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"Literally, how will we all cope? How can people pay rent and bills with zero income? Surely there will come a time when the government have to say "right, everything back to normality" So many businesses are going to go bankrupt." I seriously think we are looking at the government giving us some sort of 'basic payment' and rationing food If people cant pay their rent or mortgage, dont know if they even have a job anymore, and cant afford food, there will be civil unrest And then what happens after the crisis? When half the country are in financial trouble? Its an absurd idea. The government paying us. Ludicrous But it may be the only way | |||
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"This is the exact reason people should save for emergencies like this. i have no dept other than my mortgage so with all my bills, food and running my car I can theareticly survive for 22months without work, I am only a digger driver/ ground worker so i dont get paid a huge amount but I work hard often weekends and I don't waste money I do how ever go out a lot enjoy my hobbies and im not tight just always try put a bit away. " Oh it must be mice to be sat there so smug. For some people it's impossible to save. What about people who are on zero hour contracts? Businesses whose income isn't guaranteed? The self employed who don't know where their next work is going to come from? Wake up, it's damn hard for so many people. | |||
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"You do know there has been an statement from the Chancellor outlining support for business and I understand there will be a further statement tomorrow on support for individuals, workers etc.. " Yes we do know. The money isnt available yet. | |||
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"You do know there has been an statement from the Chancellor outlining support for business and I understand there will be a further statement tomorrow on support for individuals, workers etc.. Yes we do know. The money isnt available yet." The details for individuals being outlined tomorrow and how it will be delivered .. Indications are it will be easy and fast to access | |||
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"This is the exact reason people should save for emergencies like this. i have no dept other than my mortgage so with all my bills, food and running my car I can theareticly survive for 22months without work, I am only a digger driver/ ground worker so i dont get paid a huge amount but I work hard often weekends and I don't waste money I do how ever go out a lot enjoy my hobbies and im not tight just always try put a bit away. Oh it must be mice to be sat there so smug. For some people it's impossible to save. What about people who are on zero hour contracts? Businesses whose income isn't guaranteed? The self employed who don't know where their next work is going to come from? Wake up, it's damn hard for so many people." Not smug at all and do feel for people who are in a bad situation all I'm saying is I hope every one learns from this and tries to save something in the future even £5 a week is £260 a year so 4 years you have £1040 its about a little bit regular and through your working life | |||
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"This is the exact reason people should save for emergencies like this. i have no dept other than my mortgage so with all my bills, food and running my car I can theareticly survive for 22months without work, I am only a digger driver/ ground worker so i dont get paid a huge amount but I work hard often weekends and I don't waste money I do how ever go out a lot enjoy my hobbies and im not tight just always try put a bit away. Oh it must be mice to be sat there so smug. For some people it's impossible to save. What about people who are on zero hour contracts? Businesses whose income isn't guaranteed? The self employed who don't know where their next work is going to come from? Wake up, it's damn hard for so many people. Not smug at all and do feel for people who are in a bad situation all I'm saying is I hope every one learns from this and tries to save something in the future even £5 a week is £260 a year so 4 years you have £1040 its about a little bit regular and through your working life " For some that £5 a week might be needed for school shoes Best to leave it at “and do feel for people”  | |||
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"This is the exact reason people should save for emergencies like this. i have no dept other than my mortgage so with all my bills, food and running my car I can theareticly survive for 22months without work, I am only a digger driver/ ground worker so i dont get paid a huge amount but I work hard often weekends and I don't waste money I do how ever go out a lot enjoy my hobbies and im not tight just always try put a bit away. Oh it must be mice to be sat there so smug. For some people it's impossible to save. What about people who are on zero hour contracts? Businesses whose income isn't guaranteed? The self employed who don't know where their next work is going to come from? Wake up, it's damn hard for so many people. Not smug at all and do feel for people who are in a bad situation all I'm saying is I hope every one learns from this and tries to save something in the future even £5 a week is £260 a year so 4 years you have £1040 its about a little bit regular and through your working life " .4 years you have £1040. So that would pay 1 months rent and council tax. Wow!!!! | |||
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"i do wonder if there is some sort of "universal basic income" announcement coming... it looks like that is the approach of a lot of european countries, plus the US, Canada and Australia...... " I dont think there is going to be a choice The world's economy is simply going to have to go on 'hold' | |||
