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"https://www.globalplayer.com/podcasts/episodes/7DrhpTJ/ are Labour the party to stop the constant drumroll of them?" They've spent the last 18 months supporting the unions and saying that the Tories are uncaring. How can they not give the unions what they want? The question is - will this cheer up the train drivers and the NHS staff, and lead to a happy strike-free country? Or will all the other unions decide that they also need a bit more money, and all start striking? | |||
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"The strikes will end when the government is is prepared to negotiate in good faith, and allow the train operating companies to negotiate. There’s no way the doctors strikes will end while the government refuse to negotiate over pay. We do not have enough doctors, and the most intelligent people in society can earn considerably more doing jobs with only a fraction of the dedication required and responsibility accepted. To make the job less unattractive we need to accept that pay restoration has to be on the cards. The all powerful ‘market’ that conservative are so in thrall to, dictates it. As far as the rail strikes go, the conservatives privatised the railways, why are the now exerting state control over negotiations? Don’t conservatives want less government interference?" I'd give the lower paid doctors a better rise, but reduce the 23.6% pension contribution to the legal minimum throughout their careers. That way they get more money in their pocket, and the state gets more in tax from them...at the moment, practically every penny they pay in tax & NI goes into their pensions. I would also change the way that their degrees are funded and repaid. | |||
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"A poster on another thread stats that history is just repeating itself. What is being discussed has happened before, the economy and inflation had risen pricing everyday people out of the market, even a 3 day week. People had no choice but to strike and they did bringing the country to an almost stand still. The tories are out but are labour any better imo no this country needs a change those we put in power in the past need to know we have had enough and vote someone new in have the courage to do something different without fear or reason." Doing something different without proper consideration is unlikely to improve matters. We could all vote Reform, that would be different but it’s hardly likely to make things better. | |||
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"A poster on another thread stats that history is just repeating itself. What is being discussed has happened before, the economy and inflation had risen pricing everyday people out of the market, even a 3 day week. People had no choice but to strike and they did bringing the country to an almost stand still. The tories are out but are labour any better imo no this country needs a change those we put in power in the past need to know we have had enough and vote someone new in have the courage to do something different without fear or reason. Doing something different without proper consideration is unlikely to improve matters. We could all vote Reform, that would be different but it’s hardly likely to make things better." If people do vote labour and labour get in they will know that they will have had their bottoms spanked by the swing and voter turn out. If labour do get in it will be more of the same under some excuse blaming the tories. I say do not be scared of the unknown as we will know nothing will change if we keep voting the same most likely worst for a large number of the population. | |||
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"The strikes will end when the government is is prepared to negotiate in good faith, and allow the train operating companies to negotiate. There’s no way the doctors strikes will end while the government refuse to negotiate over pay. We do not have enough doctors, and the most intelligent people in society can earn considerably more doing jobs with only a fraction of the dedication required and responsibility accepted. To make the job less unattractive we need to accept that pay restoration has to be on the cards. The all powerful ‘market’ that conservative are so in thrall to, dictates it. As far as the rail strikes go, the conservatives privatised the railways, why are the now exerting state control over negotiations? Don’t conservatives want less government interference? I'd give the lower paid doctors a better rise, but reduce the 23.6% pension contribution to the legal minimum throughout their careers. That way they get more money in their pocket, and the state gets more in tax from them...at the moment, practically every penny they pay in tax & NI goes into their pensions. I would also change the way that their degrees are funded and repaid." Do you know how doctors degrees are funded? | |||
