55, you want state pension to stop. So the state only has to support the people that have never worked or contributed. | |||
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"VOTE REFORM and Remove ALL Benefits Yes, you said. The govt pension is classed as a benefit I can't see many employers giving 90 year olds a job Fully aware that "the state pension" is a benefit. People prefer to pay for sky tv or the best mobile phone etc rather than pay into a private pension so they get what they deserve. Again Vote REFORM and hope they remove All benefits. It's about time people took ownership of their own lifes and don't rely on handouts " I see. I'll go put on sack cloth and ashes and flagellate with stinging nettles for claiming a benefit I contributed to over the course of my 50 year working life. Thank god I was fortunate enough not to work a minimum wage job that left no spare for phones and sky TV let alone pension payments. I don't want to live in a society that doesn't care for its sick and elderly but I do know that an increasing number of people do...until they're the sick or elderly ones | |||
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"Announced this morning the government will fund 350,000 training and work experience placements, and will guarantee 55,000 jobs in areas it says are in the highest need from spring 2026. Target industries construction and hospitality apparently It would be interesting to see how many people actually take up this offer. They'll lose benefits if they don't. Oh I didn't know that. Good policy in that case
How can a government guarantee jobs in the private sector?
The traning is a must for unemployed to up skill and get back in to work and funding for work experience but guaranteed work god they do talk shit."My guess is that they had a consultation with the industry. We know that the government is well behind on its housing targets. So they must have had some consultation with the sector to understand what's slowing them down and the answer was presumably labour shortage and the government has proposed this as a solution. This is all just my own guess work. The reality might be different. | |||
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"This is all good, but being 43 and trying to change my career from healthcare (because I’m sick and tired of being abused by service users and working for what is in effect an underfunded political tool where supply grossly falls short of demand), no employer wants to train up 43 year old. Been trying to get into arboriculture and forestry work. Heaven forbid they should employ someone who can arrive for work on time and who’s work ethic is “get the job done” instead of “5pm: pub time”. " I think it's very easy for people to say 'just retrain or get another job' but the practicalities are very different. During the one round of redundancies at my last job a lot of people said they weren't worried because they would just go and work in Sainsbury's on the tills. For one thing Sainsbury's might not want them and for another they all had lifestyles supported by fairly high salaries, their mortgage alone would have been more than a retail workers salary. | |||
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"VOTE REFORM and Remove ALL Benefits Yes, you said. The govt pension is classed as a benefit I can't see many employers giving 90 year olds a job Fully aware that "the state pension" is a benefit. People prefer to pay for sky tv or the best mobile phone etc rather than pay into a private pension so they get what they deserve. Again Vote REFORM and hope they remove All benefits. It's about time people took ownership of their own lifes and don't rely on handouts Are you saying at the age of 55, you want state pension to stop. So the state only has to support the people that have never worked or contributed. " No. A am saying Stop ALL benefits CLOSE DOWN the Benefits system and stop paying out to Scroungers | |||
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"VOTE REFORM and Remove ALL Benefits Yes, you said. The govt pension is classed as a benefit I can't see many employers giving 90 year olds a job Fully aware that "the state pension" is a benefit. People prefer to pay for sky tv or the best mobile phone etc rather than pay into a private pension so they get what they deserve. Again Vote REFORM and hope they remove All benefits. It's about time people took ownership of their own lifes and don't rely on handouts Are you saying at the age of 55, you want state pension to stop. So the state only has to support the people that have never worked or contributed. No. A am saying Stop ALL benefits CLOSE DOWN the Benefits system and stop paying out to Scroungers " I don't know how old you are but will you be turning your state pension down or will you become a 'scrounger' | |||
