FabSwingers.com forum: What's a good salary?

By *ogloom OP Man
over a year ago

Levens

Net after costs how much money is a good amount to have left over each month?

Thinking about career changes but since the main reason for work is money whatever job I do. I wonder whether the private or public sector is the way to go?

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By (user no longer on site)
over a year ago

Everyone has different needs so for some who are more frugal .. £100 would be enough.. for others several grand. Depends what your lifestyle is like I guess.

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By *orum TrollWoman
over a year ago

•+• Access Denied •+•

£400 per month is decent enough to let you have some luxuries, if you have dependents then more than that obviously. anything less is probably not worth getting out of bed for.

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By *y Favorite PornstarCouple
over a year ago

Basingstoke

Nobody joins the public sector for the salary

Pension - maybe. But salary, no.

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By (user no longer on site)
over a year ago

More than enough never made me happier in truth ...trouble is when you get used to a lifestyle and it goes ,that's when the problems start ...being content with what you've got and peace of mind along with job security I've found better for me

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By *odkaredbull23Man
over a year ago

some where central

After mortgage and elec gas broadband sky and mobile are paid it's really just money fornfood shopping and the occasional night out for me. I could live on £100 per week easy but waste money on random Amazon purchases when I'm bored spend up spending more...i need someone to control my money for me and give me an allowance haha.

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By (user no longer on site)
over a year ago

I'd go along 400 to 500 a month left over after paying all the bills would be good.

I always seem to have something else to pay for anyway

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By (user no longer on site)
over a year ago

Depends where abouts you are too. I'm in a rural town, but get as much as I would for a different job in the city.

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By (user no longer on site)
over a year ago

"£400 per month is decent enough to let you have some luxuries, if you have dependents then more than that obviously. anything less is probably not worth getting out of bed for."

Did you mean a week?

Not many luxuries I would have thought for less then a £100 pw

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By *orum TrollWoman
over a year ago

•+• Access Denied •+•

"£400 per month is decent enough to let you have some luxuries, if you have dependents then more than that obviously. anything less is probably not worth getting out of bed for.

Did you mean a week?

Not many luxuries I would have thought for less then a £100 pw"

i know how to penny pinch. i don't buy brand names either and that saves a lot.

a night out and a few other items for that amount of money easily.

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By *corpio67Man
over a year ago

hillingdon

It all depends on whether you work to live

Live to work!

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By *yrdwomanWoman
over a year ago

Putting the 'cum' in Eboracum

"Nobody joins the public sector for the salary

Pension - maybe. But salary, no. "

Depends. I don't get paid what I could in the private sector, but I do OK.

OP, I have £200 to £500 left over each month, depending on whether I've been on holiday that month. Since my daughter left home my outgoings have decreased dramatically.

So the salary you need is the one that supports your lifestyle.

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By (user no longer on site)
over a year ago

"£400 per month is decent enough to let you have some luxuries, if you have dependents then more than that obviously. anything less is probably not worth getting out of bed for.

Did you mean a week?

Not many luxuries I would have thought for less then a £100 pw

i know how to penny pinch. i don't buy brand names either and that saves a lot.

a night out and a few other items for that amount of money easily."

I agree penny pinching is good....but if your not living with your man and dad....you have gas, electric ,water rates ,broadband (normally) ,council tax and mortgage or rent and that's before you've bought any food....and I won't mention the car...bugger just did

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By *airymagicWoman
over a year ago

goblin city

[Removed by poster at 18/07/17 18:54:13]

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By (user no longer on site)
over a year ago

"So the salary you need is the one that supports your lifestyle."

This about sums it up.

Some of the amounts mentioned in this thread seem crazy low to me

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By *y Favorite PornstarCouple
over a year ago

Basingstoke

"So the salary you need is the one that supports your lifestyle.

This about sums it up.

Some of the amounts mentioned in this thread seem crazy low to me

AbFabs is ~£50 for a couple on saturday night so i wouldn't fancy spending half my weekly disposable income on that!

