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Retirement AGE to be 75.Is that too high ?

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By (user no longer on site) OP   
over a year ago

Iain Dunking Donut Smith,wants it to be 75..we might be living longer,but we still get arthritis etc at same age span,and We're now pushed into workplace pensions...just seems too high..Whats your opinion ?

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By *oodmessMan
over a year ago

yumsville

Wasn't it Harriet Harman that did everyone a favour and raised it from 60 to 65? People thought that was old enough at the time.

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By (user no longer on site)
over a year ago

Like to see me doing my job that age hahahahahahahaha

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By *unloversCouple
over a year ago

rotherham

Knowing my luck I’d drop dead year after I retired

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By (user no longer on site)
over a year ago

Yes it's ridiculously high for most people . I'm that now and there's no way I'd be able to do a full time job without a nap mid afternoon

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By (user no longer on site)
over a year ago

What an idiot can you imagine a 75 year old Hod carrier these people don’t live in the real world.

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By *ohnboy691Man
over a year ago

livingston

It’s way to high and the reason for raising it. That’s a sore point!!

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By (user no longer on site)
over a year ago

There’s more to work than life.

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By (user no longer on site)
over a year ago

If that comes in im gonna see about stopping paying nat insurance why bother it be 150 by time i get it

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By *egasus NobMan
over a year ago

Merton

Guess what age he retire, with 3 months plus of holiday yearly leading to his retirement.

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By *arlomaleMan
over a year ago

darlington

Keep us working keep us contributing to the coffers and the government hope we drop down dead at work so they don’t have to look after us

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By (user no longer on site)
over a year ago

You retire when you feel ready, make plans for the future & get things in place so when you say enough is enough your able to do as YOU want not what a government institution tells me to.

My grandad worked until he was in his 80s my dads 68 and refuses to retire.

The way i see life is you make your own path no one owes you a thing.

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By *izzy RascallMan
over a year ago

Cardiff

It's quite often 'one rule for one, one for the other' and I find that more with politions than anyone else.

As if that lot are going to do the same as they set for us. To be fair most of the time they are sat on their arse so if they worked till 75, they won't notice much difference.

On their salary they won't have to.

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By *wisted999Man
over a year ago

North Bucks

Look to your own plans if you can. I have been saving for my retirement since I was 19. Probably the only financial advice I ever took onboard.

It was always coming sadly.

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By *xMFM3sumsxxWoman
over a year ago

SouthWest Lancashire

For people doing a hard labour job they're probably gonna be worn out well before then.

50% of people my age (mid 40s) are disabled btw, so we probably should be retiring before then.

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By *xMFM3sumsxxWoman
over a year ago

SouthWest Lancashire


"but we still get arthritis etc at same age span"

Not true. Wealthy people have better health than poorly paid individuals overall.

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By (user no longer on site)
over a year ago

Decided by people who have never done any form of manual labour, let alone 50 years plus of it.

I could work to 75 in my job without issue, however I know an awful lot of people whose jobs will mean working to 65 will be hard.

Let's not forget, when people retire, that creates a job for a younger person

Slash MP's pensions and payouts. Stop anyone over 55 being a MP and don't allow anyone who went to a private school.

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By *icecouple561Couple
Forum Mod
over a year ago

East Sussex

Raising the retirement age means fewer jobs becoming available at the other end of the age scale. That's going to cause problems in itself

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By (user no longer on site)
over a year ago


"Knowing my luck I’d drop dead year after I retired"

Which is of course the plan. Don't want you collecting that pension too early or for too long...many won't even see it.

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By (user no longer on site)
over a year ago


"Raising the retirement age means fewer jobs becoming available at the other end of the age scale. That's going to cause problems in itself"

So true. Older people will be employed over the young for semi and unskilled work because they have a proven employment record, loads of skills and won't get inconveniently pregnant, etc.

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By *ultry SuccubusTV/TS
over a year ago

London


"Decided by people who have never done any form of manual labour, let alone 50 years plus of it. "

Exactly.

Does this mean they will only pay your pension at 75?

