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Interest rate

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By *randmrskink OP   Couple
over a year ago

South Coast

With the rise inevitable what do you think the rate will be next month.

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By *illwill69uMan
over a year ago

moston

Typical!

Just when it looks as if the interest rate is going up my credit card company are doubling my credit limit... LoL

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By *randmrskink OP   Couple
over a year ago

South Coast

Don't feed the greed. Dirty little tricksters lol

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By *illwill69uMan
over a year ago

moston


"Don't feed the greed. Dirty little tricksters lol "

I may well use part or all of it, but then I clear my card every month.

I just like the free insurance...

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By (user no longer on site)
over a year ago

Hoping it doesn't go up just yet, about to remortgage but likely to have at least one month on the SVR before the new mortgae kicks in.

Ginger

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By *randmrskink OP   Couple
over a year ago

South Coast

Will be interesting (No pun) to see. Still can't see it going obove 2 percent for ages yet.

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By (user no longer on site)
over a year ago


"Will be interesting (No pun) to see. Still can't see it going obove 2 percent for ages yet. "

I'm glad we've locked in for 5 years this time

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By *randmrskink OP   Couple
over a year ago

South Coast

We are on lifetime tracker. Been good so far. Keeping an eye on the seas ahead.

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By (user no longer on site)
over a year ago


"We are on lifetime tracker. Been good so far. Keeping an eye on the seas ahead. "

We've managed to knock 7 years off this time, we are fortunate to have a good LTV ratio so were able to get one of the better rates available

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By (user no longer on site)
over a year ago

Debt is a great investment at the moment, providing you pick the right things to spend it on

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By *andACouple
over a year ago

glasgow

Got to admit the drop all those years ago was a godsend. Mortgage rate dropped to less than 1% allowing us to knock 10 years off the mortgage.

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By *abioMan
over a year ago

Newcastle and Gateshead

it will probably only go up to 0.5% next week to start the rises.... can't go up too quickly or it will just shock the entire system....

thank god i managed to pay off my mortgage early... i wouldn't like to see my repayments going up....

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By (user no longer on site)
over a year ago

You've never had it so good! I remember rates of 15% - that's when it really hurt. Fortunately it probably won't ever go back to those rates but a 0.25% only puts us back in the same place as we were pre referendum. At the worst 0.5% but hey we just guessing. Time will tell.

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By (user no longer on site)
over a year ago

The average house price when it was 15% was about 50k.

Now it's 202k.

If it goes past 4% it will kill alot of homeowners

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By (user no longer on site)
over a year ago


"it will probably only go up to 0.5% next week to start the rises.... can't go up too quickly or it will just shock the entire system....

thank god i managed to pay off my mortgage early... i wouldn't like to see my repayments going up...."

Can't believe it took 11 replies before someone actually answered the question!

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By (user no longer on site)
over a year ago

Does anyone understand what interest rates are and their relationship to bonds?

Or does anyone understand what a yield curve is?

Or how interest rates effect the national debt?

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By (user no longer on site)
over a year ago


"Does anyone understand what interest rates are and their relationship to bonds?

Or does anyone understand what a yield curve is?

Or how interest rates effect the national debt? "
.

Yeah, I'm reasonably educated on it!.

That only applied in the old days of ACTUALLY selling your bond though instead of just passing out between central banks .

Bonds were payers and shares were speculative.

Now shares are payers and bonds are speculative, it's a topsy turvy world

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