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"Based on our household composition, our household income is in the 7th decile of incomes in the UK. " Neither of us have yet hit the 40% tax bracket, but I'm not that far off now. | |||
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"Depends who I’m talking to, if your the tax man I earn the basic wage" | |||
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"I ain’t saying she’s a gold digger, But she ain’t messing with no broke " Creative | |||
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"I ain’t saying she’s a gold digger, But she ain’t messing with no broke " I am in fact a gold digger. My issue is the lack of gold these marks have. Fucking cozzy livs is taking a toll on my love life | |||
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"I ain’t saying she’s a gold digger, But she ain’t messing with no broke " Finance. Trust Fund. 6'5". Blue eyes. | |||
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"I ain’t saying she’s a gold digger, But she ain’t messing with no broke Finance. Trust Fund. 6'5". Blue eyes. " you know what this is a good reference | |||
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"I ain’t saying she’s a gold digger, But she ain’t messing with no broke Finance. Trust Fund. 6'5". Blue eyes. " I'll bite I need someone to fund my mobility aid habit | |||
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"I ain’t saying she’s a gold digger, But she ain’t messing with no broke " | |||
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"Awww I remember when I made a thread discussing the fact that swingers all seemed really well off. This doesn't do much to reassure me Anyway, I'm only pennies above minimum wage - Xeno" I will add that I work plenty of hours so pay my fair share of tax too - Xeno | |||
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"Does it matter what wage people are on here. I would say if you dont click then move on to the next. I understand professions as that help what kind of person they are but the wage shouldn't be a factor. " It's the forum, any subject is game | |||
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"People bragging about not paying tax gives me the ick " We pay a shit tonne of tax between us. And our bloody student loans | |||
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"People bragging about not paying tax gives me the ick " Hard agree | |||
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"People bragging about not paying tax gives me the ick " Do you mean not paying tax on earnings, ie breaking the law? | |||
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"Well let's just say we pay far to much tax between us x" What is far too much tax? | |||
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"Well let's just say we pay far to much tax between us x What is far too much tax?" There is no such thing as it’s proportional. | |||
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"Why would you reveal such personal information on a recreational sex site?" Don’t believe everything you read online- Harriet Tubman | |||
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"Why would you reveal such personal information on a recreational sex site?" Why would you reveal anything, it's just choice. Pay variables aren't compromising information. You could tell someone your profession and be able to nail much more information and their pay from that more reliably | |||
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"I’m am lucky I have two income streams and pay 40% tax but all I know is money certainly does not make you happy . " It does make me happy to be able to cover basic needs however! - Xeno | |||
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"Why would you reveal such personal information on a recreational sex site? Why would you reveal anything, it's just choice. Pay variables aren't compromising information. You could tell someone your profession and be able to nail much more information and their pay from that more reliably " I was wondering what the issue was | |||
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"I’m am lucky I have two income streams and pay 40% tax but all I know is money certainly does not make you happy . It does make me happy to be able to cover basic needs however! - Xeno" Real. Having enough money to live is sexy | |||
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"I’m am lucky I have two income streams and pay 40% tax but all I know is money certainly does not make you happy . It does make me happy to be able to cover basic needs however! - Xeno Real. Having enough money to live is sexy " It's such a turn on to cover bills and have enough clothes | |||
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"Why would you reveal such personal information on a recreational sex site?" Tbf it's an optional Q, and very open to figures, or choosing to answer or not at all | |||
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"Truss fund - still £100 quid short of a good one… 5’11 … bleary eyes no finance to speak of… but richer than i could ever be with money by the love and companionship of my fellow forumites " I'm just hearing you're skint?... Runs away sobbing! | |||
