FabSwingers.com forum: I don't want to work anymore

By *ools and the brain OP Couple
over a year ago

couple, us we him her.

I'm 50. Been working non stop since 15 in building trade.

I feel fucked.

Sickening fact mortgage won't be payed off until 67.

So no rest until death!

Everything hurts

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By *unloversCouple
over a year ago

rotherham

Hahaha

I know the feeling luv and I’m a bit older than you

Everything has been hurting for years and 8 hate my boss but needs must

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By (user no longer on site)
over a year ago

Mate so sorry to hear this... you really need to do what makes you happy. Find something you really enjoy and do it!! I don't like the 9 to 5 life. Hate it!! So much so I'm doing this trip. Not been easy mind. I literally finished work 10 last night and on bus now.

Listen to this it will lift your mood and motivate. I do hope you find happiness soon!!

https://youtu.be/8i8uLP71U8Q

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By (user no longer on site)
over a year ago

You need a sugar daddy lol

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By (user no longer on site)
over a year ago

I know the feeling, life's a bitch and then you die.

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By (user no longer on site)
over a year ago

I'm only 35 and feel like that. Rate I'm going I'll be 95 and still working.

Maybe think about some time off. Even a week or two ?

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By (user no longer on site)
over a year ago

Jeez man, the way things are going too when your mortgage is paid off you'll likely still have a couple years to go before official retirement age. I'm near 40, by time I get there it'll probably have been put back to 75 fs!

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By (user no longer on site)
over a year ago

Certainly give up building if your body hurts that much. I went from industry to heavy manual work at 46. Ouchh. Take a year out at least (not sure what to suggest about your mortgage) . You deserve it.

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By (user no longer on site)
over a year ago

I’m only 34, work in a comfy air conditioned building and I’ve felt like that for the best part of 17 years. It’s a long life when you do some thing you don’t want to every day

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By (user no longer on site)
over a year ago

I feel the same way.

I'm over it!

It's not about finding something I want to do - I quite honestly don't want to do any of it.

My dream job would be something part time

20hrs a week or less.

I spent a lot of years travelling so I haven't been at it day in and day out since I was 16 - but it's been long enough!

My body is starting to hurt too and I'm getting grumpier by the day

The only way out is a lottery win!

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By (user no longer on site)
over a year ago

Who the fuck invented work, we should have stayed in the caves and carried on hunting and gathering.

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By *dam1971Man
over a year ago

Bedford

"I feel the same way.

I'm over it!

It's not about finding something I want to do - I quite honestly don't want to do any of it.

My dream job would be something part time

20hrs a week or less.

I spent a lot of years travelling so I haven't been at it day in and day out since I was 16 - but it's been long enough!

My body is starting to hurt too and I'm getting grumpier by the day

The only way out is a lottery win!"

Remember your friends when the lottery win comes up

I reckon I’ll have to work up until the morning of my funeral, which st least means my pathetic pension won’t matter

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By (user no longer on site)
over a year ago

I’ve been in the building trade since I was 19. Ideally id be working 3 days a week now and spending my days off in a VW camper travelling around Europe. Work sucks, but the other option is packing it in and living off grid.

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By *nd-DCouple
over a year ago

portsmouth

You just have to make the most of the time you have away from work.

Keep life simple and enjoy the little things.

With interest rates low at the moment , maybe look into refinancing your mortgage and maybe getting a better deal. If you can afford it , try and pay a bit more into it and maybe that will help knock a year or two off the end term.

I know the feeling I want to slow down and semi retire but life is hard.

Keep positive and smile , try to find good things in your day and enjoy time with your lovely wife.

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By (user no longer on site)
over a year ago

I retired 3 years ago. Bliss.

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By (user no longer on site)
over a year ago

"I’ve been in the building trade since I was 19. Ideally id be working 3 days a week now and spending my days off in a VW camper travelling around Europe. Work sucks, but the other option is packing it in and living off grid. "

Living off grid is the best goal to have! Especially if you have building experience...stick it to the man and go rogue, that's my plan

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By (user no longer on site)
over a year ago

Get paid to fuck for a living?

