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Santander mortgage customers

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By *ools and the brain OP   Couple
over a year ago

couple, us we him her.

Anyone else randomly received deeds and property information recently?

Seems strange I thought the bank held it until mortgage was paid off?

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By (user no longer on site)
over a year ago

I dreamt of you last night btw!

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By *ools and the brain OP   Couple
over a year ago

couple, us we him her.


"I dreamt of you last night btw! "

Go on....

Did you?

Punchline..

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By (user no longer on site)
over a year ago


"I dreamt of you last night btw!

Go on....

Did you?

Punchline.."

No I really did... One of you were a lawyer and your firm was the username you just changed

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By *ools and the brain OP   Couple
over a year ago

couple, us we him her.


"I dreamt of you last night btw!

Go on....

Did you?

Punchline..

No I really did... One of you were a lawyer and your firm was the username you just changed "

LOL well at least we have made an impact on someone.

Sorry about name change its just a temporary thing like to do it occasionally.

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By (user no longer on site)
over a year ago


"I dreamt of you last night btw!

Go on....

Did you?

Punchline..

No I really did... One of you were a lawyer and your firm was the username you just changed

LOL well at least we have made an impact on someone.

Sorry about name change its just a temporary thing like to do it occasionally.

"

With that new one, tonight I might dream that one of you is an anger management therapist

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By *ampshirehotwifeWoman
over a year ago

Hampshire


"I dreamt of you last night btw!

Go on....

Did you?

Punchline..

No I really did... One of you were a lawyer and your firm was the username you just changed

LOL well at least we have made an impact on someone.

Sorry about name change its just a temporary thing like to do it occasionally.

With that new one, tonight I might dream that one of you is an anger management therapist "

What about sex therapist

Mrs (happy and grumpy)

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By *icecouple561Couple
Forum Mod
over a year ago

East Sussex


"Anyone else randomly received deeds and property information recently?

Seems strange I thought the bank held it until mortgage was paid off?"

I thought that too, we didn't get ours back until our mortgage was paid up. They're with our wills at the solicitors now.

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By (user no longer on site)
over a year ago

Weve just changed provider from santander to another company, we received the deeds too.

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By (user no longer on site)
over a year ago

We changed to Santander in January, and not received our deeds, I assumed the bank held them until the debt was paid.

Ginger

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By *iss_tressWoman
over a year ago

London


"Anyone else randomly received deeds and property information recently?

Seems strange I thought the bank held it until mortgage was paid off?"

I'm with Santander: no, thought they kept them til mortgage paid off.

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By *ire_bladeMan
over a year ago

Manchester

Not anymore. I have the deeds for all of mine.

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By *iss_tressWoman
over a year ago

London


"Not anymore. I have the deeds for all of mine."

Wonder why they're holding onto mine then.

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By *layfullsamMan
over a year ago

Solihull

They are becoming more and more obsolete now as I think more are held in digital format by the land registry.

Still thought they held them until paid off though

But I might be wrong

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By *eus n EuropaCouple
over a year ago

louth


"Not anymore. I have the deeds for all of mine."

As far as we ubderstand it all Deeds are held electronically at the land registary now.

If the property is mortgaged or capital secured against it then the bank will place a Charge on the property.

Basically if the property is sold before the mortgage or debit is discharged then the creditors are paid before the property owner recieves the balence.

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By *hingy2Woman
over a year ago

STOKE ON TRENT

I received mine cpl weeks back. My mortgage is paid off in September

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By *ugby 123Couple
Forum Mod
over a year ago

O o O oo

You don't get deeds anymore, not even a poxy bit of paper to show you paid all that money....you have to buy it from the Land Registry if you want a hard copy

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By *ugby 123Couple
Forum Mod
over a year ago

O o O oo

PS...it is a bit strange though, even though we didn't get any deeds we got a letter saying thanks for the dosh and you are not getting any deeds but that was only after the morgage ended ( not with the same back though )

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By *ire_bladeMan
over a year ago

Manchester


"Not anymore. I have the deeds for all of mine.

Wonder why they're holding onto mine then. "

No idea but I know I have 4 sets of deeds. Could be as said above they're electronic now and I have the originals.

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By *rank n BettyCouple
over a year ago

Not meeting

The Land Registry have gone all electronic so paper deeds are being returned. They should be left with new owners if you sell.

B x

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By (user no longer on site)
over a year ago

we are with them too but not had anything yet.didn't think you get them until it paid off

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By (user no longer on site)
over a year ago


"Not anymore. I have the deeds for all of mine."

Is it safe to just keep them in the house? Never really thought about what to do with them when the mortgage is paid off.

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By (user no longer on site)
over a year ago


"You don't get deeds anymore, not even a poxy bit of paper to show you paid all that money....you have to buy it from the Land Registry if you want a hard copy "

Oops I didn't see this. Good to know.

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By *ire_bladeMan
over a year ago

Manchester


"Not anymore. I have the deeds for all of mine.

Is it safe to just keep them in the house? Never really thought about what to do with them when the mortgage is paid off. "

Can't say I thought about it but if they can get past my 2 dogs and get into a safe good luck to them. They'll have bloody earned it

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