FabSwingers.com forum: The debt collector

By *aleangel OP Couple
over a year ago

To heaven and back

I don't know where it all went wrong , myself (Andy) and my beautiful wife Sam had a wonderful lifestyle our kids had grown up and left home , we lived in a marvellous 4 bedroomed detached house in a quiet town and we enjoyed fantastic holidays abroad and everything was going good until I got the phone call from hell.

It was a Friday teatime and I was just finishing off some work in the study and Sam was having a relaxing bath when the phone rang , I answered it and on the other end was a really vocal man from a debt collection agency who informed me that whilst at university both our son and daughter had run up a considerable debt on student loans and other luxury and the debt had been handed over to his office and that someone was on the way to our house to discuss repayment terms he then hung up .

WHAT, I'd always told our children about this sort of thing and if they ever needed anything to always come to myself or their mother , my mind went into a spin how the hell was I going to explain this to Sam? I was pacing the study trying to think when the doorbell rang . I froze for a moment before making my way to the front door I put my hand on the handle and open it OMG stood in front of me was a man mountain he was about 6"5 black and looked as though he was a regular visitor to the gym the guy had muscles on muscles .

"Good afternoon sir my name is Todd and here to discuss your debt repayments" he said in a really deep voice . I shook his hand and ushered him into the study not wanting Sam who was still in the bath and totally unaware of what was going on knowing that he was here and I was hoping to have him gone before she came downstairs.

We entered the study and I closed the door behind us , we talked for a while and it turned out that between them our kids had run up a debt totaling just shy of 65 grand and as they couldn't pay it then I was to cover the debt , I tried to explain that I didn't have that kind of cash available and most of our money was tied up in stocks and shares , without saying a word he stood up put a bag on my desk and opened it SHIT what was he about to pull out my heart stopped for what seemed like an age before he pulled his hand out of the bag and in it was a camera I let out a large syh of relief and he looked at me and smiles "what did you think I was getting from the bag ? A gun" I just shook my head and asked him what he needed the camera for he then informed me that as I didn't have the cash to cover the debt then he was going to go around the house and take pictures of the things that could be sold he then turned and left the study snapping away leaving me in a state of panic .

SHIT , here was a man mountain about to explore our house taking pictures and Sam was soaking in the bath oblivious to what was happening ,after about 15 minutes he had done all of the rooms downstairs and before I could stop him he started to walk upstairs, I rush up behind him and we are now stood on the landing it's then we hear the sound of music coming from the bathroom " what's going on in here then" he said as he put his hand on the handle I jump to the door and put my hand on his in an attempt to stop him opening the door explaining that my wife was having a bath "oh bonus let's see if she's worth anything then shall we" and he just lifted his hand off the handle and pushed me back making me stumble before opening the door and entering with the camera ready .

CLICK CLICK CLICK I jump up and rushed to the door and my heart sank the sight that was in front of us both was my beautiful wife lying in the bath eyes closed and music playing whilst her left hand played with her lovely tits and her right hand was playing with her clearly visible Clit CLICK CLICK CLICK "this is priceless" he roared making Sam open her eyes and scream .

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By (user no longer on site)
over a year ago

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By *angtidy42Couple
over a year ago

Redditch

Nice start.

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By *DONToBEoNOSEYoMan
over a year ago

wolverhampton

Keep going my son lol

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By *arctMan
over a year ago

West of the bann

Wow great start

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By *ceman619Man
over a year ago

Sunderland

Mmmmmm

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By *xford1975bimaleMan
over a year ago

oxford

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By *aleangel OP Couple
over a year ago

To heaven and back

"WHAT THE FUCK IS THIS AND WHO THE FUCK IS HE ANDY AND THIS HAD BETTER NOT BE AN ATTEMPT OF GETTING ME TO SLEEP WITH ANOTHER MAN LIKE YOU KEEP PESTERING ME TO DO YOU PATHETIC LITTLE MAN" Sam screamed whilst trying to cover her naked body with her arm's No No No I started to blubber before being interupted by the man mountain "Hello Miss my name is Todd and it's lovely to meet you and get the chance to watch your sexy show and I think it's a bit late for you to cover up as I've now seen your sexy body and the bonus is I've also got it on film" Sam is visibly shaking and asks him what he wanted .

