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"Wonder if they're also going to apply the same level of intrusion into all those who evade paying tax.. It looks like another deflection, bit of red meat to the party base.. Benefits fraud is wrong of course but compared to tax evasion it's possibly a bit less.." HMRC already enjoy huge powers of investigation and even arrest. Amongst the most empowered organisations in our system. You cross them at your peril. | |||
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"The government are contemplating giving the DWP powers to access the bank accounts of benefits claimants. Is this an intrusion of privacy, or is it reasonable to check the financial status of those living off the public purse? In any event, it would probably just be a boost for crypto currency." They already had this power. | |||
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"The government are contemplating giving the DWP powers to access the bank accounts of benefits claimants. Is this an intrusion of privacy, or is it reasonable to check the financial status of those living off the public purse? In any event, it would probably just be a boost for crypto currency. They already had this power." It's part of the government's crackdown on fraud - a monthly check by DWP of claimant's bank(s). As I mentioned above, crypto would get around this so easily it's hardly worth the effort. | |||
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"The government are contemplating giving the DWP powers to access the bank accounts of benefits claimants. Is this an intrusion of privacy, or is it reasonable to check the financial status of those living off the public purse? In any event, it would probably just be a boost for crypto currency. They already had this power. It's part of the government's crackdown on fraud - a monthly check by DWP of claimant's bank(s). As I mentioned above, crypto would get around this so easily it's hardly worth the effort." Crypto wouldn't get around money being paid by dwp. You can buy certain things from.crypto mainly illegal. But you still need to change it to fiat for mostly day to.day. which then comes into the bank. | |||
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"Thats how they have sold it. Benefit claimants. You know who the biggest benefit claimants are? Pensioners. That's what this bill is there to introduce. As allready pointed out they had this for work age benefits a long time ago. This bit of law is only there to set up some future government to means test pensions. Now if you agree with that or not that's one thing. But to not be honest with people is another. " Yep, hit the nail on the head. You can be certain means testing pensions will soon find its way onto the list of measures to pay for tax cuts - and by 'tax cuts' you can be damn sure they mean only for top 5% earners and non-doms... but they won't tell you that bit. | |||
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"Thats how they have sold it. Benefit claimants. You know who the biggest benefit claimants are? Pensioners. That's what this bill is there to introduce. As allready pointed out they had this for work age benefits a long time ago. This bit of law is only there to set up some future government to means test pensions. Now if you agree with that or not that's one thing. But to not be honest with people is another. Yep, hit the nail on the head. You can be certain means testing pensions will soon find its way onto the list of measures to pay for tax cuts - and by 'tax cuts' you can be damn sure they mean only for top 5% earners and non-doms... but they won't tell you that bit." Presumably pensioners are entitled to what they are claiming! | |||
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"Thats how they have sold it. Benefit claimants. You know who the biggest benefit claimants are? Pensioners. That's what this bill is there to introduce. As allready pointed out they had this for work age benefits a long time ago. This bit of law is only there to set up some future government to means test pensions. Now if you agree with that or not that's one thing. But to not be honest with people is another. Yep, hit the nail on the head. You can be certain means testing pensions will soon find its way onto the list of measures to pay for tax cuts - and by 'tax cuts' you can be damn sure they mean only for top 5% earners and non-doms... but they won't tell you that bit. Presumably pensioners are entitled to what they are claiming!" Yes, well you'd hope so - but we've seen so much of our nation's wealth and assets thieved to line the off-site pockets of the super-rich in exchange for party donations (as if there'd ever be no quid pro quo) that thetes precious little left to rob. They've had all our infrastructure and utilities, so once they've divvied up the remains of our health service there'll only be our pensions left for them to steal... and steal them they most certainly will, cheered on by the very same morons they're robbing. | |||
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"Thats how they have sold it. Benefit claimants. You know who the biggest benefit claimants are? Pensioners. That's what this bill is there to introduce. As allready pointed out they had this for work age benefits a long time ago. This bit of law is only there to set up some future government to means test pensions. Now if you agree with that or not that's one thing. But to not be honest with people is another. Yep, hit the nail on the head. You can be certain means testing pensions will soon find its way onto the list of measures to pay for tax cuts - and by 'tax cuts' you can be damn sure they mean only for top 5% earners and non-doms... but they won't tell you that bit. Presumably pensioners are entitled to what they are claiming!" There’s a widely held misunderstanding around the state pension and national insurance. Because many people (not all) “pay into” a private pension and/or a workplace pension, they think they are “paying into” their state pension. They aren’t. There is no pension pot for the state pension. It is basically a giant Ponzi scheme with the pensions being paid out today funded from the NI being paid by today’s workers. There is kind of an inter-generational pact (not supported by law or legislation in any way) that the next generation of workers will be funding our state pensions. The state pension is a universal benefit. People haven’t earned it or paid in. It is also going to become increasingly unviable as pensioners live longer and if the working population decreases. | |||
