FabSwingers.com forum: A disgrace to the people of england

By (user no longer on site) OP
over a year ago

whilst at work yesterday i heard a story on the news about a managing director of a well known bank had his pay secretly checked, now taking into consideration the current state of this country i was just as shocked as you will be when i heard this guy was earning a measly 35,000 pounds A DAY!!!!!

Now if thats not a big kick in the teeth to the many who are struggling to make ends meet (including myself) i dont know what is!!!!

Reply privately

Reply in forum

Reply +quote

By (user no longer on site)
over a year ago

I wouldnt get out of bed for that

Reply privately

Reply in forum

Reply +quote

By (user no longer on site)
over a year ago

"I wouldnt get out of bed for that"

haha,,,,,,, hey,,,,, Wayne Rooney does......

Reply privately

Reply in forum

Reply +quote

By *atisfy janeWoman
over a year ago

Torquay

Why the people of England?

Are the people of Scotland and Wales, not to mention the people of Northern Ireland not finding things hard as well?

What bank was it incidentally?

Reply privately

Reply in forum

Reply +quote

By (user no longer on site) OP
over a year ago

did not hear that part of the story my brain went when i heard the amount he earns!!!!

and yes i do understand tits just the way its wrote so i do appologise

(picky!!!)

Reply privately

Reply in forum

Reply +quote

By *ucky_LadsCouple (MM)
over a year ago

Kidderminster+ surrounding areas.

heard a bit on radio the other day say ing that about 30 years ago a bank manager was earning 29 times the pay of his his fellow worker but now it is 3,000 times!,did i really hear that correctly?.

Reply privately

Reply in forum

Reply +quote

By *atisfy janeWoman
over a year ago

Torquay

My point being that the bank in question may not have been British owned....as many are not.

Reply privately

Reply in forum

Reply +quote

By (user no longer on site) OP
over a year ago

i dont know the answer to that but come on 35,00 A DAY is stupid money!!!!

worse thing is you know he gets a massive xmas bonus aswell!!!!!

Reply privately

Reply in forum

Reply +quote

By (user no longer on site)
over a year ago

to be honest if i had the chance to earn that cash id go for it,, good for him/her

Reply privately

Reply in forum

Reply +quote

By *edangel_2013Woman
over a year ago

southend

Yeah, it's a silly amount of money. But at the end of the day, he's worked his way up either through uni, or just sheer hard work from a Saturday boy, why shouldn't he reap the rewards?

I'm pretty sure if you was in his shoes, you wouldn't sit there and say "no, please don't pay me so much, the people of the UK are struggling, I can manage on £1,500 a month."

Reply privately

Reply in forum

Reply +quote

By *atisfy janeWoman
over a year ago

Torquay

"heard a bit on radio the other day say ing that about 30 years ago a bank manager was earning 29 times the pay of his his fellow worker but now it is 3,000 times!,did i really hear that correctly?."

The average wage for a Branch Manager for a high street bank in the UK is under £40,000.

That would make the average wage for a Bank Clerk around £13.35 per annum.....

Sod that for a job!

Reply privately

Reply in forum

Reply +quote

By (user no longer on site)
over a year ago

"i dont know the answer to that but come on 35,00 A DAY is stupid money!!!!

worse thing is you know he gets a massive xmas bonus aswell!!!!!"

no doubt you support a premier league footie team too..

they earn crazy money too

Reply privately

Reply in forum

Reply +quote

By *atisfy janeWoman
over a year ago

Torquay

"i dont know the answer to that but come on 35,00 A DAY is stupid money!!!!

worse thing is you know he gets a massive xmas bonus aswell!!!!!"

Bet you wish you had tried harder at school now?.....

Reply privately

Reply in forum

Reply +quote

By (user no longer on site) OP
over a year ago

"Yeah, it's a silly amount of money. But at the end of the day, he's worked his way up either through uni, or just sheer hard work from a Saturday boy, why shouldn't he reap the rewards?

I'm pretty sure if you was in his shoes, you wouldn't sit there and say "no, please don't pay me so much, the people of the UK are struggling, I can manage on £1,500 a month."

Sorry but i completely disagree with that there are familys struggling to put food on the table for their children who go out and work their arse' off for measly minimum wage how you can say fair play to him i dont know!!!

Reply privately

Reply in forum

Reply +quote

By *atisfy janeWoman
over a year ago

Torquay

"Yeah, it's a silly amount of money. But at the end of the day, he's worked his way up either through uni, or just sheer hard work from a Saturday boy, why shouldn't he reap the rewards?

I'm pretty sure if you was in his shoes, you wouldn't sit there and say "no, please don't pay me so much, the people of the UK are struggling, I can manage on £1,500 a month."

So what do you suggest?.....that we have no company executives?.....that we have no industry leaders?....that no-one is encouraged to better themselves in life?

Maybe we should live like they do in North Korea....

Burn all the universities, send all graduates down the coalmines?