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"This is the exact reason people should save for emergencies like this. i have no dept other than my mortgage so with all my bills, food and running my car I can theareticly survive for 22months without work, I am only a digger driver/ ground worker so i dont get paid a huge amount but I work hard often weekends and I don't waste money I do how ever go out a lot enjoy my hobbies and im not tight just always try put a bit away. Oh it must be mice to be sat there so smug. For some people it's impossible to save. What about people who are on zero hour contracts? Businesses whose income isn't guaranteed? The self employed who don't know where their next work is going to come from? Wake up, it's damn hard for so many people. Not smug at all and do feel for people who are in a bad situation all I'm saying is I hope every one learns from this and tries to save something in the future even £5 a week is £260 a year so 4 years you have £1040 its about a little bit regular and through your working life .4 years you have £1040. So that would pay 1 months rent and council tax. Wow!!!!" your 45 so have probably been working since around 18 and there is two of you that's around 9 grand theareticly you could have saved together, I obviously don't know your circumstances or anything about you and it's none of my business hope the government does step in and certainly put breaks on a lot of bills to help people who are effected financially but as far as the future goes it can't hurt when all this virus is done to put a little bit in a savings account. | |||
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"i do wonder if there is some sort of "universal basic income" announcement coming... it looks like that is the approach of a lot of european countries, plus the US, Canada and Australia...... I dont think there is going to be a choice The world's economy is simply going to have to go on 'hold'" so then becomes the question? how much? i have heard the figure "£1000 per month" for each adult, £500 per month for each child" would that be enough? too much? | |||
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"i do wonder if there is some sort of "universal basic income" announcement coming... it looks like that is the approach of a lot of european countries, plus the US, Canada and Australia...... I dont think there is going to be a choice The world's economy is simply going to have to go on 'hold'" I'm waiting a tad longer for more data However my gut tells me it's going to be an excruciating disaster for the vast majority I'll add however Please dont forget the 1000s who lost everything in a flood If the 90 % of the whole world needs money whereas it coming from and it's not going to be short term | |||
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"i do wonder if there is some sort of "universal basic income" announcement coming... it looks like that is the approach of a lot of european countries, plus the US, Canada and Australia...... I dont think there is going to be a choice The world's economy is simply going to have to go on 'hold' I'm waiting a tad longer for more data However my gut tells me it's going to be an excruciating disaster for the vast majority I'll add however Please dont forget the 1000s who lost everything in a flood If the 90 % of the whole world needs money whereas it coming from and it's not going to be short term " I'll add Economics as we think we may understand may have to be re written | |||
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"This is the exact reason people should save for emergencies like this. i have no dept other than my mortgage so with all my bills, food and running my car I can theareticly survive for 22months without work, I am only a digger driver/ ground worker so i dont get paid a huge amount but I work hard often weekends and I don't waste money I do how ever go out a lot enjoy my hobbies and im not tight just always try put a bit away. Oh it must be mice to be sat there so smug. For some people it's impossible to save. What about people who are on zero hour contracts? Businesses whose income isn't guaranteed? The self employed who don't know where their next work is going to come from? Wake up, it's damn hard for so many people. Not smug at all and do feel for people who are in a bad situation all I'm saying is I hope every one learns from this and tries to save something in the future even £5 a week is £260 a year so 4 years you have £1040 its about a little bit regular and through your working life " I personally don't know a single minimum wage person who can save. Most of us live hand to mouth. Personally I break even every month and I'm far from the worse state. I have no mortgage, no credit card, no contract phone and no loans. But I have no equity or value to the capitalist world either. We need to start looking out for each other and not be waiting around for big daddy and his rich uncles to come to the rescue. The government has made their agenda very clear. Protect the economy. | |||
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"i do wonder if there is some sort of "universal basic income" announcement coming... it looks like that is the approach of a lot of european countries, plus the US, Canada and Australia...... I dont think there is going to be a choice The world's economy is simply going to have to go on 'hold' so then becomes the question? how much? i have heard the figure "£1000 per month" for each adult, £500 per month for each child" would that be enough? too much?" And how do they determine who gets it? How is it accessible? I dont have the answers Fabio But I think its coming | |||
