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CAR INSURANCE

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By *nytimeade OP   Man
over a year ago

Skegness

Well , Mot ,Road Tax and Insurance today ,for my Landy ..I just got a renewal final quote for my insurance , i've been with them 6years and have 5 years no claims ,and i have always paid the extra to cover my no claims bonus , my insurance as gone up by 30% ???...i know they have their costs and they are covering themselfs over the false claims from ambulance chaser's etc , but this is getting stupid , how can they expect to keep their long term customers ? anyone else had a suprise insurance quote ..good or bad ?

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By (user no longer on site)
over a year ago


"Well , Mot ,Road Tax and Insurance today ,for my Landy ..I just got a renewal final quote for my insurance , i've been with them 6years and have 5 years no claims ,and i have always paid the extra to cover my no claims bonus , my insurance as gone up by 30% ???...i know they have their costs and they are covering themselfs over the false claims from ambulance chaser's etc , but this is getting stupid , how can they expect to keep their long term customers ? anyone else had a suprise insurance quote ..good or bad ?

"

Have you called them for a renewal offer? If you are going by the letter they send, it is always more expensive than if you call on the day

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By *nytimeade OP   Man
over a year ago

Skegness


"Well , Mot ,Road Tax and Insurance today ,for my Landy ..I just got a renewal final quote for my insurance , i've been with them 6years and have 5 years no claims ,and i have always paid the extra to cover my no claims bonus , my insurance as gone up by 30% ???...i know they have their costs and they are covering themselfs over the false claims from ambulance chaser's etc , but this is getting stupid , how can they expect to keep their long term customers ? anyone else had a suprise insurance quote ..good or bad ?

Have you called them for a renewal offer? If you are going by the letter they send, it is always more expensive than if you call on the day"

Hiya , yes this is the final quote ,after 5 phone calls , lol, they are just not interested , so i've ,got 4 other quotes from other firms £150 cheaper , same protection and cover , it just don't make sense how the big differances in quotes stand up ???

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By (user no longer on site)
over a year ago

I always used to use A Plan Insurance when I ran my own car and found them to be very competitive. We don't use them now as we're on Siren's insurance for her car.

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By (user no longer on site)
over a year ago


"Well , Mot ,Road Tax and Insurance today ,for my Landy ..I just got a renewal final quote for my insurance , i've been with them 6years and have 5 years no claims ,and i have always paid the extra to cover my no claims bonus , my insurance as gone up by 30% ???...i know they have their costs and they are covering themselfs over the false claims from ambulance chaser's etc , but this is getting stupid , how can they expect to keep their long term customers ? anyone else had a suprise insurance quote ..good or bad ?

Have you called them for a renewal offer? If you are going by the letter they send, it is always more expensive than if you call on the day

Hiya , yes this is the final quote ,after 5 phone calls , lol, they are just not interested , so i've ,got 4 other quotes from other firms £150 cheaper , same protection and cover , it just don't make sense how the big differances in quotes stand up ???"

I am with Hastings, been with them a couple of years. Last year my renewal offer seemed high, so I looked on the comparison sites and found one about 25% cheaper.. with Hastings. I called them and they said they could not match the offer as it was a discounted product sold through the comparison site. Their advice was not to renew directly, but with them through the comparison site, which I did.

Go figue that one out!?!?

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By (user no longer on site)
over a year ago

I had this with Direct Line, moved to Churchill, which is their sister company, got it for the same as the previous year! Just swap between the two every three years or so, seems to work!

When they do the 30% crap on me, I just tell them that I am a year older, as is the car, and I haven't claimed, so why punish me?!

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By (user no longer on site)
over a year ago


"I am with Hastings, been with them a couple of years. Last year my renewal offer seemed high, so I looked on the comparison sites and found one about 25% cheaper.. with Hastings. I called them and they said they could not match the offer as it was a discounted product sold through the comparison site. Their advice was not to renew directly, but with them through the comparison site, which I did.

Go figue that one out!?!?

"

Madness. It makes one wonder who's running their own company - them or the comparison sites.

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By (user no longer on site)
over a year ago


"I had this with Direct Line, moved to Churchill, which is their sister company, got it for the same as the previous year! Just swap between the two every three years or so, seems to work!

When they do the 30% crap on me, I just tell them that I am a year older, as is the car, and I haven't claimed, so why punish me?! "

Ooo interesting, I'll bear that in mind as we just switched to direct line

Our renewal was going to take us to over a grand so I shopped around and saved over 400 in fact I could of got it 600 cheaper but it didn't have everything I wanted and the excess was daft

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By *nytimeade OP   Man
over a year ago

Skegness

Well Peeps ,looks like we got our own FAB Car Insurance Compare Site going here ...What shall we callit ....

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By *athnBobCouple
over a year ago

sandwell

Also on a Landy

year 1: £320

year 2 + 1 no fault accident = £940

Ring up another broker and got better cover for £240!

Stupid thing was it was all with the same underwriter

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By *nytimeade OP   Man
over a year ago

Skegness


"Also on a Landy

year 1: £320

year 2 + 1 no fault accident = £940

Ring up another broker and got better cover for £240!