Reply privately

Reply in forum

Reply +quote

By (user no longer on site)
over a year ago

so we should all be paid the same no matter how much experience/education we've recieved... nothing to aim for? no chance of promotions?

id not wanna be in charge of a bank with all that responsibility for no extra cash

Reply privately

Reply in forum

Reply +quote

By *edangel_2013Woman
over a year ago

southend

Ok. I am currently working my arse off for minimum wage. I am studying Open University in my spare time, knowing that when I get my degree, I will get a better job, with better pay, and won't be working for minimum wage.

This guy has done exactly that. Fair play to him. If you want to make decent money, go into an industry that will pay it.

Reply privately

Reply in forum

Reply +quote

By *ugby 123Couple
Forum Mod
over a year ago

O o O oo

If I had worked my butt off to get to the stage that they want to pay me that amount I wouldn't be refusing it.....but I can understand what you mean OP...it sounds a huge amount when most people are on normal wages ( whatever normal is to them of course)

Reply privately

Reply in forum

Reply +quote

By (user no longer on site) OP
over a year ago

"so we should all be paid the same no matter how much experience/education we've recieved... nothing to aim for? no chance of promotions?

id not wanna be in charge of a bank with all that responsibility for no extra cash"

And all the hard work they have done!!!what put this country in the shit!! why should others suffer because they get the big wages and have no money issues for putting us in the situation we are in????

Reply privately

Reply in forum

Reply +quote

By (user no longer on site) OP
over a year ago

"If I had worked my butt off to get to the stage that they want to pay me that amount I wouldn't be refusing it.....but I can understand what you mean OP...it sounds a huge amount when most people are on normal wages ( whatever normal is to them of course)"

I watched a program little while ago that proves you dont have to have the best education to get the top jobs its all about who you know!!! and who mummy and daddy knows i know people that have worked there arse's off only to be told their is no work for them in their line of work!! straight into Min Wage jobs

the whole point of the thread was jsut shock of how any one can say they deserve 35,000 POUND A DAY!!!!!! thats more than my house hold income a year

Reply privately

Reply in forum

Reply +quote

By *etillanteWoman
over a year ago

Which radio station were you listening to

I've looked online and can find no reference to this

Reply privately

Reply in forum

Reply +quote

By *atisfy janeWoman
over a year ago

Torquay

'We' (The British Public) are in the trouble we are in partly because we allowed our collective personal spending get out of control, there was a time (before the OP's time) when people spent what they earned, if they wanted a luxury they saved up for it out of their wages until they could afford it.

Credit, be it personal credit or commercial credit has got out of hand in the UK, you can't only blame the banks for offering ridiculous credit limits....you also have to blame the individuals for accepting that credit and spending money like water....as if it was compulsory.

If it wasn't for consumer demand spiralling out of control then banks also wouldn't have lent ridiculous amounts for all these tens of thousands of empty holiday homes in the sun being built, they were built to satisfy demand partly from a greedy British public.

We have lived through the time when Credit was King....now we will have to revert back to only spending what we have earned and not what we dream of earning in the future.

Reply privately

Reply in forum

Reply +quote

By (user no longer on site)
over a year ago

You gave the answer to the question in your own question..... Managing Director of a bank...... lots of responsability pressure and obligation now please anyone who would do that job for mim wage put your hands up ???? Didnt think id see too many hands popping up ......

Reply privately

Reply in forum

Reply +quote

By (user no longer on site)
over a year ago

Wouldn't mind a job as his assistant if he's coining that much in!!

Reply privately

Reply in forum

Reply +quote

By (user no longer on site)
over a year ago

Even the banks are starting to pull their own purse strings tighter. I was supposed to start a big refurb job at the Deutche Bank this weekend but they've pulled the plug on it today.(Schroders did the same last month) You know things are bad when the bankers stop spending money on themselves

Reply privately

Reply in forum

Reply +quote

By *ushroom7Man
over a year ago

Bradford

A short while ago i was reading of one bank boss ( could've been Lloyds TSB ) where the top man was off work ill with stress. he was quoted as earning £12m a year.

Fuck me, i'd have employed 11 colleagues at a £1m each and taken it easier.

Reply privately

Reply in forum

Reply +quote

By (user no longer on site)
over a year ago

That 35k probably takes bonuses into account as well as salary.

Point is, why are they still getting bonuses when they are still not lending to new home buyers and small businesses etc

Reply privately

Reply in forum

Reply +quote

By (user no longer on site)
over a year ago

"so we should all be paid the same no matter how much experience/education we've recieved... nothing to aim for? no chance of promotions?

id not wanna be in charge of a bank with all that responsibility for no extra cash

i wouldnt soley blame a banker for the state of 'our countries' financial matters.

Reply privately

Reply in forum

Reply +quote

By *ouple in LancashireCouple
over a year ago

in Lancashire

"'We' (The British Public) are in the trouble we are in partly because we allowed our collective personal spending get out of control, there was a time (before the OP's time) when people spent what they earned, if they wanted a luxury they saved up for it out of their wages until they could afford it.