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By *ptimusDMan
over a year ago

Birmingham

Some of the amounts mentioned in this thread seem crazy low to me

I thought it was just me

£400 a month? How do you live on that? Being frugal is one thing but I'd imagine the cost of rent/mortgage & utility bills will just about swallow that up, even if you live in shared accommodation.

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By *2000ManMan
over a year ago

Worthing

Depends what your lifestyle/partner requirements are.

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By (user no longer on site)
over a year ago

Some of the amounts mentioned in this thread seem crazy low to me

I thought it was just me

£400 a month? How do you live on that? Being frugal is one thing but I'd imagine the cost of rent/mortgage & utility bills will just about swallow that up, even if you live in shared accommodation. "

I think that figure is spare after bills ..I could be wrong

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By *odkaredbull23Man
over a year ago

some where central

Some of the amounts mentioned in this thread seem crazy low to me

I thought it was just me

Think you'll probably find that's what people are quoting for AFTER bills are paid..

I spend way more than £100 a week but could easily live on that after mortgage and all bill were paid.

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By (user no longer on site)
over a year ago

Some of the amounts mentioned in this thread seem crazy low to me

I thought it was just me

£400 a month? How do you live on that? Being frugal is one thing but I'd imagine the cost of rent/mortgage & utility bills will just about swallow that up, even if you live in shared accommodation.

I think that figure is spare after bills ..I could be wrong "

Even so! Seems low to me, personally.

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By *orkie321bWoman
over a year ago

Nottingham

When thinking about a career change my priority wouldn't be the salary. I would be more concerned about whether or not it was a field I was interested in and I enjoyed the work. It doesn't matter how wealthy a job makes you if the job itself makes you unhappy.

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By (user no longer on site)
over a year ago

"Nobody joins the public sector for the salary

Pension - maybe. But salary, no. "

The pension isn't as good as it used to be either.

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By *yrdwomanWoman
over a year ago

Putting the 'cum' in Eboracum

Some of the amounts mentioned in this thread seem crazy low to me

I thought it was just me

£400 a month? How do you live on that? Being frugal is one thing but I'd imagine the cost of rent/mortgage & utility bills will just about swallow that up, even if you live in shared accommodation.

I think that figure is spare after bills ..I could be wrong "

OP wanted to know net after costs, that is, after all outgoings. £400 a month left over is amazing for me (as I also save £300 a month). Not long ago I was constantly running into my overdraft.

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By *opsy RogersWoman
over a year ago

London

Some of the amounts mentioned in this thread seem crazy low to me

I thought it was just me

My water bill is £7 pcm and broadband £15. I don't have a car or go drinking, I don't do foreign holidays or smoke so it's easy for me to be frugal.

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By (user no longer on site)
over a year ago

Some of the amounts mentioned in this thread seem crazy low to me

I thought it was just me

£400 a month? How do you live on that? Being frugal is one thing but I'd imagine the cost of rent/mortgage & utility bills will just about swallow that up, even if you live in shared accommodation.

I think that figure is spare after bills ..I could be wrong

OP wanted to know net after costs, that is, after all outgoings. £400 a month left over is amazing for me (as I also save £300 a month). Not long ago I was constantly running into my overdraft."

But the OP wanted to know a good amount to have after bills have been paid. Comparing it to constantly being in overdraft isn't necessarily good....I guess I took the post differently. Normatively rather than practically. £400 left after bills wouldn't be something I necessarily strive for when considering a career change. Personally. Although I did agree earlier that the answer really depends on the OP's lifestyle.

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By *rontier PsychiatristMan
over a year ago

Coventry

The actual amount is a very subjective thing. A lot depends on where you live, any outstanding debt, any kids, how you spend your cash, etc, etc.