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By (user no longer on site) OP   
over a year ago


"Decided by people who have never done any form of manual labour, let alone 50 years plus of it.

Exactly.

Does this mean they will only pay your pension at 75?

"

yes.(in 16 years time)

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By *ultry SuccubusTV/TS
over a year ago

London


"Decided by people who have never done any form of manual labour, let alone 50 years plus of it.

Exactly.

Does this mean they will only pay your pension at 75?

yes.(in 16 years time)"

Hmm...oh dear.

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By *lem-H-FandangoMan
over a year ago

salisbury

Please don't forget that us plebs are mere "consumers". We're born, given a basic education, we earn money to feed ourselves and keep the wealth in position. We're encouraged to spend the rest on new cars, shoes and holidays that we "need". Never forget that long term debt is control. Then after birthing a couple more consumers, die. There's no value in letting us exist when we're not earning, just using up NHS resource that could be better spent keeping workers fit to work.

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By *abioMan
over a year ago

Newcastle and Gateshead


"Iain Dunking Donut Smith,wants it to be 75..we might be living longer,but we still get arthritis etc at same age span,and We're now pushed into workplace pensions...just seems too high..Whats your opinion ? "

2 thinks.... just because I work for state pension planning....

1) workplace pension is not a bad thing... just because it will mean more money for people to live on when they reach pension again (rather than any person just relying on the state pension)

2) if "75" were to happen... it wouldn't for a long long time... as law is at the moment it can only be move up by a year at the quickest every 10 years under review...

at the moment the oldest that people retire is 68... and that is for those born after 1978......

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By (user no longer on site) OP   
over a year ago


"Iain Dunking Donut Smith,wants it to be 75..we might be living longer,but we still get arthritis etc at same age span,and We're now pushed into workplace pensions...just seems too high..Whats your opinion ?

2 thinks.... just because I work for state pension planning....

1) workplace pension is not a bad thing... just because it will mean more money for people to live on when they reach pension again (rather than any person just relying on the state pension)

2) if "75" were to happen... it wouldn't for a long long time... as law is at the moment it can only be move up by a year at the quickest every 10 years under review...

at the moment the oldest that people retire is 68... and that is for those born after 1978......"
might it not be the case though, in 16 years time ( which is when Iain Duncan Smith wants it to come in) that successive governments will have reduced state pension down to a low amount.. making people rely on workplace pensions therefore there won't be extra/duel pension.?

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By *omesticflightMan
over a year ago

Burton-on-Trent

I walk an average of 15 miles a day for my job, can be high as 20.

For now I just feel fatigued by my last shift, but in 20-30 years, conceivably 40 years? jeez.

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By *abioMan
over a year ago

Newcastle and Gateshead


"Iain Dunking Donut Smith,wants it to be 75..we might be living longer,but we still get arthritis etc at same age span,and We're now pushed into workplace pensions...just seems too high..Whats your opinion ?

2 thinks.... just because I work for state pension planning....

1) workplace pension is not a bad thing... just because it will mean more money for people to live on when they reach pension again (rather than any person just relying on the state pension)

2) if "75" were to happen... it wouldn't for a long long time... as law is at the moment it can only be move up by a year at the quickest every 10 years under review...

at the moment the oldest that people retire is 68... and that is for those born after 1978......might it not be the case though, in 16 years time ( which is when Iain Duncan Smith wants it to come in) that successive governments will have reduced state pension down to a low amount.. making people rely on workplace pensions therefore there won't be extra/duel pension.?"

well... since the state pension is legally tied to the "triple lock" for the next 5 years (at least) how are they going to reduce the amount of the state pension.... out of curiosity (just asking because you are talking about the specific part of the civil service i work in....)

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By *andonmessMan
over a year ago

A world all of his own

Christ on a bike, in my line of work that's an impossibility. By mid to late 50's we're done. To expect people to go on another 15 years, well, there'll be a lot more deaths in service

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By (user no longer on site)
over a year ago

I suppose the wealthy corporations want us to slave for them longer as we are living longer . Btw this is not a socialist angle but could have been

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By *a LunaWoman
over a year ago

South Wales

At 75 i’m not sure i’d be able to remember how to do my job...

