FabSwingers.com forum: Bailiffs

By (user no longer on site) OP
over a year ago

Do I have to let or can bailiffs push their way into my home ?

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By *easing_twoCouple
over a year ago

Bristol, Thornbury

If you open the door yes. They can make peacefully entry so if they get a foot in they are in.

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By (user no longer on site)
over a year ago

No, unless they have a high court writ or they can get in through an open door or window - I think the technical term is peaceful entry. However, I think that if you've allowed them in before that they can then force their way in.

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By (user no longer on site)
over a year ago

They need a court order

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By (user no longer on site)
over a year ago

Only high Court bailiffs can, general debt collection bailiffs are not allowed.

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By *ulldog_71Man
over a year ago

Sedgefield

If you don't let them in there's nothing they can do however any property outside the house is fair game including cars.

High court enforcement officers or bailiffs representing the Inland Revenue can do anything they like though.

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By (user no longer on site)
over a year ago

"Only high Court bailiffs can, general debt collection bailiffs are not allowed."

Bailiffs have to be certified.

Wherever they come from.

There arent two sets of rules

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By (user no longer on site)
over a year ago

"Only high Court bailiffs can, general debt collection bailiffs are not allowed.

Bailiffs have to be certified.

Wherever they come from.

There arent two sets of rules"

No there are two different things

High court enforcement officers are different but get grouped (incorrectly) with bailiff/debt collectors.

I'm basing this completely on "can't pay we will take it away" and "the sheriff's are coming". Both frequently state there is a difference.

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By *queekyCheesyCouple
over a year ago

newark

Make sure the documents are actually signed...

As for entering your home.. You could let them, but where's the fun in that

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By (user no longer on site)
over a year ago

"Only high Court bailiffs can, general debt collection bailiffs are not allowed.

Bailiffs have to be certified.

Wherever they come from.

There arent two sets of rules

No there are two different things

High court enforcement officers are different but get grouped (incorrectly) with bailiff/debt collectors.

I'm basing this completely on "can't pay we will take it away" and "the sheriff's are coming". Both frequently state there is a difference. "

That's what I meant to say bailiffs can, debt collection can't.

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By (user no longer on site)
over a year ago

"Only high Court bailiffs can, general debt collection bailiffs are not allowed.

Bailiffs have to be certified.

Wherever they come from.

There arent two sets of rules

No there are two different things

High court enforcement officers are different but get grouped (incorrectly) with bailiff/debt collectors.

I'm basing this completely on "can't pay we will take it away" and "the sheriff's are coming". Both frequently state there is a difference.

That's what I meant to say bailiffs can, debt collection can't.

Had that too.

Problem is people say bailiffs and could be referring to high court enforcement or private debt collection. The powers range from being able to walk in peacefully to f-all

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By (user no longer on site)
over a year ago

"Only high Court bailiffs can, general debt collection bailiffs are not allowed.

Bailiffs have to be certified.

Wherever they come from.

There arent two sets of rules

No there are two different things

High court enforcement officers are different but get grouped (incorrectly) with bailiff/debt collectors.

I'm basing this completely on "can't pay we will take it away" and "the sheriff's are coming". Both frequently state there is a difference.

That's what I meant to say bailiffs can, debt collection can't.

All bailiffs must be certified

And have court orders

And they must all follow the same set of guidelines

There are not two sets of rules

If they dont follow the guidelines, then THEY are breaking the law.

Debt collection agencies must follow very strict guidelines too. Or risk losing their licences.

They aren't allowed to harrass or bully

But yes, I concede, they are often pond life

And damn it, I should know!!

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By (user no longer on site)
over a year ago

"Only high Court bailiffs can, general debt collection bailiffs are not allowed.

Bailiffs have to be certified.

Wherever they come from.

There arent two sets of rules

No there are two different things

High court enforcement officers are different but get grouped (incorrectly) with bailiff/debt collectors.

I'm basing this completely on "can't pay we will take it away" and "the sheriff's are coming". Both frequently state there is a difference.

That's what I meant to say bailiffs can, debt collection can't.

All bailiffs must be certified

And have court orders

And they must all follow the same set of guidelines

There are not two sets of rules

If they dont follow the guidelines, then THEY are breaking the law.