I grew up in a poor (but very happy and loving) house hold. I have always been very good with my money, thrifty and know how to negotiate a good price/deal. I am lucky enough to now be in a job where I earn a very good wage and creating A good amount of capital. But my spending habits have not changed much. I buy value products, I still buy used items (inc clothing), I still sell the kids clothes on ebay as they grow out of them (every £1 Or two adds up), I dont have expensive/flashy things, I don't drive a luxury/new/expensive car (but it's a car bought and paid for and dam reliable so no stress) and I don't live in an expensive house. But in return I don't worry about money. Some people I work with earn the same but have the flash car, have the big house, have the expensive watch but also have no spare cash at end of the month and worry. I believe a lot of what makes a good wage is not the wage it's self but how the person who earns it spends it.

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By *ungBlackTopMan
over a year ago

salford

anything less than 90k year I will not accept as it will be lower than what I'm on now which is silly. Upward and onward

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By (user no longer on site)
over a year ago

ispend £100 just going to the pub saturday night

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By (user no longer on site)
over a year ago

A good time and a shilling change after your funeral is about the right amount.

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By *icassolifelikeMan
over a year ago

Luton

I get £1700 a month to myself after everything's paid off. I say everything, I only pay for a car.

Bonus of living on camp but I got no one to share it with

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By *utie91Woman
over a year ago

Hitchin

"Net after costs how much money is a good amount to have left over each month?

Thinking about career changes but since the main reason for work is money whatever job I do. I wonder whether the private or public sector is the way to go? "

Based on the face that you live in elstree, I'm guessing ur outgoings are quite high. I work in the public sector and definitely don't get paid the living equivalent for such a high cost area ( Hemel Hempstead) I struggle month to month. This is the first month I will have about £300 left over in a year that I've worked down here.

But it depends on what job you want to do. I wouldn't want to change my job for the world. And I really do like the area that I work in... but I know I will never ever be able to afford a house here.i currently live in a flat share

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By *utie91Woman
over a year ago

Hitchin

"I get £1700 a month to myself after everything's paid off. I say everything, I only pay for a car.

Bonus of living on camp but I got no one to share it with

Feel free to send some my way.... every little helps n all that lol

Also... not too far from you

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By (user no longer on site)
over a year ago

Generally around 1.5k disposable a month.

I think the 2-3k disposible range is a target but the increase in work is vastly more than the increase in pay moving up lol

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By (user no longer on site)
over a year ago

The public sector pension has changed, it's still good though.

Every so often I toy with the idea of doing consultancy work, which I'd be looking at £750 per day (gross) but I'm not a risk taker so realise that's not for me.

My advice to anyone would be do a job you love and the salary will be immaterial

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By *y Favorite PornstarCouple
over a year ago

Basingstoke

"The public sector pension has changed, it's still good though.

Every so often I toy with the idea of doing consultancy work, which I'd be looking at £750 per day (gross) but I'm not a risk taker so realise that's not for me.

My advice to anyone would be do a job you love and the salary will be immaterial "

Strongly disagree with the last statement. Frankly there are entire industries set up to exploit naive girls following that advice (e.g. fashion & equestrian)

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By *rontier PsychiatristMan
over a year ago

Coventry

"I get £1700 a month to myself after everything's paid off. I say everything, I only pay for a car.

Bonus of living on camp but I got no one to share it with

I remember those good days (especially before pay as you dine). Have a millionaires weekend first weekend of the month and live like a bum for the rest of the month. It dosent last forever, one day you'll have responsibilities and all the bills that go with them. Enjoy it while you can.

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By *northernsoulMan
over a year ago

Manchester

"Nobody joins the public sector for the salary

Pension - maybe. But salary, no. "

Unless you're an IT contractor... Their day rates are insane.

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By *y Favorite PornstarCouple
over a year ago

Basingstoke

"Nobody joins the public sector for the salary

Pension - maybe. But salary, no.

Unless you're an IT contractor... Their day rates are insane."

Really? How much are we talking?

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By *northernsoulMan
over a year ago

Manchester

"Nobody joins the public sector for the salary

Pension - maybe. But salary, no.

Unless you're an IT contractor... Their day rates are insane.

