FabSwingers.com forum: How much has your car/van insurance gone up by?

By *ottom4topx OP Man
over a year ago

Derry

I'm just curious because mine has there asking twice as much this year even tho my circumstances hasn't changed.

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By *rMonkeyMan
over a year ago

Somewhere

Last year was £687, highly modified RS6, never claimed in over 25 years. Renewal was £1272. Shopped around and renewed at £836.

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By (user no longer on site)
over a year ago

Vivaro van

Comprehensive

Last year £450

This year £1350

No accidents and full no claims

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By (user no longer on site)
over a year ago

LR discovery

Last year £580

This £1420

Full no claims

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By *oxy RedWoman
over a year ago

Glasgow

Ooft! And I thought mine was bad! Nightmare! X

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By (user no longer on site)
over a year ago

I had a quote for over £2000 a few weeks back

No claims for the past ten years.

Last year it was £989.

Someone recommended Liverpool Victoria (lv.com) and I had a quote in for less than last year’s price.

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By (user no longer on site)
over a year ago

I’m with NFU. Still old fashioned person service. And no other company beat them on price yet

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By *ust RachelTV/TS
over a year ago

Horsham

I drive a company car, so no idea.

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By *ottom4topx OP Man
over a year ago

Derry

"I drive a company car, so no idea."

If you have no idea why even comment? Lol

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By *ust RachelTV/TS
over a year ago

Horsham

[Removed by poster at 25/01/24 23:38:36]

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By *ust RachelTV/TS
over a year ago

Horsham

"I drive a company car, so no idea.

If you have no idea why even comment? Lol"

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By *he Durex BunnyMan
over a year ago

Aberystwyth

Just did mine yesterday, last year was £400 quoted £766, compared the market, changed providers and I'm paying £400.

I've no idea why these companies think they can nearly double your price and expect to keep you as a customer.

Another thing that makes me question what they are playing at is over the last 4-5 years I've just switched every year between Aviva and AXA and my premium has hardly changed but every year a renewal quote is massive

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By *orkshire biMan
over a year ago

where I lay my head

Professional driver

Clean licence

Full no claims

On fiat panda.

Doubled and try putting your daughter on that's just passed her test. Ouch.

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By *aptain Caveman41Man
over a year ago

Home

Came down because I shopped around

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By *reya73Woman
over a year ago

Whitley Bay

Last year 289

Remewal quote 489

Talked them down to 349

I feel lucky after seeing some of your quotes!

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By *ottom4topx OP Man
over a year ago

Derry

"Just did mine yesterday, last year was £400 quoted £766, compared the market, changed providers and I'm paying £400.

I've no idea why these companies think they can nearly double your price and expect to keep you as a customer.

Who did you go to, to get it to £400 again?

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By (user no longer on site)
over a year ago

I got quoted 288 for renewel, up from 212 last year, looked around on go compare and managed to get a deal for 207!

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By *ottom4topx OP Man
over a year ago

Derry

"I got quoted 288 for renewel, up from 212 last year, looked around on go compare and managed to get a deal for 207! "

Who quoted that?

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By *wosmilersCouple
over a year ago

Heathrowish

Last year £151. This year £214.

Max NCB, Vauxhall Mokka X.

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By (user no longer on site)
over a year ago

[Removed by poster at 26/01/24 01:44:13]

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By (user no longer on site)
over a year ago

"I got quoted 288 for renewel, up from 212 last year, looked around on go compare and managed to get a deal for 207!

Who quoted that?"

Hastings wanted 288

Ensure I got for 207

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By (user no longer on site)
over a year ago

Esure that should be

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By *hrimper36Couple
over a year ago

Central France dept 36

Currently paying 538€ full cover hire car by break down but will be 345€ when I renew with a different company again full works on a Mercedes Vito.

But luckily I live in French France.

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By *TG3Man
over a year ago

Swanage

Mine actually went down this year for the first time ever so i stuck with same insurer

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By (user no longer on site)
over a year ago

Similar story here. Pick up truck went up by 50%. Managed to get another quote but still 25% increase.

10 years no claims. Joke!!

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By *dward_TeagueMan
over a year ago

wolverhampton

I was with More Than, which is part of Royal Sun Alliance, one of the largest insurers in the world.

More Than have pulled out of UK car insurance so with my permission they passed my details on to Swinton, a broker who are also part of the Royal Sun Alliance group.

