Join us FREE, we're FREE to use
Web's largest swingers site since 2006.
Already registered?
Login here
Back to forum list |
Back to The Lounge |
Jump to newest |
Reply privately | Reply in forum | Reply +quote |
| |||
Reply privately | Reply in forum | Reply +quote |
"Just finished mine, online at Boots. Got all the family's presents for £132 on their 3 for 2 offer, and used a promo code I found online that gave an extra £5 off for orders over £85 - which brought the total down to £87, with an additional £11.32 in Advantage points. Now I can relax and enjoy December safe in the knowledge I haven't got to go anywhere near the feckin Metro Centre. " That's not bad, I haven't even started yet x | |||
Reply privately | Reply in forum | Reply +quote |
Reply privately | Reply in forum | Reply +quote |
| |||
Reply privately | Reply in forum | Reply +quote |
| |||
Reply privately | Reply in forum | Reply +quote |
"is tomorrow Christmas? Nope it isn't, therefore shopping not even started yet " I used to do all mine on Xmas Eve too, during the middle of a pub crawl down town. Was hilarious trying to navigate my way through throngs of people with bags sticking out in all directions and growling in a d*unken slur at anyone who got in my way. Thank god for the internet | |||
Reply privately | Reply in forum | Reply +quote |
| |||
Reply privately | Reply in forum | Reply +quote |
"Havnt started, dont know when im going to start, really hate the build up to xmas. It puts pressure on people to spend money they havnt got, on presents people dont want or need. Its worse for people who have younger children, trying to get them what they want." I always get my family toiletries, as you can never have enough smellies. The younguns get toys but they were all bought last week from Argos... online. | |||
Reply privately | Reply in forum | Reply +quote |
| |||
Reply privately | Reply in forum | Reply +quote |
"is tomorrow Christmas? Nope it isn't, therefore shopping not even started yet I used to do all mine on Xmas Eve too, during the middle of a pub crawl down town. Was hilarious trying to navigate my way through throngs of people with bags sticking out in all directions and growling in a d*unken slur at anyone who got in my way. Thank god for the internet " My biggest problem now is woolies is closed, I have to go the otherside of the city to ASDA to get a bit of choice | |||
Reply privately | Reply in forum | Reply +quote |
"Havnt started, dont know when im going to start, really hate the build up to xmas. It puts pressure on people to spend money they havnt got, on presents people dont want or need. Its worse for people who have younger children, trying to get them what they want." *wicked smile* drum set for 2 yr old grandson this year *wicked wicked smile* | |||
Reply privately | Reply in forum | Reply +quote |
| |||
Reply privately | Reply in forum | Reply +quote |
| |||
Reply privately | Reply in forum | Reply +quote |
| |||
Reply privately | Reply in forum | Reply +quote |
"Havnt started, dont know when im going to start, really hate the build up to xmas. It puts pressure on people to spend money they havnt got, on presents people dont want or need. Its worse for people who have younger children, trying to get them what they want. *wicked smile* drum set for 2 yr old grandson this year *wicked wicked smile*" | |||
Reply privately | Reply in forum | Reply +quote |
| |||
Reply privately | Reply in forum | Reply +quote |
| |||
Reply privately | Reply in forum | Reply +quote |
| |||
Reply privately | Reply in forum | Reply +quote |
| |||
Reply privately | Reply in forum | Reply +quote |
| |||
Reply privately | Reply in forum | Reply +quote |
| |||
Reply privately | Reply in forum | Reply +quote |
| |||
Reply privately | Reply in forum | Reply +quote |
| |||
Reply privately | Reply in forum | Reply +quote |
"Christmas is a rip off from start to finnish. I am lucky enough to be able to afford Christmas but in the real world there are people who are pressured into paying grossly inflated prices to get there kids the current flavour toys and games when they clearly can't afford it so then the credit card comes out and then they are paying for the 25th of December till the middle of next year. " The fault is not with Christmas itself, it's with parents who can't stand up and say, "Sorry, can't afford it," to their kids. Personally, I have no issue with paying for things via a credit card that has a 0% deal on it and paying it off over the following few months. It spreads the cost and with the card I have I get a % back on purchases made. It's not a huge amount but when you average it out over a year it works out to around 5% in moneyback. I also use cards to pay for large items such as a sofa, or bed etc, then stick the £000 I would have paid up front for it into a higher earning interest account over a year which will give me 4% interest on £2,000 for example, which equates to £80, plus the cashback for using a c/card and it brings the total cost of the item down by around £100 - there's your kid's new must have toy for Xmas. Play the retail game and make it work for you, not against you. | |||
Reply privately | Reply in forum | Reply +quote |
| |||
Reply privately | Reply in forum | Reply +quote |
| |||
Reply privately | Reply in forum | Reply +quote |
