FabSwingers.com forum: Should using a home for air B&B

By *ove2pleaseseuk OP Man
over a year ago

Hastings

Require change of use from the council. If you purchased a house and and wanted to use it s a hotel it would be change of use. Same as changing a shop to an office.

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By *rDiscretionXXXMan
over a year ago

Gilfach

I can't see that anyone could possibly argue against this.

If you buy a house, and rent it out for short stays, then you're a business, and the council should be able to regulate where such a business can be operated.

I'm sure a lot of people won't like it, but that's just tough.

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By *orleymanMan
over a year ago

Leeds

"Require change of use from the council. If you purchased a house and and wanted to use it s a hotel it would be change of use. Same as changing a shop to an office. "

As in if you're still living in it? Or renting it our completely on Airbnb?

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By *ove2pleaseseuk OP Man
over a year ago

Hastings

"Require change of use from the council. If you purchased a house and and wanted to use it s a hotel it would be change of use. Same as changing a shop to an office.

As in if you're still living in it? Or renting it our completely on Airbnb?"

Renting it out completely.

Buy a house, flat in a holiday area and instead of long tern rent you air B&B more money back. I except more risk as in need a cleaner etc but this is change of use No

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By *ove2pleaseseuk OP Man
over a year ago

Hastings

"I can't see that anyone could possibly argue against this.

If you buy a house, and rent it out for short stays, then you're a business, and the council should be able to regulate where such a business can be operated.

I'm sure a lot of people won't like it, but that's just tough."

Wales is looking at 3 x council tax UK are looking at letting it fall in to change of use planning.

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By (user no longer on site)
over a year ago

If you lease a single room as an air bnb and you still live at the property we're sure that counts as having lodgers. It's something like £7500 you can earn on that specific income before you have to declare it towards tax.

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By *ove2pleaseseuk OP Man
over a year ago

Hastings

"If you lease a single room as an air bnb and you still live at the property we're sure that counts as having lodgers. It's something like £7500 you can earn on that specific income before you have to declare it towards tax."

No was thinking more a bout people thet have second homes and let them out as air B & B

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By *ercuryMan
over a year ago

Grantham

I think that the main idea of AirBnB, was to let out spare rooms, or houses when the occupants were on holiday themselves, all on very short term periods.

It's now grown to being a huge business. So called "party houses" have appeared. Scams are rife. Some cities have banned them totally.

It's definitely contributing to a housing crisis, and desperately needs regulating.

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By *orleymanMan
over a year ago

Leeds

"Require change of use from the council. If you purchased a house and and wanted to use it s a hotel it would be change of use. Same as changing a shop to an office.

As in if you're still living in it? Or renting it our completely on Airbnb?

Renting it out completely.

Buy a house, flat in a holiday area and instead of long tern rent you air B&B more money back. I except more risk as in need a cleaner etc but this is change of use No"

If you're renting it out completely you'll need to change your mortgage, amd then also the tax is different.

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By *orleymanMan
over a year ago

Leeds

Exactly correct.

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By *orleymanMan
over a year ago

Leeds

"I think that the main idea of AirBnB, was to let out spare rooms, or houses when the occupants were on holiday themselves, all on very short term periods.

It's now grown to being a huge business. So called "party houses" have appeared. Scams are rife. Some cities have banned them totally.

It's definitely contributing to a housing crisis, and desperately needs regulating."

Don't think it needs regulating. People are free to hire out their properties as they wish.

As long as the mortgage is correct and the income declarations. Everything is above board.

If party houses are going on. They'll soon be kicked off air Airbnb.

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By *rHotNottsMan
over a year ago

Dubai & Nottingham

"Require change of use from the council. If you purchased a house and and wanted to use it s a hotel it would be change of use. Same as changing a shop to an office. "

It depends on how exactly you describe what you are doing , council and HMRC have options for many different approaches. If it makes sense to do as Ltd describe it that way, if it makes sense not to do it that way. This is the benefit of business.

If you were converting to a hotel you would heed a planning application for change of use but for renting rooms out you don’t

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By *otMe66Man
over a year ago

Terra Firma

[Removed by poster at 14/04/23 09:26:42]

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By *otMe66Man
over a year ago

Terra Firma

Yes it should, it would give neighbours a chance to object to a house becoming a hotel and it would also attract the taxes owed on a business.

AirBnb was a great idea that somehow became the disruptive bad neighbour who should be put on an ASBO

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By *rDiscretionXXXMan
over a year ago

Gilfach

"Don't think it needs regulating. People are free to hire out their properties as they wish."

But they aren't, are they.

If I buy a house in a quiet residential area, and decide to use it as an mini-abbatoir, I'll soon have the council round to shut me down. If I choose to open a shop on my front lawn, the council will be round to tell me to stop.

People are not free to use their properties as they wish. They have to follow the zoning regulations of the local council.