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"I knew consultants would get their pay reviewed and amended 1. They are a smaller group, 2. Their pay group are likely to be Tory supporters. The juniors need to stop with the lies and extreme demands - they get more than £15ph and they have striked in the last 14 years. Yes they need more. But they are a large group. Their mandate for striking runs out soon, they will need another vote. The Tories are just hanging it out. AND they can (and do) blame some of the crap going on in the NHS due to the drs strike. Are the electorate that dense?" Sorry would not work for £15ph as a self employed electrical engineer I charge £300 a day admitted out of that I have to pay Costs, Holidays, Pension, ETC but earn about 69k a year sorry but I like the number. | |||
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"I knew consultants would get their pay reviewed and amended 1. They are a smaller group, 2. Their pay group are likely to be Tory supporters. The juniors need to stop with the lies and extreme demands - they get more than £15ph and they have striked in the last 14 years. Yes they need more. But they are a large group. Their mandate for striking runs out soon, they will need another vote. The Tories are just hanging it out. AND they can (and do) blame some of the crap going on in the NHS due to the drs strike. Are the electorate that dense? Sorry would not work for £15ph as a self employed electrical engineer I charge £300 a day admitted out of that I have to pay Costs, Holidays, Pension, ETC but earn about 69k a year sorry but I like the number." I'm a healthcare professional and earn a fraction of that. | |||
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"Sorry would not work for £15ph as a self employed electrical engineer I charge £300 a day admitted out of that I have to pay Costs, Holidays, Pension, ETC but earn about 69k a year sorry but I like the number." Junior doctors only get £15 an hour at the start of their careers, when they're still in training. After proving themselves and moving up the ladder they get paid considerably more than you do. Here are the current rates: https://www.healthcareers.nhs.uk/explore-roles/doctors/pay-doctors | |||
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"I knew consultants would get their pay reviewed and amended 1. They are a smaller group, 2. Their pay group are likely to be Tory supporters. The juniors need to stop with the lies and extreme demands - they get more than £15ph and they have striked in the last 14 years. Yes they need more. But they are a large group. Their mandate for striking runs out soon, they will need another vote. The Tories are just hanging it out. AND they can (and do) blame some of the crap going on in the NHS due to the drs strike. Are the electorate that dense? Sorry would not work for £15ph as a self employed electrical engineer I charge £300 a day admitted out of that I have to pay Costs, Holidays, Pension, ETC but earn about 69k a year sorry but I like the number. I'm a healthcare professional and earn a fraction of that." Look at the JIB rates 2024-2025 1st year apprentice starts on about £13.38p in London it's now £15.00 | |||
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"https://www.globalplayer.com/podcasts/episodes/7DrhpTJ/ are Labour the party to stop the constant drumroll of them? " Of course not they are funded by a workers union. | |||
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"Sorry would not work for £15ph as a self employed electrical engineer I charge £300 a day admitted out of that I have to pay Costs, Holidays, Pension, ETC but earn about 69k a year sorry but I like the number. Junior doctors only get £15 an hour at the start of their careers, when they're still in training. After proving themselves and moving up the ladder they get paid considerably more than you do. Here are the current rates: https://www.healthcareers.nhs.uk/explore-roles/doctors/pay-doctors" 15.57/16.61 depends whether they work 37.5 hours a week or 40. | |||
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"Sorry would not work for £15ph as a self employed electrical engineer I charge £300 a day admitted out of that I have to pay Costs, Holidays, Pension, ETC but earn about 69k a year sorry but I like the number. Junior doctors only get £15 an hour at the start of their careers, when they're still in training. After proving themselves and moving up the ladder they get paid considerably more than you do. Here are the current rates: https://www.healthcareers.nhs.uk/explore-roles/doctors/pay-doctors 15.57/16.61 depends whether they work 37.5 hours a week or 40." How meany hours do you work. I guess you employed not agency. | |||
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"https://www.globalplayer.com/podcasts/episodes/7DrhpTJ/ are Labour the party to stop the constant drumroll of them? Of course not they are funded by a workers union." I suspect at least Labour will engage in talks… | |||
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"Sorry would not work for £15ph as a self employed electrical engineer I charge £300 a day admitted out of that I have to pay Costs, Holidays, Pension, ETC but earn about 69k a year sorry but I like the number. Junior doctors only get £15 an hour at the start of their careers, when they're still in training. After proving themselves and moving up the ladder they get paid considerably more than you do. Here are the current rates: https://www.healthcareers.nhs.uk/explore-roles/doctors/pay-doctors 15.57/16.61 depends whether they work 37.5 hours a week or 40." Not counting the amount of unpaid overtime, something pretty much everyone in the NHS works. | |||