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"I'm 57 been working since 15 , been unlucky and made some bad financial decisions over the years, mortgage until we are 70. You see people going through life zero contributions to the system yet get all the benefits ( obviously there's many who have no choice regarding disability and so on) but there's also many who know how to play the system and are basically taking the piss. With successive governments creating a system of hammering the workers. Where is the incentive for young people to work hard? Because for many a mortgage is out of reach, private rental is unaffordable. NHS is on it's knees Councils in debt It seems like working doesn't pay. " Spend 6 months on benefits and let me know how easy you find it 👍🏻 | |||
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"VOTE REFORM and Remove ALL Benefits Yes, you said. The govt pension is classed as a benefit I can't see many employers giving 90 year olds a job Fully aware that "the state pension" is a benefit. People prefer to pay for sky tv or the best mobile phone etc rather than pay into a private pension so they get what they deserve. Again Vote REFORM and hope they remove All benefits. It's about time people took ownership of their own lifes and don't rely on handouts Are you saying at the age of 55, you want state pension to stop. So the state only has to support the people that have never worked or contributed. No. A am saying Stop ALL benefits CLOSE DOWN the Benefits system and stop paying out to Scroungers " I do think there is an opportunity to reduce unemployment benefit once a person becomes longterm unemployed. I also think a person who has been in uninterrupted employment for 5 years should be paid 80% of their previous salary for 3 months if they become unemployed through no fault of their own, after that they are moved down to state benefit. We need to be rewarding people who have paid into the system by supporting them better, this should then start to support the idea that working has positives. | |||
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"VOTE REFORM and Remove ALL Benefits Yes, you said. The govt pension is classed as a benefit I can't see many employers giving 90 year olds a job Fully aware that "the state pension" is a benefit. People prefer to pay for sky tv or the best mobile phone etc rather than pay into a private pension so they get what they deserve. Again Vote REFORM and hope they remove All benefits. It's about time people took ownership of their own lifes and don't rely on handouts Are you saying at the age of 55, you want state pension to stop. So the state only has to support the people that have never worked or contributed. No. A am saying Stop ALL benefits CLOSE DOWN the Benefits system and stop paying out to Scroungers I don't know how old you are but will you be turning your state pension down or will you become a 'scrounger' " I retired at age 55 and Scottish Parliament taxes my pension at 42% I don't need a state pension and as I said previously, I hope all benefits are stopped before I am entitled in 12 years time. | |||
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"I retired at age 55 and Scottish Parliament taxes my pension at 42% I don't need a state pension and as I said previously, I hope all benefits are stopped before I am entitled in 12 years time." What I guess you mean is that you are taxed at 42% on any income from your private pension that is above the £43,663 annual threshold. It's nice that you are so comfortably off but slightly disturbing that you seem to want less fortunate people to die of starvation or hypothermia. | |||
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"VOTE REFORM and Remove ALL Benefits Yes, you said. The govt pension is classed as a benefit I can't see many employers giving 90 year olds a job Fully aware that "the state pension" is a benefit. People prefer to pay for sky tv or the best mobile phone etc rather than pay into a private pension so they get what they deserve. Again Vote REFORM and hope they remove All benefits. It's about time people took ownership of their own lifes and don't rely on handouts Are you saying at the age of 55, you want state pension to stop. So the state only has to support the people that have never worked or contributed. No. A am saying Stop ALL benefits CLOSE DOWN the Benefits system and stop paying out to Scroungers I don't know how old you are but will you be turning your state pension down or will you become a 'scrounger' I retired at age 55 and Scottish Parliament taxes my pension at 42% I don't need a state pension and as I said previously, I hope all benefits are stopped before I am entitled in 12 years time." That's good for you. You'll be returning your state pension then? | |||
