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House dilemma

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By *inky_couple2020 OP   Couple
over a year ago

North West

Due to my disability situation, we need to move to a bungalow. Our budget isn't especially huge for the bungalow market. We got an offer on our house, above the asking price, after 2 days on the market, so it's pretty important we get a move on finding somewhere.

We've been outbid by cash buyers (!) on several suitable places and recently, few new things have come up. We're down to two. But we're REALLY conflicted!

Option 1 - keeps us in the same area, minutes from where we are now. If we can get a few quid off (it's been on the market ages), it'd be well within budget BUT it's a dormer one so I'll never be able to make use of the 3rd bedroom upstairs. It requires a LOT of work. Rewiring, roof, kitchen etc, which would send it up towards the top of the budget eventually. Keeps Mr KC near the same transport options etc.

Option 2 - right at top of budget (a bit above really). New area, but not a million miles from here. Poorer public transport for Mr KC. But, it's immaculate, open plan, zero work needed. Dead easy. Nice area. Straightforward move in and live.

What the flipping heck is best to do?! What would Jesus do, folks?!

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By *ohn KanakaMan
over a year ago

Not all that North of North London


"Due to my disability situation, we need to move to a bungalow. Our budget isn't especially huge for the bungalow market. We got an offer on our house, above the asking price, after 2 days on the market, so it's pretty important we get a move on finding somewhere.

We've been outbid by cash buyers (!) on several suitable places and recently, few new things have come up. We're down to two. But we're REALLY conflicted!

Option 1 - keeps us in the same area, minutes from where we are now. If we can get a few quid off (it's been on the market ages), it'd be well within budget BUT it's a dormer one so I'll never be able to make use of the 3rd bedroom upstairs. It requires a LOT of work. Rewiring, roof, kitchen etc, which would send it up towards the top of the budget eventually. Keeps Mr KC near the same transport options etc.

Option 2 - right at top of budget (a bit above really). New area, but not a million miles from here. Poorer public transport for Mr KC. But, it's immaculate, open plan, zero work needed. Dead easy. Nice area. Straightforward move in and live.

What the flipping heck is best to do?! What would Jesus do, folks?! "

Option 1. Poor public transport is a fucking nightmare and it keeps his routines and surroundings familar

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By *r Black 85Man
over a year ago

nottingham

I think given your situation, I would be inclined to go with option 2.

Keeps everything simple and you don't need to do anything apart from move in

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By *ociable-NottmCouple
over a year ago

Nottingham

Can you hold for abit op? the housing market will change in the next year more choice then

Mr

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By (user no longer on site)
over a year ago

Option two might be better with your situation then buy a car for travel.option 1 would be me love doing house's up but it's not much good for you

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By (user no longer on site)
over a year ago

Without being flippant, please don’t make a huge life decision on the comments of randomers off a fuck site! Only you will know what is right for you.

Having said that, option 2 is clearly the right answer

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By *inky_couple2020 OP   Couple
over a year ago

North West


"Can you hold for abit op? the housing market will change in the next year more choice then

Mr "

No. I can't cope with the stairs for a minute longer than essential. I've been living upstairs since yesterday afternoon and unless something changes overnight, will be unable to get to work purely because I can't manage to go down and back up the stairs.

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By *inky_couple2020 OP   Couple
over a year ago

North West


"Option two might be better with your situation then buy a car for travel.option 1 would be me love doing house's up but it's not much good for you "

Mr KC doesn't drive and never will. I do.

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By *weetiepie99Woman
over a year ago

cardiff

Option 2, as long as Mr KC is mobile, then are there alternative public transport methods? No work, make use of all the space...a newish area is always good, new surroundings etc etc

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By *ociable-NottmCouple
over a year ago

Nottingham


"Can you hold for abit op? the housing market will change in the next year more choice then

Mr

No. I can't cope with the stairs for a minute longer than essential. I've been living upstairs since yesterday afternoon and unless something changes overnight, will be unable to get to work purely because I can't manage to go down and back up the stairs. "

In this case wishing you all the best on whatever path you choose

Mr

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By *inky_couple2020 OP   Couple
over a year ago

North West


"Option 2, as long as Mr KC is mobile, then are there alternative public transport methods? No work, make use of all the space...a newish area is always good, new surroundings etc etc"

There's buses (less frequent than here) but no trains. Here, we're within a mile of 2 train stations and the buses are a bit more frequent.

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By *RANDMRSJAECouple
over a year ago

chester

Can you add an extension at all to your house? To make downstairs more user friendly for you?

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By *ools and the brainCouple
over a year ago

couple, us we him her.

We live in an old house and the constant work required to keep it up to is tiresome and Im a carpenter so able to do most things myself, the costs otherwise would be eyewatering.

Not to mention getting decent reliable tradesmen who won't rip you off.

For this reason alone I would go for the place that doesn't require any work.

With the bonus that should the location be really unsuitable further down the road then it's going to be easier to sell if everything is up to scratch.

Not only that with a fixer upper you get emotionally attached to the property making it harder to move on should it be required.

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By *inky_couple2020 OP   Couple
over a year ago

North West


"Can you add an extension at all to your house? To make downstairs more user friendly for you? "

Not very easily, we've already decided that staying here (with the existing work it needs without access issues) is not worth it. I don't want to live in a house where I can't access 50% of it, I want to be able to put my daughter to bed or help with her shower time etc. I still wouldn't be able to do that if we make downstairs better here.

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By *hrista BellendWoman
over a year ago

surrounded by twinkly lights

I'd go with option one, as your son could go upstairs and transport links are very important

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By *RANDMRSJAECouple
over a year ago

chester


"Can you add an extension at all to your house? To make downstairs more user friendly for you?

Not very easily, we've already decided that staying here (with the existing work it needs without access issues) is not worth it. I don't want to live in a house where I can't access 50% of it, I want to be able to put my daughter to bed or help with her shower time etc. I still wouldn't be able to do that if we make downstairs better here."

Yes, thought that might be a pain in the ass. Hope something perfect comes up!

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By *ickshawedCouple
over a year ago

Wolverhampton

Ignoring money (easier said than done), Mr will need to travel to work for the next 25 years or so. Doing up a property might take a few years, and be distributive and messy, but will be less time to be inconvenienced overall.

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By *ou only live onceMan
over a year ago

London

I'm going to be no help, KC.

The public transport thing would normally be a deal breaker for me, but can't help thinking a part of your home being inaccessible to you should also be.

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By *RANDMRSJAECouple
over a year ago

chester

Meant to say, option 1… but easy for me to say as J is extremely handy so the work wouldn’t phase us.

Would option 1 be habitable while the renovations are going on ?

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By *inky_couple2020 OP   Couple
over a year ago

North West


"Meant to say, option 1… but easy for me to say as J is extremely handy so the work wouldn’t phase us.

Would option 1 be habitable while the renovations are going on ? "

That's another problem. I don't know. Possibly, but possibly not, depending on what they find when ripping stuff out. We'll certainly be without a kitchen for a bit, which isn't easy with 4 adults and a child living there!

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By *inky_couple2020 OP   Couple
over a year ago

North West

Ironically, Mr KC prefers the second one

I have issues in effectively buying 2 bedrooms for the price of three because I won't ever be able to make use of the upstairs loft conversion, even when our son finally leaves home.

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By (user no longer on site)
over a year ago

Is renting for short term an option gives you time rather having to make a snap decision

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By (user no longer on site)
over a year ago

If option one means possibly displacing you for longer, I'd personally go for option two. Could Mr KC get a bicycle to ride to the nearest train station?

