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Holidaymakers PDI- cash or card

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By *oderndaylovers OP   Couple
over a year ago

London

In PDI next week, first holiday abroad in almost 3 years and post covid. Random question, better to bring cash, or is it now a thing of the past post covid as with most places in the UK, card only? Would prefer cash as easier to manage spend and no charges but whats it like on the ground? X

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By *den_GCCouple
over a year ago

San Fernando, Gran Canaria


"In PDI next week, first holiday abroad in almost 3 years and post covid. Random question, better to bring cash, or is it now a thing of the past post covid as with most places in the UK, card only? Would prefer cash as easier to manage spend and no charges but whats it like on the ground? X"

Most places allow cash and card

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By *loyd2000Man
over a year ago

Cardiff

Get a Revolut card.

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By *ot Wife BeckyCouple
over a year ago

Tortox

Everywhere takes cash, but we prefer cards. Use whatever you prefer.

We arrived with a €20 note in our pockets and still had it several weeks later...!

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By *I TwoCouple
over a year ago

PDI 12-26th Nov 24


"In PDI next week, first holiday abroad in almost 3 years and post covid. Random question, better to bring cash, or is it now a thing of the past post covid as with most places in the UK, card only? Would prefer cash as easier to manage spend and no charges but whats it like on the ground? X"

I can't think of anywhere that doesn't accept cash except the sunbeds on the beach

Most clubs prefer cash but every other shop restaurant bus etc card

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By *ittall2020Man
over a year ago

Norwich

I was there a couple of weeks ago, used cash all the time, it seemed much more common for people to use cash than in UK. My bank/card has a habit of charging foreign currency transaction fees so I avoided all those too.

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By *onglegs888Couple
over a year ago

Birmingham

Get a Halifax clarity credit card.. no fees on transactions or withdrawals in foreign currency…. Best overseas card out there and has all the protections a CC has.

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By *ichaelangelaCouple
over a year ago

notts


"Get a Halifax clarity credit card.. no fees on transactions or withdrawals in foreign currency…. Best overseas card out there and has all the protections a CC has. "

Worth knowing. Thanks

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By *nd-DCouple
over a year ago

portsmouth

We use a post office pre paid Travel card .

Its a Mastercard debit that you pre load with euros before you go.

You can check the balance or top up using the app , or freeze it if you misplace it.

It’s easy and quick to apply for and the app is straight forward.

We take cash as well for the taxis , tips and bars that prefer cash.

It’s nice to have both options.

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By *ichaelangelaCouple
over a year ago

notts


"Get a Halifax clarity credit card.. no fees on transactions or withdrawals in foreign currency…. Best overseas card out there and has all the protections a CC has. "

Just checked this one out and it says 19% apr. ??

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By (user no longer on site)
over a year ago

[Removed by poster at 10/03/22 09:10:25]

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By (user no longer on site)
over a year ago


"We use a post office pre paid Travel card .

Its a Mastercard debit that you pre load with euros before you go.

You can check the balance or top up using the app , or freeze it if you misplace it.

It’s easy and quick to apply for and the app is straight forward.

We take cash as well for the taxis , tips and bars that prefer cash.

It’s nice to have both options. "

Exactly what I did

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By *onglegs888Couple
over a year ago

Birmingham


"Get a Halifax clarity credit card.. no fees on transactions or withdrawals in foreign currency…. Best overseas card out there and has all the protections a CC has.

Just checked this one out and it says 19% apr. ??"

Yes… as I said it’s a credit card…. But like all credit cards as long as you pay it off then there is no charge. Credit cards offer greater protections than debit cards.

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By *ouldlove2Man
over a year ago

worthing

All hsbc cards offer the same protection credit or bebit

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By *I TwoCouple
over a year ago

PDI 12-26th Nov 24

We use a Santander credit card it has excellent exchange rates and no fees

Just be sure to PAY IN EUROS not sterling

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By *oderndaylovers OP   Couple
over a year ago

London

Thanks all, very helpful

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By (user no longer on site)
over a year ago


"Get a Halifax clarity credit card.. no fees on transactions or withdrawals in foreign currency…. Best overseas card out there and has all the protections a CC has.

Just checked this one out and it says 19% apr. ??

Yes… as I said it’s a credit card…. But like all credit cards as long as you pay it off then there is no charge. Credit cards offer greater protections than debit cards. "

Which is why we have had one for years.

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By *etWetWet453Couple
over a year ago

CAMBERLEY

Comeback bar and Fun 4 All ONLY take cash - or did last October.

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By *obel42Couple
over a year ago

North Lancashire

Just to add to the above comments. Most banks charge per ‘foreign currency’ transaction on debit cards, so this can mount up. We used to use a pre loaded currency card but their exchange rates and cash transaction fees were quite poor. We now use a credit card abroad and pay it off in full when the statement comes through. That way we don’t get the ‘per transaction’ fee and the exchange rates aren’t at the tourist rate.

Also take cash for taxis, tips etc and also any bars/clubs where we’d prefer the name not to appear on the cc statement!!

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By *havennaturistsCouple
over a year ago

Banff

Get a Wise card. Easily the best for international travel.

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By *parkybunnyCouple
over a year ago

Zurich. NOT London.

Revolut card. Perfect for travelling, different currencies etc.

We tend to pay with card in restaurants etc, but always carry some cash. Nobody needs to be tipping their waiter/favourite barman by card.

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By (user no longer on site)
over a year ago


"Revolut card. Perfect for travelling, different currencies etc.

We tend to pay with card in restaurants etc, but always carry some cash. Nobody needs to be tipping their waiter/favourite barman by card. "
Agree Revolut Card is great. good exchange rate and little or no commission. Also can be linked to Google pay.

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By *ushandkittyCouple
over a year ago

Gloucester

We both have a 'starling' bank card, decent exchange rate and no commission when paying in local currency

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