Really? How much are we talking? "

Anywhere between £300-600 per day in my experience (as a permy working with contractors in the public sector).

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By *y Favorite PornstarCouple
over a year ago

Basingstoke

"Nobody joins the public sector for the salary

Pension - maybe. But salary, no.

Unless you're an IT contractor... Their day rates are insane.

Really? How much are we talking?

Anywhere between £300-600 per day in my experience (as a permy working with contractors in the public sector)."

Yeah respectable, but as a contractor you're technically not in the public sector.

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By (user no longer on site)
over a year ago

I could of worked for my parents company but didn't want too.

I took a lower wage to do thing I wanted to do but I still get a allowance of my parents and my wages but I'm no happier now with money than before I didn't have that much money.

The more you get the more you spend so no wage can ever be good for long x

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By *northernsoulMan
over a year ago

Manchester

"Nobody joins the public sector for the salary

Pension - maybe. But salary, no.

Unless you're an IT contractor... Their day rates are insane.

Really? How much are we talking?

Anywhere between £300-600 per day in my experience (as a permy working with contractors in the public sector).

Yeah respectable, but as a contractor you're technically not in the public sector. "

Unless you fall in to IR35, which is now the case for most. That's why they're all leaving.

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By (user no longer on site)
over a year ago

We have separate bank accounts so out of mine I've probably got about £800 left over after all the bills, mortgage, insurance etc. I do pay £250 per month into a pension fund which my work doubles. So it's £750 per month into it.

Not actually sure what Mrs has left over tbh.

We played it smart when we bought our house, had no debts and bought something dirt cheap that needed work doing to it, hence the silly cheap mortgage.

We don't earn huge amounts, just haven't racked up lots of debt over the years, a lot of cars you see on the road today will be in the region of £350+ repayments per month

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By (user no longer on site)
over a year ago

I have retired, but do the odd bit of consultancy work just to have something to do. Probably about 8 weeks a year. No debts, mortgage etc. Planned ahead when I was younger. Still get board on occasion.

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By (user no longer on site)
over a year ago

"We have separate bank accounts so out of mine I've probably got about £800 left over after all the bills, mortgage, insurance etc. I do pay £250 per month into a pension fund which my work doubles. So it's £750 per month into it.

Not actually sure what Mrs has left over tbh.

We played it smart when we bought our house, had no debts and bought something dirt cheap that needed work doing to it, hence the silly cheap mortgage.

We don't earn huge amounts, just haven't racked up lots of debt over the years, a lot of cars you see on the road today will be in the region of £350+ repayments per month "

The amount people pay to lease or purchase a car seems crazy, I know many that pay more for their car than we do on our mortgage, admittedly our mortgage is small but still seems ridiculous.

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By (user no longer on site)
over a year ago

wow how some people live - i come out with way less than a grand a month - never anything left for anything great - always try and treat myself to something though - no matter how small

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By *oddamnCouple
over a year ago

leicestershire

If you earn enough not to need to know to the nearest £10 what's left in the bank then you are doing alright.

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By (user no longer on site)
over a year ago

Not actually sure what Mrs has left over tbh.

We played it smart when we bought our house, had no debts and bought something dirt cheap that needed work doing to it, hence the silly cheap mortgage.

We don't earn huge amounts, just haven't racked up lots of debt over the years, a lot of cars you see on the road today will be in the region of £350+ repayments per month

The amount people pay to lease or purchase a car seems crazy, I know many that pay more for their car than we do on our mortgage, admittedly our mortgage is small but still seems ridiculous."

Exactly, our mortgage on a repayment loan was £221 per month when we took it out. You can't buy an average car for cheaper than that on credit.

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By *rincess peachWoman
over a year ago

shits creek

"Disposable income"

I have about a grand... a year!

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By *ire_bladeMan
over a year ago

Manchester

Think I'll shut the fuck up

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By (user no longer on site)
over a year ago

rent alone is 3/4 of monthly wage, so after that very little is left for any luxuries..but i still waste money on things i enjoy or there'd be no point going to work at all!