Pxx

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By *inky_couple2020 OP   Couple
over a year ago

North West


"If option one means possibly displacing you for longer, I'd personally go for option two. Could Mr KC get a bicycle to ride to the nearest train station?

Pxx"

He could, but the best options involve coming home a different way to going out to work

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By *RANDMRSJAECouple
over a year ago

chester


"Meant to say, option 1… but easy for me to say as J is extremely handy so the work wouldn’t phase us.

Would option 1 be habitable while the renovations are going on ?

That's another problem. I don't know. Possibly, but possibly not, depending on what they find when ripping stuff out. We'll certainly be without a kitchen for a bit, which isn't easy with 4 adults and a child living there!

"

Anyone know Nick Knowles

He looks shaggable too !!

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By *ranny-CrumpetWoman
over a year ago

The Town by The Cross

location is everything.

Decide on the location not on the house.

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By *adyinred696969Couple
over a year ago

Brecon

Is a stairlift not an option?

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By *inky_couple2020 OP   Couple
over a year ago

North West


"Is a stairlift not an option?"

It still doesn't help me move about upstairs because you can't take a wheelchair on a stairlift. And it'll cost £9k because of the design of the stairs. For example, no-one would be able to come through the front door while the lift was in operation.

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By (user no longer on site)
over a year ago

Could Mr KC work remotely? Then option 2 might work ok.

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By *inky_couple2020 OP   Couple
over a year ago

North West


"Due to my disability situation, we need to move to a bungalow. Our budget isn't especially huge for the bungalow market. We got an offer on our house, above the asking price, after 2 days on the market, so it's pretty important we get a move on finding somewhere.

We've been outbid by cash buyers (!) on several suitable places and recently, few new things have come up. We're down to two. But we're REALLY conflicted!

Option 1 - keeps us in the same area, minutes from where we are now. If we can get a few quid off (it's been on the market ages), it'd be well within budget BUT it's a dormer one so I'll never be able to make use of the 3rd bedroom upstairs. It requires a LOT of work. Rewiring, roof, kitchen etc, which would send it up towards the top of the budget eventually. Keeps Mr KC near the same transport options etc.

Option 2 - right at top of budget (a bit above really). New area, but not a million miles from here. Poorer public transport for Mr KC. But, it's immaculate, open plan, zero work needed. Dead easy. Nice area. Straightforward move in and live.

What the flipping heck is best to do?! What would Jesus do, folks?!

Option 1. Poor public transport is a fucking nightmare and it keeps his routines and surroundings familar"

It's me who is more worried about him than he is, if that makes sense? He seems really keen on the second one. I feel really guilty that my needs might trump other people's stuff

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By *orthern StarsCouple
over a year ago

Durham

I would be tempted to go for Option 2. It seems you already have enough to deal with, would you really want all the hassle and stress of having to do house renovations? Could Mr drive if public transport isn't the best?

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By *inky_couple2020 OP   Couple
over a year ago

North West


"I would be tempted to go for Option 2. It seems you already have enough to deal with, would you really want all the hassle and stress of having to do house renovations? Could Mr drive if public transport isn't the best?

"

He has no licence and won't ever. He would rely on public transport.

Re: remote working, not in his current job, no.

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By (user no longer on site)
over a year ago

Sorry Mr KC but definitely No 2 for me. The amount of building work for No1 usually costs more than you think in the end plus the stress and disruption have a price.

Could Mr KC think about an ebike, or maybe look at car share options for No 2 ?

All the best whatever you decide KC xx

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By *inky_couple2020 OP   Couple
over a year ago

North West

It's worth saying there IS public transport at option 2, just a lot more limited than here. No trains, only buses and less frequent than here, compared to 2x train stations within a mile here.

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By *ad NannaWoman
over a year ago

East London

The third bedroom can be a store room for all the crap you can't throw away.

I currently have 3 store rooms in my house and a bedroom I use for my clothes.

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By (user no longer on site)
over a year ago

I think for me, it would depend on how much of a difference that public transport would make.

If it's going to effect me daily, and take up a decent chunk of my day with extra travel, then I'd be more inclined to go with option 1 even if it's more a hassle in the long run. My partner spends over 2 and a half hours commuting to and from work daily on public transport and it's horrible.

If it isn't going to make a huge difference to your partner, then I would 100% go for it even if it does have poor transport links.

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By *ad NannaWoman
over a year ago

East London

Although, number two does sound the easy option.

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By *inky_couple2020 OP   Couple
over a year ago

North West


"The third bedroom can be a store room for all the crap you can't throw away.

I currently have 3 store rooms in my house and a bedroom I use for my clothes.

"

We're going to be skipping as much crap as we can when we move

We already filled a small skip to make it better for the marketing

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By *ehindHerEyesCouple
over a year ago

SomewhereOnlyWeKnow

I'd personally go for option 2, yes the transport is a little bit more tricky but.... you can settle in straight away and not worry about any inconvenience renovations may cause, you can start an easier more comfortable life immediately x

Tg x

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By (user no longer on site)
over a year ago


"I'd personally go for option 2, yes the transport is a little bit more tricky but.... you can settle in straight away and not worry about any inconvenience renovations may cause, you can start an easier more comfortable life immediately x

Tg x"

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By *hrista BellendWoman
over a year ago

surrounded by twinkly lights


"Ironically, Mr KC prefers the second one

I have issues in effectively buying 2 bedrooms for the price of three because I won't ever be able to make use of the upstairs loft conversion, even when our son finally leaves home."

Tbf your daughter would probably love it when your son moves out, if Mr KC is happy with the transport changes then go with that one, it's the least stressful for you all

Lots to ponder and very exciting

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By *eroLondonMan
over a year ago

Mayfair

You have more than enough to keep you both occupied: family, your extant health concerns, job et al.

Taking on additional headache with home improvements that may possibly spiral into something bigger is best avoided.

Imagine the delight moving into something that's close as perfect, ticks most of the boxes and requiring relatively less work, if at all.

Is there any way that Mr KC could supplement his commute by bicycle and then bus/train. It's not ideal. There's no perfect answer.

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By (user no longer on site)
over a year ago

I would go with option 2.

I live in an old house which requires constant updating which is difficult to live with.

Plus it is a 3 storey house, my bedroon is in the attic, it's a nightmare with my mobility issues so option 2 would be my choice.

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By *icecouple561Couple
Forum Mod
over a year ago

East Sussex

Option two. Renovation is difficult at the best of times and whatever your budget is it always at least increases by 50%.

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By *avexxMan
over a year ago

cheshire

option 1 could turn out very expensive,, i would go for option 2.. which ever you choose hope everything works out for you,

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By (user no longer on site)
over a year ago

Is option 3, find another option 3 ruled out ?

It's lovely you are both thinking about the others needs. Is there a way you can discuss without both being so selfless?

If pushed. Option 2. Unless you are both renovation inclined, I think having a building site wears on you. And it feels like the third bedroom being inaccessible woukd be a constant announce.

Brainstorm public transport ideas. Could Mr KC car pool ? Electric bike ? How often could be uber if need be ?

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By *inky_couple2020 OP   Couple
over a year ago

North West

Option 3 - we've been looking for a while and outbid on really good houses by cash buyers three times. There are very few bungalows that either don't need mega renovation or aren't actually practical for the wheelchair (mainly due to narrow internal corridors and narrow doorways). We're keen not to lose the (very good) offer on our house too. So we do feel like we need to get a move on.

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By (user no longer on site)
over a year ago

In your shoes I'd go for option 2 because....

A. Option 1 may very well turn into a money pit.

B. The stress and daily disruption of renovating is bloody tough! I've done a renovation before and I'd never attempt it again. ASC and building work while you're living in the home is a bad mix.