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"I’m am lucky I have two income streams and pay 40% tax but all I know is money certainly does not make you happy . It does make me happy to be able to cover basic needs however! - Xeno" I agree but still not a single day that goes by that i don’t need my sertraline . | |||
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" £31,447 is apparently the median UK wage?... " Looking at that, im about right but im a lower earner if you look at hours worked achieving somewhere around that figure | |||
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"Massively an emotive issue ain't it in the UK discussing money " We don’t talk about money in the UK, do we? Maybe it’s still tied up with all that class nonsense. And maybe it’s why such a massive amount of us are a bit financially illiterate. I mean … nobody talked to me about pensions when I was young, for example. I wish they had. | |||
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"Massively an emotive issue ain't it in the UK discussing money We don’t talk about money in the UK, do we? Maybe it’s still tied up with all that class nonsense. And maybe it’s why such a massive amount of us are a bit financially illiterate. I mean … nobody talked to me about pensions when I was young, for example. I wish they had." I don't understand why general household finances isn't taught at school. It's ridiculous | |||
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"Massively an emotive issue ain't it in the UK discussing money We don’t talk about money in the UK, do we? Maybe it’s still tied up with all that class nonsense. And maybe it’s why such a massive amount of us are a bit financially illiterate. I mean … nobody talked to me about pensions when I was young, for example. I wish they had." I absolutely get this! My mum (who is very unwell), didn't until a few months ago put me as her nominated point of contact for her funeral plan (that she's had for years), she paid for it years ago... Just apparently doesn't like to talk about it? Which is great, but I still need to know which funeral directors to ring... Vs my dad with zero funeral plans/finances in place? So I can only assume I'm inheriting the dog and his cremation there | |||
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"Uni education. Below average income. The story for so many of my generation. No hope of owning a home. No future in this country. I don’t think I owe this country my working life. It’s continually voted to make the lives of successive generations worse than the last. It yearns for an idealistic past that will never return. It’s deeply cynical and deeply deluded. It continues to make the lives of young working class people a daily struggle. All so the rich can buy a 16th Ferrari. 21st century Britain is a joke. " I think one’s outlook on life is a big factor in how life turns out. If you hate “the rich” then how are you meant to motivate yourself to become wealthy yourself? If you don’t allow yourself room to hope then how do you expect to improve yourself? And also how do you explain all the uni educated people who do have the things you want? I guess what I’m trying to say is that everything is within your power and if you change your outlook it’s well within you to achieve whatever you wish. Stay positive, don’t let negativity drag you down (harder said than done) and DEFINITELY don’t read online discussions and articles by people with negative outlooks. You’ll see your mood lift | |||
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"Uni education. Below average income. The story for so many of my generation. No hope of owning a home. No future in this country. I don’t think I owe this country my working life. It’s continually voted to make the lives of successive generations worse than the last. It yearns for an idealistic past that will never return. It’s deeply cynical and deeply deluded. It continues to make the lives of young working class people a daily struggle. All so the rich can buy a 16th Ferrari. 21st century Britain is a joke. " Ah! That's so sad! I'm also uni educated (albeit it as a mature student) I'm still below avg income beside working most of the time from being 16 I rent, have done since 18 (working, fully paid) I've paid half the asking price of my social housing price in the past 23yrs (cos I can't afford rent and a deposit) I feel grateful I have a home. I feel grateful I have an education that costs me peanuts to repay. | |||
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"My earrings are definitely in the top 10%. " Must be expensive earrings | |||
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"In the 45% tax bracket. I expect lots of messages in my inbox when I mention this. But I only get messages from HMRC or the Nigerian prince. I guess money doesn't compensate for being fugly " Nigerian Prince here. Please send money so I can release my father's gold reserve hahaha. Sarah xx | |||
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"My earrings are definitely in the top 10%. " Drop us a message please Mrs. Sarah xx | |||
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"My earrings are definitely in the top 10%. Drop us a message please Mrs. Sarah xx" You can't have my earrings. | |||
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"None of any1 s business " Some people are happy to discuss and some aren’t. It’s no big deal. Nobody is here to shag your money. | |||