We have lived through the time when Credit was King....now we will have to revert back to only spending what we have earned and not what we dream of earning in the future."

well said and very accurate, sadly...

my old mum bless her instilled in all of her children that if you cant afford 'it' you either dont have it or save till you can afford 'it'..

something we have all passed on to our own kids

the amount of people splashing out on store and credit cards beyond their means to live the dream without the means then going 'bankrupt' is disgracefull and far too easy to do

Reply privately

Reply in forum

Reply +quote

By (user no longer on site)
over a year ago

£35,000 x 260 (52x5) = £9,100,000

Small change for a decent banker these days.

Reply privately

Reply in forum

Reply +quote

By (user no longer on site)
over a year ago

A short while ago i was reading of one bank boss ( could've been Lloyds TSB ) where the top man was off work ill with stress. he was quoted as earning £12m a year.

Fuck me, i'd have employed 11 colleagues at a £1m each and taken it easier.

Which equates to more than this guy- based on a 48 wk year and a 5 day week he earns 8.4 million.

I would take that if it was offered, and this is a capitalist economy afterall- what other options are there- communism? That works!!

Reply privately

Reply in forum

Reply +quote

By (user no longer on site)
over a year ago

It's not the guy from Deal or No Deal is it?

Reply privately

Reply in forum

Reply +quote

By *umourCouple
over a year ago

Rushden

This is a typical "jealousy" post! No doubt that the OP would take the money and run! Or perhaps I am wrong? Perhaps he would sit outside his office and give his money away?

Successive Governments have allowed the banks to go on unchecked and were very happy when that lending made their growth figures look good... Then the bubble burst and the Government admitted they should have reigned them in harder and faster.

So, if you want to lay blame, the Governments of the world are ultimately to blame. Also, refer to Satisfy Jane’s post. Lots of sense in there.

Reply privately

Reply in forum

Reply +quote

By (user no longer on site)
over a year ago

Its the unacceptable face of neo liberal free market capitalism....

Adopted by Reagan and Thatcher in the mid 70`s....its an aspect or _iew of capitalism formed primarily by the ecnomist Milton Friedman...

Initially his theories were rebuffed and denigrated....politics and politians looked very different than they do today...

They spoke of values and a moral society...

However, I guess in reaction to communism and failed socialism, evidenced here by the Loony Left and the " Winter of Discontent "his theories came to the fore...and implemented in the late 70`s..

Everything was left to the market....leadership by politians was abandoned.....the mention of mixed economies was sneered at..

The cultural shift and paradigm was established....and continues, with people rushing to the defence of Miltons brand of capitalism, even in the face of its failure...

Derugulation was the only mantra that was heard, and free markets...as a consequence, society was encouraged to have unlimited credit, blind to their own propoganda, governments joined in...

Look at America, losing its AAA credit rating ? Massive debt, as has Britain...?

M.Friedman died some time ago....he admitted his economic theory held the potential fer disaster...what he would of made of the current upcoming disaster would be interesting..

Quo erat demonstandum %*

To my mind....a brain surgeon or their like deserve high wages, thats training, skill, responsibilty...

A bean counter has his place fer sure....but so ludicrously disproportionately, in the matter of renumeration...is in my mind ....immoral and macarbe...

There are alternative forms of capitalism.....mayhaps they will come to pass....everything is fashion eh ?

Reply privately

Reply in forum

Reply +quote

By (user no longer on site)
over a year ago

Google has responded to widespread economic pessimism by removing the ‘I’m feeling lucky’ button

Reply privately

Reply in forum

Reply +quote

By *iewMan
Forum Mod
over a year ago

Angus & Findhorn

compared to a man kicking a ball around on a bit of grass..... It's ok.

Reply privately

Reply in forum

Reply +quote

By (user no longer on site)
over a year ago

I can sympathise with both sides of the argument.

The point is, is he worth 35K a day, does he really make that kind of difference? I wager he doesn't. But on the books I'm sure he does.

Companies are very rarely owned by the people who run them and they often only interested in bleeding them white.

My plant manager is a case in point, he got a large bonus for cutting wage costs, all he did was replace anybody who left with a agency worker, that was placed in service costs. This year his task is to cut service costs, so now we're hiring staff. He sets the tasks.

That's how our country and companies are run folks.

Reply privately

Reply in forum

Reply +quote

By (user no longer on site)
over a year ago

A short while ago i was reading of one bank boss ( could've been Lloyds TSB ) where the top man was off work ill with stress. he was quoted as earning £12m a year.

Fuck me, i'd have employed 11 colleagues at a £1m each and taken it easier.

Which equates to more than this guy- based on a 48 wk year and a 5 day week he earns 8.4 million.

I would take that if it was offered, and this is a capitalist economy afterall- what other options are there- communism? That works!!

O yeah and he pays 3.6 million in taxes too- thats giving back to society too

Reply privately

Reply in forum

Reply +quote

By (user no longer on site)
over a year ago

I`m gona have to stop reading these threads I think...

There comes a time , when picking on the ignorant, becomes to feel like sadism..