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"This is the exact reason people should save for emergencies like this. i have no dept other than my mortgage so with all my bills, food and running my car I can theareticly survive for 22months without work, I am only a digger driver/ ground worker so i dont get paid a huge amount but I work hard often weekends and I don't waste money I do how ever go out a lot enjoy my hobbies and im not tight just always try put a bit away. " unfortunatley a lot of us live one pay packet to the nxt i jst been put on 3day week and to be honrst with you my firm in seriius trouble 90% of what we do is linked to airports and most of our stuff comes from china so low stock and no one traveling we are in the shit.like someone above said unless the goverment help out financialy there are gona be millions of pissed of people in this country from all walks of life | |||
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"I am done no two ways about it. Minimum wage with no facility to save money. The amount I spend on food is little and if the infrastructure freezes I am homeless in a month and dead in two. But as long as the airlines and oil companies are supported that's all that matters, right?" Move in with me, I may survive 2 months lol | |||
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"This is the exact reason people should save for emergencies like this. i have no dept other than my mortgage so with all my bills, food and running my car I can theareticly survive for 22months without work, I am only a digger driver/ ground worker so i dont get paid a huge amount but I work hard often weekends and I don't waste money I do how ever go out a lot enjoy my hobbies and im not tight just always try put a bit away. " You are not “ just a digger driver”. Loads of people couldn’t do that and who is going to dig the mass graves when this all kicks off? Remember the foot and mouth disease? | |||
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"This is the exact reason people should save for emergencies like this. i have no dept other than my mortgage so with all my bills, food and running my car I can theareticly survive for 22months without work, I am only a digger driver/ ground worker so i dont get paid a huge amount but I work hard often weekends and I don't waste money I do how ever go out a lot enjoy my hobbies and im not tight just always try put a bit away. Oh it must be mice to be sat there so smug. For some people it's impossible to save. What about people who are on zero hour contracts? Businesses whose income isn't guaranteed? The self employed who don't know where their next work is going to come from? Wake up, it's damn hard for so many people. Not smug at all and do feel for people who are in a bad situation all I'm saying is I hope every one learns from this and tries to save something in the future even £5 a week is £260 a year so 4 years you have £1040 its about a little bit regular and through your working life .4 years you have £1040. So that would pay 1 months rent and council tax. Wow!!!! your 45 so have probably been working since around 18 and there is two of you that's around 9 grand theareticly you could have saved together, I obviously don't know your circumstances or anything about you and it's none of my business hope the government does step in and certainly put breaks on a lot of bills to help people who are effected financially but as far as the future goes it can't hurt when all this virus is done to put a little bit in a savings account." You are right, you have no idea about us and you are making yourself look very ignorant. Some people are self employed in a business where they have absoloutely no idea of what the selling price will be until point of sale. The industry is immensley turbulent and people have been through long periods where the selling price is significantly less than the production price, but they don't have any say over the selling price. It is dictated to them. They have had bad circumstances (which were beyond anyones control) to deal with one year, which more than halved their annual income overnight. However, we weren't specifically talking about us, but since you seem to have little idea how other people have to try and make ends meet, we have explained a little about the real struggle some businesses face. | |||
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"Universal credit? Universal income? I’ve never heard anything so daft. The government simply can’t afford it. TAX pays for everything a government spends. The fewer people work, the less tax is paid, the less money a government has to spend. Simple economics. If they were serious about social isolating they would have ordered every social place to shut immediately. But they haven’t because then they would be liable for the cost of it. Universal credit already took 6-8 weeks to co e through before this. Do you think it will be quicker with an extra 2 million applications next week? No. Of course not. That’s why they are being sly and wishy washy about isolating. The second they make it compulsory is the second they have to pay. And the government simply doesn’t have the reserves. Oh, small business, have a loan...that you won’t be able to pay back when you do finally reopen in 3 months. Then we will just make you bankrupt. It’s kicking shit down the road. Support your local shops. Stick 2 fingers up to the big chains as they chose profit 2 months ago instead of stopping morons from buying all the loo roll, hand wash and pasta. My local shops are great. They’ve got stuff and I got eggs from a local farm today. Awesome people. " Just to add a thought, the more spare money people have the more they spend. Which due to vat etc is good for the economy. | |||
