FabSwingers.com forum: If...

By (user no longer on site) OP
over a year ago

You could earn £25k a year for doing absolutely nothing (not working), BUT you couldn't earn any other money, would you?

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By *SAchickWoman
over a year ago

Hillside desolate

Would I still have my partners income as well?

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By *olgateMan
over a year ago

on the road to nowhere in particular

What about overtime?

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By *aven RedWoman
over a year ago

Liverpool

Yes, that's more than I earn now x

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By (user no longer on site)
over a year ago

Yep. Way more than I earn now

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By (user no longer on site)
over a year ago

Umm I think I’d get bored of doing nothing..

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By *rincess peachWoman
over a year ago

shits creek

Double what I'm on so indeed I would!

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By (user no longer on site)
over a year ago

"You could earn £25k a year for doing absolutely nothing (not working), BUT you couldn't earn any other money, would you?"

Yes because I would then get to spend the time with my children, doing the school runs, maybe my ironing pile wouldn't be as huge as it is and maybe just maybe the house might get decorated.... Sorry you asked lol

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By (user no longer on site) OP
over a year ago

"Would I still have my partners income as well? "

Yeah, that makes it more difficult. I guess this is for the singletons.

Maybe split £35k between you?

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By *innie The MinxWoman
over a year ago

Under the Duvet

"You could earn £25k a year for doing absolutely nothing (not working), BUT you couldn't earn any other money, would you?"

No brainer, do it and do unpaid voluntary work that I enjoyed.

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By *odestyB007Woman
over a year ago

Winchester

If no tax and I could do what I wanted without payment = Yes

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By (user no longer on site)
over a year ago

"Would I still have my partners income as well?

Yeah, that makes it more difficult. I guess this is for the singletons.

Maybe split £35k between you?"

Yep

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By (user no longer on site)
over a year ago

No its not enough

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By (user no longer on site)
over a year ago

Yes I would, as long as I could do something worthwhile with my time, perhaps charity work

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By (user no longer on site)
over a year ago

No the inflation rate would fuck me over in few years

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By (user no longer on site)
over a year ago

Not me.... I love my job and earn quite a bit more than £25000

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By (user no longer on site)
over a year ago

Nope, that would barely cover the mortgage and bills. I'd have to live on beans and rice. Stuff that.

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By *uxom redCouple
over a year ago

Shrewsbury

Yep I would and I'd go back to puppy walking with guide dogs

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By *SAchickWoman
over a year ago

Hillside desolate

"Would I still have my partners income as well?

Yeah, that makes it more difficult. I guess this is for the singletons.

Maybe split £35k between you?"

Ooh that's really tough. Can I take the 25k and he can keep working?

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By (user no longer on site)
over a year ago

Working 16 hours a day average 7 days a week, too blood right I would,

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By (user no longer on site) OP
over a year ago

"If no tax and I could do what I wanted without payment = Yes"

When don't you have to pay tax?

I mean like £1700 a month.

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By (user no longer on site)
over a year ago

Do you mean stay at home or go to work but not have to work because if it's the latter then no!

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By (user no longer on site)
over a year ago

God yes! I'd be rolling in it and no work!!! ... where do I sign up??

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By (user no longer on site) OP
over a year ago

"Do you mean stay at home or go to work but not have to work because if it's the latter then no!"

I mean you get £25k (before tax) but you aren't allowed to earn/get anything over that.

I guess it all depends on circumstances.

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By (user no longer on site)
over a year ago

Only if I could have voluntary porn star job

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By (user no longer on site)
over a year ago

Lol 25k before tax in few years will be lower than minimum wage probably

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By *ce WingerMan
over a year ago

P.O. Box DE1 0NQ

Well I've not worked for over 3 years due to mobility issues, so hell yeah, I'd snap yer hand off!

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By (user no longer on site)
over a year ago

my royalties exceed that now without having to do any work ... do i still qualify for the 25 G's?

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By (user no longer on site) OP
over a year ago

"my royalties exceed that now without having to do any work ... do i still qualify for the 25 G's?"

Negative (smug cunt (I'm just jealous)).

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By (user no longer on site)
over a year ago

"my royalties exceed that now without having to do any work ... do i still qualify for the 25 G's?

