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 what would you have done with £400 at 13? Not that it would buy a 13 year old much these days lol | |||
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"How is it that a 13 year old on £5 pocket money a week is eligible for a £400 payday loan at a 5853% loan? According to the news today, the things I couldve done with that kinda money when I was his age,I woulda bought £400 worth of fags and sold them at £0.25p a pop and I'd have been a millionaire by the time I was 16 what would you have done with £400 at 13? Not that it would buy a 13 year old much these days lol "young folk these days at 13 i was out delivering papers and earning over £100 each week. Whats the world coming to, i ask you !!!  | |||
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"government shud ban the payday loans companies ,,,,,  " nothing but legalised loan sharks | |||
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"government shud ban the payday loans companies ,,,,,
nothing but legalised loan sharks " | |||
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"government shud ban the payday loans companies ,,,,,
nothing but legalised loan sharks "Legalized loan sharks who prey on the weakest in our society..... The evils of capitalism, buying things you don't need, with money you don't have to keep up with people you don't like..... | |||
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"Poppycock - always wanted to say that. If you are under the age of 18 you cannot enter into a legally binding contract. Therefore, no company (especially these payday lenders) would give a loan to a 13 year old. " this is true but if didnt stop a well known payday lender sending a letter to this 13yo boy offering him a loan of £400. Headline story in saturdays daily record if anyone wants to read more. | |||
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"I suspect this boy has claimed to be 18 online to get/ view something age restricted. He's then either checked/ failed to uncheck the 'can we pass your info on' box and is now shit scared to tell his parents." theres a fair chance your right. it does show up the failings in their systems as they claim to check identities against the electoral roll before offering loans. The company has also refused to tell the parents how they got his details, if its an honest mistake why not come clean. | |||
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"Where did the loan company get his details? Sounds like this 13 year old (or may suggest the Daily Record ) did not fill out an online form correctly by giving the wrong date of birth. " thats the big question and as i have said above they are refusing to reveal that information to the parents. Why not do they have something to hide. add to that the measures they claim to follow before sending letters should have revealed that something was wrong. | |||
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"take away pay days loans, provident etc and the poor have nobody who will lend to them, the banks certainly won't, its easy to criticise but its nightmare scenario if your skint " cant disagree with you on it being a nightmare, as for who will lend to you people who are poor, theres always credit unions, theres scotcash, theres the grameen bank system none of whom charge extortionate interest rates. the problem with pay day loans is that they can keep poor people entrenched in the poverty trap. | |||
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"take away pay days loans, provident etc and the poor have nobody who will lend to them, the banks certainly won't, its easy to criticise but its nightmare scenario if your skint " There's always Credit Unions. One, in Glasgow, issued a dividend of £160 per customer a few days ago. | |||
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"I'm starting up a fab payday loan company I can lend ya a £1 and you pay me back £100 by the end of the week else I'll send mad Mary and crazy dave the jehovah witnesses round and they won't leave till you pay up or convert to jahovaism "not crazy dave  i thought he was still away serving as a missionary at a sheep rescue centre in deepest darkest wales | |||
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"I'm starting up a fab payday loan company I can lend ya a £1 and you pay me back £100 by the end of the week else I'll send mad Mary and crazy dave the jehovah witnesses round and they won't leave till you pay up or convert to jahovaism "Have they got fmuma's big Bertha too??  | |||
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"Wonders will never cease _nny, looks like we just agreed on something "Of course. Not even you can be wrong ALL the time | |||
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"Speaking of being wrong all the time, Ms Sturgeon made a bit of an arse of herself on tv this morning. " didnt see it, was she andrew marr or something. dont go turning this into a personality politcs thread though | |||
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"Speaking of being wrong all the time, Ms Sturgeon made a bit of an arse of herself on tv this morning. " I would suggest its a regular occurrence with her at the moment  | |||
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"I'm starting up a fab payday loan company I can lend ya a £1 and you pay me back £100 by the end of the week else I'll send mad Mary and crazy dave the jehovah witnesses round and they won't leave till you pay up or convert to jahovaism
not crazy dave i thought he was still away serving as a missionary at a sheep rescue centre in deepest darkest wales "lol so you know the crazy basket aswell? We once shared a padded self in a mental asylum and it was that very night that we assisted each other in getting out of our straight jackets,luckily I had read houdini's biography,paying special attention to a chapter on how he escaped from straight jackets, and we tied them together and used it as a rope from which to climb down through the broken window and bars and dave used his head litetally to smash through and well the rest is history,I became the naked ninja and well you already know about dave | |||
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