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"I'm in the 40% tax bracket, bottom end. However, I get paid £1 more then minimum wage, I do 65+ hour weeks every week, away from home up to 4 weeks at a time, spend 5-7 nights a week sleeping in the truck, get £24 tax free extra per night for doing that so hardly worth it. Have to deal with abuse of idiots on the road, working in the 2nd most regulated industry in the UK where i can get a fine for anything, like working 15 minutes longer then I should have because I couldn't get parked one night. If I done normal ours, 37.5 a week(ish) I'd be on way less. So yeah I may be in that higher bracket, but I've got to graft for it. But I'm happy, that's the main thing, it's helping clear my debt from a drink and gambling addiction caused from a mental breakdown and it's put me back on track in life. " Congratulations on beating your Demons | |||
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"People bragging about not paying tax gives me the ick We pay a shit tonne of tax between us. And our bloody student loans " It’s so grim that working people are taxed higher than parasites living off of asset appreciation. | |||
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"I'm in the 40% tax bracket, bottom end. However, I get paid £1 more then minimum wage, I do 65+ hour weeks every week, away from home up to 4 weeks at a time, spend 5-7 nights a week sleeping in the truck, get £24 tax free extra per night for doing that so hardly worth it. Have to deal with abuse of idiots on the road, working in the 2nd most regulated industry in the UK where i can get a fine for anything, like working 15 minutes longer then I should have because I couldn't get parked one night. If I done normal ours, 37.5 a week(ish) I'd be on way less. So yeah I may be in that higher bracket, but I've got to graft for it. But I'm happy, that's the main thing, it's helping clear my debt from a drink and gambling addiction caused from a mental breakdown and it's put me back on track in life. " I hope you are damn proud of yourself. I bet you are looking forward to a future with no addiction, no debt, and a reasonable working week. You won't know what to do with all that free time. | |||
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"I pay 60% tax on a portion of my earning and I do not begrudge a penny." Im so glad you said that. We are so lucky to live in a society with tax paid public services and protection for the vulnerable. Societies with high tax rates are some of the happiest in the world. | |||
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"I pay 60% tax on a portion of my earning and I do not begrudge a penny. Im so glad you said that. We are so lucky to live in a society with tax paid public services and protection for the vulnerable. Societies with high tax rates are some of the happiest in the world." Yep the uk is known around the world for having such happy people, I put it down to the large range of foodbanks, world class heathcare system and genuinely caring pm you have. The envy of the western world…. | |||
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"People bragging about not paying tax gives me the ick Do you mean not paying tax on earnings, ie breaking the law?" Seems it’s fine for tradesmen and others to break the law and not pay tax or VAT, Everyone I’ve ever dealt with prefers cash and no receipts or VAT. Same with all the new self employed, the grey economy in the UK, starving the NHS, stealing from it, while complaining about it. But when wealthily people legally reduce tax they are critised. I think there’s a bit of hypocrisy there. I pay 45% on UK income & don’t even qualify for a personal allowance . I’m not happy about it, it’s crap value for money , mostly wasted by incompetent MP’s on wokery pokery. | |||
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"People bragging about not paying tax gives me the ick Do you mean not paying tax on earnings, ie breaking the law? Seems it’s fine for tradesmen and others to break the law and not pay tax or VAT, Everyone I’ve ever dealt with prefers cash and no receipts or VAT. Same with all the new self employed, the grey economy in the UK, starving the NHS, stealing from it, while complaining about it. But when wealthily people legally reduce tax they are critised. I think there’s a bit of hypocrisy there. I pay 45% on UK income & don’t even qualify for a personal allowance . I’m not happy about it, it’s crap value for money , mostly wasted by incompetent MP’s on wokery pokery. " The cash in hand brigade really wind me up, Years ago had a client spend around £400 and gave me cash, Calling me an f’ing idiot for putting it into the till, scrunched his receipt up and lobbed it…… all this whilst the next client was sat patiently waiting to be seen. Young lady late twenties…….. he left and as I went to see what she needed, she said, so good to see someone honest in business and putting cash through the till, she handed me her business card. HMRC VAT inspector!!!!!!! | |||
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"Imagine coming on a site like this and talking about how much you earn.. Yawnnnn! " Fabs not all about the sex ya know, there's financial advice to boot.... See if you can claim money back on condoms, also little tip save the swinging club receipts, "you took a client"... Mr | |||