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"This is the exact reason people should save for emergencies like this. i have no dept other than my mortgage so with all my bills, food and running my car I can theareticly survive for 22months without work, I am only a digger driver/ ground worker so i dont get paid a huge amount but I work hard often weekends and I don't waste money I do how ever go out a lot enjoy my hobbies and im not tight just always try put a bit away. Oh it must be mice to be sat there so smug. For some people it's impossible to save. What about people who are on zero hour contracts? Businesses whose income isn't guaranteed? The self employed who don't know where their next work is going to come from? Wake up, it's damn hard for so many people. Not smug at all and do feel for people who are in a bad situation all I'm saying is I hope every one learns from this and tries to save something in the future even £5 a week is £260 a year so 4 years you have £1040 its about a little bit regular and through your working life .4 years you have £1040. So that would pay 1 months rent and council tax. Wow!!!! your 45 so have probably been working since around 18 and there is two of you that's around 9 grand theareticly you could have saved together, I obviously don't know your circumstances or anything about you and it's none of my business hope the government does step in and certainly put breaks on a lot of bills to help people who are effected financially but as far as the future goes it can't hurt when all this virus is done to put a little bit in a savings account. You are right, you have no idea about us and you are making yourself look very ignorant. Some people are self employed in a business where they have absoloutely no idea of what the selling price will be until point of sale. The industry is immensley turbulent and people have been through long periods where the selling price is significantly less than the production price, but they don't have any say over the selling price. It is dictated to them. They have had bad circumstances (which were beyond anyones control) to deal with one year, which more than halved their annual income overnight. However, we weren't specifically talking about us, but since you seem to have little idea how other people have to try and make ends meet, we have explained a little about the real struggle some businesses face. " I honestly dont think the guy meant it the way you've taken it. Yeah some people will be worse off than others and it sucks big time but having a go at each other helps no one. Everyone....and I mean everyone has to pull together not have a go at folk who maybe a bit more cushioned in the short term. I doubt he meant it offensively. I wish everyone well n just hope we can get through it all. | |||
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"This is the exact reason people should save for emergencies like this. i have no dept other than my mortgage so with all my bills, food and running my car I can theareticly survive for 22months without work, I am only a digger driver/ ground worker so i dont get paid a huge amount but I work hard often weekends and I don't waste money I do how ever go out a lot enjoy my hobbies and im not tight just always try put a bit away. Oh it must be mice to be sat there so smug. For some people it's impossible to save. What about people who are on zero hour contracts? Businesses whose income isn't guaranteed? The self employed who don't know where their next work is going to come from? Wake up, it's damn hard for so many people. Not smug at all and do feel for people who are in a bad situation all I'm saying is I hope every one learns from this and tries to save something in the future even £5 a week is £260 a year so 4 years you have £1040 its about a little bit regular and through your working life .4 years you have £1040. So that would pay 1 months rent and council tax. Wow!!!! your 45 so have probably been working since around 18 and there is two of you that's around 9 grand theareticly you could have saved together, I obviously don't know your circumstances or anything about you and it's none of my business hope the government does step in and certainly put breaks on a lot of bills to help people who are effected financially but as far as the future goes it can't hurt when all this virus is done to put a little bit in a savings account. You are right, you have no idea about us and you are making yourself look very ignorant. Some people are self employed in a business where they have absoloutely no idea of what the selling price will be until point of sale. The industry is immensley turbulent and people have been through long periods where the selling price is significantly less than the production price, but they don't have any say over the selling price. It is dictated to them. They have had bad circumstances (which were beyond anyones control) to deal with one year, which more than halved their annual income overnight. However, we weren't specifically talking about us, but since you seem to have little idea how other people have to try and make ends meet, we have explained a little about the real struggle some businesses face. I honestly dont think the guy meant it the way you've taken it. Yeah some people will be worse off than others and it sucks big time but having a go at each other helps no one. Everyone....and I mean everyone has to pull together not have a go at folk who maybe a bit more cushioned in the short term. I doubt he meant it offensively. I wish everyone well n just hope we can get through it all. " We weren't having a go, no offence was meant to anyone. We were simply trying to get a point across to people who think finances are simple. | |||
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"im fortunate because I don't believe in debts and pay for everything out right. if I cant pay for it I wait, save or go without. people go your ok you got money. never use to be the case but if you keep living hand to mouth you deserve everything you get. people always have money for expensive holidays, motors, beer, drugs etc then moan they are potless. " I don’t smoke or take drugs. I drink at Xmas as I drive for a living. I don’t have expensive holidays. My car is a Motability car. I work hard for shit money. I spend my money on my kids in the hope that I can give them a better start to their lives than I had. Living hand to mouth you deserve everything you get????? Really??? Nice attitude. Tell that to the nurses who will save your life when you get ill but can’t afford to feed their kids. Dumbass!!!!! | |||