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By *yrdwomanWoman
over a year ago

Putting the 'cum' in Eboracum

"Nobody joins the public sector for the salary

Pension - maybe. But salary, no.

Unless you're an IT contractor... Their day rates are insane.

Really? How much are we talking?

Anywhere between £300-600 per day in my experience (as a permy working with contractors in the public sector).

Yeah respectable, but as a contractor you're technically not in the public sector.

Unless you fall in to IR35, which is now the case for most. That's why they're all leaving."

I know! People on over £150,000 a year having to pay tax! The nerve!

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By (user no longer on site)
over a year ago

Everyone will have different lifestyle so there's no magic number.

A few years back I partied for a year, causing me to lose everything I'd built up and at the end of it barely had enough for food. Mistakes learnt and now I'm in a very fortunate financial position. I live in a nice house (till the end of the month anyway!), drive a nice car but now live a more modest lifestyle in terms of what I spend on myself.

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By (user no longer on site)
over a year ago

Daft question?!

As long as you can afford to do what you enjoy then who cares how much you have left over.

Both private and public sector offer mega-bucks potentially but sad to say you can't just waltz into a job just because you fancy it....

Qualifications, training, experience? Ring any bells at interview time....?

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By *oyuer99Man
over a year ago

PRESTON

One that arrives every month.

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By *icassolifelikeMan
over a year ago

Luton

"I get £1700 a month to myself after everything's paid off. I say everything, I only pay for a car.

Bonus of living on camp but I got no one to share it with

Certainly am my friend. Certainly am

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By *horltzMan
over a year ago

heysham

A good salary is an amount of money that pays your bills and allows you to live your life in a way that you choose and can afford , simples

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By (user no longer on site)
over a year ago

Public sector salaries aren't great and the pensions are ok but not as good as they used to be unless you're already a member and within 10 years of retirement age.

As someone else said the IR35 issue has hit the number of contractors in the public sector too.

I overspend every month but am getting better the last few months at budgeting. If someone wants to manage my money for me it would be greatly appreciated

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By *ty31Man
over a year ago

NW London

London prices, I'd say 500 plus per week (net) for a fair standard of living.

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By (user no longer on site)
over a year ago

"Public sector salaries aren't great and the pensions are ok but not as good as they used to be unless you're already a member and within 10 years of retirement age.

As someone else said the IR35 issue has hit the number of contractors in the public sector too.

I overspend every month but am getting better the last few months at budgeting. If someone wants to manage my money for me it would be greatly appreciated

I'll 'manage'it....what's your account information?

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By *ohnaronMan
over a year ago

london

"Net after costs how much money is a good amount to have left over each month?

Thinking about career changes but since the main reason for work is money whatever job I do. I wonder whether the private or public sector is the way to go? "

Become an MP. It's sort of public sector with lots of advantagious private sector shoulder rubbing.

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By (user no longer on site)
over a year ago

I'm on a great salary and after this payday I will be financially set up for life*

*if I die 3 days later

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By (user no longer on site)
over a year ago

"Public sector salaries aren't great and the pensions are ok but not as good as they used to be unless you're already a member and within 10 years of retirement age.

As someone else said the IR35 issue has hit the number of contractors in the public sector too.

I overspend every month but am getting better the last few months at budgeting. If someone wants to manage my money for me it would be greatly appreciated

I'll 'manage'it....what's your account information?

I'll need yours first to transfer it all into. AC Number, Sort Code, 16 digits on the front of the card, export date and the 3 at the back should be enough

Ps what's your mothers maiden name?

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By (user no longer on site)
over a year ago

"Nobody joins the public sector for the salary

Pension - maybe. But salary, no.

Unless you're an IT contractor... Their day rates are insane."

Their day rates are awesome, especially with 20yrs experience.

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By (user no longer on site)
over a year ago

"Public sector salaries aren't great and the pensions are ok but not as good as they used to be unless you're already a member and within 10 years of retirement age.