By becoming an MP, you get to fuck the whole country!

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By (user no longer on site)
over a year ago

Living off grid is the best goal to have! Especially if you have building experience...stick it to the man and go rogue, that's my plan

There’s no WiFi in the forest, but you won’t find a better connection!

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By (user no longer on site)
over a year ago

Living off grid is the best goal to have! Especially if you have building experience...stick it to the man and go rogue, that's my plan

There’s no WiFi in the forest, but you won’t find a better connection!

I've already picked my plot, just got to figure out how to buy it now lol

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By (user no longer on site)
over a year ago

Living off grid is the best goal to have! Especially if you have building experience...stick it to the man and go rogue, that's my plan

That's my ultimate goal too.

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By (user no longer on site)
over a year ago

"I feel the same way.

I'm over it!

It's not about finding something I want to do - I quite honestly don't want to do any of it.

My dream job would be something part time

20hrs a week or less.

I spent a lot of years travelling so I haven't been at it day in and day out since I was 16 - but it's been long enough!

My body is starting to hurt too and I'm getting grumpier by the day

The only way out is a lottery win!

Remember your friends when the lottery win comes up

I reckon I’ll have to work up until the morning of my funeral, which st least means my pathetic pension won’t matter

Surely you can take an unpaid half day for your funeral?

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By (user no longer on site)
over a year ago

Living off grid is the best goal to have! Especially if you have building experience...stick it to the man and go rogue, that's my plan

That's my ultimate goal too. "

Come join my commune

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By (user no longer on site)
over a year ago

Living off grid is the best goal to have! Especially if you have building experience...stick it to the man and go rogue, that's my plan

That's my ultimate goal too.

Come join my commune

I'd love to! I'm a gardener so I'll keep everyone fed

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By (user no longer on site)
over a year ago

Living off grid is the best goal to have! Especially if you have building experience...stick it to the man and go rogue, that's my plan

That's my ultimate goal too.

Come join my commune

I'd love to! I'm a gardener so I'll keep everyone fed

Woohoo! I'll put your name on the veg patch

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By (user no longer on site)
over a year ago

Living off grid is the best goal to have! Especially if you have building experience...stick it to the man and go rogue, that's my plan

There’s no WiFi in the forest, but you won’t find a better connection!

I've already picked my plot, just got to figure out how to buy it now lol"

I’ll build it, if you keep me supplied in PG Tips and Hob Nobs.

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By (user no longer on site)
over a year ago

I’m on countdown for mortgage and pension, only trouble is by the time it comes along I’ll be probably be too fucked to enjoy it...

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By (user no longer on site)
over a year ago

I feel your pain OP .I've been in the building trade since 16 .Its much harder on your body than sitting in an office.The wear on your knees and back is horrendous.Can you not get off the kit and employ someone to do the heavy grafting.?

My mortgage goes on til I'm 65 but fuck that I'm retiring before 60 regardless I'm aiming for 56 .Everyone I've ever met in the building game who retired told me they retired to late to enjoy it.Your a long time dead and you will only get a few trips around the sun.Retire early!.

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By *uck-RogersMan
over a year ago

Tarka trail

Living off grid is the best goal to have! Especially if you have building experience...stick it to the man and go rogue, that's my plan

That's my ultimate goal too. "
I got a motor home. My eye sight ain't that good. And I an't got no sense of smell. Sooo you are quite welcome to tour with me.

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By (user no longer on site)
over a year ago

"I’m on countdown for mortgage and pension, only trouble is by the time it comes along I’ll be probably be too fucked to enjoy it...

We are living the dream. I will have to work until I drop.

I get bored quickly off work anyway, but I would like a holiday!

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By (user no longer on site)
over a year ago

This song says it all... I live by it...

https://youtu.be/acYf26rq9PY

For those of you who can't be arsed to watch...