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"People bragging about not paying tax gives me the ick Do you mean not paying tax on earnings, ie breaking the law? Seems it’s fine for tradesmen and others to break the law and not pay tax or VAT, Everyone I’ve ever dealt with prefers cash and no receipts or VAT. Same with all the new self employed, the grey economy in the UK, starving the NHS, stealing from it, while complaining about it. But when wealthily people legally reduce tax they are critised. I think there’s a bit of hypocrisy there. I pay 45% on UK income & don’t even qualify for a personal allowance . I’m not happy about it, it’s crap value for money , mostly wasted by incompetent MP’s on wokery pokery. The cash in hand brigade really wind me up, Years ago had a client spend around £400 and gave me cash, Calling me an f’ing idiot for putting it into the till, scrunched his receipt up and lobbed it…… all this whilst the next client was sat patiently waiting to be seen. Young lady late twenties…….. he left and as I went to see what she needed, she said, so good to see someone honest in business and putting cash through the till, she handed me her business card. HMRC VAT inspector!!!!!!! " What all those people don’t realise is that it only takes one disgruntled client or neighbour to make that call and they will not have a clue what is hit them. Once they decide they are interested in you your life becomes Hell, They will go back to Years & Years, They will calculate based on what the worst case scenario is and then it’s up to you to start proving expenses and tax deductible, And if you don’t pay on time they will find you at interest and ultimately send you to prison. I sleep very well at night knowing my accountant does everything by the book | |||
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"People bragging about not paying tax gives me the ick Do you mean not paying tax on earnings, ie breaking the law? Seems it’s fine for tradesmen and others to break the law and not pay tax or VAT, Everyone I’ve ever dealt with prefers cash and no receipts or VAT. Same with all the new self employed, the grey economy in the UK, starving the NHS, stealing from it, while complaining about it. But when wealthily people legally reduce tax they are critised. I think there’s a bit of hypocrisy there. I pay 45% on UK income & don’t even qualify for a personal allowance . I’m not happy about it, it’s crap value for money , mostly wasted by incompetent MP’s on wokery pokery. " Tax dodging annoys me. Not necessarily the act, more so the hypocrisy of it. It seems those who dodge tax the most are also the people who are most vocal about the country, the government and services. | |||
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"People bragging about not paying tax gives me the ick Do you mean not paying tax on earnings, ie breaking the law? Seems it’s fine for tradesmen and others to break the law and not pay tax or VAT, Everyone I’ve ever dealt with prefers cash and no receipts or VAT. Same with all the new self employed, the grey economy in the UK, starving the NHS, stealing from it, while complaining about it. But when wealthily people legally reduce tax they are critised. I think there’s a bit of hypocrisy there. I pay 45% on UK income & don’t even qualify for a personal allowance . I’m not happy about it, it’s crap value for money , mostly wasted by incompetent MP’s on wokery pokery. Tax dodging annoys me. Not necessarily the act, more so the hypocrisy of it. It seems those who dodge tax the most are also the people who are most vocal about the country, the government and services." You say dodging some say avoidance | |||
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"People bragging about not paying tax gives me the ick Do you mean not paying tax on earnings, ie breaking the law? Seems it’s fine for tradesmen and others to break the law and not pay tax or VAT, Everyone I’ve ever dealt with prefers cash and no receipts or VAT. Same with all the new self employed, the grey economy in the UK, starving the NHS, stealing from it, while complaining about it. But when wealthily people legally reduce tax they are critised. I think there’s a bit of hypocrisy there. I pay 45% on UK income & don’t even qualify for a personal allowance . I’m not happy about it, it’s crap value for money , mostly wasted by incompetent MP’s on wokery pokery. Tax dodging annoys me. Not necessarily the act, more so the hypocrisy of it. It seems those who dodge tax the most are also the people who are most vocal about the country, the government and services. You say dodging some say avoidance " And some use the system to their advantage. The same way the companies that pay many of the above proclaimed salaries recieve, have huge tax write-offs. None of you can sit on the moral high ground. Just because you earn PAYE, it doesn't mean the organisation with which your working for, isn't (shall we say) embellishing taxable expidture rules. | |||