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"VOTE REFORM and Remove ALL Benefits Yes, you said. The govt pension is classed as a benefit I can't see many employers giving 90 year olds a job Fully aware that "the state pension" is a benefit. People prefer to pay for sky tv or the best mobile phone etc rather than pay into a private pension so they get what they deserve. Again Vote REFORM and hope they remove All benefits. It's about time people took ownership of their own lifes and don't rely on handouts Are you saying at the age of 55, you want state pension to stop. So the state only has to support the people that have never worked or contributed. No. A am saying Stop ALL benefits CLOSE DOWN the Benefits system and stop paying out to Scroungers I don't know how old you are but will you be turning your state pension down or will you become a 'scrounger' I retired at age 55 and Scottish Parliament taxes my pension at 42% I don't need a state pension and as I said previously, I hope all benefits are stopped before I am entitled in 12 years time." So how meany people on minimum wage do you think will retire on that sort of private pension. Or are you also arguing that everyone should earn the sort of income you have. Or where you left a nice nest egg. Would guess you have a pot above £350,000 earning about 17% / year as an income. | |||
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"VOTE REFORM and Remove ALL Benefits Yes, you said. The govt pension is classed as a benefit I can't see many employers giving 90 year olds a job Fully aware that "the state pension" is a benefit. People prefer to pay for sky tv or the best mobile phone etc rather than pay into a private pension so they get what they deserve. Again Vote REFORM and hope they remove All benefits. It's about time people took ownership of their own lifes and don't rely on handouts Are you saying at the age of 55, you want state pension to stop. So the state only has to support the people that have never worked or contributed. No. A am saying Stop ALL benefits CLOSE DOWN the Benefits system and stop paying out to Scroungers I don't know how old you are but will you be turning your state pension down or will you become a 'scrounger' I retired at age 55 and Scottish Parliament taxes my pension at 42% I don't need a state pension and as I said previously, I hope all benefits are stopped before I am entitled in 12 years time. So how meany people on minimum wage do you think will retire on that sort of private pension. Or are you also arguing that everyone should earn the sort of income you have. Or where you left a nice nest egg. Would guess you have a pot above £350,000 earning about 17% / year as an income. " It’s the typical response of those who have political leanings to the right, ‘I’m alright, sod you!’ I hope there’s no change in circumstances, accident or illness, as I’ve seen people’s life change in a second! | |||
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"I'm 57 been working since 15 , been unlucky and made some bad financial decisions over the years, mortgage until we are 70. You see people going through life zero contributions to the system yet get all the benefits ( obviously there's many who have no choice regarding disability and so on) but there's also many who know how to play the system and are basically taking the piss. With successive governments creating a system of hammering the workers. Where is the incentive for young people to work hard? Because for many a mortgage is out of reach, private rental is unaffordable. NHS is on it's knees Councils in debt It seems like working doesn't pay. " | |||
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" ... Our mortgage runs out when I'm 69 I fully expect to be dead by 70 assuming I last that long "That's where the 'mort' in 'mortgage' comes from! | |||
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"VOTE REFORM and Remove ALL Benefits " When Reform come out of the ECHR, the unions are done for. As they are currently protected under the ECHR. Be careful trying to protest as well, that is currently protected under the ECHR. Should reform still want to come out of the ECHR, there could be big issues for others. | |||
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"I'm 57 been working since 15 , been unlucky and made some bad financial decisions over the years, mortgage until we are 70. You see people going through life zero contributions to the system yet get all the benefits ( obviously there's many who have no choice regarding disability and so on) but there's also many who know how to play the system and are basically taking the piss. With successive governments creating a system of hammering the workers. Where is the incentive for young people to work hard? Because for many a mortgage is out of reach, private rental is unaffordable. NHS is on it's knees Councils in debt It seems like working doesn't pay. " Im criminally underpaid for the job i do but i get get a lit more out of it then just the money. Id hate to think how depressed and lacking pupose, confidence and self worth id be on benefits even if th wages to effort ratio isnt fair | |||
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"When Reform come out of the ECHR, the unions are done for. As they are currently protected under the ECHR." Lots of things are protected under the ECHR. what have Reform said that makes you think they'll go for the unions? | |||