Negative (smug cunt (I'm just jealous))."

i can live with that

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By (user no longer on site)
over a year ago

Yep, that’s shedloads more than i earn now. And i mean shedloads!!!

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By *ensuallover1000Man
over a year ago

Somewhere In The Ether…

I’m a lazy bastard so it’s a resounding yes from me

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By (user no longer on site)
over a year ago

No, I would be bored and that wouldn’t be enough money to keep me entertained.

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By (user no longer on site)
over a year ago

"You could earn £25k a year for doing absolutely nothing (not working), BUT you couldn't earn any other money, would you?"

Is that deduction free? If so that’s equivalent to 40k for me so not too shabby.

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By *lueWonderMan
over a year ago

Preston.....ish

Yes, where do I sign?

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By *ast_And_CuriousMan
over a year ago

Sevenoaks

If you increased it to keep in line with inflation then yeah probably.

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By (user no longer on site)
over a year ago

"Do you mean stay at home or go to work but not have to work because if it's the latter then no!

I mean you get £25k (before tax) but you aren't allowed to earn/get anything over that.

I guess it all depends on circumstances."

Before tax and all the other deductions? Fuck that. I pay nearly 500 a month into my pension, I’d have nothing left

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By *tonMessCouple
over a year ago

Slough Windsor ish

No, it's way more than I earn but I love my job and would get bored

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By *ady LickWoman
over a year ago

Northampton Somewhere

No, it's not enough.

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By *ire_bladeMan
over a year ago

Manchester

Not even nearly enough. It is a nice idea though

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By (user no longer on site)
over a year ago

I'd need way more than that to occupy my free time.

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By (user no longer on site)
over a year ago

Could I beg for money?

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By (user no longer on site)
over a year ago

"Could I beg for money?"

Or become a politician?

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By *ast_And_CuriousMan
over a year ago

Sevenoaks

"No, it's not enough."

It's certainly enough to live on. But if you have big financial commitments, expensive taste, a shopping addiction or just fritter money away then I guess it might not be "enough."

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By (user no longer on site)
over a year ago

"No, it's not enough.

It's certainly enough to live on. But if you have big financial commitments, expensive taste, a shopping addiction or just fritter money away then I guess it might not be "enough.""

After tax, national insurance and other deductions, pension etc you’d take home about a £1200 a month, not enough.

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By (user no longer on site) OP
over a year ago

"No, it's not enough.

It's certainly enough to live on. But if you have big financial commitments, expensive taste, a shopping addiction or just fritter money away then I guess it might not be "enough."

After tax, national insurance and other deductions, pension etc you’d take home about a £1200 a month, not enough. "

Without pension deductions it's around £1700k (calculated from a salary calculator website).

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By *ast_And_CuriousMan
over a year ago

Sevenoaks

"No, it's not enough.

It's certainly enough to live on. But if you have big financial commitments, expensive taste, a shopping addiction or just fritter money away then I guess it might not be "enough."

After tax, national insurance and other deductions, pension etc you’d take home about a £1200 a month, not enough. "

Your maths are off. You'd take home £1699 a month. Well after tax and national insurance anyway.

A lot of people live on less.

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By (user no longer on site)
over a year ago

"No, it's not enough.

It's certainly enough to live on. But if you have big financial commitments, expensive taste, a shopping addiction or just fritter money away then I guess it might not be "enough."

After tax, national insurance and other deductions, pension etc you’d take home about a £1200 a month, not enough.

Your maths are off. You'd take home £1699 a month. Well after tax and national insurance anyway.

A lot of people live on less. "

In London a 3 bed private rented house can be £1,200 a month for a crappy area.

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By (user no longer on site)
over a year ago

"No, it's not enough.

It's certainly enough to live on. But if you have big financial commitments, expensive taste, a shopping addiction or just fritter money away then I guess it might not be "enough."

After tax, national insurance and other deductions, pension etc you’d take home about a £1200 a month, not enough.

Your maths are off. You'd take home £1699 a month. Well after tax and national insurance anyway.

A lot of people live on less. "

The average person might do but I pay a big chunk into my pension, 13.5% of my salary which isn’t much under £500 a month. Factor that in and I’m taking home much less.

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By *ast_And_CuriousMan
over a year ago

Sevenoaks

"No, it's not enough.