C. The upstairs room thing would just piss me off.

How far is house 2 from Mr's work? What would the journey entail?

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By *coobyBoobyDooWoman
over a year ago

Markfield

In current economic climate and issues with raw materials and labour, option 2.

If you’re seriously considering option 1 why not do some work on current place, you can get shaftless lifts I believe that go through the joists from downstairs to upstairs with user and chair. You could also get another chair if you get a stair lift and have one upstairs and one downstairs. Moving house will cost more than 9k so alterations to current place may be more feasible.

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By *inky_couple2020 OP   Couple
over a year ago

North West


"In current economic climate and issues with raw materials and labour, option 2.

If you’re seriously considering option 1 why not do some work on current place, you can get shaftless lifts I believe that go through the joists from downstairs to upstairs with user and chair. You could also get another chair if you get a stair lift and have one upstairs and one downstairs. Moving house will cost more than 9k so alterations to current place may be more feasible."

Option 1 has 2 bedrooms and the bathroom downstairs, plus is open plan. To make this house livable would take the best part of £60k. It would involve RSJs, moving walls, moving the gas boiler, there's currently nowhere to put a through floor lift without major building work, downstairs has nowhere to put a bathroom and internal corridors can only be removed by knocking supporting walls down. I simply do not have the appetite to essentially rebuild this house.

Although option 1 needs rewiring, reroofing and a new kitchen, it doesn't need structural work and yes, I'd have no use of the third bedroom which is upstairs, but would have everything else on one level, open plan.

Staying here isn't an option at all.

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By *inky_couple2020 OP   Couple
over a year ago

North West

Also our current upstairs does not permit room for a wheelchair. I wouldn't be able to get into the bedroom or bathroom with the wheelchair.

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By *coobyBoobyDooWoman
over a year ago

Markfield

Ah, gotcha. Well that’s a bloody nuisance innit! I really wouldn’t want to live in all the chaos of a building site in a new home again, it’s exhausting. I send loads of good vibes your way x whichever choice you decide on I hope it goes as smoothly as possible for you all x

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By (user no longer on site)
over a year ago

One more thought - the price of building work and materials is going up all the time (like everything) so your renovation budget now for Option 1 may easily be exceeded in six or 12 months. At least with Option 2 you know the price now.

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By *inky_couple2020 OP   Couple
over a year ago

North West


"One more thought - the price of building work and materials is going up all the time (like everything) so your renovation budget now for Option 1 may easily be exceeded in six or 12 months. At least with Option 2 you know the price now."

This is very true. We do have a trusted person we know who would do the roof but yes, one concern is spiralling costs and also finding new problems as you do things (like taking out the old kitchen).

Would it be appropriate to make such life changing decisions by flipping a coin?!

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By *icecouple561Couple
Forum Mod
over a year ago

East Sussex


"One more thought - the price of building work and materials is going up all the time (like everything) so your renovation budget now for Option 1 may easily be exceeded in six or 12 months. At least with Option 2 you know the price now.

This is very true. We do have a trusted person we know who would do the roof but yes, one concern is spiralling costs and also finding new problems as you do things (like taking out the old kitchen).

Would it be appropriate to make such life changing decisions by flipping a coin?! "

You might as well. There are so many unknowns and variables that it's as good a method as any.

We took a huge gamble with the place we're in now. In fact we were on the point of pulling out just before exchange but decided to go ahead. Thank goodness we did, it's the best move we ever made.

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By *eroLondonMan
over a year ago

Mayfair


"One more thought - the price of building work and materials is going up all the time (like everything) so your renovation budget now for Option 1 may easily be exceeded in six or 12 months. At least with Option 2 you know the price now.

This is very true. We do have a trusted person we know who would do the roof but yes, one concern is spiralling costs and also finding new problems as you do things (like taking out the old kitchen).

Would it be appropriate to make such life changing decisions by flipping a coin?!

You might as well. There are so many unknowns and variables that it's as good a method as any.

We took a huge gamble with the place we're in now. In fact we were on the point of pulling out just before exchange but decided to go ahead. Thank goodness we did, it's the best move we ever made."

°

Did yours come with a butler, footman and valet?

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By *JB1954Man
over a year ago

Reading

My thought about this situation. If you say choose to go with option 1. The property has diagrams of where all pipework and all electrical cables run. ? If not then avoid . This due to as others have said unexpected costs during renovation etc.

Option 2 is best bet as work done and hopefully no unexpected costs. Cannot be sure but things like boiler serviced , not old? Electrics tested and as up to date as possible .

My house was updated nearly four years ago.Major refurb. Luckily I had drawings of central heating pipe runs and electrical cable runs from previous owner. This saved several thousand pounds of way work done. Plus not being able to use house while refurb done .

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By *litterbabeWoman
over a year ago

hiding from cock pics.

Based on the information I have, I would choose option two.

I know that you are needing to move, but if you didn't have time, I do think there's going to be a lot more properties coming on the market in the next year and also I believe prices will fall.

Unfortunately I believe some of this is due to people not being able to afford to keep their homes, due to rising costs of everything including mortgages and inflation.

A very sad time really.

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By (user no longer on site)
over a year ago

Personally I would go for opinion 2.

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By *inky_couple2020 OP   Couple
over a year ago

North West


"My thought about this situation. If you say choose to go with option 1. The property has diagrams of where all pipework and all electrical cables run. ? If not then avoid . This due to as others have said unexpected costs during renovation etc.

Option 2 is best bet as work done and hopefully no unexpected costs. Cannot be sure but things like boiler serviced , not old? Electrics tested and as up to date as possible .

My house was updated nearly four years ago.Major refurb. Luckily I had drawings of central heating pipe runs and electrical cable runs from previous owner. This saved several thousand pounds of way work done. Plus not being able to use house while refurb done . "

Option 1 is early 50s.

Option 2 is 80s.

Option 1 boiler is about 10yrs old (we checked). Option 2 is post-2016 as current owners put it in, but don't know exactly year.

We'll never know wiring diagrams or things like that because pretty much no houses have original drawings available.

We know option 1 needs rewiring, option 2 almost certainly not because an extension was added and the consumer unit is obviously very recent.

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By *ig1gaz1Man
over a year ago

bradford


"Due to my disability situation, we need to move to a bungalow. Our budget isn't especially huge for the bungalow market. We got an offer on our house, above the asking price, after 2 days on the market, so it's pretty important we get a move on finding somewhere.

Option 1

Option 2 New area, but not a million miles from here. Poorer public transport for Mr KC.

What the flipping heck is best to do?! What would Jesus do, folks?! "

i dont want to put a downer on this

option 1 is a no in my eyes

option 2 worrys me with the bus situatuon

how new of a house build is it

things to check on is it a flood plain

what was there before the houses was built on it

you dont want a lemon

https://www.thetelegraphandargus.co.uk/news/18784322.families-state-panic-new-build-odsal-homes-currently-worth-nothing/

new builds always have house setterling problems so it depends on how new they are.

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By *inky_couple2020 OP   Couple
over a year ago

North West


"Due to my disability situation, we need to move to a bungalow. Our budget isn't especially huge for the bungalow market. We got an offer on our house, above the asking price, after 2 days on the market, so it's pretty important we get a move on finding somewhere.

Option 1

Option 2 New area, but not a million miles from here. Poorer public transport for Mr KC.

What the flipping heck is best to do?! What would Jesus do, folks?!

i dont want to put a downer on this

option 1 is a no in my eyes

option 2 worrys me with the bus situatuon

how new of a house build is it

things to check on is it a flood plain

what was there before the houses was built on it

you dont want a lemon

https://www.thetelegraphandargus.co.uk/news/18784322.families-state-panic-new-build-odsal-homes-currently-worth-nothing/

new builds always have house setterling problems so it depends on how new they are."