Well I'm here to collect a quite substantial debt from your husband and your sexy self and because you cannot cover this debt I'm going around the house and taking pictures of things that could be sold" Sam glares at me and asks what the fuck he was talking about . I try to explain everything the best I could when she screams "Did he show you and ask you to sign a permission letter ?" WHAT what was she talking about and I look at Todd and he has a grin from ear to ear "he never asked me for one and I don't have one " he said laughing "You pathetic little man what have you done" Sam screamed at me and then it dawns on me I never asked him or challenged him when he took the camera from his bag about the legality of his intentions and the reason for this was fear Fuck Sam was right I am pathetic .

"Right sexy what is your name " Todd asked as he again begins to take photos of my beautiful wife "Sam" she mumbles clearly beginning to become upset "I'm furious now but also petrified of this man so I shout that I'm going to call the police when Todd spins around lowering the camera and grins as he barks " go ahead you little man but if you do I'll make sure that the pictures of your beautiful Sam appear on every social media and porn site there is" and he begins to laugh and it's the most evil laugh I've ever heard .

Right and I spin around and begin to walk to our bedroom to make the call "Andy don't" Sam cries WHAT? and I turn and walk back to the bathroom "you can't ring the police because I don't want any of these pictures appearing on any site's that our circle of friends and family could see them please let's see what he wants .

"That's my girl I can tell who has the brains in this house now I want you to stand up for me and get rid of that towel" No No I think to myself as Sam stands up and chucks the towel at my feet .

CLICK CLICK CLICK

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By *teve261970Man
over a year ago

Gateshead

Book marked

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By (user no longer on site)
over a year ago

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By *evonmail41Man
over a year ago

Yeovil

[Removed by poster at 26/12/17 22:08:07]

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By *evonmail41Man
over a year ago

Yeovil

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By *teven12ABCMan
over a year ago

Wigan lancs

nice so far please continue xxx

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By *r ed300Man
over a year ago

bradford

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By (user no longer on site)
over a year ago

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By *obbysmythMan
over a year ago

louth

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By (user no longer on site)
over a year ago

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By *d funMan
over a year ago

Telford

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By *riskynriskyCouple
over a year ago

Essex.

Quick call the police, the camera will be seized, so no worry of the pics getting out.

The debt collection agency will probably cover your dept to keep it from getting out how unprofessional/criminal they are...

Job sorted...

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By *he fab twoCouple
over a year ago

brentwood

"Quick call the police, the camera will be seized, so no worry of the pics getting out.

The debt collection agency will probably cover your dept to keep it from getting out how unprofessional/criminal they are...

Job sorted...

But then she won’t be forced to fuck him and story be ruined silly lol

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By *itboyslim2Man
over a year ago

stevenage

Lol

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By *riskynriskyCouple
over a year ago

Essex.

"Quick call the police, the camera will be seized, so no worry of the pics getting out.

The debt collection agency will probably cover your dept to keep it from getting out how unprofessional/criminal they are...

Job sorted...

But then she won’t be forced to fuck him and story be ruined silly lol"

Sorry, thought they were after advice...

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By (user no longer on site)
over a year ago

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By *aleangel OP Couple
over a year ago

To heaven and back

I'm speachless and my head is spinning what does she mean let's see what he wants and as I'm trying to take all that's happening in Sam asks "what is it you want and how can we make this all go away " WHAT she is trying to reason with this total stranger whilst standing naked and being photographed against her will I'm not having this and step forward about to tell them so but before I could get a word out Sam barks "Don't you dare say a word you pathetic excuse of an husband , this is all your doing and I am in this predicament because of your failures so take a step back and don't you dare say a word unless I tell you to because I will do anything to stop these pictures being seen by anyone , now tell me Todd what is it you want" I'm stunned into silence because in 30 years of marriage Sam had never raised her voice to me and as I step back Todd just turns his head towards me and nods his head with that evil smile of his.