Stupid thing was it was all with the same underwriter "

Yeah , Back Britain buy British , and get ripped off , lol, i just wonder why these days these firms dont look after their existing customers anymore , i've noticed it on most other service firms too, gas , electric , sky , virgin ,e t c , they offer new customers a better deal than customers that have been faithful to them for years ???

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By (user no longer on site)
over a year ago

Ade.. As its a Landrover, have you tried NFU?

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By *nytimeade OP   Man
over a year ago

Skegness


"Ade.. As its a Landrover, have you tried NFU?"

Hiya , yeah , i've also tried , low mileage firms , i dont use it as much as i used too, as it's far to heavy on juice , i love it ,but i'm thinking seriously about getting an electric smaller car , i think this is the govenments aim , they want to price the cost of motoring to high,so's to change things by stealth , there is no way that6 the regulators of insurance can be doing their jobs right , it's a con ..

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By (user no longer on site)
over a year ago


"Ade.. As its a Landrover, have you tried NFU?

Hiya , yeah , i've also tried , low mileage firms , i dont use it as much as i used too, as it's far to heavy on juice , i love it ,but i'm thinking seriously about getting an electric smaller car , i think this is the govenments aim , they want to price the cost of motoring to high,so's to change things by stealth , there is no way that6 the regulators of insurance can be doing their jobs right , it's a con .. "

I have heard there are pay as you go insurance policies that are cheap for low mileage. I believe they fit a tracker to your car and you only pay per mile you travel

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By (user no longer on site)
over a year ago

Seems all insurance companies don't like loyalty, every year I shop around for all the insurance policies and get better deals often with the same company with the same package. this year I halved my house insurance and got accidental damage included next year I will probably have to move it somewhere else again. Only one that seems constantly good is Ebike for the bikes, Ecar isn't!

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By *nytimeade OP   Man
over a year ago

Skegness


"Ade.. As its a Landrover, have you tried NFU?

Hiya , yeah , i've also tried , low mileage firms , i dont use it as much as i used too, as it's far to heavy on juice , i love it ,but i'm thinking seriously about getting an electric smaller car , i think this is the govenments aim , they want to price the cost of motoring to high,so's to change things by stealth , there is no way that6 the regulators of insurance can be doing their jobs right , it's a con ..

I have heard there are pay as you go insurance policies that are cheap for low mileage. I believe they fit a tracker to your car and you only pay per mile you travel"

WEll it would make more sense , like anything else why have to pay when it's not being used , unless it's just for theft purposes ,storage etc ..

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By *nytimeade OP   Man
over a year ago

Skegness


"Seems all insurance companies don't like loyalty, every year I shop around for all the insurance policies and get better deals often with the same company with the same package. this year I halved my house insurance and got accidental damage included next year I will probably have to move it somewhere else again. Only one that seems constantly good is Ebike for the bikes, Ecar isn't! "

You know what , i aint had a bike for years , i might just take a look at what new motor bikes are on offer , thanks for the idea ..cheers

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By *lam rockerMan
over a year ago

Tain

I have a fleet policy - has gone up £200 in four years and I have nine vehicles insured. I even get to drive any car not belonging to me fully comprehensively.

Anyone with an Aston Martin DB4GT Zagato I can borrow for a day or two?

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By *ensual temptressWoman
over a year ago

Southampton

my insurence is due in next few days and i was disgusted at how much it jumped up!! will hit the on line comparison sites and the free phone numbers and know ill get it down !

ill be very carefull when look online not to mistype and stress the poor meercat on his laptopamabob ! lol x

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By *ovedupstillCouple
over a year ago

mullinwire

my insurance went from 500 to 1200, then they said they could do me 800, so i told them to stuff it.

got an offer from a comparison site, with the same insurers, for 300, but went with another company for a little more out of principal.

oh, and bike insurance renewal just came, up from 110 to 170, change of biek, down to the same as last year, on t'interweb, 70 for the next year, so thats what im having...

always shop around. have never been with a company for more than a year.

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By *nytimeade OP   Man
over a year ago

Skegness

yEAH m8 , SHOP AROUND SEEMS TO BE THE THING THESE DAYS ......OOPS capslock ! ..Well just been to pay my Road Tax .. Guess what ,,it says on the renewal £118-25p...for 6 months ...it went up April the fist the assistant told me ..so i had to pay £121 for 6 months , they kept that quiet ,or perhaps i just did,nt listen ,lol.. rip off britain...

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By *aceytopWoman
over a year ago

from a town near you

when i renewed last yearit was dearer and i hadnt claimed,they couldnt offer me cheaper,so i went on their comparison site and got it cheaper because i was a new customer i then rang them told em what i had done,and they said it was a good way to do it,i asked about customer loyalty and they practicaly laughed at me

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By *nytimeade OP   Man
over a year ago

Skegness


"when i renewed last yearit was dearer and i hadnt claimed,they couldnt offer me cheaper,so i went on their comparison site and got it cheaper because i was a new customer i then rang them told em what i had done,and they said it was a good way to do it,i asked about customer loyalty and they practicaly laughed at me"

You should have sent them a photo of your lacy tops , you would have defo got a discount....

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By *nytimeade OP   Man
over a year ago

Skegness

Well after 25+ emails from insurance firms (it's fatal to do a search init ,lol)i got got sorted , i'm not going to advertise who opn here , in case they turn out to be crap,lol...but lets just say i saved £135..RESULT ..

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