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"Question: how much in reality would it take to change your life forever Me it would be £100,000" To make a difference it would take about £30k However to make me happy about £100k.... only difference being that would mean I could afford a house | |||
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"Between 200,000-300,000 I’d stop doing overtime " If I win a tenner on the lottery I have second thoughts about going in on a Saturday night. | |||
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"For most people it’ll be clearing their debt or just mortgage. I previously went bust with debts to people of about £50k. A friend gave me the money to make sure everyone I owed got every single penny back as it was my stupidity that got me in trouble so they shouldn’t have been out of pocket for it. I remember one guy saying the £5k I gave him back kept a roof over his family. That has always stayed with me, it’s not a great deal of money but to him it was life changing. " That’s a good friend to have!! | |||
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"Question: how much in reality would it take to change your life forever Me it would be £100,000" Just the price of a house big enough for us. Long as I've got a permanent roof over our heads, I'll always be happy. Can't afford to buy just yet and sick of the overpriced cost concerning private rentals. | |||
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"£90k would clear my mortgage and be a big help, but I reckon probably £250k or more to really change my life. (I want to buy a boat, but they're super expensive )" A boat? Guaranteed way to blow money | |||
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"Recently had 5k put in my account after the dwp had made mistake for a year. It was life changing. Paid off all my debts and bought myself new things for the first time in a very long time. So now even a grand would be life changing because I wouldn't need it to pay off debts. " I love this. | |||
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"I must be an odd one out - because it would not be an amount of money at all - more to try and escape the constant capitalist struggle that we have generally been brainwashed in to. So, a complete change of mindset, approach and life view (and yes I accept you need some money to survive but, for example, I`ve never had a car that made me happy or "changed my life" - just expensive lumps of metal in different colours)." Why can't you just escape that now? | |||
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"Why can't you just escape that now?" Very astute! Am actually in the process of doing so - Andalucia here we come soon (hopefully) - dropping out. Going to have a donkey and not a car | |||
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"Why can't you just escape that now? Very astute! Am actually in the process of doing so - Andalucia here we come soon (hopefully) - dropping out. Going to have a donkey and not a car " Brilliant! | |||
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"Interesting thread, seems the majority just want to clear mortgage and debt no spending sprees or living it large. It’s heartening to know most are pretty content with their lot and don’t see money as the way to happiness " Land is expensive, what's a girl to do.... | |||
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"In reality to change my life. About 20 million pounds " Ooh you've got big ideas Seeside, you gonna buy Dreamland?? | |||
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"Question: how much in reality would it take to change your life forever " £ 2.5m to REALLY change my life £5m | |||
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"In reality to change my life. About 20 million pounds Ooh you've got big ideas Seeside, you gonna buy Dreamland?? " Lol i cood 20 mill wood let me be able to do evening i ever wanted to do and have almost everything i ever wanted | |||
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"500k would get me a nice house and a Nissan GTR, would be like my grandfather and pay everything annually like council tax and tv licence, car insurance, water rates and all that kind of bollocks. I'd study law then. " What's stopping you from studying law now if you don't mind me asking.... | |||
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"Question: how much in reality would it take to change your life forever Me it would be £100,000" Good question | |||
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"£90k would clear my mortgage and be a big help, but I reckon probably £250k or more to really change my life. (I want to buy a boat, but they're super expensive ) A boat? Guaranteed way to blow money " That's the point they're far too expensive to buy and run, but I love them so a life changing amount of money for me is enough to pay off my mortgage and buy a boat! | |||
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"Question: how much in reality would it take to change your life forever Me it would be £100,000" I retired in 2016 with a golden handshake and pensions that was enough to change my life and that of my children. It's a nice feeling being financially secure. | |||
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"Question: how much in reality would it take to change your life forever Me it would be £100,000 To make a difference it would take about £30k However to make me happy about £100k.... only difference being that would mean I could afford a house " I'm not sure that happiness has anything to do with money, but £100,000 would definitely change my life! | |||