Reply privately

Reply in forum

Reply +quote

By (user no longer on site)
over a year ago

Honestly - there's no point in moaning about how much top execs get paid! - It doesn't matter how much it is people will always see it as more than they get. If firms want to pay that then that's up to them - it's called capitalism... something that is a major foundation of the society we live in...

In many cases these people have worked hard - and some of that is social networking.

There is nothing wrong in taking advantage of the introductions that may be provided by friends, family or colleagues... I myself would do what I could for my friends and family whether it's to help them earn more or further their education - it's called being loyal.

Here's the thing though - quit moaning about it, and get of your backside and change your position - do that extra study that gives you better chances - make an effort to get to know the right people and your life will improve.. sitting there complaining is what makes things so wrong with this country - a bit of hard work never hurt anyone.

Reply privately

Reply in forum

Reply +quote

By (user no longer on site)
over a year ago

"Honestly - there's no point in moaning about how much top execs get paid! - It doesn't matter how much it is people will always see it as more than they get. If firms want to pay that then that's up to them - it's called capitalism... something that is a major foundation of the society we live in...

In many cases these people have worked hard - and some of that is social networking.

Nah...its called the old boy network....or lobbying...

Ask Liam Fox..etc, etc,..

So tell me....over the years..economists that have won the Nobel Prize....how many have come up with models of capitalism ?

Reply privately

Reply in forum

Reply +quote

By (user no longer on site) OP
over a year ago

fair enough to all the clever cloggs posting, the main point of the thread was to point out is anyone really worth paying 35,000 pound a day, me personally no.

but i suppose yet again on the forum there will be the usual few who has to go OTT

Reply privately

Reply in forum

Reply +quote

By (user no longer on site) OP
over a year ago

In many cases these people have worked hard - and some of that is social networking.

yet again another person thinking they know what situation everyone else is in!

Reply privately

Reply in forum

Reply +quote

By (user no longer on site)
over a year ago

The point is - irrespective of everything is....

"Get off your arse and do some work"

Being envious and moaning isn't going to do anything more than make you look like a cretin.

As to the Nobel Prize... you are aware there are different areas... but to answer your question all the economists that have won this... e.g. Thomas Sargent are hardly paupers - partly because of the prize money - but I'm sure they are very very well paid on account of their qualifications, reputation and of course their ability to secure good position based on who they know. (which is their hard work)

Reply privately

Reply in forum

Reply +quote

By (user no longer on site)
over a year ago

"neoliberalism"

~ A political movement beginning in the 1960s that blends traditional liberal concerns for social justice with an emphasis on economic growth.

Sounds very much like capitalism but with an thin kagool type overcoat of socialism to me.

"Look at America, losing its AAA credit rating ? Massive debt, as has Britain...?"

Nothing can perpetually rise and nothing can perpetually fall. Economies are broken by fools who believe a gravy train cannot derail. America has a strong market base and leads the world in many things, and you can be as sure as the sun rising tomorrow that a falling market in America, whether bt design or accident, will have it's winners and it's losers but it will bounce. That's for sure.

To my mind....a brain surgeon or their like deserve high wages, thats training, skill, responsibilty...

A bean counter has his place fer sure....but so ludicrously disproportionately, in the matter of renumeration...is in my mind ....immoral and macarbe...

There are alternative forms of capitalism.....mayhaps they will come to pass....everything is fashion eh ?"

Without the money men making our markets that allow companies to grow and develop - such as GlaxoSmithKline - the world's third-largest pharmaceutical company measured by revenues (after Johnson & Johnson and Pfizer) - who are continually developing new medicines and equipment that allow brain surgeons to perform more intricate operations with a much higher chance of success, well, a brain surgeon would still be digging around in the mass of squidge that is the brain with no way of assuring the patient he'll still be alive afterwards.

A spurious link?

Not really when you consider how our markets are affected in all business sectors when a major catastrophy happens. Without an oscillating market, and without competitors continually snapping at the heels of the biggest and the best, companies would stagnate under an avalanche of apathy and workers would go to work knowing that that day will be exactly the same as every other day, ad infinitum until they die.

I'd rather live in a society where I can strive to be rich regardless of whether I actually obtain wealth or not, than live in a society where that dream is ripped from me and I must slog my way through my life for next to nothing. Where am I on life's ten-rung ladder at the moment? Fourth step up, I'd say, but the next step is attainable.

Reply privately

Reply in forum

Reply +quote

By (user no longer on site)
over a year ago

See thing is no cares if you are poor - why should they...?

Clearly if you care - then you need to do something about it for yourself.

Demeaning the achievements of others won't make you more successful - so why bother.

Put that energy in to furthering yourself

Reply privately

Reply in forum

Reply +quote

By (user no longer on site)
over a year ago

"The point is - irrespective of everything is....

"Get off your arse and do some work"

Being envious and moaning isn't going to do anything more than make you look like a cretin.

You don`t have to give me foolish advice on the merits of hard work...jeez lol...

The point was...as you missed it...

You strongly appear to favour Miltons brand of capitalism....in fact you described it nearly in terms of being THE capitalism...