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"Thats how they have sold it. Benefit claimants. You know who the biggest benefit claimants are? Pensioners. That's what this bill is there to introduce. As allready pointed out they had this for work age benefits a long time ago. This bit of law is only there to set up some future government to means test pensions. Now if you agree with that or not that's one thing. But to not be honest with people is another. Yep, hit the nail on the head. You can be certain means testing pensions will soon find its way onto the list of measures to pay for tax cuts - and by 'tax cuts' you can be damn sure they mean only for top 5% earners and non-doms... but they won't tell you that bit. Presumably pensioners are entitled to what they are claiming! There’s a widely held misunderstanding around the state pension and national insurance. Because many people (not all) “pay into” a private pension and/or a workplace pension, they think they are “paying into” their state pension. They aren’t. There is no pension pot for the state pension. It is basically a giant Ponzi scheme with the pensions being paid out today funded from the NI being paid by today’s workers. There is kind of an inter-generational pact (not supported by law or legislation in any way) that the next generation of workers will be funding our state pensions. The state pension is a universal benefit. People haven’t earned it or paid in. It is also going to become increasingly unviable as pensioners live longer and if the working population decreases." In one sense state pensions are a Ponzi, because there is no retained 'pot' (as you say). On the other hand, governments have unique powers of revenue collection, so future payout is virtually guaranteed. But yes, it's pretty much impossible to live off the state pension alone. | |||
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"Thats how they have sold it. Benefit claimants. You know who the biggest benefit claimants are? Pensioners. That's what this bill is there to introduce. As allready pointed out they had this for work age benefits a long time ago. This bit of law is only there to set up some future government to means test pensions. Now if you agree with that or not that's one thing. But to not be honest with people is another. Yep, hit the nail on the head. You can be certain means testing pensions will soon find its way onto the list of measures to pay for tax cuts - and by 'tax cuts' you can be damn sure they mean only for top 5% earners and non-doms... but they won't tell you that bit. Presumably pensioners are entitled to what they are claiming! There’s a widely held misunderstanding around the state pension and national insurance. Because many people (not all) “pay into” a private pension and/or a workplace pension, they think they are “paying into” their state pension. They aren’t. There is no pension pot for the state pension. It is basically a giant Ponzi scheme with the pensions being paid out today funded from the NI being paid by today’s workers. There is kind of an inter-generational pact (not supported by law or legislation in any way) that the next generation of workers will be funding our state pensions. The state pension is a universal benefit. People haven’t earned it or paid in. It is also going to become increasingly unviable as pensioners live longer and if the working population decreases. In one sense state pensions are a Ponzi, because there is no retained 'pot' (as you say). On the other hand, governments have unique powers of revenue collection, so future payout is virtually guaranteed. But yes, it's pretty much impossible to live off the state pension alone. Yes but I was responding directly to this point... Presumably pensioners are entitled to what they are claiming! There is no entitlement. Perhaps morally there is. I don’t think future payout is guaranteed. As others have said, I think eventually the state pension will be means tested as unsustainable." The demographic of oldies will make it hard for a government to renege on state pensions I think. The triple lock has survived (so far). The problem we have is that the benefits 'cake' has to cover so many classes of claimant it becomes impossible to make 'fair' payments to everybody. Down to priorities I guess. Choose from pensioners, disabled, school meals, immigrant hotels, single mothers, workshy ....... | |||
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"The government are contemplating giving the DWP powers to access the bank accounts of benefits claimants. Is this an intrusion of privacy, or is it reasonable to check the financial status of those living off the public purse? In any event, it would probably just be a boost for crypto currency." Or the bank of mattress. | |||
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"Not sticking up for benefit cheats but what about all the dodgy tax avoidance of those at the top Baroness Mone £203M Ex chancellor Zahawi tax fraud PM spouse was eight years non dom avoiding millions 67000 other non doms Off shoring profits, Starbucks and others Large property portfolios owned via offshore beneficial ownership companies and tax structures The monarch stealing from dead peoples estates " Oh no, we couldn't possibly touch any of those - far too many Tory party funders to upset there, so we can't risk that income stream can we. No no, instead we'll just keep skimming it from the folks who never vote for us anyway and the red wallers who'll vote for us regardless 'cos they're too thick to see what we're doing. If we demonise a few refugees and benefit claimants that'll create enough uproar among the gammons to keep it out the limelight. | |||
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"Not sticking up for benefit cheats but what about all the dodgy tax avoidance of those at the top Baroness Mone £203M Ex chancellor Zahawi tax fraud PM spouse was eight years non dom avoiding millions 67000 other non doms Off shoring profits, Starbucks and others Large property portfolios owned via offshore beneficial ownership companies and tax structures The monarch stealing from dead peoples estates " | |||
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"The monarch stealing from dead peoples estates" I think you mean 'the Monarch, following the law by collecting the estates of those that died intestate in certain circumstances'. You can't steal something if nobody owns it, and dead people can't own things. | |||