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"i do wonder if there is some sort of "universal basic income" announcement coming... it looks like that is the approach of a lot of european countries, plus the US, Canada and Australia...... I dont think there is going to be a choice The world's economy is simply going to have to go on 'hold' so then becomes the question? how much? i have heard the figure "£1000 per month" for each adult, £500 per month for each child" would that be enough? too much? And how do they determine who gets it? How is it accessible? I dont have the answers Fabio But I think its coming" Bet I won’t as I’m self employed. By the time they’ve worked out who’s entitled to what it will probably be too late for most. It seems to me people need help now! Not in 2 weeks time | |||
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"i do wonder if there is some sort of "universal basic income" announcement coming... it looks like that is the approach of a lot of european countries, plus the US, Canada and Australia...... " Well I hope they aren't planning on paying key workers that as well rather than their wage in full | |||
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"i do wonder if there is some sort of "universal basic income" announcement coming... it looks like that is the approach of a lot of european countries, plus the US, Canada and Australia...... I dont think there is going to be a choice The world's economy is simply going to have to go on 'hold' so then becomes the question? how much? i have heard the figure "£1000 per month" for each adult, £500 per month for each child" would that be enough? too much? And how do they determine who gets it? How is it accessible? I dont have the answers Fabio But I think its coming Bet I won’t as I’m self employed. By the time they’ve worked out who’s entitled to what it will probably be too late for most. It seems to me people need help now! Not in 2 weeks time " I think it would have to be an across the board payment Not means tested | |||
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"i do wonder if there is some sort of "universal basic income" announcement coming... it looks like that is the approach of a lot of european countries, plus the US, Canada and Australia...... I dont think there is going to be a choice The world's economy is simply going to have to go on 'hold' so then becomes the question? how much? i have heard the figure "£1000 per month" for each adult, £500 per month for each child" would that be enough? too much? And how do they determine who gets it? How is it accessible? I dont have the answers Fabio But I think its coming Bet I won’t as I’m self employed. By the time they’ve worked out who’s entitled to what it will probably be too late for most. It seems to me people need help now! Not in 2 weeks time I think it would have to be an across the board payment Not means tested" If those figures are accurate I’ll stop working now. That’s more than I earn in a month when you factor in me, my 18 year old and 2 younger ones  | |||
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"Universal credit? Universal income? I’ve never heard anything so daft. The government simply can’t afford it. TAX pays for everything a government spends. The fewer people work, the less tax is paid, the less money a government has to spend. Simple economics. If they were serious about social isolating they would have ordered every social place to shut immediately. But they haven’t because then they would be liable for the cost of it. Universal credit already took 6-8 weeks to co e through before this. Do you think it will be quicker with an extra 2 million applications next week? No. Of course not. That’s why they are being sly and wishy washy about isolating. The second they make it compulsory is the second they have to pay. And the government simply doesn’t have the reserves. Oh, small business, have a loan...that you won’t be able to pay back when you do finally reopen in 3 months. Then we will just make you bankrupt. It’s kicking shit down the road. Support your local shops. Stick 2 fingers up to the big chains as they chose profit 2 months ago instead of stopping morons from buying all the loo roll, hand wash and pasta. My local shops are great. They’ve got stuff and I got eggs from a local farm today. Awesome people. " You make some good points but you only have to look to the Great Depression during the 1930’s to see what mistakes were made then, and the government would be wise to learn from that. Some countries could be heading for that scenario or the Japanese scenario of a lost decade of stagflation. I think even the cleverest economist would struggle to work out what the UK can do now with the pound at its lowest level for 35 years, lowest interest rates ever, and with brexit on the horizon. | |||
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"i do wonder if there is some sort of "universal basic income" announcement coming... it looks like that is the approach of a lot of european countries, plus the US, Canada and Australia...... I dont think there is going to be a choice The world's economy is simply going to have to go on 'hold' so then becomes the question? how much? i have heard the figure "£1000 per month" for each adult, £500 per month for each child" would that be enough? too much? And how do they determine who gets it? How is it accessible? I dont have the answers Fabio But I think its coming Bet I won’t as I’m self employed. By the time they’ve worked out who’s entitled to what it will probably be too late for most. It seems to me people need help now! Not in 2 weeks time I think it would have to be an across the board payment Not means tested" Yes I think it will have to be I hope it is. I don’t think it will be that much money though. | |||
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