Papa Roach - Between Angels and Insects

There's no money, there's no possessions

Only obsession, I don't need that shit

Take my money, take my obsession

I just want to be heard, loud and clear are my words

Coming from within man tell them what you heard

It's about a revolution, in your heart and in your mind

'Til you find a conclusion, lost out in obsession

Diamond rings get you nothing but a life-long lesson

And your pocketbooks stressing

You're a slave to the system, working jobs that you hate for that shit you don't need

It's too bad the world is based on greed

Step back and see

Stop thinking about yourself, start thinking about?

There's no money, there's no possession

Only obsession, I don't need that shit

Take my money, take my possession, take my obsession

I don't need that shit

Because everything is nothing

And emptiness isn't everything

This reality is really just a fucked up dream

With the flesh and the blood that you call your soul

Flip it inside out, it's a big black hole

Take your money burn it up like an asteroid

Possession, though you're never gonna feel the void

Take it away and learn your best lesson

The heart, the soul, the life, the passion

There's no money, there's no possession

Only obsession, I don't need that shit

Take my money, take my possession, take my obsession

I don't need that shit

Money, possession, obsession

Present yourself, press your clothes, comb your hair

And clock in

You just can't win, just can't win

And the things you own, own you

No!

Take my money, take my possession, take my obsession

I don't need that shit

Fuck your money, fuck your possession

Fuck your obsession, I don't need that shit

Money, possession, obsession, I don't need that shit

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By *sh6866Man
over a year ago

halifax

I'm almost 52. Been a carer for the last 4 yrs...

I actually want to go back to work...

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By *usie pTV/TS
over a year ago

taunton

Its simple most of you have been sucked into the system of spending way more than you need to and living beyond your means, a drastic life style change is needed but its beyond the will power of most to achieve, yes its far easier to sit back and carry on.You don't need to drink ten pints of lager on a night out nor spend two or three quid on a cup of coffee or a sandwich, you can boil a kettle and take a flask and a tea bag with you make your own sandwich for a few pence at home. Sit down and write a list of exactly what you are spending there will be hundreds of pounds you can save and do it now, save a few quid over the next few weeks then when the brexit shit brings stock markets to an all time low buy a stock and shares ISA with what you have saved, in ten years time that little nest egg will be your saviour.

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By *ebjonnsonMan
over a year ago

Maldon

"I'm 50. Been working non stop since 15 in building trade.

I feel fucked.

Sickening fact mortgage won't be payed off until 67.

So no rest until death!

Everything hurts "

I feel for you OP. While we are living longer should we really have to work longer? Get the kids to do it for us instead of them staying in playing in computer games!

Sweeping statement in know but exaggerating for effect.

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By (user no longer on site)
over a year ago

It doesn’t matter if the world has gone mad

If we just hold on, if we just hold on yeah

The sky is falling and the world has gone mad

And we sing our songs, and we just hold on yeah

So if you’re running, stop running

One life, one chance, start living

Sing it louder just to let the world know

No we’re not nameless, we’re not faceless

We were born for greatness

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By (user no longer on site)
over a year ago

"Its simple most of you have been sucked into the system of spending way more than you need to and living beyond your means, a drastic life style change is needed but its beyond the will power of most to achieve, yes its far easier to sit back and carry on.You don't need to drink ten pints of lager on a night out nor spend two or three quid on a cup of coffee or a sandwich, you can boil a kettle and take a flask and a tea bag with you make your own sandwich for a few pence at home. Sit down and write a list of exactly what you are spending there will be hundreds of pounds you can save and do it now, save a few quid over the next few weeks then when the brexit shit brings stock markets to an all time low buy a stock and shares ISA with what you have saved, in ten years time that little nest egg will be your saviour."

Are you Martin Lewis?

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By (user no longer on site)
over a year ago

Are you Martin Lewis? "

He wishes... millionaire that guy.

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By (user no longer on site)
over a year ago

I like working, but I hear you on the body problems. Mine only works with strong painkillers and I don't like taking them.