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"People bragging about not paying tax gives me the ick Do you mean not paying tax on earnings, ie breaking the law? Seems it’s fine for tradesmen and others to break the law and not pay tax or VAT, Everyone I’ve ever dealt with prefers cash and no receipts or VAT. Same with all the new self employed, the grey economy in the UK, starving the NHS, stealing from it, while complaining about it. But when wealthily people legally reduce tax they are critised. I think there’s a bit of hypocrisy there. I pay 45% on UK income & don’t even qualify for a personal allowance . I’m not happy about it, it’s crap value for money , mostly wasted by incompetent MP’s on wokery pokery. Tax dodging annoys me. Not necessarily the act, more so the hypocrisy of it. It seems those who dodge tax the most are also the people who are most vocal about the country, the government and services. You say dodging some say avoidance And some use the system to their advantage. The same way the companies that pay many of the above proclaimed salaries recieve, have huge tax write-offs. None of you can sit on the moral high ground. Just because you earn PAYE, it doesn't mean the organisation with which your working for, isn't (shall we say) embellishing taxable expidture rules." As a company owner I know we are paying the taxes we owe. I also know that we are on top of what allowances exist and exactly to what level Not avoiding not evading just making sure if there is a legal and morally correct way that we are using it Any. Ltd company owner who doesn’t know should!! | |||
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"Imagine coming on a site like this and talking about how much you earn.. Yawnnnn! " Sorry if the forums bore you but not everyone needs to talk only about sex. You might enjoy the swingers board more | |||
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"People bragging about not paying tax gives me the ick Do you mean not paying tax on earnings, ie breaking the law? Seems it’s fine for tradesmen and others to break the law and not pay tax or VAT, Everyone I’ve ever dealt with prefers cash and no receipts or VAT. Same with all the new self employed, the grey economy in the UK, starving the NHS, stealing from it, while complaining about it. But when wealthily people legally reduce tax they are critised. I think there’s a bit of hypocrisy there. I pay 45% on UK income & don’t even qualify for a personal allowance . I’m not happy about it, it’s crap value for money , mostly wasted by incompetent MP’s on wokery pokery. Tax dodging annoys me. Not necessarily the act, more so the hypocrisy of it. It seems those who dodge tax the most are also the people who are most vocal about the country, the government and services. You say dodging some say avoidance And some use the system to their advantage. The same way the companies that pay many of the above proclaimed salaries recieve, have huge tax write-offs. None of you can sit on the moral high ground. Just because you earn PAYE, it doesn't mean the organisation with which your working for, isn't (shall we say) embellishing taxable expidture rules." I am just about to write a cheque to HMRC which I do, not gladly but as a necessity to ensure I pay a fair and equitable contribution to the needs of society. I was going say I have been fortunate to be modestly successful in business but in actual fact the harder I worked the luckier I got! You earn it then consider yourself lucky to be able to pay levy socially required. | |||
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"Imagine coming on a site like this and talking about how much you earn.. Yawnnnn! Sorry if the forums bore you but not everyone needs to talk only about sex. You might enjoy the swingers board more" Or the smorgasbord? | |||
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"Retired...now house husband. Wife earns a lot.....and we'll deserved lol" So, while her outdoors is working you are cheating? | |||
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"People bragging about not paying tax gives me the ick Do you mean not paying tax on earnings, ie breaking the law? Seems it’s fine for tradesmen and others to break the law and not pay tax or VAT, Everyone I’ve ever dealt with prefers cash and no receipts or VAT. Same with all the new self employed, the grey economy in the UK, starving the NHS, stealing from it, while complaining about it. But when wealthily people legally reduce tax they are critised. I think there’s a bit of hypocrisy there. I pay 45% on UK income & don’t even qualify for a personal allowance . I’m not happy about it, it’s crap value for money , mostly wasted by incompetent MP’s on wokery pokery. Tax dodging annoys me. Not necessarily the act, more so the hypocrisy of it. It seems those who dodge tax the most are also the people who are most vocal about the country, the government and services. You say dodging some say avoidance And some use the system to their advantage. The same way the companies that pay many of the above proclaimed salaries recieve, have huge tax write-offs. None of you can sit on the moral high ground. Just because you earn PAYE, it doesn't mean the organisation with which your working for, isn't (shall we say) embellishing taxable expidture rules." We actually can sit on the moral high ground because we, personally, are not trying to evade, avoid or dodge tax. We’re doing our part. | |||