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""... reduce the 23.6% pension contribution to the legal minimum throughout their careers" I don't know where you get the 23.6% from, but I've no reason to doubt it. My daughter's salary as a Pharmacist will be 35,000, reduced to 22,000 after tax, N.I., student loan repayment and a considerable pension contribution. BUT, how else will the younger generation be able to survive their old age? The "legal minimum" won't put enough in the pot to pay much when they too become krinklies. EVERY young person should be obliged to pay a fair whack towards theit old age. Or starve... " You don’t pay for your own pension. You pay for the previous generation of pensioners. | |||
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"Sorry would not work for £15ph as a self employed electrical engineer I charge £300 a day admitted out of that I have to pay Costs, Holidays, Pension, ETC but earn about 69k a year sorry but I like the number. Junior doctors only get £15 an hour at the start of their careers, when they're still in training. After proving themselves and moving up the ladder they get paid considerably more than you do. Here are the current rates: https://www.healthcareers.nhs.uk/explore-roles/doctors/pay-doctors 15.57/16.61 depends whether they work 37.5 hours a week or 40. How meany hours do you work. I guess you employed not agency." Too many for my disability 22.5 | |||
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"Sorry would not work for £15ph as a self employed electrical engineer I charge £300 a day admitted out of that I have to pay Costs, Holidays, Pension, ETC but earn about 69k a year sorry but I like the number. Junior doctors only get £15 an hour at the start of their careers, when they're still in training. After proving themselves and moving up the ladder they get paid considerably more than you do. Here are the current rates: https://www.healthcareers.nhs.uk/explore-roles/doctors/pay-doctors 15.57/16.61 depends whether they work 37.5 hours a week or 40. Not counting the amount of unpaid overtime, something pretty much everyone in the NHS works." Absolutely | |||
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"EVERY young person should be obliged to pay a fair whack towards theit old age. Or starve..." "You don’t pay for your own pension. You pay for the previous generation of pensioners." You're talking about the state pension, and what you say is correct for that. But the other guy is taking about personal pensions, and saying that young people should be forced to have one and save for their own retirement. | |||
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"EVERY young person should be obliged to pay a fair whack towards theit old age. Or starve... You don’t pay for your own pension. You pay for the previous generation of pensioners. You're talking about the state pension, and what you say is correct for that. But the other guy is taking about personal pensions, and saying that young people should be forced to have one and save for their own retirement." I thought everyone who worked had to pay into a pension pension? Or is the law that employers have to offer a pension scheme (which the employee can refuse)? | |||
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"I thought everyone who worked had to pay into a pension pension? Or is the law that employers have to offer a pension scheme (which the employee can refuse)?" It's the latter. I don't have any form of personal pension. | |||
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""I thought everyone who worked had to pay into a pension pension?" All the time I was abroad I continued with Class III contributions: my State Pension now pays me £437.36 per month. Actually, I think it's 13 times a year - but hardly enough to live on! If it weren't for my private pension and savings, I'd be obliged to claim pension benefit or whatever else I could scrounge. Which millions do of course but, like a free-at-the-point-of-delivery AND timely AND good NHS, it simply isn't sustainable. At least employees are now being "encouraged" to make their own provisions for old age." It simply isn’t sustainable except for the nations who manage to do it. Usually with lower retirement ages as well. | |||
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"If it weren't for my private pension and savings, I'd be obliged to claim pension benefit or whatever else I could scrounge. Which millions do of course but, like a free-at-the-point-of-delivery AND timely AND good NHS, it simply isn't sustainable." "It simply isn’t sustainable except for the nations who manage to do it. Usually with lower retirement ages as well." Can you give us an example of a country which pays a livable state pension, and doesn't rely on people making their own provision? | |||
