FabSwingers.com forum: Contactless cards

By (user no longer on site) OP
over a year ago

So my new card has arrived in the post and it's contactless but I am very sceptical about it and don't like the fact anyone could spend 30 pounds if they got hold of it.who uses contactless and how isit secure like it says? :/

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By (user no longer on site)
over a year ago

You're a bit late to the party

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By (user no longer on site)
over a year ago

I'm the same.....

It doesn't sit comfortably with me...

I worked had for my money ..... hard for my money..... I worked hard for my money... hard for my money... hard for my money

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By (user no longer on site)
over a year ago

I've been using contactless for a couple of years and not had issues, except it not working on Oyster terminals sometimes..

I had my purse stolen once and immediately cancelled it. Nothing was taken from my account.

It is easy to lose track of what you're spending though, as it doesn't always show on your account when you use contactless, until it actually comes out of your bank.

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By (user no longer on site)
over a year ago

Always said I'd never use it but when a replacement card came through, it was contactless. Now use it quite often for smaller purchases. Not had a problem.

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By *icecouple561Couple
Forum Mod
over a year ago

East Sussex

I've used contactless for some time. I keep my cards in one of those wallets that stops it from being scanned without me knowing. I agree that if it was stolen it could be used but the card company randomly asks you to use your pin so that reduces the chances slightly.

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By *icecouple561Couple
Forum Mod
over a year ago

East Sussex

Oh and you can ask your bank to send you a normal card.

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By *ina VonteeseTV/TS
over a year ago

Leicester

Takes a few days to land on the account before it shows so careful if you are near the end of the month. If it's used consecutivly for 3x£30 it will trigger a requirement for pin entry .

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By *ohnnybadman666Man
over a year ago

Warrington

"Oh and you can ask your bank to send you a normal card."

Is that so? I don't like the idea of contactless in case it is lost... I may as well have written my PIN code on it!!

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By *icecouple561Couple
Forum Mod
over a year ago

East Sussex

"Oh and you can ask your bank to send you a normal card.

Is that so? I don't like the idea of contactless in case it is lost... I may as well have written my PIN code on it!!

Yep!

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By *ohnnybadman666Man
over a year ago

Warrington

I didn't think of the implications of it at all until I ended up paying for a round of drinks at a crowded bar and it sort of happened lol... ie the contactless bit. It was only later I realised how easy it was and easy it a manna from heaven for some unscrupulous people.

I will deffo consider getting it changed now.

Thanks

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By *unandbuckCouple
over a year ago

Sheffield

It's like having one of those £20 note things in your wallet, if somebody got hold of that they could spend it

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By (user no longer on site)
over a year ago

They have a transaction limit of £30.

And if they are used fraudulently then the banks are liable.

If you use online banking or even a phone they can be cancelled immediately.

Can't do that with bank notes...

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By *urreyfun2008Man
over a year ago

East Grinstead

Its not like a signature was that hard to fake previously anyway

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By (user no longer on site) OP
over a year ago

"Oh and you can ask your bank to send you a normal card."

Think il be doing this tomorrow it will sit easier with me

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By (user no longer on site) OP
over a year ago

"Oh and you can ask your bank to send you a normal card.

Is that so? I don't like the idea of contactless in case it is lost... I may as well have written my PIN code on it!!

So true I don't get how they can call it secure ??

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By (user no longer on site)
over a year ago

"It's like having one of those £20 note things in your wallet, if somebody got hold of that they could spend it

As daft as it sounds, I'd never thought of it this way.

I've still never used it and won't though.

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By *rego69Man
over a year ago

Chelmsford

I always use the pin. Keep oyster for buses and trains. Infuriates me when someone says alright to do contact less and stripes it before I can say no. Tend to take charge of the shoe and not let go of my card now.

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By (user no longer on site)
over a year ago

Still prefer to slip mine in!

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By *eryBigGirlWoman
over a year ago

East Yorkshire

I use contactless on my card and phone all time time, it's quick and easy and no less secure than cash!

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By *adyGardenWoman
over a year ago

LONDON (se)

Safer than cash becaise if it isn't you that sprnds it the banks pay it back. All you have to do is tell them your last transaction with it

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By *andonmessMan
over a year ago

A world all of his own

As a few others have said, I've had one for a good few years now, maybe 2-3-4? Not sure.

Never had any instance of my details being "stolen" or anything of the sort.