Swinton offered me a renewal quote at the end of December of £985 for a policy with Ageas, an increase of 70% on last year.

I shopped around and got a policy with Ageas for £450. I’m not sure why there’s such a difference in the price for a policy with the same insurer but I’m not complaining!

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By (user no longer on site)
over a year ago

None of mine have gone up by more than a few pounds, I did have to move two to different providers to keep them competitive, especially the defender.

Shop around.

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By *he Durex BunnyMan
over a year ago

Aberystwyth

"Just did mine yesterday, last year was £400 quoted £766, compared the market, changed providers and I'm paying £400.

I've no idea why these companies think they can nearly double your price and expect to keep you as a customer.

Who did you go to, to get it to £400 again?"

I was with AXA last year and now back with Aviva who I was with 2 years ago.

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By *rivervaderMan
over a year ago

bolton

Tucon last year £300 this year £550 Robbin fuckers

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By *agneto.Man
over a year ago

Bham

Gone up around 40/50 quid.

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By *agneto.Man
over a year ago

Bham

My renewal was less than a tenner more than the best price on comparison sites about 3/4 weeks before renewal so I didn't leave it last minute.

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By *oppleWangerMan
over a year ago

Gods Country

[Removed by poster at 26/01/24 08:05:21]

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By *oppleWangerMan
over a year ago

Gods Country

I use 4 different insurers on 5 cars.

3 went down, 2 went up - but only by about £100 or something, times money and all so just cracked on with the renewals

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By *hekaiserMan
over a year ago

Glasgow

£700 last year,renewal came in at £1600...........

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By *obilebottomMan
over a year ago

All over

It's ridiculous, up by over £300 the new quote.

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By (user no longer on site)
over a year ago

Think it was up about £100 this year to around £430 for my tipper truck that’s with business use and breakdown cover ect. Consistently payed just under 200 quid a year for a long time it’s been creeping up steadily since

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By (user no longer on site)
over a year ago

Nfu

Range Rover sport 260 a year my tax is 780

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By *ob Carpe DiemMan
over a year ago

Benidorm for a week

Tax up a bit insurance not but I had to switch insurers

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By *issilia AmoriWoman
over a year ago

St Albans/ North Welsh Borders

I paid £240 last year, fully comp. cheapest quote this year is £300 FC. Not as bad as I was expecting it to me

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By *ustincamebridgeCouple
over a year ago

manchester

Ours went up by £100. Our son (18) has been quoted £10k for a Polo

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By *unnesscoupleMan
over a year ago

around

£260 last year - £240 this year fully comp. I change and hunt for bargains every year

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By *agneto.Man
over a year ago

Bham

"Ours went up by £100. Our son (18) has been quoted £10k for a Polo"

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By (user no longer on site)
over a year ago

Lost my 6 years NCB after I stopped driving during the pandemic.

Just insured a car for the first time in a few years, got stung for £2,700. I’m 34, with a clean license.

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By *hekaiserMan
over a year ago

Glasgow

"Nfu

Range Rover sport 260 a year my tax is 780 "

Did you go to them direct or via a comparison site??

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By *JandCMCouple
over a year ago

cardiff

Last year for a BMW 1 series it was just under £400, renewal was about £850.

Shopped around n got it for £422

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By *ango0505Woman
over a year ago

Dumfries

Recently changed my car and it’s gone up by £270 fully comp but I’ve added my twin daughters to the policy so I kinda knew it was going to be more expensive

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By (user no longer on site)
over a year ago

I've a svr RR went from 620 to 1400.. some insurers wanted 5k.

Mental

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By (user no longer on site)
over a year ago

Mine went down by £3

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By *TG3Man
over a year ago

Swanage

Mine went down in cost on my last renewal not much you can do if it goes up but if it does i will renew with a different company, its been a life long requirement for me that insurance goes down every year i don't make a claim, which has been every year since i passed my test.

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By (user no longer on site)
over a year ago

Mine went up nearly 300£.

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By *TG3Man
over a year ago

Swanage

"Mine went up nearly 300£.

"
really lol you smashed into someone didn't you

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By *ocktoplaywithMan
over a year ago

Derby

BMW x3 up from 745 to 905.