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By (user no longer on site)
over a year ago

Like to see a team of 75 year old scaffolders , best of luck lads

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By (user no longer on site) OP   
over a year ago


"Iain Dunking Donut Smith,wants it to be 75..we might be living longer,but we still get arthritis etc at same age span,and We're now pushed into workplace pensions...just seems too high..Whats your opinion ?

2 thinks.... just because I work for state pension planning....

1) workplace pension is not a bad thing... just because it will mean more money for people to live on when they reach pension again (rather than any person just relying on the state pension)

2) if "75" were to happen... it wouldn't for a long long time... as law is at the moment it can only be move up by a year at the quickest every 10 years under review...

at the moment the oldest that people retire is 68... and that is for those born after 1978......might it not be the case though, in 16 years time ( which is when Iain Duncan Smith wants it to come in) that successive governments will have reduced state pension down to a low amount.. making people rely on workplace pensions therefore there won't be extra/duel pension.?

well... since the state pension is legally tied to the "triple lock" for the next 5 years (at least) how are they going to reduce the amount of the state pension.... out of curiosity (just asking because you are talking about the specific part of the civil service i work in....)"

that's actually why I was asking you because you work in that department and are knowledgeable on these matters on other threads ...hoping you'd have inside knowledge.. if they can lie about the leaving date of brexit they can lie about any triple-lock agreement. Any government that knows its outgoing usually brings in bad news (e.g. state pensions will be reduced in the next budget regardless of any triple-lock agreement), knowing the blame will be forgotten and put onto the next government..of course it may not happen,state pensions may keep in line with inflation or index linked but I get a feeling they will be reducing it .I don't trust any government now after brexit.

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By (user no longer on site) OP   
over a year ago


"Iain Dunking Donut Smith,wants it to be 75..we might be living longer,but we still get arthritis etc at same age span,and We're now pushed into workplace pensions...just seems too high..Whats your opinion ?

2 thinks.... just because I work for state pension planning....

1) workplace pension is not a bad thing... just because it will mean more money for people to live on when they reach pension again (rather than any person just relying on the state pension)

2) if "75" were to happen... it wouldn't for a long long time... as law is at the moment it can only be move up by a year at the quickest every 10 years under review...

at the moment the oldest that people retire is 68... and that is for those born after 1978......"
if your thought bnumber 2 is correct,which sounds correct,then either IDS doesnt know the law,or The tories disregard the law to suit them.

.As he states 'in 16 years time '( not 70 )

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By *abioMan
over a year ago

Newcastle and Gateshead


"Iain Dunking Donut Smith,wants it to be 75..we might be living longer,but we still get arthritis etc at same age span,and We're now pushed into workplace pensions...just seems too high..Whats your opinion ?

2 thinks.... just because I work for state pension planning....

1) workplace pension is not a bad thing... just because it will mean more money for people to live on when they reach pension again (rather than any person just relying on the state pension)

2) if "75" were to happen... it wouldn't for a long long time... as law is at the moment it can only be move up by a year at the quickest every 10 years under review...

at the moment the oldest that people retire is 68... and that is for those born after 1978......might it not be the case though, in 16 years time ( which is when Iain Duncan Smith wants it to come in) that successive governments will have reduced state pension down to a low amount.. making people rely on workplace pensions therefore there won't be extra/duel pension.?

well... since the state pension is legally tied to the "triple lock" for the next 5 years (at least) how are they going to reduce the amount of the state pension.... out of curiosity (just asking because you are talking about the specific part of the civil service i work in....)

that's actually why I was asking you because you work in that department and are knowledgeable on these matters on other threads ...hoping you'd have inside knowledge.. if they can lie about the leaving date of brexit they can lie about any triple-lock agreement. Any government that knows its outgoing usually brings in bad news (e.g. state pensions will be reduced in the next budget regardless of any triple-lock agreement), knowing the blame will be forgotten and put onto the next government..of course it may not happen,state pensions may keep in line with inflation or index linked but I get a feeling they will be reducing it .I don't trust any government now after brexit.