I was infering to other models of capitalism...Which would you deduce with due reflection, best suited to our needs ?

Do you favour a mixed economy ?

Do you not find some of the pay of some individuals as being somewhat obscene..?

Therein lies the rub....

Reply privately

Reply in forum

Reply +quote

By (user no longer on site)
over a year ago

What the rub actually is - and apologies if you can't seem to get the inference, is the complaints of the few that feel the world owes them something will never out weigh those that desire the freedom to forge their own destinies.

Above all else we value that we can choose how to lead our lives - if we placed restrictions on what we could achieve based on the complaints of those that don't have the same dreams, goals, aspirations or expectations then we have lost before we begin.

It's not about how the world is - accept it, and learn to live in it - because it won't just change unless you can become a major force within it, and to do that, you first have to learn to be part of it.

Reply privately

Reply in forum

Reply +quote

By (user no longer on site)
over a year ago

"neoliberalism

~ A political movement beginning in the 1960s that blends traditional liberal concerns for social justice with an emphasis on economic growth.

Sounds very much like capitalism but with an thin kagool type overcoat of socialism to me.

Look at America, losing its AAA credit rating ? Massive debt, as has Britain...?

To my mind....a brain surgeon or their like deserve high wages, thats training, skill, responsibilty...

A bean counter has his place fer sure....but so ludicrously disproportionately, in the matter of renumeration...is in my mind ....immoral and macarbe...

There are alternative forms of capitalism.....mayhaps they will come to pass....everything is fashion eh ?

A spurious link?

Bollocks.....

Good businessmen and leaders of international successful long term business, understand completely , that free market capitalism, is only good for short term goals, it doesn`t plan 20 years ahead, with R&D, investment, infrastructure etc etc...

It circles Italy, Spain, France, America..looking for the kill..

As happened to us when George Soros wiped out the Bank of England ...

Ludicruos...

Reply privately

Reply in forum

Reply +quote

By (user no longer on site)
over a year ago

"What the rub actually is - and apologies if you can't seem to get the inference, is the complaints of the few that feel the world owes them something will never out weigh those that desire the freedom to forge their own destinies.

You seem to be in some dual reality with yerself.....

Do know how to read...with some critical awareness ?

I haven`t yet said theres no room for aspiration and a paradigm of self bettterment...

I`ll ignore yer rambling methinks ..

Reply privately

Reply in forum

Reply +quote

By *ushroom7Man
over a year ago

Bradford

Oh shit, without the Bank of England, i won't be able to enjoy watching Mary Poppins ever again.

Reply privately

Reply in forum

Reply +quote

By (user no longer on site)
over a year ago

Milton Friedman, the economist who gave Reagan and Thatcher their ideaology was a Nobel Prize winner !

Any more ?

Some capitalists would help..

Reply privately

Reply in forum

Reply +quote

By *ushroom7Man
over a year ago

Bradford

"Milton Friedman, the economist who gave Reagan and Thatcher their ideaology was a Nobel Prize winner !

Any more ?

Some capitalists would help.."

T W U N and T again?

If economists are so good and valuable, how come the vast maority ( let's say 99% ) only see what's happening after the event?

Reply privately

Reply in forum

Reply +quote

By (user no longer on site)
over a year ago

I like the Mary Poppins post - it shows that there are better things to worry about than how much other people earn.

I'm happy with how much I earn and that of others - perhaps it's because I value more than money...

Maybe we need to worry less about others - try live and let live

Reply privately

Reply in forum

Reply +quote

By (user no longer on site)
over a year ago

The Chief Execs are not the highest paid bankers in their organisations, the real 'wealth creaters are on much more than them. It's not going to change without a complete collapse of the banking system, and I'm sure non of us really want that.

As for the old chestnut of the banks not lending, the problems of the credit crunch was based on risky lending often against assets with inflated value which when reality kicked in turned toxic.

We can't have it both ways, lending criteria will never be as loose as it once was.

Reply privately

Reply in forum

Reply +quote

By (user no longer on site)
over a year ago

"Milton Friedman, the economist who gave Reagan and Thatcher their ideaology was a Nobel Prize winner !

Any more ?

Some capitalists would help..

T W U N and T again?

If economists are so good and valuable, how come the vast maority ( let's say 99% ) only see what's happening after the event?

Quo erat demonstrandum...

My point made obliquely...

Yet the majority still worship at the altar of Friedman....madness..

Reply privately

Reply in forum

Reply +quote

By (user no longer on site)
over a year ago

"The Chief Execs are not the highest paid bankers in their organisations, the real 'wealth creaters are on much more than them. It's not going to change without a complete collapse of the banking system, and I'm sure non of us really want that.

As for the old chestnut of the banks not lending, the problems of the credit crunch was based on risky lending often against assets with inflated value which when reality kicked in turned toxic.

We can't have it both ways, lending criteria will never be as loose as it once was. "

Liquidity was never really the problem...solvency was...

