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"Surely if an employer has money to pay the waged and instructs the bank to do so, then they will comply?"  | |||
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"The banks are not paying the money out for wages, lockdown will fall apart if your kid's are going hungry. It's going to get messy and the banks are to blame, they don't want to bail out the poor. " The world bank etc should be bailing every country out. They have profited off of us in the guise of inflation forever, with all the funds they have no country shold be going bankrupt.. But that was the plan all along ladies, gentlemen and other. | |||
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"Is it the banks or is it that they have not recieved the funds from government? I agree banks need to be doing more as in freezing interest over holidy periods as we bailed them out, but the Gov seems slow in handing out the funds too..." Banks have to pay out and then claim it back, the government can't give money to the bank if it doesn't know how much they need | |||
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"Surely if an employer has money to pay the waged and instructs the bank to do so, then they will comply?" What if they don't have the remember they have no income. | |||
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"If you're talking about furlough, the employer has to put in a claim and they can't do that until end of April." 20th of April to be more precise I believe! | |||
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"I don't understand why a bank should be expected to pay wages for people that are not their employees "He either got it wrong or is every confused  | |||
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"If you're talking about furlough, the employer has to put in a claim and they can't do that until end of April. 20th of April to be more precise I believe!" Ok the government site says the system will be available by the end of April | |||
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"I don't understand why a bank should be expected to pay wages for people that are not their employees " | |||
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"The biggest problem is that the banks are pushing their own loans instead of the government ones, they will make more money from them They proven by this action that they don’t give a shit about anyone else even after being bailed out by the taxpayer " | |||
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"The biggest problem is that the banks are pushing their own loans instead of the government ones, they will make more money from them They proven by this action that they don’t give a shit about anyone else even after being bailed out by the taxpayer "When the support was first announced this may have been the case, but it was quickly dealt with by allowing any viable small business to directly access CBILS rather first being offered a bank’s own lending product. This is alongside the personal guarantee requirement being banned by the Chancellor and a faster application process being introduced. | |||
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"The banks are not paying the money out for wages, lockdown will fall apart if your kid's are going hungry. It's going to get messy and the banks are to blame, they don't want to bail out the poor. " Do you work for a bank? Otherwise why would they pay you wages? I don't understand your opening post  I
For children going hungry there are a number of food banks, charities and schools working to prevent that, if it is applicable to you please get local help. | |||
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"The banks are not paying the money out for wages, lockdown will fall apart if your kid's are going hungry. It's going to get messy and the banks are to blame, they don't want to bail out the poor. Do you work for a bank? Otherwise why would they pay you wages? I don't understand your opening post I
For children going hungry there are a number of food banks, charities and schools working to prevent that, if it is applicable to you please get local help."Very funny food banks can't cope with millions they can only just about cope now. | |||
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"Employers will be able to apply for the Goverment furlough money from next Monday. The Goverment expects that most, if not all, claims will be processed and financed by April 30th." Thousands of claims turned round in a week by the banks working with half staff no chance. | |||
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"Employers will be able to apply for the Goverment furlough money from next Monday. The Goverment expects that most, if not all, claims will be processed and financed by April 30th.Thousands of claims turned round in a week by the banks working with half staff no chance." It’s not the banks! They’ve literally nothing to do with this scheme. It’s HMRC who will pay directly to employers. Why do you keep mentioning banks? Mr. | |||
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"Employers will be able to apply for the Goverment furlough money from next Monday. The Goverment expects that most, if not all, claims will be processed and financed by April 30th.Thousands of claims turned round in a week by the banks working with half staff no chance." Oh ffs! It's nothing to do with the banks. Please do some proper homework to find out the details of the scheme and who runs it. A | |||
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"Welcome to the world of self employed. Never guaranteed to be paid every month." We have some self employed friends and they are saying "What a rip off". We reply that the Government are trying to make you 80% of what you were, so you should only be 20% down on your earnings. The penny then drops (forgive the pun) and they realise that telling the government that they are living on tuppence hapenny was not such a bright idea i.e. cash in hand jobs, deceiving the Government and the rest of the public!!!!