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"People bragging about not paying tax gives me the ick Do you mean not paying tax on earnings, ie breaking the law? Seems it’s fine for tradesmen and others to break the law and not pay tax or VAT, Everyone I’ve ever dealt with prefers cash and no receipts or VAT. Same with all the new self employed, the grey economy in the UK, starving the NHS, stealing from it, while complaining about it. But when wealthily people legally reduce tax they are critised. I think there’s a bit of hypocrisy there. I pay 45% on UK income & don’t even qualify for a personal allowance . I’m not happy about it, it’s crap value for money , mostly wasted by incompetent MP’s on wokery pokery. Tax dodging annoys me. Not necessarily the act, more so the hypocrisy of it. It seems those who dodge tax the most are also the people who are most vocal about the country, the government and services. You say dodging some say avoidance And some use the system to their advantage. The same way the companies that pay many of the above proclaimed salaries recieve, have huge tax write-offs. None of you can sit on the moral high ground. Just because you earn PAYE, it doesn't mean the organisation with which your working for, isn't (shall we say) embellishing taxable expidture rules. We actually can sit on the moral high ground because we, personally, are not trying to evade, avoid or dodge tax. We’re doing our part. " Assuming your not speaking from a shop floor level. Some of the % salaries discussed above place certain individuals much higher up the hierarchy. The higher you climb, the more you become complacent. The bigger the cog in the machine you become for the corporate world. | |||
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" Assuming you’re not speaking from a shop floor level. Some of the % salaries discussed above place certain individuals much higher up the hierarchy. The higher you climb, the more you become complacent. The bigger the cog in the machine you become for the corporate world." And that has to do with what? | |||
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"Retired...now house husband. Wife earns a lot.....and we'll deserved lol So, while her outdoors is working you are cheating?" It beggars belief! | |||
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"People bragging about not paying tax gives me the ick Do you mean not paying tax on earnings, ie breaking the law? Seems it’s fine for tradesmen and others to break the law and not pay tax or VAT, Everyone I’ve ever dealt with prefers cash and no receipts or VAT. Same with all the new self employed, the grey economy in the UK, starving the NHS, stealing from it, while complaining about it. But when wealthily people legally reduce tax they are critised. I think there’s a bit of hypocrisy there. I pay 45% on UK income & don’t even qualify for a personal allowance . I’m not happy about it, it’s crap value for money , mostly wasted by incompetent MP’s on wokery pokery. Tax dodging annoys me. Not necessarily the act, more so the hypocrisy of it. It seems those who dodge tax the most are also the people who are most vocal about the country, the government and services. You say dodging some say avoidance And some use the system to their advantage. The same way the companies that pay many of the above proclaimed salaries recieve, have huge tax write-offs. None of you can sit on the moral high ground. Just because you earn PAYE, it doesn't mean the organisation with which your working for, isn't (shall we say) embellishing taxable expidture rules. We actually can sit on the moral high ground because we, personally, are not trying to evade, avoid or dodge tax. We’re doing our part. Assuming your not speaking from a shop floor level. Some of the % salaries discussed above place certain individuals much higher up the hierarchy. The higher you climb, the more you become complacent. The bigger the cog in the machine you become for the corporate world." I’ve never worked in tax but I know revenue recognition and I’ve fought lots of board room battles to defend high amounts of deferred rev when it’s clear it’s the correct treatment but people want more profits than are due. There are rules to follow, they are not difficult to understand. There is very little wiggle room before materiality kicks in | |||
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" What all those people don’t realise is that it only takes one disgruntled client or neighbour to make that call and they will not have a clue what is hit them. Once they decide they are interested in you your life becomes Hell, They will go back to Years & Years, They will calculate based on what the worst case scenario is and then it’s up to you to start proving expenses and tax deductible, And if you don’t pay on time they will find you at interest and ultimately send you to prison. I sleep very well at night knowing my accountant does everything by the book" I know of 3 people who have been financially ruined by IR35 investigations as a result of their dodgy practices. Due to association with one of them working for me briefly I was also investigated. Thankfully I have a good accountant and I also sleep well knowing I do it all by the books and pay what I owe. Not worth it for what is not really a huge amount saved in dividend tax. | |||
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"Higher and I won't lie when I say I'm absolutely stealing a living " What do you do? | |||