It's certainly enough to live on. But if you have big financial commitments, expensive taste, a shopping addiction or just fritter money away then I guess it might not be "enough."

After tax, national insurance and other deductions, pension etc you’d take home about a £1200 a month, not enough.

Your maths are off. You'd take home £1699 a month. Well after tax and national insurance anyway.

A lot of people live on less.

In London a 3 bed private rented house can be £1,200 a month for a crappy area."

London is just a stupid place. Don't live in London (unless you're a foreigner.)

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By (user no longer on site)
over a year ago

"No, it's not enough.

It's certainly enough to live on. But if you have big financial commitments, expensive taste, a shopping addiction or just fritter money away then I guess it might not be "enough."

After tax, national insurance and other deductions, pension etc you’d take home about a £1200 a month, not enough.

Your maths are off. You'd take home £1699 a month. Well after tax and national insurance anyway.

A lot of people live on less.

In London a 3 bed private rented house can be £1,200 a month for a crappy area.

London is just a stupid place. Don't live in London (unless you're a foreigner.)"

Can I come and live in your shed?

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By (user no longer on site)
over a year ago

I like being poor.

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By (user no longer on site) OP
over a year ago

"No, it's not enough.

It's certainly enough to live on. But if you have big financial commitments, expensive taste, a shopping addiction or just fritter money away then I guess it might not be "enough."

After tax, national insurance and other deductions, pension etc you’d take home about a £1200 a month, not enough.

Your maths are off. You'd take home £1699 a month. Well after tax and national insurance anyway.

A lot of people live on less.

The average person might do but I pay a big chunk into my pension, 13.5% of my salary which isn’t much under £500 a month. Factor that in and I’m taking home much less."

How do you get paid that much if you can't work out that 13.5% of 25k isn't £500?

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By (user no longer on site)
over a year ago

No I work my arse off day in day out and earn way more than that ... I’m proud of my job and I could never sit in my arse all day

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By (user no longer on site)
over a year ago

"No, it's not enough.

It's certainly enough to live on. But if you have big financial commitments, expensive taste, a shopping addiction or just fritter money away then I guess it might not be "enough."

After tax, national insurance and other deductions, pension etc you’d take home about a £1200 a month, not enough.

Your maths are off. You'd take home £1699 a month. Well after tax and national insurance anyway.

A lot of people live on less.

The average person might do but I pay a big chunk into my pension, 13.5% of my salary which isn’t much under £500 a month. Factor that in and I’m taking home much less.

How do you get paid that much if you can't work out that 13.5% of 25k isn't £500? "

I’m not on 25k. The £500 is 13.5% of my salary, not the 25k

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By (user no longer on site)
over a year ago

I prefer poorer men.

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By (user no longer on site) OP
over a year ago

"No, it's not enough.

It's certainly enough to live on. But if you have big financial commitments, expensive taste, a shopping addiction or just fritter money away then I guess it might not be "enough."

After tax, national insurance and other deductions, pension etc you’d take home about a £1200 a month, not enough.

Your maths are off. You'd take home £1699 a month. Well after tax and national insurance anyway.

A lot of people live on less.

The average person might do but I pay a big chunk into my pension, 13.5% of my salary which isn’t much under £500 a month. Factor that in and I’m taking home much less.

How do you get paid that much if you can't work out that 13.5% of 25k isn't £500?

I’m not on 25k. The £500 is 13.5% of my salary, not the 25k"

...

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By *ast_And_CuriousMan
over a year ago

Sevenoaks

"No, it's not enough.

It's certainly enough to live on. But if you have big financial commitments, expensive taste, a shopping addiction or just fritter money away then I guess it might not be "enough."

After tax, national insurance and other deductions, pension etc you’d take home about a £1200 a month, not enough.

Your maths are off. You'd take home £1699 a month. Well after tax and national insurance anyway.

A lot of people live on less.

In London a 3 bed private rented house can be £1,200 a month for a crappy area.

London is just a stupid place. Don't live in London (unless you're a foreigner.)

Can I come and live in your shed?"

If you don't mind spiders.

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By (user no longer on site)
over a year ago

"No, it's not enough.

It's certainly enough to live on. But if you have big financial commitments, expensive taste, a shopping addiction or just fritter money away then I guess it might not be "enough."