Reply privately

Reply in forum

Reply +quote

By (user no longer on site)
over a year ago

As for the old chestnut of the banks not lending, the problems of the credit crunch was based on risky lending often against assets with inflated value which when reality kicked in turned toxic.

We can't have it both ways, lending criteria will never be as loose as it once was.

Liquidity was never really the problem...solvency was..."

Liquidity was and still is the problem for lots of business' out there, what are you referring to?

Reply privately

Reply in forum

Reply +quote

By (user no longer on site)
over a year ago

"As happened to us when George Soros wiped out the Bank of England ...

The Bank of England was still operating as of 5pm this evening I believe, and as rich as George Soros may be, his wealth is mere pocket money when compared to wealth of the Bank of England.

Methinks you believe what you say simply because you say it.

Reply privately

Reply in forum

Reply +quote

By (user no longer on site)
over a year ago

As for the old chestnut of the banks not lending, the problems of the credit crunch was based on risky lending often against assets with inflated value which when reality kicked in turned toxic.

We can't have it both ways, lending criteria will never be as loose as it once was.

Liquidity was never really the problem...solvency was...

Liquidity was and still is the problem for lots of business' out there, what are you referring to?"

Yeah, tis a thorn to alot of businesses Spice...the liquidity that is...and the cost ?..

Iwas referring to the fixation I saw in pumping money into things that should of been allowed to fail....that I think is in line with free market neo liberal policies ....yet pump money in we did..rather than see the problem was solvency...the sub prime was all about insolvency as I understand it...

I`m only a layman, who reads the odd bit here and there...

Thinking about credit !

Is it just me that thinks its all a little ironic...

For years it was al about unlimited credit....it seems to me...for the forseeable future it will be the West who will be impoverished by lack of credit, unless there books are glowing..call it regulation of credit to countries...national soveriengty will come under intense scrutiny by markets and financiers...

A anaethamna fer alot of hard liners, but the only outcome surely...

How the emerging economies in Asia must be _iewing this..I wonder ..

I`m waffling and knackered...hope ITS lucid !

Reply privately

Reply in forum

Reply +quote

By (user no longer on site)
over a year ago

"As happened to us when George Soros wiped out the Bank of England ...

The Bank of England was still operating as of 5pm this evening I believe, and as rich as George Soros may be, his wealth is mere pocket money when compared to wealth of the Bank of England.

Methinks you believe what you say simply because you say it."

I what....what the hell does that mean....fuck me..

A more foolish thing to say...I can`t imagine...

Lets call this straight....!

You`re calling me unprincipled ?

Reply privately

Reply in forum

Reply +quote

By *ushroom7Man
over a year ago

Bradford

I`m waffling and knackered...hope ITS lucid !"

Yep, as lucid as ever.

Reply privately

Reply in forum

Reply +quote

By *iewMan
Forum Mod
over a year ago

Angus & Findhorn

oh dearie me........

Reply privately

Reply in forum

Reply +quote

By (user no longer on site)
over a year ago

I`m waffling and knackered...hope ITS lucid !

Yep, as lucid as ever. "

haha....yer a droll fucker %*

Reply privately

Reply in forum

Reply +quote

By (user no longer on site)
over a year ago

"oh dearie me........"

Keep smiling View....it`ll wash out %*

Reply privately

Reply in forum

Reply +quote

By *ushroom7Man
over a year ago

Bradford

I wonder how many points "poxy skank" would score at Scrabble?

Reply privately

Reply in forum

Reply +quote

By *ushroom7Man
over a year ago

Bradford

I`m waffling and knackered...hope ITS lucid !

Yep, as lucid as ever.

haha....yer a droll fucker %*"

Dave, genuine question, does "%*" have a specific meaning, i notice you use it a lot?

Reply privately

Reply in forum

Reply +quote

By *iewMan
Forum Mod
over a year ago

Angus & Findhorn

"oh dearie me........

Keep smiling View....it`ll wash out %*"

I was enjoying the debate

Reply privately

Reply in forum

Reply +quote

By (user no longer on site)
over a year ago

"Yeah, it's a silly amount of money. But at the end of the day, he's worked his way up either through uni, or just sheer hard work from a Saturday boy, why shouldn't he reap the rewards?

I'm pretty sure if you was in his shoes, you wouldn't sit there and say "no, please don't pay me so much, the people of the UK are struggling, I can manage on £1,500 a month."

Come on, dont you know how it works? You get born into a rich family, go to eaton (or rugby if your family only got rich in 19th century) go to oxbridge then daddies friends give you a job..... Work hard, realy.....

Reply privately

Reply in forum

Reply +quote

By (user no longer on site)
over a year ago

I`m waffling and knackered...hope ITS lucid !

Yep, as lucid as ever.

haha....yer a droll fucker %*

Dave, genuine question, does "%*" have a specific meaning, i notice you use it a lot?"

I like it cos it`s pretty Mushy...

Seriously dunno...I think back in the days before emoticons...it kinda mean`t a wink....I like to think mine is twinkly %*..