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"When Reform come out of the ECHR, the unions are done for. As they are currently protected under the ECHR. Lots of things are protected under the ECHR. what have Reform said that makes you think they'll go for the unions?" Nigel Farage's party also wants out of the ECHR, as well as other international treaties that he thinks stand in the way of curbing illegal immigration. Yes, unions are protected under the European Convention on Human Rights (ECHR). Article 11 of the ECHR protects the right to freedom of assembly and association, including the right to form and join trade unions. Due to the recent strikes, what better way to beat the unions. Reform is handing to companies on a plate. The European Convention on Human Rights (ECHR) provides a framework for the right to peaceful protest, ensuring that public authorities, such as the police, act in a way that is compatible with these rights. I wonder if this right will be revoked as well..... | |||
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"VOTE REFORM and Remove ALL Benefits Yes, you said. The govt pension is classed as a benefit I can't see many employers giving 90 year olds a job Fully aware that "the state pension" is a benefit. People prefer to pay for sky tv or the best mobile phone etc rather than pay into a private pension so they get what they deserve. Again Vote REFORM and hope they remove All benefits. It's about time people took ownership of their own lifes and don't rely on handouts Are you saying at the age of 55, you want state pension to stop. So the state only has to support the people that have never worked or contributed. No. A am saying Stop ALL benefits CLOSE DOWN the Benefits system and stop paying out to Scroungers I don't know how old you are but will you be turning your state pension down or will you become a 'scrounger' I retired at age 55 and Scottish Parliament taxes my pension at 42% I don't need a state pension and as I said previously, I hope all benefits are stopped before I am entitled in 12 years time. That's good for you. You'll be returning your state pension then?" No, I will be use it towards a holiday, put it by for a year then use the lot on business class flights. I don't need it, and I will be happy if they stop ALL Benefits but until then, I will enjoy flying up front in luxurious seats. Anyone aged 50 or over and does not have a private pension, then that's their entire own fault and they will be working until age 67 Ofcourse you do get the benefits Scroungers that simply do not work at all. | |||
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"When Reform come out of the ECHR, the unions are done for. As they are currently protected under the ECHR. Lots of things are protected under the ECHR. what have Reform said that makes you think they'll go for the unions?" Why would they not 'go for the unions', at least as a rhetorical policy? They know that union bashing always go down well with their likely voter base.. | |||
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"It does feel that way. As a young person, sometimes you just don’t feel like getting out of bed when you read some of the stories of benefits cheats etc, meanwhile your wages suck, and it’s a hike to Everest if you ever wanna get a house. Hell, myself, I’m one unexpected parking ticket or issue wirn my car, and I have to cancel plans for going out. But, what choice do you have but to keep going? " Lots of choice your young and can train to do what you want to improve you life. Train for a trade, or a train driver up skill to improve you self. You say go out but in stead of emptying your bank do you put just a bit to one side. 😏 | |||
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"I've worked since leaving school. Made redundant several times. Got back into work. Paying for it now, wrecked back, shoulder, knee, arthritis, asthma, ptsd and no better off financially. Didn't start a family. Helped numerous bosses and companies make big profits over the years. I can see why people don't want to work. The work place is riddled with ageism, bullying, politics, lawsuits and prejudice. If you're prepared to put up with all that then good for you. Gone are the days of having a job for life and one you can enjoy. Now AI is poised to take over, even being a boss could be endangered. Is it the future we really built or wanted? " AI is the bully many managers wanted to be. Just a lot more efficient and impersonal. | |||
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"To be fair I don't pay PAYE as only take £12,570 out my company. The rest of the profit goes in to my pension. " Then stop using a loop hole to over pay your pension and pay fucking tax | |||
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"Working stopped paying the day the put dole up to the minimum wage. I know people in their 30's who have only worked 16 hours a week and the government tops them up to to full time money . " We know people in this category. Madness. | |||
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"To be fair I don't pay PAYE as only take £12,570 out my company. The rest of the profit goes in to my pension. Then stop using a loop hole to over pay your pension and pay fucking tax " Why shouldn't a 57 year old make maximum contributions into a pension? Without knowing his individual financial circumstances, that's a slightly odd judgement to make. Would you like everyone to contribute to the upkeep of older people, then be supported by younger people in their own old age? Surely this is how working pays ..  | |||