"I want to help you my sexy Sam and the pathetic thing you call an husband and I might have a solution to your problem but firstly I need to know how far that you are willing to go to get yourselves out of this situation and if you are good and do as I say without questioning it I will give you the film from the camera and nobody will see the photos now less talking and more posing

open your legs and pull your pussy lips apart I want to see that beautiful pussy in all its glory" Sam then looks over to me and mouths You Bastard and then opens her legs and pulls her pussy lips apart .

CLICK CLICK CLICK

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By *ixon bearCouple
over a year ago

same where

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By *iceguy12345678Man
over a year ago

Near Fareham

Awesome

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By *teven12ABCMan
over a year ago

Wigan lancs

great story please continue xxx

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By (user no longer on site)
over a year ago

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By *d funMan
over a year ago

Telford

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By *fmidsMan
over a year ago

Nottingham

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By *DONToBEoNOSEYoMan
over a year ago

wolverhampton

More on this please

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By (user no longer on site)
over a year ago

What a load of cobblers, debts by kids NEVER the responsibility of parents

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By *teviem40Man
over a year ago

stoke

More please

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By *nlyme40Man
over a year ago

Rugeley

I am in

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By (user no longer on site)
over a year ago

Keep it going

Although it’s a bit unbelievable

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By *r ed300Man
over a year ago

bradford

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By *ichaelangelaCouple
over a year ago

notts

"What a load of cobblers, debts by kids NEVER the responsibility of parents"

it IS in the STORIES AND FANTASIES forum

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By *aleangel OP Couple
over a year ago

To heaven and back

After a couple of minutes of taking pictures from different angles of my wife's very exposed pussy Todd turns to me and tells meto sit , I look at Sam and she nods and tells me to do as I'm told so feeling helpless I sit on top of the laundry basket in the corner of the bathroom , " right Sam I want you to sit onthe side of the bath and open those lovely leg's as far as you can and I want you to close your eyes and start masterbating " Sam does as she is told without saying a word .

Sam sits down and opens her legs and begins to slowly run her hands over her pussy she closes her eyes and throws her head back as she builds up speed and begins to buck her hips whilst moaning and biting her bottom lip.

I can't believe what I'm witnessing and I'm sure that Sam is beginning to enjoy herself "OH YES OH YES OOHHH FUCK YES" Sam screamed as she is now feverishly wanking with her right hand and playing with her nipples with her left CLICK CLICK CLICK " That's it you dirty married slut show your pathetic husband how dirty you really are and I want you to call out my name and tell us both what you want" this seems to inspire Sam as her left hand slides down her body and she plunges 3 fingers up her very wet pussy " OOHHH FUCK YES I want you Todd I want you to fuck me as my husband watches and I want you to show him how a real man fucks his wife OH YES FUCK I'M GOING TO CUM AAAHHHH YES" Sam cries as she has an orgasm like I've never seen before squirt after squirt soaking her fingers and flooding into the bath .

Todd puts down the camera and leans forward pulling Sam to her feet and stands her directly in front of him he then gently raises both of her hands and starts to suck and lick her fingers .

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By *ob6474Man
over a year ago

telford

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By *iceguy12345678Man
over a year ago

Near Fareham

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By *r ed300Man
over a year ago

bradford

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By *teviem40Man
over a year ago

stoke

More please

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By *aleangel OP Couple
over a year ago

To heaven and back

"MMMMMMM you taste as good as you look my lovely Sam but there is something that you have got to agree to and promise to adhere to now open your eyes and look at me" Todd says as he places her arm's by her sides and puts his hands on her shoulders , my head is spinning and my mouth is dry as I watch as Sam looks up at him leg's trembling from the orgasm and asks what he wants .

"I want you to become my hotwife cum slut not only for today but for as long as I say so if you agree I want to hear you say it in front of your useless husband ok" I jump up and shout "NOT A CHANCE ENOUGH IS ENOUGH"and move forward to grab Sam Todd spins and grabs the front of my shirt stopping me in my tracks "well Sam what do you want to happen" I look directly at Sam who glances at me before turning back to face Todd looking him in the eyes "I want to become your cum slut and I want you to use and abuse me in anyway to satisfy your needs" she then sighs and drops her head .