Even typing this comment is painful for me

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By *ost SockMan
over a year ago

West Wales and Cardiff

The happiest (and probably healthiest) guy I know has been living off grid for years.

He’s nearly 70, but looks about 45 and is super fit/super-chilled.

He’s pretty much lived on his own terms for 30+ years and relies on his skills and ingenuity to get by.

There’s lots of folks hiding out in the wilds of Wales doing the same.

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By (user no longer on site)
over a year ago

Il be working till lunchtime on the day of my funeral at this rate!

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By *r TriomanMan
over a year ago

Chippenham Malmesbury area

[Removed by poster at 05/04/19 10:24:38]

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By *r TriomanMan
over a year ago

Chippenham Malmesbury area

I became semi-retired at 55, working a 3 day week; I took a £20k pay cut to do this but I wasn't enjoying life so it was worth that for my happiness.

Didn't quite workout as planned; my worked failed to employ someone to do the 2 days worth of work that i no longer was doing (as agreed by management) so I ended up doing overtime to keep my head above water (cramming 4 days into 3). Someone starts next week so hopefully things will change. Despite doing the extra work, I'm happier (although poorer) and far, far more content).

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By (user no longer on site)
over a year ago

I've come out as transfinancial - I'm a rich man born in a poor man's body.

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By *rumpyMcFuckNuggetMan
over a year ago

Den of Iniquity

I feel ya op. Since I hit 40 I swear bits of me have started falling off , I feel fucked 24/7 lately . I need to live in a forest in a shack , with Pooch and a saucepan

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By *eoscanCouple
over a year ago

Redundancy hit hard, very hard in fact to the point of despair a few years ago.........but it forced us to reassess priorities, and sort out our finances, ....... OK, so we had always saved hard for that rainy day, that's how we were brought up. On reflection, things turned out ok, well so far at least.......yes our lifestyle is different, but infinitely happier without work.

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By *inkysexpotMan
over a year ago

leeds

When you think about it what else would you be doing....unless your lucky enough to have a good win on the lottery and be able to cruise the world all year round there isn't that much you can do when you retire

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By *ty31Man
over a year ago

NW London

Manual work in the building trade? Why not just get your SMSTS ticket and get a (softer) job as a site manager?

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By *ultry SuccubusTV/TS
over a year ago

London

Ow..sorry to hear that OP.

Everybody might have to face burnt out syndrome sometimes along their life, even in the job they loved.

Don't make decision while you're upset.

Think of all your options OP. Early retirement may be positive or negative depending on our preparation and planning.

Be positive and good luck.

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By *alandNitaCouple
over a year ago

Scunthorpe

"I'm 50. Been working non stop since 15 in building trade.

I feel fucked.

Sickening fact mortgage won't be payed off until 67.

So no rest until death!

Everything hurts "

Can you retrain to do something less physical?

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By (user no longer on site)
over a year ago

Can you downsize to help clear the mortgage or overpay every month to reduce the term ?

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By *icecouple561Couple
Forum Mod
over a year ago

East Sussex

"Can you downsize to help clear the mortgage or overpay every month to reduce the term ? "

I was just about to type that!

We downsized and are now mortgage free. We have less space but more freedom.

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By (user no longer on site)
over a year ago

"Can you downsize to help clear the mortgage or overpay every month to reduce the term ? "

Money Saving Expert website has a mortgage overpayment calculator. Even just an extra £30 a month can reduce the mortgage length and interest payments.

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By *ire_bladeMan
over a year ago

Manchester

So wish I could swop

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By (user no longer on site)
over a year ago

I know it saves a fortune being frugal - and I used to live like it to save for travel.

But now I'm trapped here I like sitting in coffee shops and eating in restaurants and buying myself stuff I want ( within reason )

I find taking flasks of coffee and home made sandwiches out with me depressing.

I work to have the stuff I want.

I do my bit to economise, I have a bicycle instead of a car, I live in cheapish accomodation and I don't spend on ridiculous phone / sky packages etc ..