As someone else said the IR35 issue has hit the number of contractors in the public sector too.

I overspend every month but am getting better the last few months at budgeting. If someone wants to manage my money for me it would be greatly appreciated

I'll 'manage'it....what's your account information?

I'll need yours first to transfer it all into. AC Number, Sort Code, 16 digits on the front of the card, export date and the 3 at the back should be enough

Ps what's your mothers maiden name?

I could have done with your help myself, but a Nigerian prince has just emailed me with a great offer.

Retirement has come early for this kid

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By (user no longer on site)
over a year ago

[Removed by poster at 18/07/17 22:40:20]

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By (user no longer on site)
over a year ago

There's no right or wrong answer to this is there? You tend to live to your means. Straight out of uni without two pennies to rub together and I got by - I bought everything on the cheap and made it last. Now years later my disposal income is better and I still get by - I buy more expensive things, try and minimise / reduce any debt and save where I can. If I suddenly lost my income then I'd reduce right back again. Cut your cloth accordingly and all that!

So I can't put a specific 'number' on what would be the right level for me

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By *orum TrollWoman
over a year ago

•+• Access Denied •+•

"£400 per month is decent enough to let you have some luxuries, if you have dependents then more than that obviously. anything less is probably not worth getting out of bed for.

Did you mean a week?

Not many luxuries I would have thought for less then a £100 pw

i know how to penny pinch. i don't buy brand names either and that saves a lot.

a night out and a few other items for that amount of money easily.

he said disposable income. i've lived on less then £100 a week for everything and you can't even have the heating on.

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By *ogloom OP Man
over a year ago

Levens

Thanks to everyone for their comments. I'm surprised so many people have said so much.

I think everyone agrees that being at least in the black every month is the target and of course I agree.

Earning more and spending less as a proportion of earnings as time goes on so I am able to save/invest for the rainy day and longer term when I may not have a job or get to an age where it is acceptable for me to 'retire' and have sex with older ladies before or after luncheon club.

Some people are going to have challenges. A gent posted that 90000 or more is his expectation now in gross salary. Statistically that's a small percentage of the population. How to make future salary jumps when you get to that number or more must be quite a conundrum. If you develop habits that spend to your means then not achieving that salary in the future could be a risky strategy. If I were fortunate enough to continue to increase my income every year by the same percentages I've got previously then by the time I'm sixty, I'll have to count with someone else's fingers and toes.... In fact it could be the world's biggest gang bang.

I tend to think people in my life don't talk about money enough and how we spend and even less about how to save it and since we spend so much time for many of us trapped in a financial struggle of our spending and earning that makes no sense. We can all help each other.

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By *icketysplitsWoman
over a year ago

Way over Yonder, that's where I'm bound

"Thanks to everyone for their comments. I'm surprised so many people have said so much.

I think everyone agrees that being at least in the black every month is the target and of course I agree.

Life events can affect that trajectory. My earnings dropped by over 60% after the 2008 global crash and needing to take up caring responsibilities. One or the other might have been OK but both coming together affected my earning potential and I have not been able to get back to my 2008 level.

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By (user no longer on site)
over a year ago

I've never really thought about it, I've always earned enough to live on and sometimes I earned enough to fritter away as well

I've never really wanted for much but then there's always the something you want sadly

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By *y Favorite PornstarCouple
over a year ago

Basingstoke

"Thanks to everyone for their comments. I'm surprised so many people have said so much.

I think everyone agrees that being at least in the black every month is the target and of course I agree.

So you're a banker or nevada real estate mogul?

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By *y Favorite PornstarCouple
over a year ago

Basingstoke

"There's no right or wrong answer to this is there? You tend to live to your means. Straight out of uni without two pennies to rub together and I got by - I bought everything on the cheap and made it last. Now years later my disposal income is better and I still get by - I buy more expensive things, try and minimise / reduce any debt and save where I can. If I suddenly lost my income then I'd reduce right back again. Cut your cloth accordingly and all that!