Reply privately

Reply in forum

Reply +quote

By *ushroom7Man
over a year ago

Bradford

I`m waffling and knackered...hope ITS lucid !

Yep, as lucid as ever.

haha....yer a droll fucker %*

Dave, genuine question, does "%*" have a specific meaning, i notice you use it a lot?

I like it cos it`s pretty Mushy...

Seriously dunno...I think back in the days before emoticons...it kinda mean`t a wink....I like to think mine is twinkly %*.."

The wink from yer twinkle galdly accepted, ta

Reply privately

Reply in forum

Reply +quote

By (user no longer on site)
over a year ago

"oh dearie me........

Keep smiling View....it`ll wash out %*

I was enjoying the debate

Its good to toss it out ...as it were

Reply privately

Reply in forum

Reply +quote

By (user no longer on site)
over a year ago

I suspect the anger and decline into inappropriate language indicates that you are in the right place in society...

Reply privately

Reply in forum

Reply +quote

By (user no longer on site)
over a year ago

I`m waffling and knackered...hope ITS lucid !

Yep, as lucid as ever.

haha....yer a droll fucker %*

Dave, genuine question, does "%*" have a specific meaning, i notice you use it a lot?

I like it cos it`s pretty Mushy...

Seriously dunno...I think back in the days before emoticons...it kinda mean`t a wink....I like to think mine is twinkly %*..

The wink from yer twinkle galdly accepted, ta

My pleasure %*

Reply privately

Reply in forum

Reply +quote

By *atisfy janeWoman
over a year ago

Torquay

It's ok.....calling other members a 'Poxy Skank' is now considered acceptable in the forums, it adds a little colour to the debate.

Reply privately

Reply in forum

Reply +quote

By *iewMan
Forum Mod
over a year ago

Angus & Findhorn

"oh dearie me........

Keep smiling View....it`ll wash out %*

I was enjoying the debate

Its good to toss it out ...as it were

don't be giving me your smutty talk bad boy... and back to the Wank of England, oops Bank of England

Reply privately

Reply in forum

Reply +quote

By *iewMan
Forum Mod
over a year ago

Angus & Findhorn

"It's ok.....calling other members a 'Poxy Skank' is now considered acceptable in the forums, it adds a little colour to the debate.

yup. it is all about preference... there is someone for everyone on here.... even poxy skanks get meets.

This is a non discrimination site

Reply privately

Reply in forum

Reply +quote

By (user no longer on site)
over a year ago

"As happened to us when George Soros wiped out the Bank of England ...

The Bank of England was still operating as of 5pm this evening I believe, and as rich as George Soros may be, his wealth is mere pocket money when compared to wealth of the Bank of England.

Methinks you believe what you say simply because you say it.

I what....what the hell does that mean....fuck me..

A more foolish thing to say...I can`t imagine...

Lets call this straight....!

You`re calling me unprincipled ?"

No, I'm saying that if someone has a different point of _iew to you, you rubbish it with comments like 'bollocks'. When you say things like that I tend to disregard anything else you say. In actual fact I think you come across as intelligent, but you are also opinionated to the point where the only valid argument is your own. I've seen successive govts come and go in my 46 years and none of them have got it 100% right - yet progress from the way of life they lived in the 60s to how we live today has been quite prolific. Today, most of us own at least one car whereas 50 years ago owning a car was a luxury. We enjoy foreign holidays booked from the comfort of our armchairs yet 50 years ago only the rich holidayed abroad. Home-ownership? No need to even go into details with that one.

Who generated all this wealth to allow us to have cars, holidays and homes?

The banks did, as they knew without taking risks and opening up markets in areas they'd never have dreamed of entering before was the only way to pay for all this new style of living.

But the banks aren't infallible, neither are politicians - and that can be attributed to the inescapable truth that men make mistakes, always have, always will.

Reply privately

Reply in forum

Reply +quote

By *atisfy janeWoman
over a year ago

Torquay

"It's ok.....calling other members a 'Poxy Skank' is now considered acceptable in the forums, it adds a little colour to the debate.

yup. it is all about preference... there is someone for everyone on here.... even poxy skanks get meets.

This is a non discrimination site"

Funnily enough if his 'Poxy Skank' post had included an unacceptable link it would have been pulled within a minute or two....

Reply privately

Reply in forum

Reply +quote

By *iewMan
Forum Mod
over a year ago

Angus & Findhorn

"It's ok.....calling other members a 'Poxy Skank' is now considered acceptable in the forums, it adds a little colour to the debate.

yup. it is all about preference... there is someone for everyone on here.... even poxy skanks get meets.

This is a non discrimination site

Funnily enough if his 'Poxy Skank' post had included an unacceptable link it would have been pulled within a minute or two....

aye

Reply privately

Reply in forum

Reply +quote

By *ushroom7Man
over a year ago

Bradford

"It's ok.....calling other members a 'Poxy Skank' is now considered acceptable in the forums, it adds a little colour to the debate.

yup. it is all about preference... there is someone for everyone on here.... even poxy skanks get meets.