After tax, national insurance and other deductions, pension etc you’d take home about a £1200 a month, not enough.

Your maths are off. You'd take home £1699 a month. Well after tax and national insurance anyway.

A lot of people live on less.

In London a 3 bed private rented house can be £1,200 a month for a crappy area.

London is just a stupid place. Don't live in London (unless you're a foreigner.)

Can I come and live in your shed?

If you don't mind spiders.

You wouldn't vacuum it before I moved in?

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By (user no longer on site)
over a year ago

"No, it's not enough.

It's certainly enough to live on. But if you have big financial commitments, expensive taste, a shopping addiction or just fritter money away then I guess it might not be "enough."

After tax, national insurance and other deductions, pension etc you’d take home about a £1200 a month, not enough.

Your maths are off. You'd take home £1699 a month. Well after tax and national insurance anyway.

A lot of people live on less.

The average person might do but I pay a big chunk into my pension, 13.5% of my salary which isn’t much under £500 a month. Factor that in and I’m taking home much less.

How do you get paid that much if you can't work out that 13.5% of 25k isn't £500?

I’m not on 25k. The £500 is 13.5% of my salary, not the 25k

..."

I meant factor in the 13.5% pension, not £500 quid. I was just saying that that’s what it equates to on my salary.

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By (user no longer on site)
over a year ago

"No, it's not enough.

It's certainly enough to live on. But if you have big financial commitments, expensive taste, a shopping addiction or just fritter money away then I guess it might not be "enough."

After tax, national insurance and other deductions, pension etc you’d take home about a £1200 a month, not enough.

Your maths are off. You'd take home £1699 a month. Well after tax and national insurance anyway.

A lot of people live on less.

The average person might do but I pay a big chunk into my pension, 13.5% of my salary which isn’t much under £500 a month. Factor that in and I’m taking home much less.

How do you get paid that much if you can't work out that 13.5% of 25k isn't £500?

I’m not on 25k. The £500 is 13.5% of my salary, not the 25k

...

I meant factor in the 13.5% pension, not £500 quid. I was just saying that that’s what it equates to on my salary. "

Just tell us what you earn and make it easy for me to understand (I can't do percentages).

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By (user no longer on site) OP
over a year ago

"No, it's not enough.

It's certainly enough to live on. But if you have big financial commitments, expensive taste, a shopping addiction or just fritter money away then I guess it might not be "enough."

After tax, national insurance and other deductions, pension etc you’d take home about a £1200 a month, not enough.

Your maths are off. You'd take home £1699 a month. Well after tax and national insurance anyway.

A lot of people live on less.

The average person might do but I pay a big chunk into my pension, 13.5% of my salary which isn’t much under £500 a month. Factor that in and I’m taking home much less.

How do you get paid that much if you can't work out that 13.5% of 25k isn't £500?

I’m not on 25k. The £500 is 13.5% of my salary, not the 25k

...

I meant factor in the 13.5% pension, not £500 quid. I was just saying that that’s what it equates to on my salary.

Just tell us what you earn and make it easy for me to understand (I can't do percentages)."

£37k

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By (user no longer on site)
over a year ago

"No, it's not enough.

It's certainly enough to live on. But if you have big financial commitments, expensive taste, a shopping addiction or just fritter money away then I guess it might not be "enough."

After tax, national insurance and other deductions, pension etc you’d take home about a £1200 a month, not enough.

Your maths are off. You'd take home £1699 a month. Well after tax and national insurance anyway.

A lot of people live on less.

The average person might do but I pay a big chunk into my pension, 13.5% of my salary which isn’t much under £500 a month. Factor that in and I’m taking home much less.

How do you get paid that much if you can't work out that 13.5% of 25k isn't £500?

I’m not on 25k. The £500 is 13.5% of my salary, not the 25k

...

I meant factor in the 13.5% pension, not £500 quid. I was just saying that that’s what it equates to on my salary.

Just tell us what you earn and make it easy for me to understand (I can't do percentages).

£37k"

Thanks.

You were right to decline Bulgy

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By (user no longer on site)
over a year ago

"No, it's not enough.

It's certainly enough to live on. But if you have big financial commitments, expensive taste, a shopping addiction or just fritter money away then I guess it might not be "enough."