Sign of the times I think

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By *adbod2godbodMan
over a year ago

Manchester

Went up 40% at renewal. Tried shopping around renewal was cheapest by a mile

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By *lderflower_AppleWoman
over a year ago

Basingstoke

I'm not condoning price increases, but there are many reasons why insurers increase their prices. The common 'excuse' is currently that the cost of parts and labour is increasing repair costs. However insurers also regularly change their views of who their 'target' customer base is so may increase renewal costs disproportionately for customers who no longer fit within their preferred criteria in a hope they'll shop elsewhere.

Don't forget also that many insurers offer a discount when you move to them, so renewal in the next year may well see another hike in costs.

Insurers are not supposed to treat existing customers 'worse' than new customers so it's worth taking them to task if you see the same policy for a cheaper price on a comparison site. Also consider reporting them to the FCA if you think they're not following the rules!

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By *enSiskoMan
over a year ago

Cestus 3

I never stay with the same insurer so I always pay around the same every year or cheaper.

I always look a month before my insurance is up.

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By *omvampmMan
over a year ago

south east

Mines gone up by 150 tried shop around cudnt find it cheaper unless changed cover levels so I guess it’s like everything else they just put cost up cause they can and everything else goes up and we all have to acept it moan for day over lol stay positive all and have fun to forget about cost of stuff xx

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By *orkshire UnicornWoman
over a year ago

Yorkshire

Last year was £330. The cheapest quote I’ve found so far is £670. Fully comp, 10yrs NC

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By *arlot o scaraWoman
over a year ago

Hell

My renewal price is £40 a month more expensive than last year

They must have seen my driving

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By *rumcouple2013Couple
over a year ago

Tamworth

My MERC has gone up from £314 to £432. No change in circumstances

My motorbike has gone up by £30 this year.

Waiting for the insurance on my 1943 jeep. Not doubt that will go up.

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By *redwilma666Couple
over a year ago

Kilbirnie

"I'm just curious because mine has there asking twice as much this year even tho my circumstances hasn't changed."

Mine has not really changed for my car or motorcycle. No accidents or claims for the past 48 years

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By *rAitchMan
over a year ago

Diagonally Parked in a Parallel Universe

My renewal was £830. Last year it was £390. I shopped around and got better cover for £370. Apart from a couple of windscreen claims, I've never had to claim on my insurance in 43 years.

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By *obilebottomMan
over a year ago

All over

"My renewal was £830. Last year it was £390. I shopped around and got better cover for £370. Apart from a couple of windscreen claims, I've never had to claim on my insurance in 43 years."

Very similar story but doing mine tommorow. Fingers crossed

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By *ibblepilotMan
over a year ago

Preston

Fleet of 5 pickups, 6 flatbeds and 3 box vans - gone up 170 per vehicle. P.I. doubled, P.L. up a third. Small family business and the various insurances pushing 50K now. Clients asking us to reduce fees by 5-10%, another living wage increase coming = margin squeeze!

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By *etmebeinurefantasiesMan
over a year ago

witney

Mine went up and it pissed me off, so I brought a different car. Believe it or not I had a mazda 5 I got shot of that and brought a jaguar same year. Insurance three hundred and odd quid a year cheaper. Work that out.

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By *idnightMischiefMan
over a year ago

London

Mine has almost doubled, but I did change my car too.

Same model but higher spec and newer.

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By *ositiveVibesJBxMan
over a year ago

Birmingham/Wigan

It was in the news yesterday I think. How they calculated it is actually quite bad. So if you live in a area that is more ethically diverse your car insurance will be higher than an area with less. Worst part is that it has nothing to do with crime rates etc

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By *dward_TeagueMan
over a year ago

wolverhampton

"It was in the news yesterday I think. How they calculated it is actually quite bad. So if you live in an area that is more ethically diverse your car insurance will be higher than an area with less. Worst part is that it has nothing to do with crime rates etc"

It’s always been like that. I worked in car insurance almost 40 years ago and anyone living in an inner city area paid much more than someone living in the suburbs, even then.

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By *tsJustKateWoman
over a year ago

London

Ours went up from £468 and when we tried to renew we were refused, despite being either them for 8 years. I minor accident, neither party made a claim. Cheapest we were quoted was £1600!!! and because we pay monthly its £1900.

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By *iltsTSgirlTV/TS
over a year ago

Chichester

Mine they wanted to double. Got into it with them and threatened to push for transphobia discrimination in their practises. Got escalated to a manager and ended up just having 40 pound increase.