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"Employers will be able to apply for the Goverment furlough money from next Monday. The Goverment expects that most, if not all, claims will be processed and financed by April 30th.Thousands of claims turned round in a week by the banks working with half staff no chance." It's nothing to do with the banks | |||
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"Employers will be able to apply for the Goverment furlough money from next Monday. The Goverment expects that most, if not all, claims will be processed and financed by April 30th.Thousands of claims turned round in a week by the banks working with half staff no chance. It's nothing to do with the banks "Dont you know the banks are the root of all evil 
And because the failure of investment banks in america meant 1 or 2 were bailed out in the UK , they should all be dipping into their own pockets and handing cash out to people on the streets now  | |||
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"I don't understand why a bank should be expected to pay wages for people that are not their employees " | |||
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"Is this some sort of attention seeking thread or a joke? The amount of people who asked "why should the bank pay your wages" and the amount of people explaining its nothing to do with the bank. Yet OP keep repeating the same thing This is some sort of joke? Or atrention seeking? Cos someone can't be this stupid.. Can they? " | |||
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"Is this some sort of attention seeking thread or a joke? The amount of people who asked "why should the bank pay your wages" and the amount of people explaining its nothing to do with the bank. Yet OP keep repeating the same thing This is some sort of joke? Or atrention seeking? Cos someone can't be this stupid.. Can they? "It is funny. But god it's annoying.. What do people don't get. ?? | |||
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"Is this some sort of attention seeking thread or a joke? The amount of people who asked "why should the bank pay your wages" and the amount of people explaining its nothing to do with the bank. Yet OP keep repeating the same thing This is some sort of joke? Or atrention seeking? Cos someone can't be this stupid.. Can they?
It is funny. But god it's annoying.. What do people don't get. ?? ", I guess it's a lack of understanding. Google is our friend | |||
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"Is this some sort of attention seeking thread or a joke? The amount of people who asked "why should the bank pay your wages" and the amount of people explaining its nothing to do with the bank. Yet OP keep repeating the same thing This is some sort of joke? Or atrention seeking? Cos someone can't be this stupid.. Can they?
It is funny. But god it's annoying.. What do people don't get. ?? ,
I guess it's a lack of understanding. Google is our friend "The only time I wish I had not clicked on a thread. | |||
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"Is this some sort of attention seeking thread or a joke? The amount of people who asked "why should the bank pay your wages" and the amount of people explaining its nothing to do with the bank. Yet OP keep repeating the same thing This is some sort of joke? Or atrention seeking? Cos someone can't be this stupid.. Can they?
It is funny. But god it's annoying.. What do people don't get. ?? ,
I guess it's a lack of understanding. Google is our friend
The only time I wish I had not clicked on a thread. " | |||
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"Is this some sort of attention seeking thread or a joke? The amount of people who asked "why should the bank pay your wages" and the amount of people explaining its nothing to do with the bank. Yet OP keep repeating the same thing This is some sort of joke? Or atrention seeking? Cos someone can't be this stupid.. Can they?
It is funny. But god it's annoying.. What do people don't get. ?? ,
I guess it's a lack of understanding. Google is our friend
The only time I wish I had not clicked on a thread.
"It's a lack of something. I don't think it's a lack of understanding though. | |||
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"If you're talking about furlough, the employer has to put in a claim and they can't do that until end of April." This payments will be processed in May, / June 20 which was set out as a time line from the beginning. In regards to the £10,000 small business grants (not loans) to help keep them in business for the next 3 months, they started been paid out to companies last week (I work for a Council). KJ x | |||
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"The banks are not paying the money out for wages, lockdown will fall apart if your kid's are going hungry. It's going to get messy and the banks are to blame, they don't want to bail out the poor. " Why do you think it's the banks that are paying this money? It's naff all to do with the banks. | |||
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"If you're talking about furlough, the employer has to put in a claim and they can't do that until end of April. This payments will be processed in May, / June 20 which was set out as a time line from the beginning. In regards to the £10,000 small business grants (not loans) to help keep them in business for the next 3 months, they started been paid out to companies last week (I work for a Council). KJ x " Your furlough info is incorrect. April 20th it goes live, payment expected within 6 days of claim. Mr. | |||
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"Longer term I do think there needs to be a restructuring of business rules. Since the crash banks have to carry enough cash to ensure they survive a sharp down turn. They undergo stress tests annually for capital rules. But there are no such rules for self employed or large businesses. You could see an arguement now that all businesses should have to carry 2 months worth of wage cash flow that is ring fenced. This would mean that if a business hit hard times either en mass or individually then the workers wages are protected for a few months. It would take a while to set up and you would need to take into account how long a business had been running. For example new start ups may need a few years to get to the full cash flow position. It just feels like business wants low tax and regulatory oversight when times are good, but instantly turns to government (the tax layer) when times are bad. Surely its not beyond the whit of us as a society to say you must have cash flow for 1 weeks worth of wages every 6 months of trading. So after 4 years of trading a business will then have the capital requirements for any shocks. " Forced contingency planning...not a bad idea. You will find a lot of businesses do this although there will be some running hand to mouth. | |||