WHAT she can't agree to this and wouldn't be able to do this as for all our married life our sex life was just vanilla as we would only make love on set evenings on set days , " Good Girl now step out of the bath and make your way to your marital bedroom and lay down and play with yourself myself and Andy will be in shortly" Sam then looks up at him and smiles before turning and walking naked across the hall and into our bedroom .

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By *ydrewMan
over a year ago

forest

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By *teviem40Man
over a year ago

stoke

Keep it coming

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By *imale38Man
over a year ago

Barnsley

Good story.

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By *angtidy42Couple
over a year ago

Redditch

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By (user no longer on site)
over a year ago

Keep going

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By *ansymanMan
over a year ago

Kidderminster

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By *r ed300Man
over a year ago

bradford

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By *itboyslim2Man
over a year ago

stevenage

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By *im961Man
over a year ago

East Kilbride

Great story so far, can’t wait for the next instalment!

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By *teemy adventuresCouple
over a year ago

somewhere nearby

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By *DONToBEoNOSEYoMan
over a year ago

wolverhampton

This is almost as good as my stories!

I’m joking this is great keep going

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By *aleangel OP Couple
over a year ago

To heaven and back

Why did she just submit ? Why did she smile ? All sorts of questions running through my mind when "YOU GO DOWN TO YOUR STUDY AND BRING UP MY BAG AND DON'T DARE LOOK INSIDE IT BECAUSE IF YOU TAKE LONGER THAN I THINK IT SHOULD TAKE THEN YOUR SEXY SAM WILL SUFFER NOW GO" he barked whilst pushing me through the door .

SHIT SHIT and I begin to rush down stairs as he walks towards our bedroom , I fling open the study door frantically looking for where he left his bag , there it is and I rush over to grab it FUCK it's open -will he think that I've looked in do I close it or leave it open what do I do ? .......In my state of panic I just grab it and run back up the stairs and along the hall towards our bedroom .

On reaching the door I'm looking at my beautiful wife Sam lying naked on our bed eyes closed feverishly fucking herself with the vibrator that I'd brought her 10 years ago and I'd thought she had thrown out years ago being watched by a now naked Todd who was standing at the side of our 4 poster bed with his hands on the top of the frame .

My god I wasn't sure which one to look at my naked wife or the man mountain who was standing naked next to her encouraging her to fuck herself harder and deeper .

"Good your back now bring the bag to me and take off all your clothes" what is he going to do and I freeze but one glare from him has me rushing into the bedroom and dropping the bag at his feet and retreating and taking of my clothes in record time .

Once naked this man mountain begins to walk towards me and I just freeze this guy is about 6"5 has muscles on muscles and the cock swinging in front of him is at least 10" and as thick as my wrist , he looks at me and laughs "Don't worry you aren't my type " he walks behind me and grabs my wrists pulling them up and placing my hands on the corners of the bed frame and I'm petrified looking down at my beautiful wife Sam who seems tobe in a wworld of her own pounding herself with the vibrator and crying out todd's name .

"Stay there and don't dare move " he then leaves me and goes to the bag after a little rustling he begins to walk back to me armed with 2 sets of handcuffs .

Click Click and I'm handcuffed and helpless at the bottom of our marital bed looking down on my beautiful wife who is in a different world orgasm after orgasm crying out this beasts name .

"Now let's show you how you fuck a lovely woman like your wife" Todd says as he makes his way back around our bed .

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By *teven12ABCMan
over a year ago

Wigan lancs

nice story

please continue

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By (user no longer on site)
over a year ago

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By *ceman619Man
over a year ago

Sunderland

Mmmmmm

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By *d funMan
over a year ago

Telford

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By *ixon bearCouple
over a year ago

same where

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By *ydrewMan
over a year ago

forest

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By *iceguy12345678Man
over a year ago

Near Fareham

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By *nlyme40Man
over a year ago

Rugeley

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By *asmin999jmTV/TS
over a year ago

wakefield

yes x more

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By *irtyslag1000Woman
over a year ago

Darlington

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By *DONToBEoNOSEYoMan
over a year ago

wolverhampton

I really hope he fucks you yoo

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By (user no longer on site)
over a year ago