"Christmas is a rip off from start to finnish. I am lucky enough to be able to afford Christmas but in the real world there are people who are pressured into paying grossly inflated prices to get there kids the current flavour toys and games when they clearly can't afford it so then the credit card comes out and then they are paying for the 25th of December till the middle of next year. The fault is not with Christmas itself, it's with parents who can't stand up and say, "Sorry, can't afford it," to their kids. Personally, I have no issue with paying for things via a credit card that has a 0% deal on it and paying it off over the following few months. It spreads the cost and with the card I have I get a % back on purchases made. It's not a huge amount but when you average it out over a year it works out to around 5% in moneyback. I also use cards to pay for large items such as a sofa, or bed etc, then stick the £000 I would have paid up front for it into a higher earning interest account over a year which will give me 4% interest on £2,000 for example, which equates to £80, plus the cashback for using a c/card and it brings the total cost of the item down by around £100 - there's your kid's new must have toy for Xmas. Play the retail game and make it work for you, not against you." I understand fully what you say and your personal reasons for the way you deal with your personal finances but in the big game of it there are many many people that dont treat there finances like that who abuse there credit for one day and suffer the consequences and for this reason goes a long way in explaining why we are in the shit we are in. | |||
Reply privately | Reply in forum | Reply +quote |
| |||
Reply privately | Reply in forum | Reply +quote |
| |||
Reply privately | Reply in forum | Reply +quote |
"Christmas is a rip off from start to finnish. I am lucky enough to be able to afford Christmas but in the real world there are people who are pressured into paying grossly inflated prices to get there kids the current flavour toys and games when they clearly can't afford it so then the credit card comes out and then they are paying for the 25th of December till the middle of next year. The fault is not with Christmas itself, it's with parents who can't stand up and say, "Sorry, can't afford it," to their kids. Personally, I have no issue with paying for things via a credit card that has a 0% deal on it and paying it off over the following few months. It spreads the cost and with the card I have I get a % back on purchases made. It's not a huge amount but when you average it out over a year it works out to around 5% in moneyback. I also use cards to pay for large items such as a sofa, or bed etc, then stick the £000 I would have paid up front for it into a higher earning interest account over a year which will give me 4% interest on £2,000 for example, which equates to £80, plus the cashback for using a c/card and it brings the total cost of the item down by around £100 - there's your kid's new must have toy for Xmas. Play the retail game and make it work for you, not against you. I understand fully what you say and your personal reasons for the way you deal with your personal finances but in the big game of it there are many many people that dont treat there finances like that who abuse there credit for one day and suffer the consequences and for this reason goes a long way in explaining why we are in the shit we are in." I agree it does happen but I don't believe it's as widespread as we're led to believe. Those at the lower end of the social scale simply wouldn't qualify for limitless credit, especially in these tough times, and those earning average salaries will have seen huge increases in food & fuel prices and should be adjusting their finances accordingly. Maybe I'm seeing the positive in people but I really don't believe there are millions of people out there loading up credit cards for Christmas will no discernable means of paying it off. I still don't think Christmas itself is bad though, and I try to give my children something they'll take forward with them and remember me by long after I'm gone, and spending a little to make it special for them is a small price to pay. I want my children, and eventual grandchildren, to always think of me as someone who knew how to keep Christmas. Silly old sod ain't I. | |||
Reply privately | Reply in forum | Reply +quote |
| |||
Reply privately | Reply in forum | Reply +quote |
| |||
Reply privately | Reply in forum | Reply +quote |
| |||
Reply privately | Reply in forum | Reply +quote |
| |||
Reply privately | Reply in forum | Reply +quote |
| |||
Reply privately | Reply in forum | Reply +quote |
| |||
Reply privately | Reply in forum | Reply +quote |
| |||
Reply privately | Reply in forum | Reply +quote |
| |||
Reply privately | Reply in forum | Reply +quote |
| |||
Reply privately | Reply in forum | Reply +quote |
"I have got a few presents but nowhere near finishing yet. Im not keen on shopping online, I like the hustle and bustle of shops at Christmas. I do have to shop for a tshirt for my son online though, Bring me the horizon, or something like that, Ive never heard of them, but then im just old " A sure fire way of getting me to lose my rag and snap at someone is to put me in a throbbing crowd in a shopping centre at Christmas time. Sod that malarky when I can get it all done early and spend December having fun with the kids in the build up to Xmas. We're off to Beamish this Xmas Eve if Siren is up to it - better than feckin around shopping. | |||
Reply privately | Reply in forum | Reply +quote |
| |||
Reply privately | Reply in forum | Reply +quote |
Post new Message to Thread |
back to top |