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"Longer term I do think there needs to be a restructuring of business rules. Since the crash banks have to carry enough cash to ensure they survive a sharp down turn. They undergo stress tests annually for capital rules. But there are no such rules for self employed or large businesses. You could see an arguement now that all businesses should have to carry 2 months worth of wage cash flow that is ring fenced. This would mean that if a business hit hard times either en mass or individually then the workers wages are protected for a few months. It would take a while to set up and you would need to take into account how long a business had been running. For example new start ups may need a few years to get to the full cash flow position. It just feels like business wants low tax and regulatory oversight when times are good, but instantly turns to government (the tax layer) when times are bad. Surely its not beyond the whit of us as a society to say you must have cash flow for 1 weeks worth of wages every 6 months of trading. So after 4 years of trading a business will then have the capital requirements for any shocks. " I completely agree with the theory but as someone who works for a bank enforcing that would be hard, banks have huge amounts of regulatory monitoring already so they increased that to cover these types of metrics but not sure how you would monitor business in other industries | |||
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" Robbing B@#$^&ds. We bailed them out in the big crash, but are they grateful? Are they hell!!" This line always cracks me up ... who are “we” and “them”? Was your mortgage provider actually bailed out or was that just the RBS group and companies that were able to manage their own capital requirements are all supposed to be penalised because or another companies business practices? Also mortgages are either fixed or linked to base rate plus margin, if base rate drops and yours went up, it was because your fixed deal was just coincidentally finishing around the same time and its your responsibility to go find yourself a better deal now which you would have known when buying the mortgage | |||
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" Robbing B@#$^&ds. We bailed them out in the big crash, but are they grateful? Are they hell!! This line always cracks me up ... who are “we” and “them”? Was your mortgage provider actually bailed out or was that just the RBS group and companies that were able to manage their own capital requirements are all supposed to be penalised because or another companies business practices? Also mortgages are either fixed or linked to base rate plus margin, if base rate drops and yours went up, it was because your fixed deal was just coincidentally finishing around the same time and its your responsibility to go find yourself a better deal now which you would have known when buying the mortgage " Tbf The guilty parties did do a tremendous amount of damage (10 years of austerity)and have been punished accordingly. Massive bonuses and huge pay rises. | |||
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" Robbing B@#$^&ds. We bailed them out in the big crash, but are they grateful? Are they hell!! This line always cracks me up ... who are “we” and “them”? Was your mortgage provider actually bailed out or was that just the RBS group and companies that were able to manage their own capital requirements are all supposed to be penalised because or another companies business practices? Also mortgages are either fixed or linked to base rate plus margin, if base rate drops and yours went up, it was because your fixed deal was just coincidentally finishing around the same time and its your responsibility to go find yourself a better deal now which you would have known when buying the mortgage " Don't you come in here with your common sense! There's people to be hung Goddammit!!!! | |||
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"Welcome to the world of self employed. Never guaranteed to be paid every month. We have some self employed friends and they are saying "What a rip off". We reply that the Government are trying to make you 80% of what you were, so you should only be 20% down on your earnings. The penny then drops (forgive the pun) and they realise that telling the government that they are living on tuppence hapenny was not such a bright idea i.e. cash in hand jobs, deceiving the Government and the rest of the public!!!!
"I have been self employed all my life. I have a house, an apartment I rent out, three kids, a car and a cat, all perfectly normal and I pay my taxes too. My work has all been postponed so I have to survive off the money I have put aside until or rather if the government scheme actually kicks in. Maybe you think all self employed people are crooks but all the ones I know are pretty honest and turn down cash jobs as unless you are actively dodgy, you cannot hide these earnings. I do resent the dopey statements that you make about self employed people - its cheap, negative and actually a bit nasty tbh | |||
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"Is this some sort of attention seeking thread or a joke? The amount of people who asked "why should the bank pay your wages" and the amount of people explaining its nothing to do with the bank. Yet OP keep repeating the same thing This is some sort of joke? Or atrention seeking? Cos someone can't be this stupid.. Can they?
It is funny. But god it's annoying.. What do people don't get. ?? "Banks have been told by the government to keep them afloat till money and pay outs are sorted, but companies are going to wall because the are saying they won't bail out companies they think won't survive. So banks are now deciding on companies futures god help us and our jobs. | |||
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"Is this some sort of attention seeking thread or a joke? The amount of people who asked "why should the bank pay your wages" and the amount of people explaining its nothing to do with the bank. Yet OP keep repeating the same thing This is some sort of joke? Or atrention seeking? Cos someone can't be this stupid.. Can they?