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By (user no longer on site)
over a year ago

"Don't think it needs regulating. People are free to hire out their properties as they wish.

But they aren't, are they.

People are not free to use their properties as they wish. They have to follow the zoning regulations of the local council."

Airbnb operate within the law

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By *otMe66Man
over a year ago

Terra Firma

"Don't think it needs regulating. People are free to hire out their properties as they wish.

But they aren't, are they.

People are not free to use their properties as they wish. They have to follow the zoning regulations of the local council.

Airbnb operate within the law

Was that ever in question?

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By (user no longer on site)
over a year ago

"Don't think it needs regulating. People are free to hire out their properties as they wish.

But they aren't, are they.

People are not free to use their properties as they wish. They have to follow the zoning regulations of the local council.

Airbnb operate within the law

Was that ever in question? "

The OP asked a question, Airbnb operate within the law, therefore (atm) no change is required

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By *astandFeistyCouple
over a year ago

Bournemouth

"Don't think it needs regulating. People are free to hire out their properties as they wish.

But they aren't, are they.

People are not free to use their properties as they wish. They have to follow the zoning regulations of the local council.

Airbnb operate within the law

Was that ever in question?

The OP asked a question, Airbnb operate within the law, therefore (atm) no change is required

Are you sure that's how we want to be looking at things.

Maybe we can go back to days when other things were also within the law so would require no change

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By (user no longer on site)
over a year ago

"Don't think it needs regulating. People are free to hire out their properties as they wish.

But they aren't, are they.

People are not free to use their properties as they wish. They have to follow the zoning regulations of the local council.

Airbnb operate within the law

Was that ever in question?

The OP asked a question, Airbnb operate within the law, therefore (atm) no change is required

Are you sure that's how we want to be looking at things.

Maybe we can go back to days when other things were also within the law so would require no change

It is within the law, it’s not the same as opening a hotel or opening a mini abattoir and you can only ‘rent’ your property for a limited period every year. Why should the law be changed because a minority are abusing airbnbs ?

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By *astandFeistyCouple
over a year ago

Bournemouth

"Don't think it needs regulating. People are free to hire out their properties as they wish.

But they aren't, are they.

People are not free to use their properties as they wish. They have to follow the zoning regulations of the local council.

Airbnb operate within the law

Was that ever in question?

The OP asked a question, Airbnb operate within the law, therefore (atm) no change is required

Are you sure that's how we want to be looking at things.

Maybe we can go back to days when other things were also within the law so would require no change

I'm not sure you understand my statement.

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By (user no longer on site)
over a year ago

"Don't think it needs regulating. People are free to hire out their properties as they wish.

But they aren't, are they.

People are not free to use their properties as they wish. They have to follow the zoning regulations of the local council.

Airbnb operate within the law

Was that ever in question?

The OP asked a question, Airbnb operate within the law, therefore (atm) no change is required

Are you sure that's how we want to be looking at things.

Maybe we can go back to days when other things were also within the law so would require no change

I'm not sure you understand my statement."

Probably not

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By *otMe66Man
over a year ago

Terra Firma

"Don't think it needs regulating. People are free to hire out their properties as they wish.

But they aren't, are they.

People are not free to use their properties as they wish. They have to follow the zoning regulations of the local council.

Airbnb operate within the law

Was that ever in question?

The OP asked a question, Airbnb operate within the law, therefore (atm) no change is required

AirBnB may be acting within the law, but are people who use AirBnB?

If the problem is total user numbers are hard to manage or enforce, then it will be the source AirBnB that will be forced to change.

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By (user no longer on site)
over a year ago

"Don't think it needs regulating. People are free to hire out their properties as they wish.

But they aren't, are they.

People are not free to use their properties as they wish. They have to follow the zoning regulations of the local council.

Airbnb operate within the law

Was that ever in question?

The OP asked a question, Airbnb operate within the law, therefore (atm) no change is required

AirBnB may be acting within the law, but are people who use AirBnB?

If the problem is total user numbers are hard to manage or enforce, then it will be the source AirBnB that will be forced to change. "

True, unfortunately it is difficult to legislate for people abusing the ‘system’ , I don’t think the minority should ruin it for the majority

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By *otMe66Man
over a year ago

Terra Firma

"Don't think it needs regulating. People are free to hire out their properties as they wish.

But they aren't, are they.

People are not free to use their properties as they wish. They have to follow the zoning regulations of the local council.

Airbnb operate within the law

Was that ever in question?

The OP asked a question, Airbnb operate within the law, therefore (atm) no change is required

AirBnB may be acting within the law, but are people who use AirBnB?

If the problem is total user numbers are hard to manage or enforce, then it will be the source AirBnB that will be forced to change.