Option 2 is 1980s, would appear to be common land or farmland before - I checked out some old maps. Have looked at locations of the mineshafts locally (we're in Minesville UK anywhere round here) but good news is no mineshafts.

Not evidently at risk of flooding with either option but conveyancing searches will look at that and we could pull out of any purchase if searches bring up unpleasant things.

Option 1 is 50s, appears to be built on land parcelled off an adjoining house but it's likely that way back in time, it was either just rough land or possibly old cottages. It's on a pretty old road between X and Y.

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By *ig1gaz1Man
over a year ago

bradford


"

Option 1 is early 50s.

Option 2 is 80s.

Option 1 boiler is about 10yrs old (we checked). Option 2 is post-2016 as current owners put it in, but don't know exactly year.

We know option 1 needs rewiring, option 2 almost certainly not because an extension was added and the consumer unit is obviously very recent. "

extension plans you should still beable to see on the planning portal

pre80s build the reference should be available on the planning section for good inf on that house

pre 80s build the property should be already settled whilst the extension wont be.

note some extensions can seperate or move until they settle enough

normally 10 years of setterling

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By *inky_couple2020 OP   Couple
over a year ago

North West


"

Option 1 is early 50s.

Option 2 is 80s.

Option 1 boiler is about 10yrs old (we checked). Option 2 is post-2016 as current owners put it in, but don't know exactly year.

We know option 1 needs rewiring, option 2 almost certainly not because an extension was added and the consumer unit is obviously very recent.

extension plans you should still beable to see on the planning portal

pre80s build the reference should be available on the planning section for good inf on that house

pre 80s build the property should be already settled whilst the extension wont be.

note some extensions can seperate or move until they settle enough

normally 10 years of setterling "

The extension was a garage conversion plus conservatory on the back. I can't find anything on the local planning portal for these because likely permitted development? Nor original planning details. I found building regs sign off on a few things. The house was built very early 80s.

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By *ig1gaz1Man
over a year ago

bradford


" The extension was a garage conversion plus conservatory on the back. I can't find anything on the local planning portal for these because likely permitted development? Nor original planning details. I found building regs sign off on a few things. The house was built very early 80s. "

Its not permitted developement as its planning only

as it was a change of use as well to convert it to a dwelling status

retrospective is possible but i dont think they would use that

would that be a single story garage and when was it built ?

if its a 2 storey building

did they underpin it or was it a new build like an extension

only asking as garages was renowned for building 2 storeys and was never underpinned at all

they was then built straight on top to make a 2 storey building

underpinning is needed as the 2 sorey extensions start to seperate as the walls that the garage was sat on wasnt strong enough ro support the extra weight.

please do check this route before number 2 is considered

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By *inky_couple2020 OP   Couple
over a year ago

North West

It's a bungalow, there's only one level. It was an internal garage, converted into a room. It has building regs sign off.

Nothing has been altered to the original structure, save the addition of a conservatory on the back (within permitted development).

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By *oxy babeWoman
over a year ago

gower

Is there any way that you can apply to the loca authorities for an assessment by an OT to see if you could get a disabled facilities grant and maybe see if you can get a through floor lift if there’s room ?

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By *0IAN00Man
over a year ago

Dumfries & Galloway

TBH, it sounds like both options aren't the right ones for you. Try and make do where you are and wait for the oncoming drop in prices. I know you've had a good offer on yours, but you can get more offers in the future. I'm not that far from you according to your profile. Have you tried looking in Horwich? The transport links are okay here. I know it's a tough decision, but it sounds like you might do something rash because of your desire to move and take the offer. I bet you can't sleep,I really do feel for you both.

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By *inky_couple2020 OP   Couple
over a year ago

North West


"Is there any way that you can apply to the loca authorities for an assessment by an OT to see if you could get a disabled facilities grant and maybe see if you can get a through floor lift if there’s room ? "

Been there, done it, told we'd have to pay for it ourselves

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By *inky_couple2020 OP   Couple
over a year ago

North West


"TBH, it sounds like both options aren't the right ones for you. Try and make do where you are and wait for the oncoming drop in prices. I know you've had a good offer on yours, but you can get more offers in the future. I'm not that far from you according to your profile. Have you tried looking in Horwich? The transport links are okay here. I know it's a tough decision, but it sounds like you might do something rash because of your desire to move and take the offer. I bet you can't sleep,I really do feel for you both."

The principal motivation for moving is to find a house that I can use it wheelchair within, and where I can properly participate in family life. I've spent most of the weekend living upstairs here because I simply can't manage the stairs. I've eaten all my meals sitting on the bed and relied on others to bring me drinks etc (I cannot carry a drink and hobble with crutches). I'm totally removed from my daughter's life and rely on others too much here.

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By *inky_couple2020 OP   Couple
over a year ago

North West

These options have been narrowed down after a considerable period of looking. Unbelievably, many bungalows are not even remotely wheelchair accessible and many bungalows have been made into two storey houses and are therefore pointless.

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By *0IAN00Man
over a year ago

Dumfries & Galloway


"

The principal motivation for moving is to find a house that I can use it wheelchair within, and where I can properly participate in family life. I've spent most of the weekend living upstairs here because I simply can't manage the stairs. I've eaten all my meals sitting on the bed and relied on others to bring me drinks etc (I cannot carry a drink and hobble with crutches). I'm totally removed from my daughter's life and rely on others too much here. "

It's a tough call, I hope it works out for you both whatever happens

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By *ris GrayMan
over a year ago

Dorchester

I'd go for option 2 you can't afford the stress, transport can be worked out

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By *wenyMan
over a year ago

rufford

Option 2 but have you not thought about a ground floor flat x

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By *om and JennieCouple
over a year ago

Chams or Socials

Could option 1 have a stairlift fitted? Or a lift through ceiling/floor? You can get aids & adaptions loans or grants to assist xx

If 3rd bedroom is upstairs, could it be used for a child?

J x

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By (user no longer on site)
over a year ago

If OH is good at DIY, then (apart from specialist tradesmen) Option one keeps you close the people you know, which is just as important as your OH being able to access public transport. If not then option 2 but don't rely on public transport and consider alternative ways to get to and from work.

Nationwide have recently reported a downturn in UK house prices. If you have the option to rent/move in with a relative temporarily then you'd become a 'cash buyer' when you're ready to buy.

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By *oodmessMan
over a year ago

yumsville

Option 2, as option 1 delays any health advantages and has the potential to increase in time, costs and ultimately wont really fit your living needs.

There is a halifax house price survey out today - many commentators saying prices will fall back over this next year. As far as rate rises it seems a bit of a lip of the coin if they have peaked or will come down any further

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By *viatrixWoman
over a year ago

Redhill

Option 2, hands down!

The idea of doing up a house/DIY makes me come out in hives…

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By *ikeC2012Man
over a year ago

Peterborough

My first thought is option 2.

BUT although the public transport is poorer, can you get to work/supermarket/relatives/friends/cinema/ etc readily

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By *inky_couple2020 OP   Couple
over a year ago

North West

Well. The votes have been counted. The coin flipped. The dice rolled.

Option 2 - we had an offer accepted.

Thank you for all the thoughts and ideas. Some feedback on the recent ones:

No, we can't move in with family or anyone else, due to a lack thereof.

We will NEVER, ever be cash buyers for 3 bed bungalows, even if every penny of the sale price of ours was our cash (sad news, we have a mortgage )

We have a mortgage DIP locked in at the pre-latest interest rate rise and we would simply not be able to afford it if we had to rearrange in the future at a higher rate. It's a long term fix.