Great start can't wait for more (

)

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By (user no longer on site)
over a year ago

Love it need more please

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By *xford1975bimaleMan
over a year ago

oxford

Keep going please

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By *ansymanMan
over a year ago

Kidderminster

[Removed by poster at 29/12/17 19:10:23]

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By *ansymanMan
over a year ago

Kidderminster

so love a good tale, keep it cumming

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By *aleangel OP Couple
over a year ago

To heaven and back

Away for a naughty weekend and to let the new year in with a bang , we're glad that most of the readers are enjoying the story (fantasy) so far and there will be a few twists when the story begins when we get home xx Happy New year xxx

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By *he fab twoCouple
over a year ago

brentwood

Great now he has to watch

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By *0nderMan
over a year ago

wolverhampton

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By *r ed300Man
over a year ago

bradford

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By *ILLxxxMan
over a year ago

Durham

looking forward to more ...

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By *aleangel OP Couple
over a year ago

To heaven and back

Todd walks around the bed and he stands hands on hips looking down at my beautiful wife who is now very loudly screaming his name and plunging the vibrator into her lovely pussy like a woman possessed "Deeper and harder you wanton slut and I will explain to Andy what is really going on DEEPER BITCH " Sam opens her eyes and looks lovingly into his eyes and smiles then looks towards me handcuffed and helpless naked at the bottom of our bed and snarls "YOU REALLY ARE PATHETIC AND WEAK WHICH THIS HAS PROVED NOW PLEASE MASTER TODD TELL HIM EVERYTHING"

WHAT THE FUCK IS GOING ON why is she smiling at this monster and what does she mean tell him everything ??

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By *im961Man
over a year ago

East Kilbride

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By *d funMan
over a year ago

Telford

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over a year ago

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By (user no longer on site)
over a year ago

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By (user no longer on site)
over a year ago

Fantastic story. Very well written.

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By *otLips 69Woman
over a year ago

Here or There

Well written, please continue.

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By *nlyme40Man
over a year ago

Rugeley

[Removed by poster at 02/01/18 16:01:24]

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By *nlyme40Man
over a year ago

Rugeley

can’t wait for update

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By (user no longer on site)
over a year ago

"What a load of cobblers, debts by kids NEVER the responsibility of parents

it IS in the STORIES AND FANTASIES forum

"
I agree stories and fantasies

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By (user no longer on site)
over a year ago

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By (user no longer on site)
over a year ago

Thought as much all a set up

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By *ansymanMan
over a year ago

Kidderminster

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By (user no longer on site)
over a year ago

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By *ogtrainerCouple
over a year ago

dublin

More please

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By (user no longer on site)
over a year ago

Need more please

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By *lackburn_guyMan
over a year ago

Blackburn

More please

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By *ixon bearCouple
over a year ago

same where

Come on more please

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By *tephens11Man
over a year ago

Leeds

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By *DONToBEoNOSEYoMan
over a year ago

wolverhampton

This needs to continue

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By *aleangel OP Couple
over a year ago

To heaven and back

The story will be continuing on a new thread

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By *vhazelMan
over a year ago

Ely

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By (user no longer on site)
over a year ago

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By *incs 2 up for funCouple
over a year ago

Lincoln

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By *exyback12345Man
over a year ago

manchester

Good work

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By (user no longer on site)
over a year ago

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By *b1976Man
over a year ago

North East

Fabulous story

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By (user no longer on site)
over a year ago

Great story

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By *aughtywifeyWoman
over a year ago

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By *ricky09Man
over a year ago

Gloucester/Cyprus

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By *eppers50Man
over a year ago

Stockport

Keep going, I’m hard as hell

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By *nowman40040123Man
over a year ago

dovers

Like this

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By *eajayTV/TS
over a year ago

Tamar Valley

This is such a good story, more please xxxx

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By *asey666Man
over a year ago

Dublin 13

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By *om6047Man
over a year ago

manchester

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By (user no longer on site)
over a year ago

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By *9moodleCouple
over a year ago

Staffordshire

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By *llez WorldWoman
over a year ago

SE London

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By (user no longer on site)
over a year ago

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