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"I knew consultants would get their pay reviewed and amended 1. They are a smaller group, 2. Their pay group are likely to be Tory supporters. The juniors need to stop with the lies and extreme demands - they get more than £15ph and they have striked in the last 14 years. Yes they need more. But they are a large group. Their mandate for striking runs out soon, they will need another vote. The Tories are just hanging it out. AND they can (and do) blame some of the crap going on in the NHS due to the drs strike. Are the electorate that dense? Sorry would not work for £15ph as a self employed electrical engineer I charge £300 a day admitted out of that I have to pay Costs, Holidays, Pension, ETC but earn about 69k a year sorry but I like the number." Thanks, I need to start charging electricians more for my services. | |||
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"I knew consultants would get their pay reviewed and amended 1. They are a smaller group, 2. Their pay group are likely to be Tory supporters. The juniors need to stop with the lies and extreme demands - they get more than £15ph and they have striked in the last 14 years. Yes they need more. But they are a large group. Their mandate for striking runs out soon, they will need another vote. The Tories are just hanging it out. AND they can (and do) blame some of the crap going on in the NHS due to the drs strike. Are the electorate that dense? Sorry would not work for £15ph as a self employed electrical engineer I charge £300 a day admitted out of that I have to pay Costs, Holidays, Pension, ETC but earn about 69k a year sorry but I like the number. Thanks, I need to start charging electricians more for my services." Maybe community healthcare staff should charge a call out fee (means tested  ) | |||
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""... reduce the 23.6% pension contribution to the legal minimum throughout their careers" I don't know where you get the 23.6% from, but I've no reason to doubt it. My daughter's salary as a Pharmacist will be 35,000, reduced to 22,000 after tax, N.I., student loan repayment and a considerable pension contribution. BUT, how else will the younger generation be able to survive their old age? The "legal minimum" won't put enough in the pot to pay much when they too become krinklies. EVERY young person should be obliged to pay a fair whack towards theit old age. Or starve... " The 23% is what the government contributes. Student loan repayment for your daughter will be about £65 per month, assuming she's on plan 4. | |||
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"If it weren't for my private pension and savings, I'd be obliged to claim pension benefit or whatever else I could scrounge. Which millions do of course but, like a free-at-the-point-of-delivery AND timely AND good NHS, it simply isn't sustainable. It simply isn’t sustainable except for the nations who manage to do it. Usually with lower retirement ages as well. Can you give us an example of a country which pays a livable state pension, and doesn't rely on people making their own provision?" Germany’s state pension pays around £1250 a month. | |||
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"If it weren't for my private pension and savings, I'd be obliged to claim pension benefit or whatever else I could scrounge. Which millions do of course but, like a free-at-the-point-of-delivery AND timely AND good NHS, it simply isn't sustainable." "It simply isn’t sustainable except for the nations who manage to do it. Usually with lower retirement ages as well." "Can you give us an example of a country which pays a livable state pension, and doesn't rely on people making their own provision?" "Germany’s state pension pays around £1250 a month." Germany is a good example. Everybody gets a different amount, depending on several factors, but the average is around €1538 per month. Germany spends 10.4% of its GDP on pensions. But Germany has no state healthcare system, which means they have much more money available to pay out in pensions. And of course retired people have to pay for old-age illness insurance, as well as long term care insurance. | |||
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"The strikes will end when the government is is prepared to negotiate in good faith, and allow the train operating companies to negotiate. There’s no way the doctors strikes will end while the government refuse to negotiate over pay. We do not have enough doctors, and the most intelligent people in society can earn considerably more doing jobs with only a fraction of the dedication required and responsibility accepted. To make the job less unattractive we need to accept that pay restoration has to be on the cards. The all powerful ‘market’ that conservative are so in thrall to, dictates it. As far as the rail strikes go, the conservatives privatised the railways, why are the now exerting state control over negotiations? Don’t conservatives want less government interference?" The thing that boils my urine is how editorials in rags like THE SUN & THE SPECTATOR scratch their heads in wonder at how ‘MARKET FORCES’ aka ‘The Invisible Hand’ failed SO spectacularly? Faced with this what do they do? Publicly BARE DOWN on the very idea that is responsible in order to save face but in reality the perpetrators know that it doesn’t work,never will & like Malcolm McClaren realised with The Sex Pistols “WE ALL GET CASH FROM CHAOS….” and when the dust does settle on the NEOLIBERAL era it will be a lesson to future generations that THIS is what happens when you let the monied class and the grifters & speculators run a Democracy. | |||