It is funny. But god it's annoying.. What do people don't get. ??
Banks have been told by the government to keep them afloat till money and pay outs are sorted, but companies are going to wall because the are saying they won't bail out companies they think won't survive. So banks are now deciding on companies futures god help us and our jobs. "Do you have any evidence of this? | |||
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"Is this some sort of attention seeking thread or a joke? The amount of people who asked "why should the bank pay your wages" and the amount of people explaining its nothing to do with the bank. Yet OP keep repeating the same thing This is some sort of joke? Or atrention seeking? Cos someone can't be this stupid.. Can they?
It is funny. But god it's annoying.. What do people don't get. ??
Banks have been told by the government to keep them afloat till money and pay outs are sorted, but companies are going to wall because the are saying they won't bail out companies they think won't survive. So banks are now deciding on companies futures god help us and our jobs.
Do you have any evidence of this?"You won't see this on the news but the media are run by banks and big business so no change there. Muiti national and big companies will come out of this ok with no competition happy days, bill Gates and his mates running the new world order. | |||
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"Is this some sort of attention seeking thread or a joke? The amount of people who asked "why should the bank pay your wages" and the amount of people explaining its nothing to do with the bank. Yet OP keep repeating the same thing This is some sort of joke? Or atrention seeking? Cos someone can't be this stupid.. Can they?
It is funny. But god it's annoying.. What do people don't get. ??
Banks have been told by the government to keep them afloat till money and pay outs are sorted, but companies are going to wall because the are saying they won't bail out companies they think won't survive. So banks are now deciding on companies futures god help us and our jobs.
Do you have any evidence of this?You won't see this on the news but the media are run by banks and big business so no change there.
Muiti national and big companies will come out of this ok with no competition happy days, bill Gates and his mates running the new world order. "Wrong again, the “small” businesses you are talking about will be looking for loans from retail banks, retail banks have ring fencing rules placed on them and are not allowed to perform as both retail bank and an investment bank, if anyone has a stake in media ownership the investment banks *might* i haven’t checked their portfolios so it would be a lie to say yes or no but the “banks” you think you are referring to and the “banks” providing loans to small businesses are not even the same thing ... easier to point fingers with a wide open generic term though  | |||
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" Robbing B@#$^&ds. We bailed them out in the big crash, but are they grateful? Are they hell!! This line always cracks me up ... who are “we” and “them”? Was your mortgage provider actually bailed out or was that just the RBS group and companies that were able to manage their own capital requirements are all supposed to be penalised because or another companies business practices? Also mortgages are either fixed or linked to base rate plus margin, if base rate drops and yours went up, it was because your fixed deal was just coincidentally finishing around the same time and its your responsibility to go find yourself a better deal now which you would have known when buying the mortgage Tbf The guilty parties did do a tremendous amount of damage (10 years of austerity)and have been punished accordingly. Massive bonuses and huge pay rises." Agreed but you can’t penalise a whole industry for their actions however the media have helped tar everyone with the same brush I work for a company that didn’t take any government aid let alone a bail out, we struggled with the fall out the same as everyone else but none of that matters to people who just listen to what the media tell us “big bad banks” Most of us don’t make crazy wages either, When the media talk about “bankers” with their huge wage and bonuses they really mean execs (which is a similar scenario for board members in any big company) and investment bankers (the ones out gambling with the money) | |||
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"Welcome to the world of self employed. Never guaranteed to be paid every month. We have some self employed friends and they are saying "What a rip off". We reply that the Government are trying to make you 80% of what you were, so you should only be 20% down on your earnings. The penny then drops (forgive the pun) and they realise that telling the government that they are living on tuppence hapenny was not such a bright idea i.e. cash in hand jobs, deceiving the Government and the rest of the public!!!!
I have been self employed all my life. I have a house, an apartment I rent out, three kids, a car and a cat, all perfectly normal and I pay my taxes too. My work has all been postponed so I have to survive off the money I have put aside until or rather if the government scheme actually kicks in. Maybe you think all self employed people are crooks but all the ones I know are pretty honest and turn down cash jobs as unless you are actively dodgy, you cannot hide these earnings. I do resent the dopey statements that you make about self employed people - its cheap, negative and actually a bit nasty tbh"And the rent your lodger gives you | |||
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"Is this some sort of attention seeking thread or a joke? The amount of people who asked "why should the bank pay your wages" and the amount of people explaining its nothing to do with the bank. Yet OP keep repeating the same thing This is some sort of joke? Or atrention seeking? Cos someone can't be this stupid.. Can they?
