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saving for your old age.

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By *good-being-bad OP   Man
over a year ago

mis-types and auto corrects leads cock leeds

Are you planning your financial security for your old age, savings investments pensions etc ?

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By (user no longer on site)
over a year ago

Not really... I should probably change that

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By *ed-monkeyCouple
over a year ago

Hailsham

Absolutely yes

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By *partharmonyCouple
over a year ago

Ruislip

Yes. That's why I'm going through a divorce. It's more cost effective than being married to my ex. This way she only gets to take half of everything I once owned. Luke

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By *icecouple561Couple
Forum Mod
over a year ago

East Sussex

Too late!

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By (user no longer on site)
over a year ago

Im hoping for a miracle.

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By (user no longer on site)
over a year ago

Does playing the lottery count?

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By *carlettVanillaWoman
over a year ago

Gloucesterish

I really wish that I had a secret escape fund. Never thought I would need it...stupid.

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By *icecouple561Couple
Forum Mod
over a year ago

East Sussex

we started a private pension in our early thirties and had individual company pensions and downsized in our late fifties. I'd advise anybody to start saving now however close to retirement you are, every little genuinely does help

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By (user no longer on site)
over a year ago

Get my pension now at 52.

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By (user no longer on site)
over a year ago


"Im hoping for a miracle."

Same here

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By (user no longer on site)
over a year ago


"Yes. That's why I'm going through a divorce. It's more cost effective than being married to my ex. This way she only gets to take half of everything I once owned. Luke"

Isn't it half of what you both own?

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By *dam1971Man
over a year ago

Bedford

I’ll basically be working until the morning of my funeral

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By (user no longer on site)
over a year ago


"I’ll basically be working until the morning of my funeral "

Screw yourself in from the inside?

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By (user no longer on site)
over a year ago


"I’ll basically be working until the morning of my funeral

Screw yourself in from the inside? "

The beauty of a cardboard box is it just folds in

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By *dam1971Man
over a year ago

Bedford


"I’ll basically be working until the morning of my funeral

Screw yourself in from the inside? "

I’ve watched too many Carry On films to answer that

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By (user no longer on site)
over a year ago

Yep,two pensions on the go doing very nicely. My own LTD company doing well.

Should be retiring very comfortably before 60 which I'll be happy with.

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By (user no longer on site)
over a year ago


"Are you planning your financial security for your old age, savings investments pensions etc ?"

Are you OP?

There's a lot of pension adverts on at the moment. I wonder if they're planning on increasing the state pension age again.

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By *iamondCougarWoman
over a year ago

Norfuck! / Lincolnshire


"I’ll basically be working until the morning of my funeral

Screw yourself in from the inside?

The beauty of a cardboard box is it just folds in "

These three comments had me killing myself laughing! Each one funnier than the last

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By (user no longer on site)
over a year ago

I have three pensions . One that is being actively contributed to, but I still worry it’s not enough.

Annuity rates are absolutely shite . For every £10,000 in your pot you will get around £600 per annum . So if you want say, £12k pa you will need to have £200k saved up .

Draw downs Can be a better way to manage it , so you effectively take money out of an Invested pot and take advantage of the 25% tax free allowance .

The remainder will still be invested so there is a risk there that an annuity doesn’t carry .

Basically if you have a final salary pension or have been very good with money, or have a portfolio of investments or big savings ( or a healthy inheritance) you’re golden .

If not then , then look back and enjoy the fact you spent money whilst you were young enough to enjoy it

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By *ENGUYMan
over a year ago

Hull

I retire in May 2021 by which time I will be debt free, the Mortgage will be fully paid off, and I'll have a private pension to assist me.

Plus my Funeral Plan will have full cover.

After years of struggling, I will welcome putting my feet up. But, TBH, I will still do something, work wise, maybe resume Voluntary Work?

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By *ENGUYMan
over a year ago

Hull


"Are you planning your financial security for your old age, savings investments pensions etc ?

Are you OP?

There's a lot of pension adverts on at the moment. I wonder if they're planning on increasing the state pension age again. "

The Govt raised the pension age a few years back. However, the experts "in the know" reckon it'll be 2023 before the retirement age threshold is raised again.

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By *otrockWoman
over a year ago

Essex


"I really wish that I had a secret escape fund. Never thought I would need it...stupid. "

I know that feeling. X

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