True, unfortunately it is difficult to legislate for people abusing the ‘system’ , I don’t think the minority should ruin it for the majority

They have taken a firmer stance in Spain. If you rent out a property through AirBnB you need a license and register with the local council. This allows them to control the number of properties being rented out and what areas, I think a sign is also put up on the property so officials can see who has paid. Barcelona has even tighter regulations.

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By *rDiscretionXXXMan
over a year ago

Gilfach

"The OP asked a question, Airbnb operate within the law, therefore (atm) no change is required"

No one doubts that AirBNB operate within the law. The OP's question was about the people that own the properties, not about any particular rental agency.

In this case I would say that a change in the law is required. If councils can't already shut down commercial properties that are in residential areas, they should be given the powers to do so.

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By (user no longer on site)
over a year ago

"The OP asked a question, Airbnb operate within the law, therefore (atm) no change is required

No one doubts that AirBNB operate within the law. The OP's question was about the people that own the properties, not about any particular rental agency.

In this case I would say that a change in the law is required. If councils can't already shut down commercial properties that are in residential areas, they should be given the powers to do so."

The title of the OP is about Airbnb

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By *rDiscretionXXXMan
over a year ago

Gilfach

"The OP asked a question, Airbnb operate within the law, therefore (atm) no change is required"

"No one doubts that AirBNB operate within the law. The OP's question was about the people that own the properties, not about any particular rental agency.

In this case I would say that a change in the law is required. If councils can't already shut down commercial properties that are in residential areas, they should be given the powers to do so."

"The title of the OP is about Airbnb"

The title mentions AirBNB, but it's about the people that buy houses intending to rent them out to short-stays.

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By *ove2pleaseseuk OP Man
over a year ago

Hastings

"Require change of use from the council. If you purchased a house and and wanted to use it s a hotel it would be change of use. Same as changing a shop to an office.

As in if you're still living in it? Or renting it our completely on Airbnb?

Renting it out completely.

Buy a house, flat in a holiday area and instead of long tern rent you air B&B more money back. I except more risk as in need a cleaner etc but this is change of use No

If you're renting it out completely you'll need to change your mortgage, amd then also the tax is different."

What mortgage how would declare the cash what tax.

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By *ove2pleaseseuk OP Man
over a year ago

Hastings

"Don't think it needs regulating. People are free to hire out their properties as they wish.

But they aren't, are they.

People are not free to use their properties as they wish. They have to follow the zoning regulations of the local council.

Airbnb operate within the law

Was that ever in question?

The OP asked a question, Airbnb operate within the law, therefore (atm) no change is required

I was implying a second, third, fourth home etc

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By *orleymanMan
over a year ago

Leeds

"Don't think it needs regulating. People are free to hire out their properties as they wish.

But they aren't, are they.

People are not free to use their properties as they wish. They have to follow the zoning regulations of the local council."

You would need to declare it s a business premises etc.

Let's not get facetious with examples.

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By *orleymanMan
over a year ago

Leeds

"Don't think it needs regulating. People are free to hire out their properties as they wish.

But they aren't, are they.

People are not free to use their properties as they wish. They have to follow the zoning regulations of the local council.

Airbnb operate within the law

Was that ever in question?

The OP asked a question, Airbnb operate within the law, therefore (atm) no change is required

AirBnB may be acting within the law, but are people who use AirBnB?

If the problem is total user numbers are hard to manage or enforce, then it will be the source AirBnB that will be forced to change. "

Air bnb has a complaints procedure and to be fair its VERY efficient.

I see it as no different to renting out a home. Again should occupiers continually breach the peace. Youc an contact the local government.

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By *orleymanMan
over a year ago

Leeds

"Require change of use from the council. If you purchased a house and and wanted to use it s a hotel it would be change of use. Same as changing a shop to an office.

As in if you're still living in it? Or renting it our completely on Airbnb?

Renting it out completely.

Buy a house, flat in a holiday area and instead of long tern rent you air B&B more money back. I except more risk as in need a cleaner etc but this is change of use No

If you're renting it out completely you'll need to change your mortgage, amd then also the tax is different.

What mortgage how would declare the cash what tax."

If you are still occupying it at least 50 % of the time per annum you are fine up until £7500 then you need to start paying tax.

If you don't live in it. Your bank requires you to change your mortgage to a biy to let mortgage.

Trust me the bank WILL fine out too. I have had friends caught out by this.

Typically buy to let's are a percentage point or 2 higher than other mortgages.

I can't remember the exact laws from my time at Yorkshire building society. But I think they work with buccal authorities and you back oay any tax owed and you are also required to possibly backpay any buy to let rental lost on the mortgage.

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By *orleymanMan
over a year ago

Leeds

If you jsve your main residence and say 2 properties you rent.

You need tk rent out those 2 properties on buy to let .outrage and tell the tax man your income from them and do a self assessment tax return. There are certain tax breaks you get for this.