It is funny. But god it's annoying.. What do people don't get. ??
Banks have been told by the government to keep them afloat till money and pay outs are sorted, but companies are going to wall because the are saying they won't bail out companies they think won't survive. So banks are now deciding on companies futures god help us and our jobs.
Do you have any evidence of this?
You won't see this on the news but the media are run by banks and big business so no change there.
Muiti national and big companies will come out of this ok with no competition happy days, bill Gates and his mates running the new world order. "That's a lot of words to say "I don't have any evidence".  | |||
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" Robbing B@#$^&ds. We bailed them out in the big crash, but are they grateful? Are they hell!! This line always cracks me up ... who are “we” and “them”? Was your mortgage provider actually bailed out or was that just the RBS group and companies that were able to manage their own capital requirements are all supposed to be penalised because or another companies business practices? Also mortgages are either fixed or linked to base rate plus margin, if base rate drops and yours went up, it was because your fixed deal was just coincidentally finishing around the same time and its your responsibility to go find yourself a better deal now which you would have known when buying the mortgage Tbf The guilty parties did do a tremendous amount of damage (10 years of austerity)and have been punished accordingly. Massive bonuses and huge pay rises. Agreed but you can’t penalise a whole industry for their actions however the media have helped tar everyone with the same brush I work for a company that didn’t take any government aid let alone a bail out, we struggled with the fall out the same as everyone else but none of that matters to people who just listen to what the media tell us “big bad banks” Most of us don’t make crazy wages either, When the media talk about “bankers” with their huge wage and bonuses they really mean execs (which is a similar scenario for board members in any big company) and investment bankers (the ones out gambling with the money) " Yep of course it was only a small section who caused it but the fact that they were responsible to totalling the economy,letting someone else take the blame and actually got rewarded for it means there is understandable public anger. When the media say "bankers'I do think it's the investment bankers they are referring too. | |||
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"Welcome to the world of self employed. Never guaranteed to be paid every month. We have some self employed friends and they are saying "What a rip off". We reply that the Government are trying to make you 80% of what you were, so you should only be 20% down on your earnings. The penny then drops (forgive the pun) and they realise that telling the government that they are living on tuppence hapenny was not such a bright idea i.e. cash in hand jobs, deceiving the Government and the rest of the public!!!!
I have been self employed all my life. I have a house, an apartment I rent out, three kids, a car and a cat, all perfectly normal and I pay my taxes too. My work has all been postponed so I have to survive off the money I have put aside until or rather if the government scheme actually kicks in. Maybe you think all self employed people are crooks but all the ones I know are pretty honest and turn down cash jobs as unless you are actively dodgy, you cannot hide these earnings. I do resent the dopey statements that you make about self employed people - its cheap, negative and actually a bit nasty tbh
And the rent your lodger gives you "All rent for the apartment is declared and its let through a legitimate letting agency....haven’t had a lodger in years! | |||
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" Robbing B@#$^&ds. We bailed them out in the big crash, but are they grateful? Are they hell!! This line always cracks me up ... who are “we” and “them”? Was your mortgage provider actually bailed out or was that just the RBS group and companies that were able to manage their own capital requirements are all supposed to be penalised because or another companies business practices? Also mortgages are either fixed or linked to base rate plus margin, if base rate drops and yours went up, it was because your fixed deal was just coincidentally finishing around the same time and its your responsibility to go find yourself a better deal now which you would have known when buying the mortgage Tbf The guilty parties did do a tremendous amount of damage (10 years of austerity)and have been punished accordingly. Massive bonuses and huge pay rises. Agreed but you can’t penalise a whole industry for their actions however the media have helped tar everyone with the same brush I work for a company that didn’t take any government aid let alone a bail out, we struggled with the fall out the same as everyone else but none of that matters to people who just listen to what the media tell us “big bad banks” Most of us don’t make crazy wages either, When the media talk about “bankers” with their huge wage and bonuses they really mean execs (which is a similar scenario for board members in any big company) and investment bankers (the ones out gambling with the money) Yep of course it was only a small section who caused it but the fact that they were responsible to totalling the economy,letting someone else take the blame and actually got rewarded for it means there is understandable public anger. When the media say "bankers'I do think it's the investment bankers they are referring too." You might, but the OP doesn’t and he isn’t alone, i don’t think the mass majority do, even half the reporters writing the media make it clear from their articles they don’t know the difference | |||
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