There's absolutely no chance of making this house work and a) having the cash to do so; b) being able to live in it at the same time and c) without spending far more on it than would ever be realised at a sale.

No, the independent living service won't help us (been there, got the "you will have to fund it" letter).

So, the wheels of purchase are turning, and solicitors emails are burning. If you like to party, we'll have a jolly nice garden as a venue

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By *ig1gaz1Man
over a year ago

bradford


"It's a bungalow, there's only one level. It was an internal garage, converted into a room. It has building regs sign off.

Nothing has been altered to the original structure, save the addition of a conservatory on the back (within permitted development). "

if planning signed off on the conmverted garage they will be plans for it.

check to see if it has a good foundation bed 350mm concrete base under the walls and also rebarbed the slab should be 150 but most are about 100mm slab

garages are not always built to this standared and yours wont have the insulation layer under it either.

option 1 is over priced for the work that is needed to it hence why it hasnt sold.

The one thing I will tell you with bungalows is they can be cold due to there length and space.

open plan also makes them more colder as it takes longer to warm them up.

they are not like an upstairs downstairs where the downstairs heats the upstairs up.

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By *inky_couple2020 OP   Couple
over a year ago

North West


"It's a bungalow, there's only one level. It was an internal garage, converted into a room. It has building regs sign off.

Nothing has been altered to the original structure, save the addition of a conservatory on the back (within permitted development).

if planning signed off on the conmverted garage they will be plans for it.

check to see if it has a good foundation bed 350mm concrete base under the walls and also rebarbed the slab should be 150 but most are about 100mm slab

garages are not always built to this standared and yours wont have the insulation layer under it either.

option 1 is over priced for the work that is needed to it hence why it hasnt sold.

The one thing I will tell you with bungalows is they can be cold due to there length and space.

open plan also makes them more colder as it takes longer to warm them up.

they are not like an upstairs downstairs where the downstairs heats the upstairs up.

"

You know what? I'll take the hit on the heating. Our current two storey house is draughty as fuck and my sanity has almost been completely eroded by the constant pain and distress of having to do stairs. We HAVE to buy a bungalow, that is not optional.

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By *wist my nipplesCouple
over a year ago

North East Scotland, mostly


"

It's me who is more worried about him than he is, if that makes sense? He seems really keen on the second one. I feel really guilty that my needs might trump other people's stuff "

I'm really chuffed for you, OP.I hope everything goes through with minimum hassle.

Reading this above - I'm really glad that you didn't let your guilt stop you from

hearing Mr KC and making a decision together. It can be a hugely destructive force.

Mrs TMN x

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By *eroLondonMan
over a year ago

Mayfair

This is the best news ever!

Well done KC².

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By (user no longer on site)
over a year ago

Fantastic news. Hopefully it's relatively stress-free for you all

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By *inky_couple2020 OP   Couple
over a year ago

North West

I'm sat feeling like crap, surveying the immense amount of STUFF that we have and pondering on how big a bonfire we might have

Does anyone need random crap?!

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By (user no longer on site)
over a year ago


"I'm sat feeling like crap, surveying the immense amount of STUFF that we have and pondering on how big a bonfire we might have

Does anyone need random crap?! "

one of the worst parts of moving. Hopefully it won't seem so bad once it's started, all else fails, skip the lot

Pxx

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By *elaninMaverickWoman
over a year ago

near Putney Heath


"Due to my disability situation, we need to move to a bungalow. Our budget isn't especially huge for the bungalow market. We got an offer on our house, above the asking price, after 2 days on the market, so it's pretty important we get a move on finding somewhere.

We've been outbid by cash buyers (!) on several suitable places and recently, few new things have come up. We're down to two. But we're REALLY conflicted!

Option 1 - keeps us in the same area, minutes from where we are now. If we can get a few quid off (it's been on the market ages), it'd be well within budget BUT it's a dormer one so I'll never be able to make use of the 3rd bedroom upstairs. It requires a LOT of work. Rewiring, roof, kitchen etc, which would send it up towards the top of the budget eventually. Keeps Mr KC near the same transport options etc.

Option 2 - right at top of budget (a bit above really). New area, but not a million miles from here. Poorer public transport for Mr KC. But, it's immaculate, open plan, zero work needed. Dead easy. Nice area. Straightforward move in and live.

What the flipping heck is best to do?! What would Jesus do, folks?! "

Firstly,...I'm a cheap skate.

Secondly, I have a lot of friends with mental and physical disabilities which I've seen get worse over time.

Thirdly, I have my own mental health disability condition which could get worse or better with time.

Now my perspective, I chose option 1. Why?

1. I hate change so the less change the better especially when it comes to easy public transport.

2. Keeping the same social area is invaluable for your mental health

3. with all this cost of living crisis, etc, I'm less inclined to throw all my money at things( aka do zero work but pay top of the budget)

4. That third bedroom is extra lodger money when times are hard.

If you can't mentally deal with doing up the house for a few years as and when you can get a good deal, then maybe not option 1.

Where I lived in the Caribbean people had one house for life that they added to and upgraded for 25=35 years. That suits me because I hate moving and packing.

But you have to be mentally prepared for living on a building site for a while.

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By *elaninMaverickWoman
over a year ago

near Putney Heath


"It's a bungalow, there's only one level. It was an internal garage, converted into a room. It has building regs sign off.

Nothing has been altered to the original structure, save the addition of a conservatory on the back (within permitted development).

if planning signed off on the conmverted garage they will be plans for it.

check to see if it has a good foundation bed 350mm concrete base under the walls and also rebarbed the slab should be 150 but most are about 100mm slab

garages are not always built to this standared and yours wont have the insulation layer under it either.

option 1 is over priced for the work that is needed to it hence why it hasnt sold.

The one thing I will tell you with bungalows is they can be cold due to there length and space.

open plan also makes them more colder as it takes longer to warm them up.

they are not like an upstairs downstairs where the downstairs heats the upstairs up.

"

Yeah I thought about open plan for the heating as well.

My parents have open plan but they live in the tropics!! They live in a bungalow but there are 5 steps up to the living space. However, there is enough space to create a wheelchair ramp if necessary. Which no doubt, if I mix and pour the concrete and build the boxing for it, my Dad will supervise me doing it and tell me what I'm doing wrong. lol!

My last visit he supervised me painting the kitchen.

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By *elaninMaverickWoman
over a year ago

near Putney Heath


"Well. The votes have been counted. The coin flipped. The dice rolled.

Option 2 - we had an offer accepted.

Thank you for all the thoughts and ideas. Some feedback on the recent ones:

No, we can't move in with family or anyone else, due to a lack thereof.

We will NEVER, ever be cash buyers for 3 bed bungalows, even if every penny of the sale price of ours was our cash (sad news, we have a mortgage )

We have a mortgage DIP locked in at the pre-latest interest rate rise and we would simply not be able to afford it if we had to rearrange in the future at a higher rate. It's a long term fix.

There's absolutely no chance of making this house work and a) having the cash to do so; b) being able to live in it at the same time and c) without spending far more on it than would ever be realised at a sale.

No, the independent living service won't help us (been there, got the "you will have to fund it" letter).

So, the wheels of purchase are turning, and solicitors emails are burning. If you like to party, we'll have a jolly nice garden as a venue "

Well onwards and upwards. Enjoy it once everything has settled.

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By *hilloutMan
over a year ago

All over the place! Northwesr, , Southwest


"Due to my disability situation, we need to move to a bungalow. Our budget isn't especially huge for the bungalow market. We got an offer on our house, above the asking price, after 2 days on the market, so it's pretty important we get a move on finding somewhere.