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"To be fair I don't pay PAYE as only take £12,570 out my company. The rest of the profit goes in to my pension. Then stop using a loop hole to over pay your pension and pay fucking tax " Nobody pays tax on private pension contributions up to a certain limit. You pay tax when you draw it though. | |||
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"To be fair I don't pay PAYE as only take £12,570 out my company. The rest of the profit goes in to my pension. Then stop using a loop hole to over pay your pension and pay fucking tax Nobody pays tax on private pension contributions up to a certain limit. You pay tax when you draw it though. " I used to pay £600 per month AVC'S into my company pension and as I was a 40% tax payer, £1000 went in, as government paid £400 I believe this amount has reduced now. But living in Scotland, I am now taxed 42% on my pension | |||
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"To be fair I don't pay PAYE as only take £12,570 out my company. The rest of the profit goes in to my pension. Then stop using a loop hole to over pay your pension and pay fucking tax Nobody pays tax on private pension contributions up to a certain limit. You pay tax when you draw it though. I used to pay £600 per month AVC'S into my company pension and as I was a 40% tax payer, £1000 went in, as government paid £400 I believe this amount has reduced now. But living in Scotland, I am now taxed 42% on my pension " We pay tax on ours too but at the basic rate. It's very true that the only certainties in life are death and taxes | |||
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"To be fair I don't pay PAYE as only take £12,570 out my company. The rest of the profit goes in to my pension. Then stop using a loop hole to over pay your pension and pay fucking tax " Why would I do that if I don't need to. 😕 Oh you mean what I am doing is un fair. Yes it probably is. But do you have children & grand children that use services. We don't so we don't get much from government. O benifits all my life. Private healthcare, so why should I give more away. | |||
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"To be fair I don't pay PAYE as only take £12,570 out my company. The rest of the profit goes in to my pension. Then stop using a loop hole to over pay your pension and pay fucking tax Nobody pays tax on private pension contributions up to a certain limit. You pay tax when you draw it though. " Yes I know that, and posably will take the 25% tax if it still exists in 5 years posably less. | |||
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"I'm pretty pissed off about paying tax on my personal pensions and have muttered darkly about it not being worth me working hard to pay in to them so I don't burden the welfare state when I'm older. However, the whole point of the welfare state is so that those of us who can/could work do, so that those who can't can be supported. I know there are some work shy benefit scroungers but they are in the minority. " Wow look round hastings more there are so meany work shy or chose benifits over working. I worked on social housing for years and saw it all. | |||
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"i decided to go down in wages so i would be better off. i now pay less tax and have more cash at the end of each month than i did when earning much more. i dont have debts but the system allows me to take advantage of loopholes that exist. kerry packer the australian media giant once said infront of a parliamentary inquiry I am not evading tax in any way, shape or form. Now of course I am minimising my tax, and if anybody in this country doesn't minimise their tax, they want their heads read because as a government, I can tell you you're not spending it that well that we should be donating extra" | |||
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"To be fair I don't pay PAYE as only take £12,570 out my company. The rest of the profit goes in to my pension. Then stop using a loop hole to over pay your pension and pay fucking tax " Wait till another furlough happens, he will be complaining that he hasn't got enough money. As the government, used a legal loophole not to pay him what he thinks he deserves. | |||
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"To be fair I don't pay PAYE as only take £12,570 out my company. The rest of the profit goes in to my pension. Then stop using a loop hole to over pay your pension and pay fucking tax Wait till another furlough happens, he will be complaining that he hasn't got enough money. As the government, used a legal loophole not to pay him what he thinks he deserves." That is true I got 0 last time but it is what it is. Just found some work instead. Someone I know was getting 3 lots of furlough 1 from each of there jobs. So it all depends how you play it. | |||
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