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working from home

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By *ingo69 OP   Man
over a year ago

north staffs ,south cheshire borderr

With all these people who can work from home I have just come across a question on my home insurance as it was due , and on it was is there or will be any Business related work done from home , as i dont does not bother me , but did think what if all these people working from home have not told there insurance they are , would it cover if say there pc got pinched or god forbid caught fire , I dont think this question has come up and I have never seen anything about this on TV with the GOV asking people to work . does anyone know the answer

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By *yn drwgMan
over a year ago

Camarthen

This will probably become an issue with insurance companies as the more time you spend at home the more risk there is, good point op.

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By *ingo69 OP   Man
over a year ago

north staffs ,south cheshire borderr

I think I have found the answer https://www.anthonyjones.com/working-from-home-insurance/

I should have googled it first

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By *anshee99Woman
over a year ago

all over

Theres a few things that have never been mentioned.

How many parents are still claiming tax credits even though they aren't paying for childcare?

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By *ighugs69Man
over a year ago

Port Talbot

Working from home can mean a wide range of different things depending on your job.

If you're doing work on a computer there isn't much to worry about. Although guess I should've told my home insurance that I've been given a new £2,500 workstation laptop - since I don't want to pay for that it something happens.

Insurers won't care that much, unless you have a lot of stock stored at home. If you have customers visiting you'd need public liability insurance or extra insurance if you're repairing items that don't belong to you.

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By (user no longer on site)
over a year ago

My other half worked from home and always declared it when we renewed our policy was never a problem or extra charge . Word of warning if you don’t and their is a claim you might find you need to go for advise

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By *iger4uWoman
over a year ago

In my happy place


"Working from home can mean a wide range of different things depending on your job.

If you're doing work on a computer there isn't much to worry about. Although guess I should've told my home insurance that I've been given a new £2,500 workstation laptop - since I don't want to pay for that it something happens.

Insurers won't care that much, unless you have a lot of stock stored at home. If you have customers visiting you'd need public liability insurance or extra insurance if you're repairing items that don't belong to you. "

My employers insurance covers loss of kit, doesnt cost me any extra.

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By *i1971Man
over a year ago

Cornwall


"Working from home can mean a wide range of different things depending on your job.

If you're doing work on a computer there isn't much to worry about. Although guess I should've told my home insurance that I've been given a new £2,500 workstation laptop - since I don't want to pay for that it something happens.

Insurers won't care that much, unless you have a lot of stock stored at home. If you have customers visiting you'd need public liability insurance or extra insurance if you're repairing items that don't belong to you.

My employers insurance covers loss of kit, doesnt cost me any extra. "

. Agreed - employers have it insured so won't cost me anything. If I was self employed & had my own work equipment that I'd brought home then I can understand contacting insurers.

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By *iss.ddWoman
over a year ago

Leeds + Newcastle

Isn't the fine line of whether you are doing work at home (for someone else), or working from home ie a home based business?

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By (user no longer on site)
over a year ago


"Theres a few things that have never been mentioned.

How many parents are still claiming tax credits even though they aren't paying for childcare?

"

Many are still having to pay a percentage to their childcare settings in order to retain the child's place there

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By *anshee99Woman
over a year ago

all over


"Theres a few things that have never been mentioned.

How many parents are still claiming tax credits even though they aren't paying for childcare?

Many are still having to pay a percentage to their childcare settings in order to retain the child's place there"

Sure, but there's alot that aren't, like me

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By *inksAPlentyCouple
over a year ago

Bedfordshire

My insurance emailed me to say they were providing additional work from home cover to my policy for free.

Most employers should have their own insurance to cover IT equipment. However they probably won't claim as the excess is generally quite high so it's not worth claiming.

Ms x

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By *plpxp2Couple
over a year ago

Middlesbrough

Don't forget your employer can also pay you £6 per week tax free towards the costs of working from home. Though for some this will be a challenge in the current climate, but there is an alternative:

Claim £6 per week from HMRC on your tax, for a standard rate tax payer the saving is around £62 pa and £124 for HR payers. Claims can be made easily via a P87 form on the gov Gateway site or via a postal version of the form.

Not a fortune, but every little helps

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By * and M lookingCouple
over a year ago

Worcester

How many people will forget that they are logged into their work server then log into here?

Sure there will be many visiting HR on their return to work for a breech of their IT policies, Whoops!

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