After tax, national insurance and other deductions, pension etc you’d take home about a £1200 a month, not enough.

Your maths are off. You'd take home £1699 a month. Well after tax and national insurance anyway.

A lot of people live on less.

The average person might do but I pay a big chunk into my pension, 13.5% of my salary which isn’t much under £500 a month. Factor that in and I’m taking home much less.

How do you get paid that much if you can't work out that 13.5% of 25k isn't £500?

I’m not on 25k. The £500 is 13.5% of my salary, not the 25k

...

I meant factor in the 13.5% pension, not £500 quid. I was just saying that that’s what it equates to on my salary.

Just tell us what you earn and make it easy for me to understand (I can't do percentages)."

It’s irrelevent, I was just saying 25k before my usual deductions wouldn’t be enough to live on.

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By *hatYorkLadMan
over a year ago

York

No, I used to earn much less than that till 5 years ago but I've got used to being comfortable financially and having a bit to fritter away if I fancy now. Plus I'd miss the adventure I get from one of my jobs, I don't do sitting around doing nothing very well, even on holiday!

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By (user no longer on site)
over a year ago

"No, it's not enough.

It's certainly enough to live on. But if you have big financial commitments, expensive taste, a shopping addiction or just fritter money away then I guess it might not be "enough."

After tax, national insurance and other deductions, pension etc you’d take home about a £1200 a month, not enough.

Your maths are off. You'd take home £1699 a month. Well after tax and national insurance anyway.

A lot of people live on less.

The average person might do but I pay a big chunk into my pension, 13.5% of my salary which isn’t much under £500 a month. Factor that in and I’m taking home much less.

How do you get paid that much if you can't work out that 13.5% of 25k isn't £500?

I’m not on 25k. The £500 is 13.5% of my salary, not the 25k

...

I meant factor in the 13.5% pension, not £500 quid. I was just saying that that’s what it equates to on my salary.

Just tell us what you earn and make it easy for me to understand (I can't do percentages).

It’s irrelevent, I was just saying 25k before my usual deductions wouldn’t be enough to live on."

You're right, it wouldn't.

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By (user no longer on site)
over a year ago

"No, it's not enough.

It's certainly enough to live on. But if you have big financial commitments, expensive taste, a shopping addiction or just fritter money away then I guess it might not be "enough."

After tax, national insurance and other deductions, pension etc you’d take home about a £1200 a month, not enough.

Your maths are off. You'd take home £1699 a month. Well after tax and national insurance anyway.

A lot of people live on less.

The average person might do but I pay a big chunk into my pension, 13.5% of my salary which isn’t much under £500 a month. Factor that in and I’m taking home much less.

How do you get paid that much if you can't work out that 13.5% of 25k isn't £500?

I’m not on 25k. The £500 is 13.5% of my salary, not the 25k

...

I meant factor in the 13.5% pension, not £500 quid. I was just saying that that’s what it equates to on my salary.

Just tell us what you earn and make it easy for me to understand (I can't do percentages).

£37k"

Slightly more but not too far away, a tad over 40k but I lose nearly half in deductions. We have s good pension but we don’t half pay for it. People thing we get it for free.

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By (user no longer on site)
over a year ago

Yes ,because after health, time is the most precious commodity!...Bored?,...not a chance!..way too much to do!

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By (user no longer on site)
over a year ago

"Yes ,because after health, time is the most precious commodity!...Bored?,...not a chance!..way too much to do!

You won’t be doing much on that kind of money mate. Unless you’re mortgage and rent free

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By (user no longer on site)
over a year ago

"Yes ,because after health, time is the most precious commodity!...Bored?,...not a chance!..way too much to do!

You won’t be doing much on that kind of money mate. Unless you’re mortgage and rent free

Can I live in your shed? Vacuumed first though.

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By (user no longer on site) OP
over a year ago

I know someone who definitely after a shed gangbang.

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By (user no longer on site)
over a year ago

"I know someone who definitely after a shed gangbang."

Is it a one man gang bang?

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By (user no longer on site)
over a year ago

"Yes ,because after health, time is the most precious commodity!...Bored?,...not a chance!..way too much to do!

You won’t be doing much on that kind of money mate. Unless you’re mortgage and rent free

Can I live in your shed? Vacuumed first though."