This is a non discrimination site"

So not fair, i wanna be a poxy skank too, is it better than a ham shank?

Reply privately

Reply in forum

Reply +quote

By *ushroom7Man
over a year ago

Bradford

"It's ok.....calling other members a 'Poxy Skank' is now considered acceptable in the forums, it adds a little colour to the debate.

yup. it is all about preference... there is someone for everyone on here.... even poxy skanks get meets.

This is a non discrimination site

Funnily enough if his 'Poxy Skank' post had included an unacceptable link it would have been pulled within a minute or two....

+ a few

Reply privately

Reply in forum

Reply +quote

By *ushroom7Man
over a year ago

Bradford

That's it. Tomorrow i'm gonna storm into my bank, bypassing the inevitable queue, and go upto the first personned* window and say :

"Right you poxy skank, i want to withdraw my overdraft and i want to do it NOW!"

*would've said manned in previous days even though it's invariably always been womenned. Prettier too.

Reply privately

Reply in forum

Reply +quote

By (user no longer on site)
over a year ago

"As happened to us when George Soros wiped out the Bank of England ...

The Bank of England was still operating as of 5pm this evening I believe, and as rich as George Soros may be, his wealth is mere pocket money when compared to wealth of the Bank of England.

Methinks you believe what you say simply because you say it.

I what....what the hell does that mean....fuck me..

A more foolish thing to say...I can`t imagine...

Lets call this straight....!

You`re calling me unprincipled ?

Who generated all this wealth to allow us to have cars, holidays and homes?

The banks did, as they knew without taking risks and opening up markets in areas they'd never have dreamed of entering before was the only way to pay for all this new style of living.

But the banks aren't infallible, neither are politicians - and that can be attributed to the inescapable truth that men make mistakes, always have, always will.

Fair enough....

I did think it was bollocks tho...

You`re the arch defender....I ain`t....

I do have strong opinions....I often change my mind tho....

I consciously put my opinions strongly tonight...to make clear a point....I really think wether I should of bothered tho...

You still havent answered properly ...

I...dear Wishy...will always put my principles before personalities....I`ve many stories..I`ll tell you what I think...regardless of who you are....and it will....always be MY truth....often wrong...but my truth...not somebody elses..

Anyway...

Reply privately

Reply in forum

Reply +quote

By (user no longer on site)
over a year ago

Eh wot!…… did I just hear someone saying “Soxy Wanks!…….

hey you lot, leave me out of this one….

Nowt wrong with that,,,,,, sheeeezzzz

Reply privately

Reply in forum

Reply +quote

By (user no longer on site)
over a year ago

So whose in favour of mixed economies...a mix of state and private...

We`ve examples of failed state owned instituins and examples of failed free market enterprise...

Is there a middle way ?..

With less excesses on either end of the social and economic divide...

Seems most people are happy with the status quo...

Until...

Bath time....as you were %*

Reply privately

Reply in forum

Reply +quote

By *aucy3Couple
over a year ago

glasgow

Calm down children,playtimes nearly over.

Oh i nearly forgot,anybody got a loan of a tenner.

Reply privately

Reply in forum

Reply +quote

By *atisfy janeWoman
over a year ago

Torquay

www.poxyskanks.com

Reply privately

Reply in forum

Reply +quote

By *aucy3Couple
over a year ago

glasgow

"www.poxyskanks.com

oooooo that sounds strangely sexual,

and more than a little kinky.

thanks jane.xx

Reply privately

Reply in forum

Reply +quote

By *atisfy janeWoman
over a year ago

Torquay

"www.poxyskanks.com

oooooo that sounds strangely sexual,

and more than a little kinky.

thanks jane.xx

It's my new fan site....

Reply privately

Reply in forum

Reply +quote

By *aucy3Couple
over a year ago

glasgow

"www.poxyskanks.com

oooooo that sounds strangely sexual,

and more than a little kinky.

thanks jane.xx

It's my new fan site....

lol

well it sure works,this stiffy didnt get there,all by itself.xx

Reply privately

Reply in forum

Reply +quote

By *ugby 123Couple
Forum Mod
over a year ago

O o O oo

"It's ok.....calling other members a 'Poxy Skank' is now considered acceptable in the forums, it adds a little colour to the debate.

yup. it is all about preference... there is someone for everyone on here.... even poxy skanks get meets.

This is a non discrimination site

Funnily enough if his 'Poxy Skank' post had included an unacceptable link it would have been pulled within a minute or two....

Happily for the mods they have lives and are not on at all times.

Posts will be removed and posters dealt with when they do log in.

In the meantime the REPORT button is useful for all concerned.

Reply privately

Reply in forum

Reply +quote

By *aucy3Couple
over a year ago

glasgow

ooooooo i was beginning to lose interest in this thread.

then WHAM!!!jane talks dirty,

then double WHAM!!!rugby gets all strict,and dominant.

now i'm all hot and bothered,in a good way,happy days.

just goes to show,you should never give up hope.

Reply privately

Reply in forum

Reply +quote

Post new Message to Thread