Debt collection agencies must follow very strict guidelines too. Or risk losing their licences.

They aren't allowed to harrass or bully

But yes, I concede, they are often pond life

And damn it, I should know!!"

Those who knocked on my door definitely weren't certified. Vile horrible people.

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By (user no longer on site)
over a year ago

"Only high Court bailiffs can, general debt collection bailiffs are not allowed.

Bailiffs have to be certified.

Wherever they come from.

There arent two sets of rules

No there are two different things

High court enforcement officers are different but get grouped (incorrectly) with bailiff/debt collectors.

I'm basing this completely on "can't pay we will take it away" and "the sheriff's are coming". Both frequently state there is a difference.

That's what I meant to say bailiffs can, debt collection can't.

All bailiffs must be certified

And have court orders

And they must all follow the same set of guidelines

There are not two sets of rules

If they dont follow the guidelines, then THEY are breaking the law.

Debt collection agencies must follow very strict guidelines too. Or risk losing their licences.

They aren't allowed to harrass or bully

But yes, I concede, they are often pond life

And damn it, I should know!!

Those who knocked on my door definitely weren't certified. Vile horrible people."

Did you get the company name?

You should complain

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By *arnsley guy100Man
over a year ago

Sheffield

If you ask me from experience.... Work with "The office"..

They'll work with you to find a solution in a proper manner

You'll feel much better once you've spoke to them and you'll never here from them again subject to paying the instalments..

Communication is key.. They do listen but same time won't let you take the piss.

They'd much rather sort it out amicably without the stress, as you would, than selling your 2nd hand microwave at a auction.

Honestly, phone them.. They don't bite, I know it's stressful but so is hiding behind the sofa or arguing with 2 burley blokes at the door... It'll save you a couple hundred pound to contact them rather than they find you.

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By (user no longer on site)
over a year ago

"Only high Court bailiffs can, general debt collection bailiffs are not allowed.

Bailiffs have to be certified.

Wherever they come from.

There arent two sets of rules

No there are two different things

High court enforcement officers are different but get grouped (incorrectly) with bailiff/debt collectors.

I'm basing this completely on "can't pay we will take it away" and "the sheriff's are coming". Both frequently state there is a difference.

That's what I meant to say bailiffs can, debt collection can't.

All bailiffs must be certified

And have court orders

And they must all follow the same set of guidelines

There are not two sets of rules

If they dont follow the guidelines, then THEY are breaking the law.

Debt collection agencies must follow very strict guidelines too. Or risk losing their licences.

They aren't allowed to harrass or bully

But yes, I concede, they are often pond life

And damn it, I should know!!

Those who knocked on my door definitely weren't certified. Vile horrible people.

Did you get the company name?

You should complain"

This was 4 years ago. They harrassed us for weeks, all times of the day bashing the door, sending letters demanding ever more money. Police wouldn't listen in the beginning until they tried to take my car. I'd tried to show them ID, passport etc. but they wouldn't even acknowledge it. They had my car part loaded when the police arrived, soon shut up then. Never heard from them again.

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By (user no longer on site)
over a year ago

"Only high Court bailiffs can, general debt collection bailiffs are not allowed.

Bailiffs have to be certified.

Wherever they come from.

There arent two sets of rules

No there are two different things

High court enforcement officers are different but get grouped (incorrectly) with bailiff/debt collectors.

I'm basing this completely on "can't pay we will take it away" and "the sheriff's are coming". Both frequently state there is a difference.

That's what I meant to say bailiffs can, debt collection can't.

I've had the debt collection people knocking on my door as the people we bought our house off moved and we're obviously in debt, didn't inform these companies they'd moved. Debt collectors are a bunch of bullying cunts. "
I don't think they can do anything if you can photo id that you aren't the person on their paperwork

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By *orticiaWoman
over a year ago

Wirral

"Only high Court bailiffs can, general debt collection bailiffs are not allowed.

Bailiffs have to be certified.

Wherever they come from.

There arent two sets of rules

No there are two different things

High court enforcement officers are different but get grouped (incorrectly) with bailiff/debt collectors.

I'm basing this completely on "can't pay we will take it away" and "the sheriff's are coming". Both frequently state there is a difference.

That's what I meant to say bailiffs can, debt collection can't.