Yes but you’ll have to share it with my motorbike and spiders

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By *hoenixAdAstraWoman
over a year ago

Hiding in the shadows

If that was 'disposable' income, after all bills, expenses & outgoings paid, then yes.

If not, no.

If I wasn't working, I'd have free time to do everything I wanted & £25k would not cover half of it.

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By (user no longer on site)
over a year ago

Nope because I love the feeling of being broke

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By (user no longer on site)
over a year ago

"Yes ,because after health, time is the most precious commodity!...Bored?,...not a chance!..way too much to do!

You won’t be doing much on that kind of money mate. Unless you’re mortgage and rent free

Can I live in your shed? Vacuumed first though.

Yes but you’ll have to share it with my motorbike and spiders

The vacuuming will take care of the spiders

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By *wisted999Man
over a year ago

North Bucks

Not willingly. Would compromise my lifestyle and mortgage.

I would cope though.

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By (user no longer on site)
over a year ago

The idea is nice

the amount unfortunately isn’t enough!

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By (user no longer on site)
over a year ago

Double time on bank holidays ??

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By *wizzlenipsMan
over a year ago

Newport

Hell yeah! Get rid of all the materialistic crap and live the simple life by the sea

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By *otBunsHunWoman
over a year ago

Yorkshire

That's more than I earn now

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By (user no longer on site)
over a year ago

Nope

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By (user no longer on site)
over a year ago

Nope, that's still below minimum wage, living in London you'd be constantly struggling or very tight.

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By (user no longer on site)
over a year ago

Minimum annual salary wage*

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By (user no longer on site)
over a year ago

That’s more that I earn now

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By (user no longer on site)
over a year ago

Well it’s less than I earn now, but I have to work for that. So £25k doing nothing is an interesting tradeoff, less work for less money.

Hmm - maybe!!! I do quite like my bed!!

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By (user no longer on site)
over a year ago

Boredom would do my head in

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By (user no longer on site)
over a year ago

"That's more than I earn now

Same. In fact it would be a large pay rise, and we get to just sunbathe all day

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By *abrielle247Couple (FF)
over a year ago

PDI Gran Canaria

No chance.

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By (user no longer on site)
over a year ago

"Yep. Way more than I earn now"

Same! I'd happily do it, and have plenty of time to spend on my hobbies!

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By (user no longer on site)
over a year ago

Nope. Rent's expensive

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By *icketysplitsWoman
over a year ago

Way over Yonder, that's where I'm bound

Yes, but I have the privilege of being mortgage free.

It would be a simpler life, which I think would be good for me.

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By (user no longer on site)
over a year ago

Not enough. After tax etc that would cover my mortgage, council tax, gas, electricity and water and that's it.

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By *alking DisasterWoman
over a year ago

South Oxfordshire

"Not enough. After tax etc that would cover my mortgage, council tax, gas, electricity and water and that's it.

Yes, it's more than I earn and I can't find a job I like doing anyway.

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By (user no longer on site)
over a year ago

"You could earn £25k a year for doing absolutely nothing (not working), BUT you couldn't earn any other money, would you?"

No, that’s plenty. I’d live in my yurt and listen to dub reggae all day.

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By (user no longer on site)
over a year ago

"No, it's not enough.

It's certainly enough to live on. But if you have big financial commitments, expensive taste, a shopping addiction or just fritter money away then I guess it might not be "enough."

After tax, national insurance and other deductions, pension etc you’d take home about a £1200 a month, not enough.

Your maths are off. You'd take home £1699 a month. Well after tax and national insurance anyway.

A lot of people live on less.

In London a 3 bed private rented house can be £1,200 a month for a crappy area."

Wow! Just done a search on rightmove for properties to rent in my area for £1,200 and a 5 bed detached 3 ensuite, utility room, double garage property came up!

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By *ranny-CrumpetWoman
over a year ago

The Town by The Cross

"You could earn £25k a year for doing absolutely nothing (not working), BUT you couldn't earn any other money, would you?"

Yes Dear.

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By *r TriomanMan
over a year ago

Chippenham Malmesbury area

I get about that much in pension but still work 3 days a week for a similar amount as I still have liabilities and a small mortgage. So, no, £25k wouldn't be enough for me to give up work entirely.

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