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"just googled this and yes they are currently drawing up a bill to put through parliment vote. If it happens flush your freedom down the toilet!" You could always choose not to have any dealings with the dwp, freedom not to be snooped on.. intact. | |||
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"just googled this and yes they are currently drawing up a bill to put through parliment vote. If it happens flush your freedom down the toilet! You could always choose not to have any dealings with the dwp, freedom not to be snooped on.. intact. " That's hardly the point it's the thin end of the wedge. What comes after that? In fact we are partly there. The UK has the most cctv in any country in the world, it was introduced as terrorism prevention but is being used to track and fine people who drop litter. That was not it's intended use | |||
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"I know a guy who told me the DWP already have the power to look into personal bank accounts of people who claim from them He should know he works for the DWP " Can you please elaborate? What exactly is the process for this? I'm assuming that regular staff just can't snoop into people's bank accounts when they feel like it? | |||
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"just googled this and yes they are currently drawing up a bill to put through parliment vote. If it happens flush your freedom down the toilet! You could always choose not to have any dealings with the dwp, freedom not to be snooped on.. intact. That's hardly the point it's the thin end of the wedge. What comes after that? In fact we are partly there. The UK has the most cctv in any country in the world, it was introduced as terrorism prevention but is being used to track and fine people who drop litter. That was not it's intended use" People vote political parties into office to legislate, it is all done under the vote and the sun, people will eventually vote themselves illegal and surpluses to requirement. | |||
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"Well at least we still have the freedom to vote!" But you never get what was promised when you voted. | |||
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"Yes currently they can ask to to provide statements. As for being able to check your bank account in real time without your permission would be a severe invasion of privacy! if such a bill passed parliment we would be living in a totalitarian country! " Why? If people are asking for a handout then surely it is right that their eligibility is checked. It is not snooping at all. If you don't like it, don't go asking for money. Unfortunately it doesn't address the problem of the cash economy. | |||
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"Yes currently they can ask to to provide statements. As for being able to check your bank account in real time without your permission would be a severe invasion of privacy! if such a bill passed parliment we would be living in a totalitarian country! Why? If people are asking for a handout then surely it is right that their eligibility is checked. It is not snooping at all. If you don't like it, don't go asking for money. Unfortunately it doesn't address the problem of the cash economy." Do you that should just for benefit claimants or anyone asking for a gov handout? | |||
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"Yes currently they can ask to to provide statements. As for being able to check your bank account in real time without your permission would be a severe invasion of privacy! if such a bill passed parliment we would be living in a totalitarian country! Why? If people are asking for a handout then surely it is right that their eligibility is checked. It is not snooping at all. If you don't like it, don't go asking for money. Unfortunately it doesn't address the problem of the cash economy." Its one thing to ask to produce bank statments if they are suspeccted of benefit fraud. Its another to poke around your account in real time without your permission. Would you like someone being able to snoop around in your bank acccount when they felt like it? | |||
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"Yes currently they can ask to to provide statements. As for being able to check your bank account in real time without your permission would be a severe invasion of privacy! if such a bill passed parliment we would be living in a totalitarian country! Why? If people are asking for a handout then surely it is right that their eligibility is checked. It is not snooping at all. If you don't like it, don't go asking for money. Unfortunately it doesn't address the problem of the cash economy. Do you that should just for benefit claimants or anyone asking for a gov handout?" Any means tested handout. | |||
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"Yes currently they can ask to to provide statements. As for being able to check your bank account in real time without your permission would be a severe invasion of privacy! if such a bill passed parliment we would be living in a totalitarian country! Why? If people are asking for a handout then surely it is right that their eligibility is checked. It is not snooping at all. If you don't like it, don't go asking for money. Unfortunately it doesn't address the problem of the cash economy. Its one thing to ask to produce bank statments if they are suspeccted of benefit fraud. Its another to poke around your account in real time without your permission. Would you like someone being able to snoop around in your bank acccount when they felt like it?" Would I like it? No. However there is way too much fraud so any reasonable methods to reduce fraud are valid. | |||
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"Yes currently they can ask to to provide statements. As for being able to check your bank account in real time without your permission would be a severe invasion of privacy! if such a bill passed parliment we would be living in a totalitarian country! Why? If people are asking for a handout then surely it is right that their eligibility is checked. It is not snooping at all. If you don't like it, don't go asking for money. Unfortunately it doesn't address the problem of the cash economy. Its one thing to ask to produce bank statments if they are suspeccted of benefit fraud. Its another to poke around your account in real time without your permission. Would you like someone being able to snoop around in your bank acccount when they felt like it? Would I like it? No. However there is way too much fraud so any reasonable methods to reduce fraud are valid." You are totally missing the point! There are processes in place to prevent fraud without resorting to draconian measures. What comes next? Your landlord/mortgage lender being about to look at your account to see how you're spending your money? Your employer being able to listen to your private conversations? Ahhh what's the point, I'm out | |||
