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The PPI thing

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By (user no longer on site) OP   
over a year ago

Been busying myself re-claiming this myself with letters to credit card and banks.

But,,, is it maybe safer to use one of these companys that obviously know 100% how to successfully claim and get you the maximum recovered, its both then in your and their interests to do this?

Or carry on doing it independantly?

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By (user no longer on site)
over a year ago


"Been busying myself re-claiming this myself with letters to credit card and banks.

But,,, is it maybe safer to use one of these companys that obviously know 100% how to successfully claim and get you the maximum recovered, its both then in your and their interests to do this?

Or carry on doing it independantly?"

independantly... these companies take a massive percentage of the final settlement... and it comes from YOUR money... the bank don't pay them

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By *exki11enWoman
over a year ago

Bristol

Why would you pay someone up to 40% of your money to do something you can do yourself?

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By *ugby 123Couple
Forum Mod
over a year ago

O o O oo

Someone ( not sure who or which programme now ) said that all they will do is fill out the same form as you and charge you a cut for it....so if you can fill forms in, do it yourself

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By *abioMan
over a year ago

Newcastle and Gateshead

go to martin lewis "money saving expert" website.. on there it has all the different templates you need... no point going to one of these company's as they will take a huge chuck of whatever you get...

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By *ugby 123Couple
Forum Mod
over a year ago

O o O oo

Ah thats who it was , Martin Lewis...ta Fabio

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By (user no longer on site) OP   
over a year ago

Thank you all, it was just a wee nagging doubt as i was sending out the forms, that "hmmm, have i ticked all the right boxes etc" kinda thing.

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By (user no longer on site) OP   
over a year ago

Is there such a thing as,,"an out of date", "too late to claim"? One credit cards had ppi on it since 1995!!!

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By *irtydanMan
over a year ago

Blackpool

i rang the bank told them about it two phone calls later a cheque and no commission to pay

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By (user no longer on site)
over a year ago

funny thing, it was a cold call from a ppi reclaim company that got me to do it. They said they take 30% cut. So i asked for forms. Then told them to sod off. With the forms i figured out what actual info i would need and called the bank. 6weeks later i got 3.5k from them for two loans from 1998 and 2001. Would have lost out 1k in commission if i used those companies. Looking back i realised the ppi was more than the interest on the loan itself !! What a scam.

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By (user no longer on site)
over a year ago


"Is there such a thing as,,"an out of date", "too late to claim"? One credit cards had ppi on it since 1995!!! "

think you can claim back from 7 years ago

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By *ushroom7Man
over a year ago

Bradford


"go to martin lewis "money saving expert" website.. on there it has all the different templates you need... no point going to one of these company's as they will take a huge chuck of whatever you get... "

And sign up for his free weekly newsletter whilst your at it. It's very useful and informative.

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By *adgeeMan
over a year ago

Glasgow


"go to martin lewis "money saving expert" website.. on there it has all the different templates you need... no point going to one of these company's as they will take a huge chuck of whatever you get... "

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By (user no longer on site) OP   
over a year ago


"Is there such a thing as,,"an out of date", "too late to claim"? One credit cards had ppi on it since 1995!!!

think you can claim back from 7 years ago"

Bank called today in relation to a claim i made loan started in 2002, claim is successfull

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By *acavityMan
over a year ago

Redditch

Similar sort of scam about Council Tax re-banding.

A company wrote out to all the houses locally offering to try and get the Council Tax assessment changed, in return for a cut of any rebate. Easy money for doing very little.

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By *iss_tressWoman
over a year ago

London


"Been busying myself re-claiming this myself with letters to credit card and banks.

But,,, is it maybe safer to use one of these companys that obviously know 100% how to successfully claim and get you the maximum recovered, its both then in your and their interests to do this?

Or carry on doing it independantly?"

Look at it this way, it's like me saying I'll write the letter for you for 30%. Templates are on sites like money supermarket for free and you keep all your money.

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By *ophieslutTV/TS
over a year ago

Central

It's easy and requires no 'specialist' company - some of whom have been earning £millions - to do it for you.

If someone has problems with forms, get a friend or the CAB to help - you can always give them a donation.

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