"

triple lock is set in law till 2022 at the earliest..... and all the parties have committed to continuing beyond then....

if anyone messed around the state pension to take extent they know it would be a government "killer".... because we all know old people vote more than young ones... and you run into trouble when you start taking away stuff from old people...

if you want "an opinion" (mine only)....they may move the 68, and 69 legistlation up a bit ( i know there is a green paper with proposals for age 68 legistlation).... but i doubt if they would ever get past 70 without some sort of get out where they give people the chance to take it early for a lesser pension....

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By (user no longer on site)
over a year ago


"Please don't forget that us plebs are mere "consumers". We're born, given a basic education, we earn money to feed ourselves and keep the wealth in position. We're encouraged to spend the rest on new cars, shoes and holidays that we "need". Never forget that long term debt is control. Then after birthing a couple more consumers, die. There's no value in letting us exist when we're not earning, just using up NHS resource that could be better spent keeping workers fit to work."

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By *ingle ex cuckMan
over a year ago

chester

75 is ok problem in this country is the new generation doesn’t want to actually do a days work

All but one of the royal family are still working into there 80,s while we have been getting it easy

67 is currently far to young I do think it should be around late 70,s or capped at 80.

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By (user no longer on site) OP   
over a year ago


"Iain Dunking Donut Smith,wants it to be 75..we might be living longer,but we still get arthritis etc at same age span,and We're now pushed into workplace pensions...just seems too high..Whats your opinion ?

2 thinks.... just because I work for state pension planning....

1) workplace pension is not a bad thing... just because it will mean more money for people to live on when they reach pension again (rather than any person just relying on the state pension)

2) if "75" were to happen... it wouldn't for a long long time... as law is at the moment it can only be move up by a year at the quickest every 10 years under review...

at the moment the oldest that people retire is 68... and that is for those born after 1978......might it not be the case though, in 16 years time ( which is when Iain Duncan Smith wants it to come in) that successive governments will have reduced state pension down to a low amount.. making people rely on workplace pensions therefore there won't be extra/duel pension.?

well... since the state pension is legally tied to the "triple lock" for the next 5 years (at least) how are they going to reduce the amount of the state pension.... out of curiosity (just asking because you are talking about the specific part of the civil service i work in....)

that's actually why I was asking you because you work in that department and are knowledgeable on these matters on other threads ...hoping you'd have inside knowledge.. if they can lie about the leaving date of brexit they can lie about any triple-lock agreement. Any government that knows its outgoing usually brings in bad news (e.g. state pensions will be reduced in the next budget regardless of any triple-lock agreement), knowing the blame will be forgotten and put onto the next government..of course it may not happen,state pensions may keep in line with inflation or index linked but I get a feeling they will be reducing it .I don't trust any government now after brexit.

triple lock is set in law till 2022 at the earliest..... and all the parties have committed to continuing beyond then....

if anyone messed around the state pension to take extent they know it would be a government "killer".... because we all know old people vote more than young ones... and you run into trouble when you start taking away stuff from old people...

if you want "an opinion" (mine only)....they may move the 68, and 69 legistlation up a bit ( i know there is a green paper with proposals for age 68 legistlation).... but i doubt if they would ever get past 70 without some sort of get out where they give people the chance to take it early for a lesser pension...."
.

your last point is a very good one I can easily see that happening though I'd call it a bribe (to reduce the ever increasing pensions bill) and 2022 is not really that far away.

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By (user no longer on site) OP   
over a year ago

I recall around 1 year ago an internal (secret)memo went from one Jobcentre office to another with a manager asking another manager "how the hell are we supposed to find work for 65 year olds"!

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By (user no longer on site)
over a year ago

I'm aiming for 55 tbh, I already save 40 to 50% of my salary into investments, just need those investments to be good ones

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By (user no longer on site)
over a year ago


"I recall around 1 year ago an internal (secret)memo went from one Jobcentre office to another with a manager asking another manager "how the hell are we supposed to find work for 65 year olds"!"

Can a 65 year old claim benefits if they can't get a job?

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