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"Go for it Mr crystal x " thank you mrs angel - not sure if i can try to get better pay - its care assistant jobs so set pay.... | |||
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"Not wanting to put a downer on you, but money isn't everything..." Assuming the jobs are similar, the way to do it is pick the job you want and ask them to match the highest pay you are offered. | |||
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"been offered a pension scheme. 2% of wages i think. Is it worth having a pension. don't know much about them" Most definitely yes. If a company is putting in 2% it’s better than nothing. You can collate all the small pensions when the time comes & transfer them into an annuity or something similar. It’s all an added extra to the State Pension for when you retire. | |||
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"Oh & if you then opt of your company pension scheme & transfer it you can access the cash at 55. I’m doing just that - got a nice tax free lump sum & retiring soon by living off the annuity till the State Pension kicks in at 67! " All sounds very complicated couldn't you just take the 2 percent and put it in a savings account | |||
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"What's a job interview. I never get offered any !" I live in bristol maybe more jobs going here keep trying though | |||
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"Oh & if you then opt of your company pension scheme & transfer it you can access the cash at 55. I’m doing just that - got a nice tax free lump sum & retiring soon by living off the annuity till the State Pension kicks in at 67! All sounds very complicated couldn't you just take the 2 percent and put it in a savings account" I’m not aware of any savings account where you can take small amounts of £5k & turn it into £50k overnight. Do that with say 4 or 5 of these pensions from various jobs & your £50k pot suddenly becomes much bigger than £50k. You’ll need a pensions advisor who’ll take a small slice as their fee, but it’s worth it. Or you could just stick with the small amounts from the various pensions, but either way... a pension (even one of 2% of your salary) will be a nest egg for the future. | |||
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"should i still go to the other interviews i have set up?? Thanks" yeah why not | |||
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