The only danger with it is using it when I'm out for a drink or two. Then it gets used waaaaaaaaaaaay too much and I don't realise it for a few days

So in summary, it's safe, apart from when it's in my own hands

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By *ophieslutTV/TS
over a year ago

Central

Use it but remain concerned in case the card is lost. Perhaps a tougher purse security system is needed

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By *abs..Woman
over a year ago

We can barely get out of bed these days without passwords, security questions like your first teachers best friends dogs name and PIN numbers. Then one day they just introduce contactless and suddenly you can just waggle your card about somewhere near a gadget and pay for things. Life’s a mystery

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By *ikeC81Man
over a year ago

harrow

I use contactless on either my phone or watch. I have one credit card that is contactless and one debit card that is (my main credit card is’nt)

It’s fine the only time I have actually had a problem with my cards is someone cloaned credit card when I used it in a machine

Contactless are used all the time in London and there are no real problems with it

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By *ikeC81Man
over a year ago

harrow

I do prefer my phone as I have to use fingerprint to authorise and I have a list of transactions on it so I know what I have spent where

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By (user no longer on site)
over a year ago

It's quick and easy ...always use contactless

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By (user no longer on site)
over a year ago

I always use it. While I'm not overly happy that anyone could spend £30 on my card, the technology is on the card whether I like it or not, so I may as well use it. If I refused to use it, it doesn't cease to work for anyone who took the card.

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By * and M lookingCouple
over a year ago

Worcester

"So my new card has arrived in the post and it's contactless but I am very sceptical about it and don't like the fact anyone could spend 30 pounds if they got hold of it.who uses contactless and how isit secure like it says? :/"

A customer of ours had her bag snatched whilst getting into her car last week.

Within 12 minutes the thieves had used her various contactless cards and spent £150 on cigarettes ans alchohol in various small retail shops nearby.

We have ours turned off.

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By * and M lookingCouple
over a year ago

Worcester

Oh and to make matters worse, she got a parking ticket from the sites ANPR system as she had gone over her allowed time whilst reporting it to the police.

The store manager did get it squashed for her though.

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By *htcMan
over a year ago

Have contactless never use the contactless feature. As you know you can hijack the signal and copy the card. Only have to be near and can pick up the signal. And then have a free card to spend on with no pin needed.

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By * and M lookingCouple
over a year ago

Worcester

"Have contactless never use the contactless feature. As you know you can hijack the signal and copy the card. Only have to be near and can pick up the signal. And then have a free card to spend on with no pin needed."

Being near is a bit of a myth

The cards chip becomes active when introduced into an RF field (roughly within 1 -10 centimetres maximum) then you have to know what sector the cards information is stored on within the chip.

The pros know this but my opportunist would rather steal your card.

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By *sGivesWoodWoman
over a year ago

ST. AUSTELL, CORNWALL

"I've used contactless for some time. I keep my cards in one of those wallets that stops it from being scanned without me knowing. I agree that if it was stolen it could be used but the card company randomly asks you to use your pin so that reduces the chances slightly."
where can you get the wallets from please x

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By *arehamMan
over a year ago

handforth

Use mine all the time saves mucking about putting the PIN number in.

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By *gnitemybodyWoman
over a year ago

Onestepoutofthedoor

Yeah just thinking the same

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By *unandbuckCouple
over a year ago

Sheffield

Yeah just thinking the same"

Simply wrap your existing purse or wallet in lead. 5mm thick stuff is best

Actually I'm not sure about the scanning out of your pocket thing. The crim would have to have a contactless account with the card companies, I don't think the criminal would do it for £30 max transactions.

If you have more than one contactless card it wont work either. I used to have just one contactless debit card and could hold my wallet to the machine and let it scan. Then when they changed my credit card to contactless, I couldn't do it any more. The signals must interfere with each other.

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By *icecouple561Couple
Forum Mod
over a year ago

East Sussex

Yeah just thinking the same

Simply wrap your existing purse or wallet in lead. 5mm thick stuff is best

They obtain your card details from the scanner and use those details to buy things on line. Not having the three digit security code is not a bar to this apparently.

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By *unandbuckCouple
over a year ago

Sheffield

Simply wrap your existing purse or wallet in lead. 5mm thick stuff is best

They obtain your card details from the scanner and use those details to buy things on line. Not having the three digit security code is not a bar to this apparently."