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"Recently had 5k put in my account after the dwp had made mistake for a year. It was life changing. Paid off all my debts and bought myself new things for the first time in a very long time. So now even a grand would be life changing because I wouldn't need it to pay off debts. " | |||
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"How much does a hitman cost? That amount." Theres probably a guy on here who will shit on anyone for a tenner...oh, sorry, i misread | |||
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"Mortgage Cleared would be enough " me to | |||
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"I had this discussion with a mate who is ludicrously well off. I'm talking bugatti veryon in his garage money. He assures me, its never enough because once you have the first lambo, you want a newer one. once you have something you want to keep it and always want it better or more. I think enough for a basic annual income for life, which through work I could easily double or more. so say I have 60 years left, allowing for interest, inflation, pension etc say 750k. More immediately, and realistically I think a few years income so I can retrain and change direction " Agree with your logic but not your mates. For some you reach a point where it is enough and the material goods are simply personal preference. | |||
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"One penny more than wife can spend Lol xx" | |||
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"115k and not going mad, plus a bit of common sense changed my life, and gave me the freedom to live the life I live now, I only work a few hours a week, and I can be the father I want to be to my kids, I'm far from rich, I can't spend money on frivolity, but I have a monthly wage that pays my bills. So no need for millions, just common sense and a bit of drive, and you could have it all" If only it were that easy for all of us. I love my job and don't want to change career, but I'll never be able to earn enough to cover my mortgage, bills, and have a bit spare for hobbies working part time. Even if I cleared my mortgage I'd need to work full time. I have far more drive than a lot of people who are better off, but I'll never be rich living the life I currently do (and love). I'm glad everything worked out for you, but common sense and drive won't change everyone's lives, only if we're all very lucky! | |||
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"115k and not going mad, plus a bit of common sense changed my life, and gave me the freedom to live the life I live now, I only work a few hours a week, and I can be the father I want to be to my kids, I'm far from rich, I can't spend money on frivolity, but I have a monthly wage that pays my bills. So no need for millions, just common sense and a bit of drive, and you could have it all If only it were that easy for all of us. I love my job and don't want to change career, but I'll never be able to earn enough to cover my mortgage, bills, and have a bit spare for hobbies working part time. Even if I cleared my mortgage I'd need to work full time. I have far more drive than a lot of people who are better off, but I'll never be rich living the life I currently do (and love). I'm glad everything worked out for you, but common sense and drive won't change everyone's lives, only if we're all very lucky!" Can I just firstly say you look lovely in your lingerie, very tasteful pictures. You are correct most of us will always be in debt from the day we leave school till the day we depart this life, me I’m ok with that, but for me I would like to ease off a bit now I’m comming up 57 Seems my life’s been full on stresssince my late twenties, like you I could have chosen an easier career path. And even as late as last year I decided to test myself with a more challenging role in an environment alien to me. But life’s about experience and challenges!! | |||
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"115k and not going mad, plus a bit of common sense changed my life, and gave me the freedom to live the life I live now, I only work a few hours a week, and I can be the father I want to be to my kids, I'm far from rich, I can't spend money on frivolity, but I have a monthly wage that pays my bills. So no need for millions, just common sense and a bit of drive, and you could have it all If only it were that easy for all of us. I love my job and don't want to change career, but I'll never be able to earn enough to cover my mortgage, bills, and have a bit spare for hobbies working part time. Even if I cleared my mortgage I'd need to work full time. I have far more drive than a lot of people who are better off, but I'll never be rich living the life I currently do (and love). I'm glad everything worked out for you, but common sense and drive won't change everyone's lives, only if we're all very lucky! Can I just firstly say you look lovely in your lingerie, very tasteful pictures. You are correct most of us will always be in debt from the day we leave school till the day we depart this life, me I’m ok with that, but for me I would like to ease off a bit now I’m comming up 57 Seems my life’s been full on stresssince my late twenties, like you I could have chosen an easier career path. And even as late as last year I decided to test myself with a more challenging role in an environment alien to me. But life’s about experience and challenges!! " Thank you Too true, any amount of money wouldn't actually change my path in life, just make things easier! | |||