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"If it weren't for my private pension and savings, I'd be obliged to claim pension benefit or whatever else I could scrounge. Which millions do of course but, like a free-at-the-point-of-delivery AND timely AND good NHS, it simply isn't sustainable. It simply isn’t sustainable except for the nations who manage to do it. Usually with lower retirement ages as well. Can you give us an example of a country which pays a livable state pension, and doesn't rely on people making their own provision? Germany’s state pension pays around £1250 a month. Germany is a good example. Everybody gets a different amount, depending on several factors, but the average is around €1538 per month. Germany spends 10.4% of its GDP on pensions. But Germany has no state healthcare system, which means they have much more money available to pay out in pensions. And of course retired people have to pay for old-age illness insurance, as well as long term care insurance." Yet the German government spends 11.7% GDP on health, whereas the UK spends around 10% which would indicate they have less to spend on pensions, yet somehow manage to do it. | |||
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"The thing that boils my urine is how editorials in rags like THE SUN & THE SPECTATOR scratch their heads in wonder at how ‘MARKET FORCES’ aka ‘The Invisible Hand’ failed SO spectacularly?" Would you like to point us to any such editorial? It's fairly clear why rail privatisation hasn't worked as well as it might have. I find it hard to believe that even The Sun would claim that 'the invisible hand' was anywhere at work in the rail companies. | |||
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"Can you give us an example of a country which pays a livable state pension, and doesn't rely on people making their own provision?" "Germany’s state pension pays around £1250 a month." "Germany is a good example. Everybody gets a different amount, depending on several factors, but the average is around €1538 per month. Germany spends 10.4% of its GDP on pensions. But Germany has no state healthcare system, which means they have much more money available to pay out in pensions. And of course retired people have to pay for old-age illness insurance, as well as long term care insurance." "Yet the German government spends 11.7% GDP on health, whereas the UK spends around 10% which would indicate they have less to spend on pensions, yet somehow manage to do it." The figures I can find are around 12.5% of GDP spent on healthcare in Germany. But that's the amount going into the healthcare system in total, not the amount that the state is paying. Of course, Germany has higher taxes than the UK does. | |||
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"The thing that boils my urine is how editorials in rags like THE SUN & THE SPECTATOR scratch their heads in wonder at how ‘MARKET FORCES’ aka ‘The Invisible Hand’ failed SO spectacularly? Would you like to point us to any such editorial? It's fairly clear why rail privatisation hasn't worked as well as it might have. I find it hard to believe that even The Sun would claim that 'the invisible hand' was anywhere at work in the rail companies. " Maybe I should have pointed out that the Newspaper proprietors-Murdoch comes to mind-responsible for aiding & abetting the Thatcherite assault and they now have the arrogance to ask their public ‘everything is so shit????’ We DON’T even have capitalism never mind ‘The Invisible Hand seeing as though banks pay NO interest on savings as ‘MARKET FORCES’ have been a smoke screen for monopoly by vested interests & those ‘investors’ and ‘wealth creators’ in a mass giveaway of national assets in the idiotic notion that captains of industry can do better than Government in running what is increasingly a notional democracy? Look at todays LAURA KUENSSBERG ON SUNDAY as both LABOUR & TORIES defend the economic orthodoxy I have just described and tell me where the will is for them to stop drinking the Kool-AID? | |||
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"The thing that boils my urine is how editorials in rags like THE SUN & THE SPECTATOR scratch their heads in wonder at how ‘MARKET FORCES’ aka ‘The Invisible Hand’ failed SO spectacularly?" "Would you like to point us to any such editorial?" "Maybe I should have pointed out that the Newspaper proprietors-Murdoch comes to mind-responsible for aiding & abetting the Thatcherite assault and they now have the arrogance to ask their public ‘everything is so shit????’" I would ask you to provide a link to a Sun article that asks that of its readers, but you didn't back up your last statement, so I'm guessing you don't have any evidence for this latest claim either. "We DON’T even have capitalism never mind ‘The Invisible Hand seeing as though banks pay NO interest on savings ..." Chase pays 4.1% interest on my instant access savings account. I could get more if I was willing to lock it up for a fixed period. If you're getting nothing, you should change bank. "... as ‘MARKET FORCES’ have been a smoke screen for monopoly by vested interests & those ‘investors’ and ‘wealth creators’ in a mass giveaway of national assets in the idiotic notion that captains of industry can do better than Government in running what is increasingly a notional democracy?" Which national banking assets do you think have been given away? | |||
