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"not paid for xmas just gone yet lol" This is why I save all year | |||
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"What, if at all, are you saving for?" Next weeks food shopping. Can't live on celebrations, fox's biscuits and JD forever..... A | |||
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"Anyway not checked my bank accounts since christmas might not have any to save I'm going to give mine to someone who won't let me have it back until November. " do you have christmas clubs? When callum was little one of the toy shops you could pay in so much a week then come christmas all the toys paid for. Have you thought about buying a gift voucher every month for different places then cash them in at christmas | |||
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"What, if at all, are you saving for? Next weeks food shopping. Can't live on celebrations, fox's biscuits and JD forever..... A" Why not. Throw in a sausage stew and you're set for winter. | |||
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"Anyway not checked my bank accounts since christmas might not have any to save I'm going to give mine to someone who won't let me have it back until November. do you have christmas clubs? When callum was little one of the toy shops you could pay in so much a week then come christmas all the toys paid for. Have you thought about buying a gift voucher every month for different places then cash them in at christmas" No. I can give it to my brother to look after. He's loaded and I know it will be safe with him. | |||
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"Use the tins you have to cut open " I'd cut them open, no qualms. It's not me that spends my savings, it's my middle child. If it's not in my bank I can say, honestly, that I don't have it. | |||
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"Saving to get laser hair removal surgery on my arse and balls so I don’t have to shave or wax them again" That sounds very painful. | |||
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" I'm going to start saving for a new sofa. I've actually done a bit of Christmas shopping already some of the sales this year are amazing!" cheapest sofas on line dont touch the big department outlets , who do you think pays there electric bill , rent , business rates , staff etc google and search on line , i got a beauty of groupon for £350 obviously re google the one you like and check its safety standards and reviews etc | |||
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" I'm going to start saving for a new sofa. I've actually done a bit of Christmas shopping already some of the sales this year are amazing! cheapest sofas on line dont touch the big department outlets , who do you think pays there electric bill , rent , business rates , staff etc google and search on line , i got a beauty of groupon for £350 obviously re google the one you like and check its safety standards and reviews etc" Thank you for the tips, much appreciated. | |||
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"Anyway not checked my bank accounts since christmas might not have any to save I'm going to give mine to someone who won't let me have it back until November. " I do this through a thrift club at work. Have doubled my payments this year as I'm hoping to go on a cruise with my mum in 2020 so want some spending money. | |||
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"Saving for next year's tax bill just paid this years, it hurt a lot!" That's not really saving though. It's putting away the tax you owe instead of spending it | |||
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"My football season ticket for next season " How many thousands is that going to cost you? | |||
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"Anyway not checked my bank accounts since christmas might not have any to save I'm going to give mine to someone who won't let me have it back until November. I do this through a thrift club at work. Have doubled my payments this year as I'm hoping to go on a cruise with my mum in 2020 so want some spending money. " I wouldn't mind a holiday but I can't save for both as I pay for my daughter and her kids too. | |||
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"Christmas for me as well. First £50 put into the Xmas account. " And not touched | |||
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"My football season ticket for next season How many thousands is that going to cost you?" About £470 | |||
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"My football season ticket for next season How many thousands is that going to cost you? About £470 " Oh, that's not too bad. A 2nd Division team? | |||
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"My football season ticket for next season How many thousands is that going to cost you? About £470 Oh, that's not too bad. A 2nd Division team? " Nah a Premiership team just been kind to their supporters | |||
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"My football season ticket for next season How many thousands is that going to cost you? About £470 Oh, that's not too bad. A 2nd Division team? Nah a Premiership team just been kind to their supporters " That's decent of them. | |||
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"Saving for next year's tax bill just paid this years, it hurt a lot! That's not really saving though. It's putting away the tax you owe instead of spending it " Put more expenses in | |||
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"if you smoke , save by stopping ....... there about a tenner a pack....... one pack a day equals £3650 a year " Or, spend £1000 on a holiday in Spain, or Slovenia, spend £1000 on 365 packs, and save £1650 for Christmass unless we get a no deal brexit and crash out in March. | |||
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"What, if at all, are you saving for?" A holiday, I do not save for Christmas, it doesn't matter so much when you do not have kids at home. | |||
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"Saving for next year's tax bill just paid this years, it hurt a lot! That's not really saving though. It's putting away the tax you owe instead of spending it Put more expenses in " I do try, a good accountant would probably help a lot, but then I would give money to the accountant instead of the tax man | |||
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