Parasites some of these insurance underwriters

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By *urreypair1Couple
over a year ago

Shrewsbury

It's not just car insurance, we have not had car renewals this year yet but house insurance just as bad 50% increase for no reason

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By *unnyandDi68Couple
over a year ago

LEIGH

The government tried to stop this happening which worked for a year. But insurance companies just changed the rules, so back to different company every year. Lol.

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By *obilebottomMan
over a year ago

All over

Just tried to see if I can find better elsewhere rathen than the £300+ increase on tbe renewal quote. Ony one provider lower by £90 but not as good a cover. I think I will stay but try to see of they can better it a bit. It is ridiculous really when had no claims, protected bonus and all that kind of stuff

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By *ilesandMaryCouple
over a year ago

Cawston

Ours has increased by £280. Rang Another insurance company who quoted £450 per year, Great we thought until we discovered that they wanted to fit a black box in our Car......

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By *r and Mrs CACACouple
over a year ago

congleton

Love everyone’s really cheap prices. I doubt I’ll ever get it tha cheap always been over a grand since I passed. But I do 12000 miles a year. I use my car a lot. So because I do school runs etc. they class me as higher risk as I’m in peak traffic. Madness really. I e never claimed on my insurance. I got rear ended. But again wasn’t my fault. But that made my insurance go up which isn’t fair. Renewal wanted 1800 I got it down to 1300 else where. Luckily my ex partner pays for mine. In space for child maintenance. But I still try and save him money.

Charlotte. Xx

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By (user no longer on site)
over a year ago

1100cc Motorbike.

Full no claims bonus

Advanced and bluelight trained.

No points claims or convictions

Last year fully comp insurance was £127, this year renewal was £893!!

Needless to say went elsewhere

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By *ade crossTV/TS
over a year ago

chiselhurst

Was 500 last year they now want 900 but shopping around its down to 600

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By *ristol100Man
over a year ago

Bristol

Just insured my 17year old daughter on first car with myself a named driver for £1200.

I have a Tesla last year was £400 renews was over £2k. So shopped around and got for £600.

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By *alandNitaCouple
over a year ago

Scunthorpe

"I'm just curious because mine has there asking twice as much this year even tho my circumstances hasn't changed."

The renewal quote on my van was £2 less than last year, so Ididn't bother shopping around.

Cal

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By *hesubtlegentMan
over a year ago

surrey

Last year £400. Quoted £980 this year. Changed provider and got insurance for £620. Never use go skippy. They are con merchants. I got charged £50 admin fee everytime I made a change.

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By *dward_TeagueMan
over a year ago

wolverhampton

"Last year £400. Quoted £980 this year. Changed provider and got insurance for £620. Never use go skippy. They are con merchants. I got charged £50 admin fee everytime I made a change. "

Always check the terms and conditions for admin fees etc. Some insurers are like Ryanair for admin charges, I personally avoid them!

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By *aulaxd2020TV/TS
over a year ago

Dudley

Think it was £350 last year but it went up nearly£200 I drive a car that’s an old banger over 20yrs old every year it’s costing nearly as much as the car is worth to insure I’ve not claimed in over 25yrs apparently I’m an higher risk because I drive a low value vehicle, I feel I’m subsidising others when I renew my insurance

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By *dward_TeagueMan
over a year ago

wolverhampton

"Think it was £350 last year but it went up nearly£200 I drive a car that’s an old banger over 20yrs old every year it’s costing nearly as much as the car is worth to insure I’ve not claimed in over 25yrs apparently I’m an higher risk because I drive a low value vehicle, I feel I’m subsidising others when I renew my insurance "

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By *neforutoMan
over a year ago

Fantasy land in the SW

I drive an old berlingo and the insurance is now more than the cars worth even with full no claims. My multi bike insurance has also gone up but as I ride a trike Im really limited to who can insure with. Its all total bollocks..................

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By *aulaxd2020TV/TS
over a year ago

Dudley

Have you thought about dropping to Third Party Fire and Theft cover or even Third Party Only? If the Comprehensive premium is more than the car is worth then it’s not worth paying the extra ££’s."
I actually checked and it didn’t make a lot of difference, couple of years ago I was offered a job that involved delivering food, so enquirered about changing my insurance term to suit and to my surprise the quote was actually cheaper, also changed my car couple years ago old one was 1.9 non turbo diesel the replacement was 2.0 Litre hdi turbo so quite a difference in performance both cars looked exactly the same only visible difference was the 1.9 had a sun roof, both same age the 2.0hdi was cheaper to insure tho, motor insurance is just a massive con

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