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"I must be an odd one out - because it would not be an amount of money at all - more to try and escape the constant capitalist struggle that we have generally been brainwashed in to. So, a complete change of mindset, approach and life view (and yes I accept you need some money to survive but, for example, I`ve never had a car that made me happy or "changed my life" - just expensive lumps of metal in different colours)." | |||
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"Question: how much in reality would it take to change your life forever Me it would be £100,000" Trick question, why would a person want to change a good life? | |||
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"Can't understand why a sum of money could ever 'change your life forever' Money can and is spent liberally to make you think you feel better I've made a million & spent a million a few times over and yet... No. It's not the money. It's the challenge. The satisfaction. The 'where do we go from here' I cannot give you an answer as I have no idea where I'm going but it's going to be a helluva ride.... You can experience the same with £1 in your pocket or a million in the bank (btw you need at least 10 times that to live the 'millionaires lifestyle') It's not where you're from, it's where you're at" I agree with a lot of this... I know a number of people with a high 8 figure net worth (no I'm nowhere near there myself) and their lifestyles are not exactly anything to be jealous of, but the lifestyle of the 1 person in the extended circle with a 10 figure net worth makes everyone considerably jealous! | |||
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"So how would you feel about capping any lottery winnings at £100.000 and sharing more prizes. " I think it’s an excellent idea | |||
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"Can't understand why a sum of money could ever 'change your life forever' Money can and is spent liberally to make you think you feel better I've made a million & spent a million a few times over and yet... No. It's not the money. It's the challenge. The satisfaction. The 'where do we go from here' I cannot give you an answer as I have no idea where I'm going but it's going to be a helluva ride.... You can experience the same with £1 in your pocket or a million in the bank (btw you need at least 10 times that to live the 'millionaires lifestyle') It's not where you're from, it's where you're at I agree with a lot of this... I know a number of people with a high 8 figure net worth (no I'm nowhere near there myself) and their lifestyles are not exactly anything to be jealous of, but the lifestyle of the 1 person in the extended circle with a 10 figure net worth makes everyone considerably jealous!" Funny as I disagree with a lot of it. Saying you can experience the same with £1 or £1m is nonsense. I’ve had the former and latter and believe me the lifestyle that the latter enables you to have is completely different. As for jealousy, really don’t get it and anyone with 8 fig net worth being jealous of someone else is a fucking idiot. | |||
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"I had this discussion with a mate who is ludicrously well off. I'm talking bugatti veryon in his garage money. He assures me, its never enough because once you have the first lambo, you want a newer one. once you have something you want to keep it and always want it better or more. I think enough for a basic annual income for life, which through work I could easily double or more. so say I have 60 years left, allowing for interest, inflation, pension etc say 750k. More immediately, and realistically I think a few years income so I can retrain and change direction " B V is my kids dream car. We saw 1 in London on eldest’s 13th birthday & it was apparently the best present ever!! He still talks about it now. He never even touched it - we were on a coach B x | |||
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"Question: how much in reality would it take to change your life forever Me it would be £100,000" I had a high paying job and a nice house and it did change my life forever. I was part of a successful IT business and the demands on me by the shareholders and directors caused me a breakdown and cost me my marriage. No thanks! A couple of quid in the bank and a weekly visit to the pub and I am as happy as Larry. | |||
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"It’s in stages for me. I work, but have also started freelancing. I hate my job, it’s eating my soul. But! I’m not in too bad a place compared to many. So £25K would enable me to have a buffer and quit my job. Then freelance full time. £100-120K would enable the purchase of a second property and thus generate a small income. £300-500K would be totally life changing. But to be honest with you I’m sure that the supply of money is controlled. Take Lottery jackpot winners, it’s always bland apolitical people that win. Whereas if I had £20 Million, I’d be socially useful. " I knew a couple who won £500k on the lottery and they blew it in a year and broke up a couple of years after through boredom. | |||
