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"So I am on the hunt for a house, as a first time buyer what should I look for?? " A solid mortgage offer..... | |||
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"walls, a roof....windows if you like natural daylight "Only you Eve's only you.... | |||
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"walls, a roof....windows if you like natural daylight
Only you Eve's only you.... "its why you love me x x  | |||
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"So I am on the hunt for a house, as a first time buyer what should I look for?? A solid mortgage offer....." Going to seek advice about that on Monday from a mortgage adviser as I don't have a clue.... | |||
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"walls, a roof....windows if you like natural daylight
Only you Eve's only you....
its why you love me x x "Who told you that...?? However its true... | |||
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"Something in your budget...don't be swayed to go for something more expensive than you can afford to pay just because you can get a higher mortgage. Estate agents kept trying to push me to view houses that we're 10-15k more than I could afford the monthly mortgage payments for...kept claiming I couldn't get what I wanted for my budget, but I stuck to my guns and did x" Good advice thank you... I have been to view one house an it was a shit hole an they still wanted £100,000 for it... Am I being silly to think that is a bit wrong?? | |||
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"Something rock solid that will keep you going for many years to come. Ps did you expect an intelligent response or just feeling your way round here ?" Oh I know my way around here its full of piss taking so an so's.... | |||
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"Something in your budget...don't be swayed to go for something more expensive than you can afford to pay just because you can get a higher mortgage. Estate agents kept trying to push me to view houses that we're 10-15k more than I could afford the monthly mortgage payments for...kept claiming I couldn't get what I wanted for my budget, but I stuck to my guns and did x Good advice thank you... I have been to view one house an it was a shit hole an they still wanted £100,000 for it... Am I being silly to think that is a bit wrong?? " You'd be amazed what they try to get away with! Just take your time with it and make sure you get what's right for you. You'll know when you see the right house...it's a weird thing when you get there and you can see yourself living there! Maybe look a little bit out of your 'normal' area too because you might stumble across a gem...I moved out of the area I grew up in and am glad I did because I got more house for my money x | |||
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"Location. ok not a new one but area realy counts." True... I guess area makes the price also... | |||
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 Actually do you want to buy our little cottage? I can evict the current tenant (our son) | |||
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"Something in your budget...don't be swayed to go for something more expensive than you can afford to pay just because you can get a higher mortgage. Estate agents kept trying to push me to view houses that we're 10-15k more than I could afford the monthly mortgage payments for...kept claiming I couldn't get what I wanted for my budget, but I stuck to my guns and did x Good advice thank you... I have been to view one house an it was a shit hole an they still wanted £100,000 for it... Am I being silly to think that is a bit wrong?? You'd be amazed what they try to get away with! Just take your time with it and make sure you get what's right for you. You'll know when you see the right house...it's a weird thing when you get there and you can see yourself living there! Maybe look a little bit out of your 'normal' area too because you might stumble across a gem...I moved out of the area I grew up in and am glad I did because I got more house for my money x" Very true hun... I am liking your answers fancy a day house hunting|?? hahaha xx | |||
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"Its a buyers market, look at lots and lots of properties before you decide. Im at the other end of the spectrum, im selling, mine is too big and too expensive for me to maintain on my own now " not good.. Ever thought of renting a room out?? | |||
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"move to Norfolk, get more for your money and you can have us as your neighbour Actually do you want to buy our little cottage? I can evict the current tenant (our son) "A bit far for work... | |||
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"move to Norfolk, get more for your money and you can have us as your neighbour Actually do you want to buy our little cottage? I can evict the current tenant (our son)
A bit far for work... "excuses excuses just get a transfer  | |||
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"I'd make my first port of call a mortgage advisor/building society/bank....before I set my heart on any property. " Yes I will... I don't want to get my hopes up on a house then can't get the funds for it... | |||
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"Its a buyers market, look at lots and lots of properties before you decide. Im at the other end of the spectrum, im selling, mine is too big and too expensive for me to maintain on my own now
not good.. Ever thought of renting a room out?? "Yes, if i could get my daughter to leave! lol. My ex husband still owns half so he wants his bit, otherwise i'd just downsize and be quids in! | |||
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"Something in your budget...don't be swayed to go for something more expensive than you can afford to pay just because you can get a higher mortgage. Estate agents kept trying to push me to view houses that we're 10-15k more than I could afford the monthly mortgage payments for...kept claiming I couldn't get what I wanted for my budget, but I stuck to my guns and did x Good advice thank you... I have been to view one house an it was a shit hole an they still wanted £100,000 for it... Am I being silly to think that is a bit wrong?? You'd be amazed what they try to get away with! Just take your time with it and make sure you get what's right for you. You'll know when you see the right house...it's a weird thing when you get there and you can see yourself living there! Maybe look a little bit out of your 'normal' area too because you might stumble across a gem...I moved out of the area I grew up in and am glad I did because I got more house for my money x Very true hun... I am liking your answers fancy a day house hunting|?? hahaha xx" I only bought pretty recently myself, and it was my first time, so I know what you're going through. I fell lucky with mine I think...only viewed about 15 houses...but it ticked all my boxes. Saw a couple of close runners and was trying to make them fit what I wanted, but then viewed mine and knew it was the right one. Maybe take a friend or family member with you...my Mum was really helpful and made me think about a couple of things I might not have done, like where the boiler was and the beading on the double glazing x | |||
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"Its a buyers market, look at lots and lots of properties before you decide. Im at the other end of the spectrum, im selling, mine is too big and too expensive for me to maintain on my own now
not good.. Ever thought of renting a room out??