We've been outbid by cash buyers (!) on several suitable places and recently, few new things have come up. We're down to two. But we're REALLY conflicted!

Option 1 - keeps us in the same area, minutes from where we are now. If we can get a few quid off (it's been on the market ages), it'd be well within budget BUT it's a dormer one so I'll never be able to make use of the 3rd bedroom upstairs. It requires a LOT of work. Rewiring, roof, kitchen etc, which would send it up towards the top of the budget eventually. Keeps Mr KC near the same transport options etc.

Option 2 - right at top of budget (a bit above really). New area, but not a million miles from here. Poorer public transport for Mr KC. But, it's immaculate, open plan, zero work needed. Dead easy. Nice area. Straightforward move in and live.

What the flipping heck is best to do?! What would Jesus do, folks?! "

Option 1 as it doesn't stretch the budget to the limit. A lot more economic pain is coming. Job security is a thing of the past for most people and interest rates will continue to rise. If you're at the limit, any further increases will make the mortgage unpayable.

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By *rHotNottsMan
over a year ago

Dubai & Nottingham


"Due to my disability situation, we need to move to a bungalow. Our budget isn't especially huge for the bungalow market. We got an offer on our house, above the asking price, after 2 days on the market, so it's pretty important we get a move on finding somewhere.

We've been outbid by cash buyers (!) on several suitable places and recently, few new things have come up. We're down to two. But we're REALLY conflicted!

Option 1 - keeps us in the same area, minutes from where we are now. If we can get a few quid off (it's been on the market ages), it'd be well within budget BUT it's a dormer one so I'll never be able to make use of the 3rd bedroom upstairs. It requires a LOT of work. Rewiring, roof, kitchen etc, which would send it up towards the top of the budget eventually. Keeps Mr KC near the same transport options etc.

Option 2 - right at top of budget (a bit above really). New area, but not a million miles from here. Poorer public transport for Mr KC. But, it's immaculate, open plan, zero work needed. Dead easy. Nice area. Straightforward move in and live.

What the flipping heck is best to do?! What would Jesus do, folks?! "

Neither sounds right tbh.

Keep in mind prices could drop by 10% . The one that’s been on the market for ages, has been on the market for ages for a good reason , avoid it. The other one sounds ok but is it too expensive in light of rising rates and likely falling prices

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By *RANDMRSJAECouple
over a year ago

chester


"Well. The votes have been counted. The coin flipped. The dice rolled.

Option 2 - we had an offer accepted.

Thank you for all the thoughts and ideas. Some feedback on the recent ones:

No, we can't move in with family or anyone else, due to a lack thereof.

We will NEVER, ever be cash buyers for 3 bed bungalows, even if every penny of the sale price of ours was our cash (sad news, we have a mortgage )

We have a mortgage DIP locked in at the pre-latest interest rate rise and we would simply not be able to afford it if we had to rearrange in the future at a higher rate. It's a long term fix.

There's absolutely no chance of making this house work and a) having the cash to do so; b) being able to live in it at the same time and c) without spending far more on it than would ever be realised at a sale.

No, the independent living service won't help us (been there, got the "you will have to fund it" letter).

So, the wheels of purchase are turning, and solicitors emails are burning. If you like to party, we'll have a jolly nice garden as a venue "

Great news

You’ll iron any hiccups out for sure x

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By *uke olovingmanMan
over a year ago

Gravesend

Option 2 sounds the better prospect

At least its all accessible for you

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By *om and JennieCouple
over a year ago

Chams or Socials

Glad you’ve had an offer accepted & hopefully life will be easier for you x

J x

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By *inky_couple2020 OP   Couple
over a year ago

North West

This will be the second time we've accidentally managed to buy/sell while on the brink of a recession. Our timing is impeccable

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By *rHotNottsMan
over a year ago

Dubai & Nottingham


"This will be the second time we've accidentally managed to buy/sell while on the brink of a recession. Our timing is impeccable "

Oh well , the better of the two. Do I what I do and just before completion revise your offer down , find sine issue, call thier bluff , most sellers bottle it and agree

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By *inky_couple2020 OP   Couple
over a year ago

North West


"This will be the second time we've accidentally managed to buy/sell while on the brink of a recession. Our timing is impeccable

Oh well , the better of the two. Do I what I do and just before completion revise your offer down , find sine issue, call thier bluff , most sellers bottle it and agree "

We'll be keeping an open mind. We're in it for the long haul anyway, we do NOT intend to move anywhere else for, well, ever, unless we really need to.

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By (user no longer on site)
over a year ago


"This will be the second time we've accidentally managed to buy/sell while on the brink of a recession. Our timing is impeccable "

But if prices fall you'd get less for yours so no difference overall.

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By *cotslad11Man
over a year ago

perth

Sounds like you have picked the most stress free option, and as much as the market may drop it sounds like a long term move so not quite such an issue as it could be for some people! Sometimes easy to forget a house is a place to live and not just a means of profit. Sure it will improve you and your family's quality of life to a much bigger extent than any house renovation would, and will keep hubby fit! X

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By (user no longer on site)
over a year ago


"Well. The votes have been counted. The coin flipped. The dice rolled.

Option 2 - we had an offer accepted.

Thank you for all the thoughts and ideas. Some feedback on the recent ones:

No, we can't move in with family or anyone else, due to a lack thereof.

We will NEVER, ever be cash buyers for 3 bed bungalows, even if every penny of the sale price of ours was our cash (sad news, we have a mortgage )

We have a mortgage DIP locked in at the pre-latest interest rate rise and we would simply not be able to afford it if we had to rearrange in the future at a higher rate. It's a long term fix.

There's absolutely no chance of making this house work and a) having the cash to do so; b) being able to live in it at the same time and c) without spending far more on it than would ever be realised at a sale.

No, the independent living service won't help us (been there, got the "you will have to fund it" letter).

So, the wheels of purchase are turning, and solicitors emails are burning. If you like to party, we'll have a jolly nice garden as a venue "

Woohooo congrats!! I'll bring mushroom vol au vents and pickled onion monster munch.

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By *hrista BellendWoman
over a year ago

surrounded by twinkly lights


"Well. The votes have been counted. The coin flipped. The dice rolled.

Option 2 - we had an offer accepted.

Thank you for all the thoughts and ideas. Some feedback on the recent ones:

No, we can't move in with family or anyone else, due to a lack thereof.

We will NEVER, ever be cash buyers for 3 bed bungalows, even if every penny of the sale price of ours was our cash (sad news, we have a mortgage )

We have a mortgage DIP locked in at the pre-latest interest rate rise and we would simply not be able to afford it if we had to rearrange in the future at a higher rate. It's a long term fix.

There's absolutely no chance of making this house work and a) having the cash to do so; b) being able to live in it at the same time and c) without spending far more on it than would ever be realised at a sale.

No, the independent living service won't help us (been there, got the "you will have to fund it" letter).

So, the wheels of purchase are turning, and solicitors emails are burning. If you like to party, we'll have a jolly nice garden as a venue "

Superb news

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By (user no longer on site)
over a year ago


"Due to my disability situation, we need to move to a bungalow. Our budget isn't especially huge for the bungalow market. We got an offer on our house, above the asking price, after 2 days on the market, so it's pretty important we get a move on finding somewhere.

We've been outbid by cash buyers (!) on several suitable places and recently, few new things have come up. We're down to two. But we're REALLY conflicted!

Option 1 - keeps us in the same area, minutes from where we are now. If we can get a few quid off (it's been on the market ages), it'd be well within budget BUT it's a dormer one so I'll never be able to make use of the 3rd bedroom upstairs. It requires a LOT of work. Rewiring, roof, kitchen etc, which would send it up towards the top of the budget eventually. Keeps Mr KC near the same transport options etc.