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"Yes currently they can ask to to provide statements. As for being able to check your bank account in real time without your permission would be a severe invasion of privacy! if such a bill passed parliment we would be living in a totalitarian country! Why? If people are asking for a handout then surely it is right that their eligibility is checked. It is not snooping at all. If you don't like it, don't go asking for money. Unfortunately it doesn't address the problem of the cash economy. Do you that should just for benefit claimants or anyone asking for a gov handout? Any means tested handout." A state pension isn't a "handout", or money were asking for or scrounging. It's a pension into which we have made both compulsory and voluntary contributions all throughout our working lives. We've paid for it on the basis of an agreement - a contract if you like - that we will receive it to live on when we reach retirement age. It's ours by right. | |||
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"Yes currently they can ask to to provide statements. As for being able to check your bank account in real time without your permission would be a severe invasion of privacy! if such a bill passed parliment we would be living in a totalitarian country! Why? If people are asking for a handout then surely it is right that their eligibility is checked. It is not snooping at all. If you don't like it, don't go asking for money. Unfortunately it doesn't address the problem of the cash economy. Its one thing to ask to produce bank statments if they are suspeccted of benefit fraud. Its another to poke around your account in real time without your permission. Would you like someone being able to snoop around in your bank acccount when they felt like it? Would I like it? No. However there is way too much fraud so any reasonable methods to reduce fraud are valid." How much fraud is there ? | |||
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"Yes currently they can ask to to provide statements. As for being able to check your bank account in real time without your permission would be a severe invasion of privacy! if such a bill passed parliament we would be living in a totalitarian country! Why? If people are asking for a handout then surely it is right that their eligibility is checked. It is not snooping at all. If you don't like it, don't go asking for money. Unfortunately it doesn't address the problem of the cash economy. Its one thing to ask to produce bank statments if they are suspeccted of benefit fraud. Its another to poke around your account in real time without your permission. Would you like someone being able to snoop around in your bank acccount when they felt like it? Would I like it? No. However there is way too much fraud so any reasonable methods to reduce fraud are valid. How much fraud is there ?" The gross figure of benefit overpayment through fraud/error is over £8billion. But there is some underpayment in the same category, and the net figure is around £5billion. But it depends how you define fraud. I know people claiming benefits officially meeting the rules but perfectly capable of a days work. I see them out jogging, allotmenting etc. | |||
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"Yes currently they can ask to to provide statements. As for being able to check your bank account in real time without your permission would be a severe invasion of privacy! if such a bill passed parliment we would be living in a totalitarian country! Why? If people are asking for a handout then surely it is right that their eligibility is checked. It is not snooping at all. If you don't like it, don't go asking for money. Unfortunately it doesn't address the problem of the cash economy. Its one thing to ask to produce bank statments if they are suspeccted of benefit fraud. Its another to poke around your account in real time without your permission. Would you like someone being able to snoop around in your bank acccount when they felt like it? Would I like it? No. However there is way too much fraud so any reasonable methods to reduce fraud are valid. How much fraud is there ?" According to gov.uk it was 3.6% (or £8.3 bn) last year. A quick scan of the breakdown shows Universal Credit to be the worst area, with most fraud due to failure to declare capital, earnings or living together. So checking bank accounts is valid. | |||
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"Oh and your bank accounts are 100% confidental, no one currently has the right to look at it without your permission The only exception is the intelligence services and thats only if you are suspected of terrorism " None of this is anywhere close to being true | |||
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"Oh and your bank accounts are 100% confidental, no one currently has the right to look at it without your permission The only exception is the intelligence services and thats only if you are suspected of terrorism " Custom's and excise have power's far beyond that of most organisations and can do pretty much what they want if they feel they have justification. They can dismantle your car right down to the smallest nut and bolt and don't have to put it back together again! So a bank account is easy peasy. | |||
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"Oh and your bank accounts are 100% confidental, no one currently has the right to look at it without your permission The only exception is the intelligence services and thats only if you are suspected of terrorism Custom's and excise have power's far beyond that of most organisations and can do pretty much what they want if they feel they have justification. They can dismantle your car right down to the smallest nut and bolt and don't have to put it back together again! So a bank account is easy peasy." Wrong, wrong and wrong | |||
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