Yes, if i could get my daughter to leave! lol.
My ex husband still owns half so he wants his bit, otherwise i'd just downsize and be quids in!" not good | |||
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"Something in your budget...don't be swayed to go for something more expensive than you can afford to pay just because you can get a higher mortgage. Estate agents kept trying to push me to view houses that we're 10-15k more than I could afford the monthly mortgage payments for...kept claiming I couldn't get what I wanted for my budget, but I stuck to my guns and did x Good advice thank you... I have been to view one house an it was a shit hole an they still wanted £100,000 for it... Am I being silly to think that is a bit wrong?? You'd be amazed what they try to get away with! Just take your time with it and make sure you get what's right for you. You'll know when you see the right house...it's a weird thing when you get there and you can see yourself living there! Maybe look a little bit out of your 'normal' area too because you might stumble across a gem...I moved out of the area I grew up in and am glad I did because I got more house for my money x Very true hun... I am liking your answers fancy a day house hunting|?? hahaha xx I only bought pretty recently myself, and it was my first time, so I know what you're going through. I fell lucky with mine I think...only viewed about 15 houses...but it ticked all my boxes. Saw a couple of close runners and was trying to make them fit what I wanted, but then viewed mine and knew it was the right one. Maybe take a friend or family member with you...my Mum was really helpful and made me think about a couple of things I might not have done, like where the boiler was and the beading on the double glazing x" My parents are helping me which is great they have brought about 10 houses so I hope they know what they are talking about...  | |||
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"the 2 things i wish we had spent more time considering is... 1 closeness to public transport 2 closeness to a decent pub" +1 although finding a decent pub in gravesend just ain't gonna happen | |||
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"Something in your budget...don't be swayed to go for something more expensive than you can afford to pay just because you can get a higher mortgage. Estate agents kept trying to push me to view houses that we're 10-15k more than I could afford the monthly mortgage payments for...kept claiming I couldn't get what I wanted for my budget, but I stuck to my guns and did x Good advice thank you... I have been to view one house an it was a shit hole an they still wanted £100,000 for it... Am I being silly to think that is a bit wrong?? You'd be amazed what they try to get away with! Just take your time with it and make sure you get what's right for you. You'll know when you see the right house...it's a weird thing when you get there and you can see yourself living there! Maybe look a little bit out of your 'normal' area too because you might stumble across a gem...I moved out of the area I grew up in and am glad I did because I got more house for my money x Very true hun... I am liking your answers fancy a day house hunting|?? hahaha xx I only bought pretty recently myself, and it was my first time, so I know what you're going through. I fell lucky with mine I think...only viewed about 15 houses...but it ticked all my boxes. Saw a couple of close runners and was trying to make them fit what I wanted, but then viewed mine and knew it was the right one. Maybe take a friend or family member with you...my Mum was really helpful and made me think about a couple of things I might not have done, like where the boiler was and the beading on the double glazing x My parents are helping me which is great they have brought about 10 houses so I hope they know what they are talking about... "fingers crossed!! you'll probably see a few shitholes before you find the right one, but having a nosy at how other people live is one of the fun parts of house hunting too! happy hunting xx | |||
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"Don't be tempted to save money buy getting a cheap survey. Pay top whack and make sure they inspect everything, and make sure your solicitor does a thorough land search too, as I got caught out on a house I bought a few years back that had an ancient right of access to the public running right through it. It didn't mean I had hordes of people trampling through my kitchen every weekend but it did cost me when I came to sell up to get it removed from the deeds." My mum and Dad had something on their last house with the land some covenents or whatever they are called... It was a nightmare for them to sell the house and land.... | |||
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"Don't be tempted to save money buy getting a cheap survey. Pay top whack and make sure they inspect everything, and make sure your solicitor does a thorough land search too, as I got caught out on a house I bought a few years back that had an ancient right of access to the public running right through it. It didn't mean I had hordes of people trampling through my kitchen every weekend but it did cost me when I came to sell up to get it removed from the deeds. My mum and Dad had something on their last house with the land some covenents or whatever they are called... It was a nightmare for them to sell the house and land.... " 4 people with allotments have access rights over part of our drive, can be a bit of a pain but at least the last 20 yards are private  | |||
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"So I am on the hunt for a house, as a first time buyer what should I look for?? " A rich man to buy it for you. | |||