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"Can't understand why a sum of money could ever 'change your life forever' Money can and is spent liberally to make you think you feel better I've made a million & spent a million a few times over and yet... No. It's not the money. It's the challenge. The satisfaction. The 'where do we go from here' I cannot give you an answer as I have no idea where I'm going but it's going to be a helluva ride.... You can experience the same with £1 in your pocket or a million in the bank (btw you need at least 10 times that to live the 'millionaires lifestyle') It's not where you're from, it's where you're at I agree with a lot of this... I know a number of people with a high 8 figure net worth (no I'm nowhere near there myself) and their lifestyles are not exactly anything to be jealous of, but the lifestyle of the 1 person in the extended circle with a 10 figure net worth makes everyone considerably jealous! Funny as I disagree with a lot of it. Saying you can experience the same with £1 or £1m is nonsense. I’ve had the former and latter and believe me the lifestyle that the latter enables you to have is completely different. As for jealousy, really don’t get it and anyone with 8 fig net worth being jealous of someone else is a fucking idiot." I spy someone who may have seen a lot (or more likely wishes he had) but not experienced much Having a trolley full if cash isolates you. You cannot experience the very wonders around you. For that you really need to be a poor man, for only there does true knowledge lie. The ability to pull yourself up by your bootstraps. Whilst inverted. In quicksand It's ok to have money but to be truly rich one needs wealth. And that doesn't necessarily hold a monetary value. If you can't have a good time on £1 then you my friend are truly the idiot | |||
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"Be happy with who and what you are " I reckon half a mill would see me livin comfortably buy me a house invest about 100k look after friends an family with the other 100k | |||
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"Can't understand why a sum of money could ever 'change your life forever' Money can and is spent liberally to make you think you feel better I've made a million & spent a million a few times over and yet... No. It's not the money. It's the challenge. The satisfaction. The 'where do we go from here' I cannot give you an answer as I have no idea where I'm going but it's going to be a helluva ride.... You can experience the same with £1 in your pocket or a million in the bank (btw you need at least 10 times that to live the 'millionaires lifestyle') It's not where you're from, it's where you're at I agree with a lot of this... I know a number of people with a high 8 figure net worth (no I'm nowhere near there myself) and their lifestyles are not exactly anything to be jealous of, but the lifestyle of the 1 person in the extended circle with a 10 figure net worth makes everyone considerably jealous! Funny as I disagree with a lot of it. Saying you can experience the same with £1 or £1m is nonsense. I’ve had the former and latter and believe me the lifestyle that the latter enables you to have is completely different. As for jealousy, really don’t get it and anyone with 8 fig net worth being jealous of someone else is a fucking idiot. I spy someone who may have seen a lot (or more likely wishes he had) but not experienced much Having a trolley full if cash isolates you. You cannot experience the very wonders around you. For that you really need to be a poor man, for only there does true knowledge lie. The ability to pull yourself up by your bootstraps. Whilst inverted. In quicksand It's ok to have money but to be truly rich one needs wealth. And that doesn't necessarily hold a monetary value. If you can't have a good time on £1 then you my friend are truly the idiot" Clearly I’m an idiot then. Allow me to tell you a little of my life. I’m from a very reprieved council estate in Liverpool. Like many streets kids I was a very good footballer but despite being offered a pro contract I knew my limitations so opted for education. After uni I built up a successful business but squandered the lot on parties and material wealth. My true friends stuck by me, the hangers on quickly left. I had nothing left, everything was gone. I started again today with one of the friends and today we own just over 100 properties. We have a very good income from it and it’s enabling me to take a year out and go and see the world. Now whilst seeing the world could be classed as free, for it is there for all to see, could I do it with just £1 in my pocket... clearly not. So please don’t fucking preach at people that you know nothing about, my friend. | |||
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"We have a very good income from it and it’s enabling me to take a year out and go and see the world. Now whilst seeing the world could be classed as free, for it is there for all to see, could I do it with just £1 in my pocket... clearly not. " It can and has been done many times... | |||