Option 2 - right at top of budget (a bit above really). New area, but not a million miles from here. Poorer public transport for Mr KC. But, it's immaculate, open plan, zero work needed. Dead easy. Nice area. Straightforward move in and live.

What the flipping heck is best to do?! What would Jesus do, folks?! "

Option 2

Pain for Mr KC and travelling but whatever suits you’re needs the best

Good Luck

To both of you

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By *adMerWoman
over a year ago

Sandwich

It’s your home. Trust your heart xx

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By *KG12Couple
over a year ago

Burnley

Id go for option 1. The money saved on price could be put to use in terms of works needed. Plus, you can design it to your needs.

The third bedroom could be used for guests, etc

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By *rHotNottsMan
over a year ago

Dubai & Nottingham

Must be a really difficult decision on mortgage right now whether to lock into a rate for 2,3 or 5 years.

I’d be looking at the overpayment options but if it’s already squeezing you that might not help.

Just make sure the payments are realistic especially if your wages aren’t rising fast

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By (user no longer on site)
over a year ago

Congratulations, i hope it all goes smoothly for you

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By (user no longer on site)
over a year ago


"Due to my disability situation, we need to move to a bungalow. Our budget isn't especially huge for the bungalow market. We got an offer on our house, above the asking price, after 2 days on the market, so it's pretty important we get a move on finding somewhere.

We've been outbid by cash buyers (!) on several suitable places and recently, few new things have come up. We're down to two. But we're REALLY conflicted!

Option 1 - keeps us in the same area, minutes from where we are now. If we can get a few quid off (it's been on the market ages), it'd be well within budget BUT it's a dormer one so I'll never be able to make use of the 3rd bedroom upstairs. It requires a LOT of work. Rewiring, roof, kitchen etc, which would send it up towards the top of the budget eventually. Keeps Mr KC near the same transport options etc.

Option 2 - right at top of budget (a bit above really). New area, but not a million miles from here. Poorer public transport for Mr KC. But, it's immaculate, open plan, zero work needed. Dead easy. Nice area. Straightforward move in and live.

What the flipping heck is best to do?! What would Jesus do, folks?! "

If you got an offer you’d take after 2 days, it’s a good sign you should wait for a bigger offer.

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By (user no longer on site)
over a year ago


"Due to my disability situation, we need to move to a bungalow. Our budget isn't especially huge for the bungalow market. We got an offer on our house, above the asking price, after 2 days on the market, so it's pretty important we get a move on finding somewhere.

We've been outbid by cash buyers (!) on several suitable places and recently, few new things have come up. We're down to two. But we're REALLY conflicted!

Option 1 - keeps us in the same area, minutes from where we are now. If we can get a few quid off (it's been on the market ages), it'd be well within budget BUT it's a dormer one so I'll never be able to make use of the 3rd bedroom upstairs. It requires a LOT of work. Rewiring, roof, kitchen etc, which would send it up towards the top of the budget eventually. Keeps Mr KC near the same transport options etc.

Option 2 - right at top of budget (a bit above really). New area, but not a million miles from here. Poorer public transport for Mr KC. But, it's immaculate, open plan, zero work needed. Dead easy. Nice area. Straightforward move in and live.

What the flipping heck is best to do?! What would Jesus do, folks?! "

And go for option 2. Real estate is a great investment if nothing else and I don’t think anyone at any budget should buy a house simply to live in.

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By (user no longer on site)
over a year ago

Also something being on the market for ages is a bad sign. Between those two options it’s a no-brainer

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By *inky_couple2020 OP   Couple
over a year ago

North West


"Must be a really difficult decision on mortgage right now whether to lock into a rate for 2,3 or 5 years.

I’d be looking at the overpayment options but if it’s already squeezing you that might not help.

Just make sure the payments are realistic especially if your wages aren’t rising fast "

We've done our sums. With the proceeds of our sale, we will be paying off some debts and with our current tracker going up nearly every week, the new fixed rate will not be a lot different to our current total outgoings. Just structured differently. We've gone for a long fix because we'd prefer the stability and if rates go down significantly, it might be worth the redemption charges to remortgage in the future.

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By *coobyBoobyDooWoman
over a year ago

Markfield


"Must be a really difficult decision on mortgage right now whether to lock into a rate for 2,3 or 5 years.

I’d be looking at the overpayment options but if it’s already squeezing you that might not help.

Just make sure the payments are realistic especially if your wages aren’t rising fast

We've done our sums. With the proceeds of our sale, we will be paying off some debts and with our current tracker going up nearly every week, the new fixed rate will not be a lot different to our current total outgoings. Just structured differently. We've gone for a long fix because we'd prefer the stability and if rates go down significantly, it might be worth the redemption charges to remortgage in the future. "

Pleased for you that you can start planning and preparing x

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By *a LunaWoman
over a year ago

South Wales

I’d go for Option 2. I’ve watched Homes Under the Hammer enough times to be put off by renovations unless you have family contacts who are in the trade!

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By *inky_couple2020 OP   Couple
over a year ago

North West


"I’d go for Option 2. I’ve watched Homes Under the Hammer enough times to be put off by renovations unless you have family contacts who are in the trade!

"

Option 1 put us off mainly due to the work. I wasn't keen on not being able to use the third room upstairs. And the fact it's been on the market for aaaaaaages just screams "there's something wrong". This is an area where cash buyers have snapped up most bungalows within a couple of weeks. Option 1 had been reduced twice and still not going.

We're happy with our decision. Did a reccy driving from the after school club and it was okay! Going to do a morning reccy soon......

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By *0IAN00Man
over a year ago

Dumfries & Galloway


"Well. The votes have been counted. The coin flipped. The dice rolled.

Option 2 - we had an offer accepted.

Thank you for all the thoughts and ideas. Some feedback on the recent ones:

No, we can't move in with family or anyone else, due to a lack thereof.

We will NEVER, ever be cash buyers for 3 bed bungalows, even if every penny of the sale price of ours was our cash (sad news, we have a mortgage )

We have a mortgage DIP locked in at the pre-latest interest rate rise and we would simply not be able to afford it if we had to rearrange in the future at a higher rate. It's a long term fix.

There's absolutely no chance of making this house work and a) having the cash to do so; b) being able to live in it at the same time and c) without spending far more on it than would ever be realised at a sale.

No, the independent living service won't help us (been there, got the "you will have to fund it" letter).

So, the wheels of purchase are turning, and solicitors emails are burning. If you like to party, we'll have a jolly nice garden as a venue "

Job done! I'm sure you'll enjoy your new home

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By *inky_couple2020 OP   Couple
over a year ago

North West


"Well. The votes have been counted. The coin flipped. The dice rolled.

Option 2 - we had an offer accepted.

Thank you for all the thoughts and ideas. Some feedback on the recent ones:

No, we can't move in with family or anyone else, due to a lack thereof.

We will NEVER, ever be cash buyers for 3 bed bungalows, even if every penny of the sale price of ours was our cash (sad news, we have a mortgage )

We have a mortgage DIP locked in at the pre-latest interest rate rise and we would simply not be able to afford it if we had to rearrange in the future at a higher rate. It's a long term fix.

There's absolutely no chance of making this house work and a) having the cash to do so; b) being able to live in it at the same time and c) without spending far more on it than would ever be realised at a sale.

No, the independent living service won't help us (been there, got the "you will have to fund it" letter).