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"south facing rear garden and privacy ." Oh deffo a garden that is a must.. xx | |||
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"south facing rear garden and privacy . Oh deffo a garden that is a must.. xx" now you would have 4 acres of rear facing garden if you came here  | |||
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"south facing rear garden and privacy . Oh deffo a garden that is a must.. xx now you would have 4 acres of rear facing garden if you came here "*South facing | |||
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"So I am on the hunt for a house, as a first time buyer what should I look for?? " extra bedroom so if things get tough money wise you can have a lodger, not ideal but needs must sometimes | |||
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"Something in your budget...don't be swayed to go for something more expensive than you can afford to pay just because you can get a higher mortgage. Estate agents kept trying to push me to view houses that we're 10-15k more than I could afford the monthly mortgage payments for...kept claiming I couldn't get what I wanted for my budget, but I stuck to my guns and did x Good advice thank you... I have been to view one house an it was a shit hole an they still wanted £100,000 for it... Am I being silly to think that is a bit wrong?? " Don't be put off by "shitholes" and try to see beyond the decor. I gave my estate agent a very clear spec as to what I was looking for and when they advised me of one on the market that ticked all the boxes I was very excited. The estate agent said she wasn't sure I would like it as it was in a terrible state and she was right but my sister in law had the same house layout so I was able to see beyond the decor and recognise the potential once it had been stripped back. Due to the state of the house I managed to barter with the seller there and then and bagged a bargain. I then spent a month gutting it and putting my design to it and it turned out to be a gem. As others have said, you will know when you find the right one, just don't let the decor put you off, it's easily fixed. Good luck and happy hunting, let me know when you need a stripping party lol | |||
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"Once read...and agree with...buying the worst house in the best street is better than the best house in the worst street. You can improve the house, changing the neighbourhood is far harder" Good logic  | |||
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"Once read...and agree with...buying the worst house in the best street is better than the best house in the worst street. You can improve the house, changing the neighbourhood is far harder Good logic "That is very true.. I don't mind doing up a house but don't charge the earth for a shit pit.. Its like saying a robin rolient is worth £20,000 | |||
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"Once read...and agree with...buying the worst house in the best street is better than the best house in the worst street. You can improve the house, changing the neighbourhood is far harder Good logic
That is very true.. I don't mind doing up a house but don't charge the earth for a shit pit.. Its like saying a robin rolient is worth £20,000 "If it's a shit pit you can barter. So long as it's sound and solid you can work wonders with it. Just make sure the selling price reflects the work you need to do on it and that they take the shit with them when they leave! | |||
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"Once read...and agree with...buying the worst house in the best street is better than the best house in the worst street. You can improve the house, changing the neighbourhood is far harder Good logic
That is very true.. I don't mind doing up a house but don't charge the earth for a shit pit.. Its like saying a robin rolient is worth £20,000 "if it yellow and has Trotters Independent Traders on the side it probably is worth 20K lol | |||
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Find out if the area is safe from floods.
Don't take their word that the central heating works 
Make sure the house faces the right way so you get plenty of daylight.
Make sure you know where the 'stop cock' is incase of a leak (still not found mine )
Make sure there is no 'Bind' in the garden.. it's virtually impossible to get rid of.
Can't think of anymore for now | |||
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"Work out exactly what you will need to spend every month (gas,lekkie, insurance ect) add exactly what you would like to spend every month (hairdresers, night out, subscriptions ect) deduct from yer monthly income, and know in advance the absolute max you can afford monthly on a mortgage. As mentioned above, they will try to convince you that you can go higher, but don't budge!
Find out if the area is safe from floods.
Don't take their word that the central heating works
Make sure the house faces the right way so you get plenty of daylight.
Make sure you know where the 'stop cock' is incase of a leak (still not found mine )
Make sure there is no 'Bind' in the garden.. it's virtually impossible to get rid of.
Can't think of anymore for now "Err...make sure you haven't fucked the neighbours! lol  | |||
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" Err...make sure you haven't fucked the neighbours! lol " | |||
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"So I am on the hunt for a house, as a first time buyer what should I look for?? " I WOULD SAY BUY THE best HOUSE YOU CAN AFFORD IN A REASONABLE AREA ..oops sorry caps !! | |||
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