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"Doctors could become nurses and earn big bucks, I know one who earns more doing a shift on Sunday than some people earn all week. I was never allowed to strike, and firmly believe manpower demand drives wages, if they want to earn more then dont strike and jack the job in, re-train and become a gas enginerr or plasterer." They are asking for pay catch up, austerity pay freeze, higher student loan interest (average graduate doctor debt is £84k). Nurses have had training bursaries converted to repayable student loans at 9% ( they were charged 5.6% when the bank rate was 0.1%. 37% of uk is overweight, 26% obese, 6 million smokers and reported 3 million drug users. Instead of whinging about the nhs people should look after their own health. Too many salad dodgers in contributory to peoples poor health and nhs workload | |||
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"Doctors could become nurses and earn big bucks, I know one who earns more doing a shift on Sunday than some people earn all week. I was never allowed to strike, and firmly believe manpower demand drives wages, if they want to earn more then dont strike and jack the job in, re-train and become a gas enginerr or plasterer." Everyone has the right to strike (a very few industries aside, and that’s scandalous). It’s a hard won right, and shouldn’t be given away. | |||
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"Doctors could become nurses and earn big bucks, I know one who earns more doing a shift on Sunday than some people earn all week. I was never allowed to strike, and firmly believe manpower demand drives wages, if they want to earn more then dont strike and jack the job in, re-train and become a gas enginerr or plasterer. Everyone has the right to strike (a very few industries aside, and that’s scandalous). It’s a hard won right, and shouldn’t be given away. " If you have to ask for permission or are afforded a right you are not free. | |||
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"The thing that boils my urine is how editorials in rags like THE SUN & THE SPECTATOR scratch their heads in wonder at how ‘MARKET FORCES’ aka ‘The Invisible Hand’ failed SO spectacularly? Would you like to point us to any such editorial? Maybe I should have pointed out that the Newspaper proprietors-Murdoch comes to mind-responsible for aiding & abetting the Thatcherite assault and they now have the arrogance to ask their public ‘everything is so shit????’ I would ask you to provide a link to a Sun article that asks that of its readers, but you didn't back up your last statement, so I'm guessing you don't have any evidence for this latest claim either. We DON’T even have capitalism never mind ‘The Invisible Hand seeing as though banks pay NO interest on savings ... Chase pays 4.1% interest on my instant access savings account. I could get more if I was willing to lock it up for a fixed period. If you're getting nothing, you should change bank. ... as ‘MARKET FORCES’ have been a smoke screen for monopoly by vested interests & those ‘investors’ and ‘wealth creators’ in a mass giveaway of national assets in the idiotic notion that captains of industry can do better than Government in running what is increasingly a notional democracy? Which national banking assets do you think have been given away?" Admittedly I have read the articles & editorials on the fly so they are a blur TBH but that doesn’t mean I’m wrong despite you trying to discredit my observations. I haven’t checked recently but the last time I looked my bank-Barclays-had posters on the wall in my branch telling its customers it was only paying them/me a bountiful 0.5% interest rate! 4% is risible given the bonanza they have had at our expense since 2008 & seeing though you mention what banking assets have been given away THEY WERE after we bailed them out for their criminal & larcenous behaviour! The profits stopped flowing so George Osborne was only happy to give the British Banks back to the very people responsible for our ‘bailout’ just so they can hold us to ransome AGAIN when they feel like it. They may as well be nationalised because the taxpayer bailed them out so THE BANKS ARE OURS. Plus we’ll never get the money we gave them back either!  | |||
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"The thing that boils my urine is how editorials in rags like THE SUN & THE SPECTATOR scratch their heads in wonder at how ‘MARKET FORCES’ aka ‘The Invisible Hand’ failed SO spectacularly?" "Would you like to point us to any such editorial?" "Maybe I should have pointed out that the Newspaper proprietors-Murdoch comes to mind-responsible for aiding & abetting the Thatcherite assault and they now have the arrogance to ask their public ‘everything is so shit????’" "I would ask you to provide a link to a Sun article that asks that of its readers, but you didn't back up your last statement, so I'm guessing you don't have any evidence for this latest claim either." "We DON’T even have capitalism never mind ‘The Invisible Hand seeing as though banks