So, the wheels of purchase are turning, and solicitors emails are burning. If you like to party, we'll have a jolly nice garden as a venue

Woohooo congrats!! I'll bring mushroom vol au vents and pickled onion monster munch. "

You're in

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By (user no longer on site)
over a year ago

Option 2 because your budget would probably stretch over the repairs needed. As you open up the issues more will pop up most likely. Hence increasing cost. Waiting time to fix it. And not being long term home really due to you being restricted to part of the house. You'd end up hating it I think.

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By (user no longer on site)
over a year ago


"Well. The votes have been counted. The coin flipped. The dice rolled.

Option 2 - we had an offer accepted.

Thank you for all the thoughts and ideas. Some feedback on the recent ones:

No, we can't move in with family or anyone else, due to a lack thereof.

We will NEVER, ever be cash buyers for 3 bed bungalows, even if every penny of the sale price of ours was our cash (sad news, we have a mortgage )

We have a mortgage DIP locked in at the pre-latest interest rate rise and we would simply not be able to afford it if we had to rearrange in the future at a higher rate. It's a long term fix.

There's absolutely no chance of making this house work and a) having the cash to do so; b) being able to live in it at the same time and c) without spending far more on it than would ever be realised at a sale.

No, the independent living service won't help us (been there, got the "you will have to fund it" letter).

So, the wheels of purchase are turning, and solicitors emails are burning. If you like to party, we'll have a jolly nice garden as a venue "

Just saw that. Congrats!

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By (user no longer on site)
over a year ago

I really hope this works out for you. X

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By *irkby coupleCouple
over a year ago

Kirkby

Don’t assume that because everything looks nice that everything has been done correctly. People cut corners to save money.

When you eventually find out a corner has been cut if could cost a lot to put right.

You can save money on jobs around the house by getting your hand dirty. Ripping the kitchen out yourself may save you £500.

Honestly, a re-wire is as easy and swapping an old wire for a new wire. Once you know the basic principles of how electric works, it’s pretty easy, everything you need to know is on YouTube. I have re-wired my house.

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By *inky_couple2020 OP   Couple
over a year ago

North West

We're well aware that things might not be what they seem, hence we will have a full survey and have things like electrics checked by trusted people before completion. Our current house was full of bodged jobs done by the previous occupant. We won't be doing things like rewiring, too much to go wrong. We know people who can do such things if needed, without ripping us off.

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By *oubleswing2019Man
over a year ago

Colchester

Too many compromises on either option for my liking.

That means neither option is really in your best interests IMHO.

So instead of getting the house of your dreams, you are having to "make do".

For what is singularly the most expensive purchase you will ever make in your life, I don't believe in "making do". Aim high and play the long game.

I hope it all pans out for you.

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By *JB1954Man
over a year ago

Reading


"Well. The votes have been counted. The coin flipped. The dice rolled.

Option 2 - we had an offer accepted.

Thank you for all the thoughts and ideas. Some feedback on the recent ones:

No, we can't move in with family or anyone else, due to a lack thereof.

We will NEVER, ever be cash buyers for 3 bed bungalows, even if every penny of the sale price of ours was our cash (sad news, we have a mortgage )

We have a mortgage DIP locked in at the pre-latest interest rate rise and we would simply not be able to afford it if we had to rearrange in the future at a higher rate. It's a long term fix.

There's absolutely no chance of making this house work and a) having the cash to do so; b) being able to live in it at the same time and c) without spending far more on it than would ever be realised at a sale.

No, the independent living service won't help us (been there, got the "you will have to fund it" letter).

So, the wheels of purchase are turning, and solicitors emails are burning. If you like to party, we'll have a jolly nice garden as a venue "

Although there are a lot more replies . For me as I replied earlier in thread option 2 is your best .

Doing an extension / refurb is even with good builders a lot of stress. Plus the one where I am still living did only a few years back when my late wife was alive. This was new bathroom , kitchen removed to original place when house built and old kitchen back to utility room and downstairs toilet put back.Moved out for two weeks. Had caravan so not expensive costs. Then on return lived in caravan for four weeks until main works completed. Hope all goes well with new purchase

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By *inky_couple2020 OP   Couple
over a year ago

North West


"Too many compromises on either option for my liking.

That means neither option is really in your best interests IMHO.

So instead of getting the house of your dreams, you are having to "make do".

For what is singularly the most expensive purchase you will ever make in your life, I don't believe in "making do". Aim high and play the long game.

I hope it all pans out for you.

"

Unless we build our own from scratch, we will always have to compromise somewhere. No-one built houses for a physically disabled woman with an autistic husband who doesn't drive, who live with their adult son and his girlfriend and their primary school aged daughter. Who all commute into the city centre on various days (the city centre doesn't have bungalows and no suitable 3 bed apartments and we don't want to live there in any case).

We compromised to move here - moved to a less salubrious area of Mr KC's home town because it is cheaper, ignored all the hyperbole we were told about the area and have been here since 2008. It's only my physical issues that are provoking the move.

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By *oubleswing2019Man
over a year ago

Colchester


"Unless we build our own from scratch, we will always have to compromise somewhere. No-one built houses for a physically disabled woman with an autistic husband who doesn't drive, who live with their adult son and his girlfriend and their primary school aged daughter. Who all commute into the city centre on various days (the city centre doesn't have bungalows and no suitable 3 bed apartments and we don't want to live there in any case).

We compromised to move here - moved to a less salubrious area of Mr KC's home town because it is cheaper, ignored all the hyperbole we were told about the area and have been here since 2008. It's only my physical issues that are provoking the move. "

Fair do's, in which case you have had to choose the best you can circumstances permitting. I hope things pan out for the best.

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By *elaninMaverickWoman
over a year ago

near Putney Heath


"Don’t assume that because everything looks nice that everything has been done correctly. People cut corners to save money.

When you eventually find out a corner has been cut if could cost a lot to put right.

You can save money on jobs around the house by getting your hand dirty. Ripping the kitchen out yourself may save you £500.

Honestly, a re-wire is as easy and swapping an old wire for a new wire. Once you know the basic principles of how electric works, it’s pretty easy, everything you need to know is on YouTube. I have re-wired my house."

Fixer Uppers are too much for some people, especially with disabilities. For me, I haven't got much choice as my parents have had the same house for over 30 years. I just painted the kitchen for my mum. Now all the family is looking at me like I'm a builder....I'm not a builder. I'm a DIY-er and I'm going to go to college to learn some of the basics so I can fix my parents' house.

People think my dad is a builder/contractor but he is a retired teacher by trade. He just picked up a few skills over the years by working on building sites for extra cash in hand.

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By *elaninMaverickWoman
over a year ago

near Putney Heath


"Too many compromises on either option for my liking.

That means neither option is really in your best interests IMHO.

So instead of getting the house of your dreams, you are having to "make do".

For what is singularly the most expensive purchase you will ever make in your life, I don't believe in "making do". Aim high and play the long game.

I hope it all pans out for you.

Unless we build our own from scratch, we will always have to compromise somewhere. No-one built houses for a physically disabled woman with an autistic husband who doesn't drive, who live with their adult son and his girlfriend and their primary school aged daughter. Who all commute into the city centre on various days (the city centre doesn't have bungalows and no suitable 3 bed apartments and we don't want to live there in any case).

We compromised to move here - moved to a less salubrious area of Mr KC's home town because it is cheaper, ignored all the hyperbole we were told about the area and have been here since 2008. It's only my physical issues that are provoking the move. "

I think the majority of home buyers in the UK have to compromise somewhere because they are not exactly building new housing for the masses that much. Only those rich with time, money and energy get the exact house that they want.

I have no idea what I will do when my legs stop working....probably move into a nursing home room.

Until then I try to keep them able to go up the s1st floor stairs to my flat.

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