I think the other poster meant secretlty scan it while still in your pocket / handbag. Hence the special wallet?

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By *icecouple561Couple
Forum Mod
over a year ago

East Sussex

Simply wrap your existing purse or wallet in lead. 5mm thick stuff is best

They obtain your card details from the scanner and use those details to buy things on line. Not having the three digit security code is not a bar to this apparently.

I think the other poster meant secretlty scan it while still in your pocket / handbag. Hence the special wallet?"

Yes I know. That's how your card details are obtained, then used for online shopping. A guy demonstrated it in action on telly and had orders delivered paid for with the details he'd obtained by scanning the card.

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By *unandbuckCouple
over a year ago

Sheffield

I think the other poster meant secretlty scan it while still in your pocket / handbag. Hence the special wallet?

I think that sounds dodgy. I have a web store and do phone card orders. If all the details don't match exactly, including card registered address the transaction gets declined.

What programme was it on?

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By *icecouple561Couple
Forum Mod
over a year ago

East Sussex

I think the other poster meant secretlty scan it while still in your pocket / handbag. Hence the special wallet?

I think that sounds dodgy. I have a web store and do phone card orders. If all the details don't match exactly, including card registered address the transaction gets declined.

What programme was it on?"

The one with Angela Rippon, Gloria Hunniford and the woman whose name I've forgotten.

I was surprised too because the company the guy used to order stuff from was very well known.

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By *unandbuckCouple
over a year ago

Sheffield

I think that sounds dodgy. I have a web store and do phone card orders. If all the details don't match exactly, including card registered address the transaction gets declined.

What programme was it on?

The one with Angela Rippon, Gloria Hunniford and the woman whose name I've forgotten.

I was surprised too because the company the guy used to order stuff from was very well known."

Thanks, I'll try to find it.

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By *iceguydaveMan
over a year ago

Monmouth

where can you get the wallets from please x"

I got one on Amazon for less than the price of a regular wallet - decent leather, loads of card slots, about a tenner.

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By *icecouple561Couple
Forum Mod
over a year ago

East Sussex

I think that sounds dodgy. I have a web store and do phone card orders. If all the details don't match exactly, including card registered address the transaction gets declined.

What programme was it on?

The one with Angela Rippon, Gloria Hunniford and the woman whose name I've forgotten.

I was surprised too because the company the guy used to order stuff from was very well known.

Thanks, I'll try to find it."

An internet search brings up some quite interesting information on the subject too.

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By *sGivesWoodWoman
over a year ago

ST. AUSTELL, CORNWALL

I think that sounds dodgy. I have a web store and do phone card orders. If all the details don't match exactly, including card registered address the transaction gets declined.

What programme was it on?

The one with Angela Rippon, Gloria Hunniford and the woman whose name I've forgotten.

I was surprised too because the company the guy used to order stuff from was very well known.

Thanks, I'll try to find it."
it's called rip off Britain bbc1

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By *icecouple561Couple
Forum Mod
over a year ago

East Sussex

I think that sounds dodgy. I have a web store and do phone card orders. If all the details don't match exactly, including card registered address the transaction gets declined.

What programme was it on?

The one with Angela Rippon, Gloria Hunniford and the woman whose name I've forgotten.

I was surprised too because the company the guy used to order stuff from was very well known.

Thanks, I'll try to find it.it's called rip off Britain bbc1"

That's it!

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By *obin_and_marionMan
over a year ago

Beaconsfield

All the time... pubs, bars, restaurants, coffee shops, newsagents...

London Underground and buses.

Its fine.

Just keep your card as secure as your cash and report any losses quickly. Also don't keep your card with another card as that confuses the readers. And when you use a card pick up the receipt.

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By *obin_and_marionMan
over a year ago

Beaconsfield

BTW if you have a contactless card (and they all are these days) then YOU HAVE ONE... so you need to keep it secure regardless of whether you use it contactless or not.

In other words, whatever risks there are, you're running those risks whether you use it contactless or not, so you might as well use it.

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By *icecouple561Couple
Forum Mod
over a year ago

East Sussex

BTW if you have a contactless card (and they all are these days) then YOU HAVE ONE... so you need to keep it secure regardless of whether you use it contactless or not.

In other words, whatever risks there are, you're running those risks whether you use it contactless or not, so you might as well use it.

You can ask your bank to provide you with a non contactless card.

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