But life is too short to hoard it for when you're too old to live your life!

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By (user no longer on site)
over a year ago

Yeah was going to retire next year but going to work Abit longer to help kid's out then that's me done left school same as you at fifteen few days off then straight into work change of jobs might help enjoy your life

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By (user no longer on site)
over a year ago

Buy a yurt and move out into the shire, I’m mortgage free and financial set till next Thursday.

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By (user no longer on site)
over a year ago

And to think I've potentially got 35 more years of it

But I'm kinda hoping for a early retirement. I have a few plans haha.. Or my bitcoins go to the moon

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By *ibblingnewtWoman
over a year ago

by the sea

Try to over pay your mortgage And be mortgage free earlier, or downsize! Think about quality of life, I’d imagine being in the building trade is fairly tough work, will you be physically able to do that at 60 plus ?

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By *tella HeelsTV/TS
over a year ago

west here ford shire

"I'm 50. Been working non stop since 15 in building trade.

I feel fucked.

Sickening fact mortgage won't be payed off until 67.

So no rest until death!

Everything hurts "

Yeh I was the same, but I got I’ll

The cancer due to insurance cover mostly paid of my mortgage, now I’m not dependent on money, life has a different out look after my illnesses

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By *ools and the brain OP Couple
over a year ago

couple, us we him her.

Thank you everyone who has taken the time to reply.

Mucho appreciated xxx

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By *egasus NobMan
over a year ago

Merton

Reason why I insist on getting what I enjoy.

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By *ools and the brain OP Couple
over a year ago

couple, us we him her.

"Try to over pay your mortgage And be mortgage free earlier, or downsize! Think about quality of life, I’d imagine being in the building trade is fairly tough work, will you be physically able to do that at 60 plus ?"

Im Struggling now, worn out knees,back, shoulder,hands the list goes on.

Paying the price for working outside in all weathers, kneeling on concrete floors, carrying 50kg bags of concrete, drilling, slicing, chopping,hammering and squishing various body parts.

Needless to say I am also paying the price for youthful bravado.

But I appreciate your taking time to reply xx

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By *aurimauriMan
over a year ago

Ramsgate

[Removed by poster at 05/04/19 20:29:09]

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By (user no longer on site)
over a year ago

Invented the 9 second abs, gonna make a mint, whose in?

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By *miling MisterMan
over a year ago

Good Place

I retired 2 years ago, fooking best thing ever, the guy who said downsize and pay off more of your mortgage each month was spot on! you cant take any of it with you!!

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By *2000ManMan
over a year ago

Worthing

I try and have at least one of my weekend days doing my own thing. Not too much, just chilling and relaxing. Do a few chores, follow footie and have a nice meal/film session. If I have both days doing something "major" it seems I've not had a rest and time just goes too quick...back at work before I know it.

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By *evil_u_knowMan
over a year ago

city

Its why hitler was so popular. He was gonna just take the land and reduce rents as the only reason for a house costing 100k is because that is what someone will make in their whole working life.

If its 600k then thats what two people will make their whole life.

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By (user no longer on site)
over a year ago

I was lucky enough to be able to retire nearly 5 years ago and I'm mortgage free. I went back to work though because I feel the need to do something and it pays for all my fun activities. It helps that, for the most part, I enjoy my job. I never stop thinking how lucky I am in that respect.....

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By (user no longer on site)
over a year ago

The decision to buy a house that was fucked in my early 20s and fully renovate it and get 21% of my salary into my pension since I was 19 got me laughed at by a lot of my mates.

At 27 I’ve got £59k left to pay on my mortgage. I fully intend not to be working full time much past 45-50ish

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By *luebell888Woman
over a year ago

Glasgowish

I always planned to retire at 55. Our morgage was paid off and we were financially comfortable. Then i left and i ended up much worse off than he did. Now back to being skint and my morgage wont be paid off until im 67. If id married him things would have been so different.

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