pay NO interest on savings ..." "Chase pays 4.1% interest on my instant access savings account. I could get more if I was willing to lock it up for a fixed period. If you're getting nothing, you should change bank." "... as ‘MARKET FORCES’ have been a smoke screen for monopoly by vested interests & those ‘investors’ and ‘wealth creators’ in a mass giveaway of national assets in the idiotic notion that captains of industry can do better than Government in running what is increasingly a notional democracy?" "Which national banking assets do you think have been given away?" "Admittedly I have read the articles & editorials on the fly so they are a blur TBH but that doesn’t mean I’m wrong despite you trying to discredit my observations." I don't need to discreet you, you're doing a good job all on your own. Like claiming that banks pay no interest, and then in the next post saying that you've seen posters in Barclays offering 0.5%. "I haven’t checked recently but the last time I looked my bank-Barclays-had posters on the wall in my branch telling its customers it was only paying them/me a bountiful 0.5% interest rate!" So go to a different bank if you don't like their rates. "4% is risible given the bonanza they have had at our expense since 2008 ... " They are currently losing loads, does to people being on fixed mortgage rates of 2% while inflation is at 10%. "seeing though you mention what banking assets have been given away THEY WERE after we bailed them out for their criminal & larcenous behaviour!" Only one bank got bailed out, Northern Rock, which was nationalised. The rest were offered government loans, which some banks took, and some didn't. You'll be pleased to know that Barclays refused any assistance. "The profits stopped flowing so George Osborne was only happy to give the British Banks back to the very people responsible for our ‘bailout’ just so they can hold us to ransome AGAIN when they feel like it." George Osborne never had the banks, so he couldn't have given them back. The one bank that did get nationalised was later sold at a profit. "They may as well be nationalised because the taxpayer bailed them out so THE BANKS ARE OURS." Offering the banks a small amount of support money does not make them ours. Besides, many of them didn't take any of the money. "Plus we’ll never get the money we gave them back either!" They already have paid it back, with just Nat West still owing something. | |||
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"Doctors could become nurses and earn big bucks, I know one who earns more doing a shift on Sunday than some people earn all week. I was never allowed to strike, and firmly believe manpower demand drives wages, if they want to earn more then dont strike and jack the job in, re-train and become a gas enginerr or plasterer. They are asking for pay catch up, austerity pay freeze, higher student loan interest (average graduate doctor debt is £84k). Nurses have had training bursaries converted to repayable student loans at 9% ( they were charged 5.6% when the bank rate was 0.1%. 37% of uk is overweight, 26% obese, 6 million smokers and reported 3 million drug users. Instead of whinging about the nhs people should look after their own health. Too many salad dodgers in contributory to peoples poor health and nhs workload " I wish people would catch re nursing bursary: NHS Learning Support Fund (LSF) If you're starting and continuing your course from 1 September 2020 onwards, you can apply for NHS LSF if you're on one of the following pre-registration undergraduate or postgraduate courses: dental therapy or dental hygiene (level 5 and 6 courses) dietetics midwifery nursing (adult, child, mental health, learning disability, joint nursing, and social work) occupational therapy operating department practitioner (level 5 and 6 courses) orthoptics orthotics and prosthetics paramedics (DipHE and FD courses are not eligible for NHS LSF) physiotherapy podiatry or chiropody radiography (diagnostic and therapeutic) speech and language therapy If you're eligible, you can get: a training grant of £5,000 per academic year parental support of £2,000, if you have at least one dependent child under 15 years, or under 17 years if registered with special educational needs money back for excess travel and temporary accommodation costs (Travel and Dual Accommodation Expenses) while you're on your practice placement students experiencing financial hardship (Exceptional Support Fund) | |||
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"Doctors could become nurses and earn big bucks, I know one who earns more doing a shift on Sunday than some people earn all week. I was never allowed to strike, and firmly believe manpower demand drives wages, if they want to earn more then dont strike and jack the job in, re-train and become a gas enginerr or plasterer. They are asking for pay catch up, austerity pay freeze, higher student loan interest (average graduate doctor debt is £84k). Nurses have had training bursaries converted to repayable student loans at 9% ( they were charged 5.6% when the bank rate was 0.1%. 37% of uk is overweight, 26% obese, 6 million smokers and reported 3 million drug users. Instead of whinging about the nhs people should look after their own health. Too many salad dodgers in contributory to peoples poor health and nhs workload " Well done for understanding about the obesity crisis  | |||