All bailiffs must be certified

And have court orders

And they must all follow the same set of guidelines

There are not two sets of rules

If they dont follow the guidelines, then THEY are breaking the law.

Debt collection agencies must follow very strict guidelines too. Or risk losing their licences.

They aren't allowed to harrass or bully

But yes, I concede, they are often pond life

And damn it, I should know!!"

Bailiffs work for the courts to enforce court orders. Debt Collection Agents work for a range of clients (eg banks,credit card companies, catalogues, mail order companies etc) to recover money owed to them

Both are regulated but they are both different.

DCA’s cannot demand or force access. Bailiffs may have the relevant paperwork to grant them access & will often have the police accompany them if this is the case.

If someone is trying to force access & doesn’t have the police with them, then call the police to get advice or report it.

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By (user no longer on site)
over a year ago

The best thing to do if you open the door to bailiffs is walk straight out of your door, lock it behind you and either walk or drive away without saying a word to them. They always threaten to force entry etc but seldom do because it takes hours out of their day.

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By (user no longer on site)
over a year ago

"Only high Court bailiffs can, general debt collection bailiffs are not allowed.

Bailiffs have to be certified.

Wherever they come from.

There arent two sets of rules"

High court ballifs do have different rules to general ones. High court bailiffs deal with repossessions of houses ect. And can force entry into your home for that purpose. They can force entry into business premises, so that would include your home if running a business from it.

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By (user no longer on site)
over a year ago

You're better off trying to make an arrangement with your debtor to pay something towards your debt though. Stepchange...free debt advisors are available online x

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By (user no longer on site) OP
over a year ago

It's high court enforcers

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By (user no longer on site)
over a year ago

"It's high court enforcers"

Get in touch with citizens advice. They will actually be able to tell you what they can and can't do. Clearly people here have different ideas.

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By (user no longer on site)
over a year ago

"It's high court enforcers

Get in touch with citizens advice. They will actually be able to tell you what they can and can't do. Clearly people here have different ideas."

There are quite a few debt helplines these days too

Sometimes the CAB are very busy, and its tough to get an app

Also, as they are volunteers they aren't always experts on every subject

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By (user no longer on site)
over a year ago

"It's high court enforcers"

Then they have the right to force entry. You really need to try and negotiate an agreement before it reaches that point

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By (user no longer on site) OP
over a year ago

The thing is I'm already paying off my debt . Missed no payments at all and I have had a collection agent knock my door . I told him.im paying the debt off but he won't have it . I have paperwork to prove I am paying

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By (user no longer on site)
over a year ago

"The thing is I'm already paying off my debt . Missed no payments at all and I have had a collection agent knock my door . I told him.im paying the debt off but he won't have it . I have paperwork to prove I am paying "

Well then you have to complain

To the company that 'own' the debt ( which probably isnt the original lender)

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By (user no longer on site) OP
over a year ago

Tried that

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By *easing_twoCouple
over a year ago

Bristol, Thornbury

Once it is at high court there is nothing you can do. Whoever owns the debt can escalate to the high court to try and get it cleared quicker. If you opened the door to them or they found a open one that's it there in. Only thing last to do is work with them...

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By *ertsguy2000Man
over a year ago

hertford

"Once it is at high court there is nothing you can do. Whoever owns the debt can escalate to the high court to try and get it cleared quicker. If you opened the door to them or they found a open one that's it there in. Only thing last to do is work with them..."

You’re are mistaken.

If there is a court order and it has been incorrectly issued because the facts are wrong then you can go back to the court and ask for the judgement to be set aside, as long as you can prove the original judgement has been issued under false pretences.

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By *octor DeleriumMan
over a year ago

Wellingborough

PM sent.

Dr Delirium

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By *elson61Man
over a year ago

WELWYN GARDEN CITY

Debt collectors have sod all powers. they can come to your home but have no power of entry. The cannot take any property from a person, they can't take your car, they have as much power as anyone else in the country, which is the square root of feck all.

Bailiffs or enforcement agents as they are now known are different and will work with the courts and local authorities after judgements have been given in the courts or other legal processes. The exception is HMRC who can send in enforcement agents without any court action.

Enforcement officers also have to notify a person in writing first before they can attend, to give them notice they are coming.

They can't enter your home by force either unless they are collecting a criminal fine.

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