So I can't put a specific 'number' on what would be the right level for me

Live within your means, now there's an idea that won't catch on

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By *imiUKMan
over a year ago

Hereford

So I can't put a specific 'number' on what would be the right level for me

Live within your means, now there's an idea that won't catch on"

I always have. Neither a borrower or a lender be.

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By *oodmessMan
over a year ago

yumsville

I know someone earning more than the amount of the gent you quoted. Socialist by nature who donate massively to charity yet have a lifestyle people would class as posh. You would never know how much a postcode might differ from someones philosophy.

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By (user no longer on site)
over a year ago

Depends where you live and what you want to do: Hull (no dosrespect intended - ramdom norther town with relatively low cost). Probably £1200 to £1500 a month after tax would see you ok. In London you'd need that just to pay rent on a shit hole. Tripple that to have a nice place and a bit of life. And that's just for a single person. So no easy answer. Simplest advice. Add up your basic living outgoings and budget for some good times, add 20% and then you should be near the mark what you need. Use a tax calc website to figure out the salary you need - as your question was about income really and as taxes apply and are veriable, not the same as salary. All the best and good luck with your career change. Xx

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By *rontier PsychiatristMan
over a year ago

Coventry

What I don't understand is what the draw to London is. I see peiple commute a long way into London every day. They may get paid a fair bit but I see them come at like 5am and not get back till 7/8pm. What quality of life is that? Then add travel costs etc eating into that salary. They are all no doubt talented people. Surely they could get a descent that paid less but ok, wasn't eaten up by travel expenses and far better work life ballence up North?

And I don't know why low income earners stay in London (unless family ties). Min wage is the same around the country. Why earn in a place where a bed space is going to cost say £600 a month when you could work for the same income in say North Lincolnshire and rent a whole 3 bed house for £400 a month?

But then (luckily) I don't live or work in London so maybe there is stuff I don't understand. But working in London sounds potty to me, I rather have quality of life.

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By *yldstyleWoman
over a year ago

A world of my own

On paper I have disposable income. In reality I do not.

I'm probably not as frugal as I should be, however nor do we live a lavish lifestyle.

I have two jobs because I need to. That said I do consider myself lucky to enjoy what I do. Of course it would help if it paid better!

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By (user no longer on site)
over a year ago

"£400 per month is decent enough to let you have some luxuries, if you have dependents then more than that obviously. anything less is probably not worth getting out of bed for.

Did you mean a week?

Not many luxuries I would have thought for less then a £100 pw"

For some £100 per week is enough. Some people are frugal.

For me I manage and spend £1300 a month on food, toiletries, booze, clothes, lending money (never getting it back) random purchases on items i cant or dont use.

I do save money every month and there is always something in the home or on the car that needs fixing.

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By *ogloom OP Man
over a year ago

Levens

If I ever become mortgage free.... I dont know what I'd do with the spare cash every month...

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By *rincess peachWoman
over a year ago

shits creek

"£400 per month is decent enough to let you have some luxuries, if you have dependents then more than that obviously. anything less is probably not worth getting out of bed for.

Did you mean a week?

Not many luxuries I would have thought for less then a £100 pw

For some £100 per week is enough. Some people are frugal.

For me I manage and spend £1300 a month on food, toiletries, booze, clothes, lending money (never getting it back) random purchases on items i cant or dont use.

I do save money every month and there is always something in the home or on the car that needs fixing.

That's £300 more than I earn a month spent on luxury items

Fair fucking play!!

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By (user no longer on site)
over a year ago

One that pays the wine bills and then some left over for essentials

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By *ophieslutTV/TS
over a year ago

Central

I'd start with evaluating what your needs are - what your minimum income needs to be to give you the life you're okay with. When you know what you need ad a minimum, you can project above that, to what your talents are worth.

The important balance is to find what you will really be happy doing, that rewards you financially but also nourishes you as a person. If this is a good way above your minimum requirements, you can decide if you are willing to sacrifice other options in order to pursue this.

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