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"If any one wants a foot massage let me know hehe " I didn’t know massaging feet paid so well. | |||
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"Income? What's that? " | |||
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"If any one wants a foot massage let me know hehe I didn’t know massaging feet paid so well." It doesn’t That’s a side hobby :p Automotive manager by day Worshiper by night | |||
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"High earner. It's taken me 20 years to master my trade for which I'm now well renumerated." Exactly people are paying for the 20 years not the 20 minutes | |||
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"High earner. It's taken me 20 years to master my trade for which I'm now well renumerated. Exactly people are paying for the 20 years not the 20 minutes " Doesn’t matter whether you are an engineer skilled tradesperson, A doctor or a consultant or something or other. Can you put in 20 to 30 years of hard work you should be earning megabucks | |||
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"I’m not going to lie, I’m not going to big myself up, I’m probably in the lower 10%. Life is for living, not working. I pay my way, only debt is mortgage, only benefit we claim in child benefit (which has always been invested in a child isa), we still have a nice car, 2 holidays a year and I work as little as I can get away with, haven’t and won’t do over time in over 10 years and never been happier. Don’t need money to be happy." 100% this! I was earning well into the 40% bracket,5-6 days a week and now I do 3…that’s it Money is amazing to have and I understand that You can always earn more money, but you know what you can’t earn?….time….my time is more precious than money to me | |||
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"I’m not going to lie, I’m not going to big myself up, I’m probably in the lower 10%. Life is for living, not working. I pay my way, only debt is mortgage, only benefit we claim in child benefit (which has always been invested in a child isa), we still have a nice car, 2 holidays a year and I work as little as I can get away with, haven’t and won’t do over time in over 10 years and never been happier. Don’t need money to be happy. 100% this! I was earning well into the 40% bracket,5-6 days a week and now I do 3…that’s it Money is amazing to have and I understand that You can always earn more money, but you know what you can’t earn?….time….my time is more precious than money to me " I recently read die with zero and figured I have made enough. The problem is when you earn a lot you feel like you lose a lot of you stop but time is way more precious than money | |||
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"I do wish someone had told me how to get ahead in life when I was younger. Being told not to wank my teenage earnings would have been immensely helpful my friend now has a mortgage thanks to her being frugal (and her parents helping a bit). Just feels like there's no upwards spiral " Our son has been educated about saving and being careful but he's still spaffed his money away. It doesn't always successfully influence the situation, unfortunately. | |||
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"I do wish someone had told me how to get ahead in life when I was younger. Being told not to wank my teenage earnings would have been immensely helpful my friend now has a mortgage thanks to her being frugal (and her parents helping a bit). Just feels like there's no upwards spiral Our son has been educated about saving and being careful but he's still spaffed his money away. It doesn't always successfully influence the situation, unfortunately. " Bless you, yes I can imagine it's not that simple! | |||
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"I do wish someone had told me how to get ahead in life when I was younger. Being told not to wank my teenage earnings would have been immensely helpful my friend now has a mortgage thanks to her being frugal (and her parents helping a bit). Just feels like there's no upwards spiral Our son has been educated about saving and being careful but he's still spaffed his money away. It doesn't always successfully influence the situation, unfortunately. " True, i drummed the exact same message into both my sons one is great with his money and has savings despite being 16, the other is 22 and hasn’t got a pot to piss in. We can educate all we want but if they listen or not is a different story | |||
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"I see lots of comments saying that working less and having a lower income is correlated to being happier. My personal experience is that the more monetary wealth I have accumulated, the more time I've bought myself. I've always thought everybody's goal is to earn more money by working less but I stand corrected! " More and more people are realising what time is more important than money. Sure being poor I’m not having enough for your needs, or being in debt, makes you very unhappy no one would dispute that. But once you have enough , and no debts, there are huge diminishing returns regarding more money to more happiness, If anything more money brings more unhappiness and pressure for many. | |||
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