I think more often now with tax laws. You're better off owning the properties in a company.

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By *ove2pleaseseuk OP Man
over a year ago

Hastings

"Require change of use from the council. If you purchased a house and and wanted to use it s a hotel it would be change of use. Same as changing a shop to an office.

As in if you're still living in it? Or renting it our completely on Airbnb?

Renting it out completely.

Buy a house, flat in a holiday area and instead of long tern rent you air B&B more money back. I except more risk as in need a cleaner etc but this is change of use No

If you're renting it out completely you'll need to change your mortgage, amd then also the tax is different.

What mortgage how would declare the cash what tax.

If you are still occupying it at least 50 % of the time per annum you are fine up until £7500 then you need to start paying tax.

If you don't live in it. Your bank requires you to change your mortgage to a biy to let mortgage.

Trust me the bank WILL fine out too. I have had friends caught out by this.

Typically buy to let's are a percentage point or 2 higher than other mortgages.

There are now lots of community's where second homes are out number homes lived in.

You just buy your second home let it out air B&B to cover the cost of the property money in equals money out no tax and you can use the property if you want in the mean time it's a good investment. As it pushes up price in holiday hot spots. Cornwall, lake district, etc

But leaves locals without places to live in.

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By *orleymanMan
over a year ago

Leeds

"Require change of use from the council. If you purchased a house and and wanted to use it s a hotel it would be change of use. Same as changing a shop to an office.

As in if you're still living in it? Or renting it our completely on Airbnb?

Renting it out completely.

Buy a house, flat in a holiday area and instead of long tern rent you air B&B more money back. I except more risk as in need a cleaner etc but this is change of use No

If you're renting it out completely you'll need to change your mortgage, amd then also the tax is different.

What mortgage how would declare the cash what tax.

If you are still occupying it at least 50 % of the time per annum you are fine up until £7500 then you need to start paying tax.

If you don't live in it. Your bank requires you to change your mortgage to a biy to let mortgage.

Trust me the bank WILL fine out too. I have had friends caught out by this.

Typically buy to let's are a percentage point or 2 higher than other mortgages.

There are now lots of community's where second homes are out number homes lived in.

But leaves locals without places to live in.

That's sadly the uk housing market for 3 decades. No council houses built and land grabbing by large companies.

1 decent policy this government introduced was that now if you own land with the right to build properties you have to build those properties in x amount of years or lose your rights to the land.

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By *ove2pleaseseuk OP Man
over a year ago

Hastings

"If you jsve your main residence and say 2 properties you rent.

You need tk rent out those 2 properties on buy to let .outrage and tell the tax man your income from them and do a self assessment tax return. There are certain tax breaks you get for this.

I think more often now with tax laws. You're better off owning the properties in a company."

That's one way the other is to sell and move put the new property in rust the wife's name and the new property in my name so when it's sold less tax to pay. Bills all on line so easy and as let Cleners can re post any mail.

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By *ove2pleaseseuk OP Man
over a year ago

Hastings

"Require change of use from the council. If you purchased a house and and wanted to use it s a hotel it would be change of use. Same as changing a shop to an office.

As in if you're still living in it? Or renting it our completely on Airbnb?

Renting it out completely.

Buy a house, flat in a holiday area and instead of long tern rent you air B&B more money back. I except more risk as in need a cleaner etc but this is change of use No

If you're renting it out completely you'll need to change your mortgage, amd then also the tax is different.

What mortgage how would declare the cash what tax.

If you are still occupying it at least 50 % of the time per annum you are fine up until £7500 then you need to start paying tax.

If you don't live in it. Your bank requires you to change your mortgage to a biy to let mortgage.

Trust me the bank WILL fine out too. I have had friends caught out by this.

Typically buy to let's are a percentage point or 2 higher than other mortgages.

There are now lots of community's where second homes are out number homes lived in.

But leaves locals without places to live in.

That's sadly the uk housing market for 3 decades. No council houses built and land grabbing by large companies.

1 decent policy this government introduced was that now if you own land with the right to build properties you have to build those properties in x amount of years or lose your rights to the land.

"
social housing is being built as its part of planing on new developments.

But housing associations then sell of old property to help fund improvement to existing stock.

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By *rDiscretionXXXMan
over a year ago

Gilfach

"I can't remember the exact laws from my time at Yorkshire building society. But I think they work with buccal authorities and you back oay any tax owed and you are also required to possibly backpay any buy to let rental lost on the mortgage."

Nonsense. The mortgage company will only check if someone complains to them, and even then they are toothless. You simply tell them that you definitely do live there, and that if they attempt to charge you more, you'll find another mortgage company. They soon decide that the money they're currently getting is better than nothing at all.

I know you just post here for fun, and that you don't have much time, but you really ought to start proof-reading your posts if you want people to understand you.

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