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"Can't understand why a sum of money could ever 'change your life forever' Money can and is spent liberally to make you think you feel better I've made a million & spent a million a few times over and yet... No. It's not the money. It's the challenge. The satisfaction. The 'where do we go from here' I cannot give you an answer as I have no idea where I'm going but it's going to be a helluva ride.... You can experience the same with £1 in your pocket or a million in the bank (btw you need at least 10 times that to live the 'millionaires lifestyle') It's not where you're from, it's where you're at I agree with a lot of this... I know a number of people with a high 8 figure net worth (no I'm nowhere near there myself) and their lifestyles are not exactly anything to be jealous of, but the lifestyle of the 1 person in the extended circle with a 10 figure net worth makes everyone considerably jealous! Funny as I disagree with a lot of it. Saying you can experience the same with £1 or £1m is nonsense. I’ve had the former and latter and believe me the lifestyle that the latter enables you to have is completely different. As for jealousy, really don’t get it and anyone with 8 fig net worth being jealous of someone else is a fucking idiot. I spy someone who may have seen a lot (or more likely wishes he had) but not experienced much Having a trolley full if cash isolates you. You cannot experience the very wonders around you. For that you really need to be a poor man, for only there does true knowledge lie. The ability to pull yourself up by your bootstraps. Whilst inverted. In quicksand It's ok to have money but to be truly rich one needs wealth. And that doesn't necessarily hold a monetary value. If you can't have a good time on £1 then you my friend are truly the idiot" This sort of thing is always said by someone with money though. Squandered or otherwise Ask a truly poor person how many wonders they see around them. If you have no bootstraps you have nothing to pull at "Money doesn't make you happy, but it certainly takes the sting out of being poor". Said someone. | |||
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" I spy someone who may have seen a lot (or more likely wishes he had) but not experienced much Having a trolley full if cash isolates you. You cannot experience the very wonders around you. For that you really need to be a poor man, for only there does true knowledge lie. The ability to pull yourself up by your bootstraps. Whilst inverted. In quicksand It's ok to have money but to be truly rich one needs wealth. And that doesn't necessarily hold a monetary value. If you can't have a good time on £1 then you my friend are truly the idiot This sort of thing is always said by someone with money though. Squandered or otherwise Ask a truly poor person how many wonders they see around them. If you have no bootstraps you have nothing to pull at "Money doesn't make you happy, but it certainly takes the sting out of being poor". Said someone. " Well said Autumn! Ask a parent who doesn’t have money to provide breakfast for her children, or a pensioner that can’t afforrd to put the heating on. Or someone that works all hours but still has to go to a foodbank. | |||
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"Mortgage Cleared would be enough " Same here, I dream of the days we are mortgage free, only another 30 odd year's | |||
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"Mortgage Cleared would be enough " yep this is me too. | |||
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" I spy someone who may have seen a lot (or more likely wishes he had) but not experienced much Having a trolley full if cash isolates you. You cannot experience the very wonders around you. For that you really need to be a poor man, for only there does true knowledge lie. The ability to pull yourself up by your bootstraps. Whilst inverted. In quicksand It's ok to have money but to be truly rich one needs wealth. And that doesn't necessarily hold a monetary value. If you can't have a good time on £1 then you my friend are truly the idiot This sort of thing is always said by someone with money though. Squandered or otherwise Ask a truly poor person how many wonders they see around them. If you have no bootstraps you have nothing to pull at "Money doesn't make you happy, but it certainly takes the sting out of being poor". Said someone. Well said Autumn! Ask a parent who doesn’t have money to provide breakfast for her children, or a pensioner that can’t afforrd to put the heating on. Or someone that works all hours but still has to go to a foodbank. " I am the parent that works all the hours and struggles constantly just to survive. At the moment I'm currently loosing sleep over how to provide for upcoming children's birthdays and school camp. Thankfully I've not yet needed a foodbank. However it scares me that many people in similar positions to me struggle too, yet society seems to wonder how it's possible. Sadly we live in a culture where actually being hard working goes against you. I'm looked down on by my children's school because I'm not volunteering to help or because I've had the cheek to ask for a later apt, or because I was late for pick up due to traffic. We now live in a society where I'm the odd one out. I don't wish to get political because I grudge no one anything but the system stinks. | |||
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"I had a lovely surprise this week. I lent an acquaintance £150 maybe 3 years ago. Wrote it off. But I came home this week to £250 repayment. He said that he'd loaned out to help others so much money, that when his business got into trouble, none of his 'friends' lifted a finger. He knew I scrapped the £150 for him, literally down the back of the sofa job, no questions, and I'm only an acquaintance. He was grateful, because he realise he had no friends except me. The repayment was brilliant, as I was down to £28 in the bank and a large utility bill for the end of the month. Saved my butt at least for this month!" £150 probably changed his life. And yours at that moment. Love that. | |||
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