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"The thing that boils my urine is how editorials in rags like THE SUN & THE SPECTATOR scratch their heads in wonder at how ‘MARKET FORCES’ aka ‘The Invisible Hand’ failed SO spectacularly? Would you like to point us to any such editorial? Maybe I should have pointed out that the Newspaper proprietors-Murdoch comes to mind-responsible for aiding & abetting the Thatcherite assault and they now have the arrogance to ask their public ‘everything is so shit????’ I would ask you to provide a link to a Sun article that asks that of its readers, but you didn't back up your last statement, so I'm guessing you don't have any evidence for this latest claim either. We DON’T even have capitalism never mind ‘The Invisible Hand seeing as though banks pay NO interest on savings ... Chase pays 4.1% interest on my instant access savings account. I could get more if I was willing to lock it up for a fixed period. If you're getting nothing, you should change bank. ... as ‘MARKET FORCES’ have been a smoke screen for monopoly by vested interests & those ‘investors’ and ‘wealth creators’ in a mass giveaway of national assets in the idiotic notion that captains of industry can do better than Government in running what is increasingly a notional democracy? Which national banking assets do you think have been given away? Admittedly I have read the articles & editorials on the fly so they are a blur TBH but that doesn’t mean I’m wrong despite you trying to discredit my observations. I don't need to discreet you, you're doing a good job all on your own. Like claiming that banks pay no interest, and then in the next post saying that you've seen posters in Barclays offering 0.5%. I haven’t checked recently but the last time I looked my bank-Barclays-had posters on the wall in my branch telling its customers it was only paying them/me a bountiful 0.5% interest rate! So go to a different bank if you don't like their rates. 4% is risible given the bonanza they have had at our expense since 2008 ... They are currently losing loads, does to people being on fixed mortgage rates of 2% while inflation is at 10%. seeing though you mention what banking assets have been given away THEY WERE after we bailed them out for their criminal & larcenous behaviour! Only one bank got bailed out, Northern Rock, which was nationalised. The rest were offered government loans, which some banks took, and some didn't. You'll be pleased to know that Barclays refused any assistance. The profits stopped flowing so George Osborne was only happy to give the British Banks back to the very people responsible for our ‘bailout’ just so they can hold us to ransome AGAIN when they feel like it. George Osborne never had the banks, so he couldn't have given them back. The one bank that did get nationalised was later sold at a profit. They may as well be nationalised because the taxpayer bailed them out so THE BANKS ARE OURS. Offering the banks a small amount of support money does not make them ours. Besides, many of them didn't take any of the money. Plus we’ll never get the money we gave them back either! They already have paid it back, with just Nat West still owing something." So saying the my bank(barclays) was paying 0.5% is a return on my having my money in there is justifiable? It is derisory but you see it as some kind of moral justification:0.5%!WHOOPEE! The Keiser Report spent a decade highlighting the criminality of the banks & our effete corrupt ruling class allowed their deregulation but that is ok by you when they should all be before the courts? | |||
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"So saying the my bank(barclays) was paying 0.5% is a return on my having my money in there is justifiable?" No, I'm saying that you have contradicted yourself. Firstly you claimed that banks pay no interest, then you said that your own bank does pay interest. If you admit that your facts are wrong, you should be questioning whether your opinions are wrong. | |||
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"So saying the my bank(barclays) was paying 0.5% is a return on my having my money in there is justifiable? No, I'm saying that you have contradicted yourself. Firstly you claimed that banks pay no interest, then you said that your own bank does pay interest. If you admit that your facts are wrong, you should be questioning whether your opinions are wrong." WHY are you laying into me for? God you can’t get out much-lurking around this forum looking for arguments:Get a grip man! | |||
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"So saying the my bank(barclays) was paying 0.5% is a return on my having my money in there is justifiable?" "No, I'm saying that you have contradicted yourself. Firstly you claimed that banks pay no interest, then you said that your own bank does pay interest. If you admit that your facts are wrong, you should be questioning whether your opinions are wrong." "WHY are you laying into me for?" I wouldn't say I was 'laying into you'. You made a statement that was probably false, and I corrected you. It's not personal. | |||
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