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Car on credit.

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By (user no longer on site) OP   
over a year ago

8,000 and 140 a month... mini roadster! Been approved but wondering whether it's worth it...! Currently driving a peagout which I hate! Had for 7 years!!!

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By *londieddWoman
over a year ago

fife


"8,000 and 140 a month... mini roadster! Been approved but wondering whether it's worth it...! Currently driving a peagout which I hate! Had for 7 years!!!"

you've had it 7 years and still can't spell it!

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By (user no longer on site)
over a year ago

If you can afford the payments then why not, life's too short for saving and making do with things you aren't happy with.

Question though, if you've got good credit could you see what the Apr is on the car finance vs a bank loan for 8k and buy the car outright with cash?

Also haggle, like I'd go in there with my phone and go on auto trader and search for exact same colour and spec and mileage and see who is selling it for the cheapest and tell the dealer (after being excited and showing interest in their car) tell them that you've found the same car somewhere else and show them the deal. See if they will notice match it.

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By (user no longer on site)
over a year ago

Price match I meant.

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By *ary_ArgyllMan
over a year ago

Argyll

Also make sure it is not one of these deals where you owe a chunk of cash at the end or where there is a mileage limitation.

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By (user no longer on site)
over a year ago

God damn PCP's!

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By *onnyJohnMan
over a year ago

Doncaster


"If you can afford the payments then why not, life's too short for saving and making do with things you aren't happy with.

Question though, if you've got good credit could you see what the Apr is on the car finance vs a bank loan for 8k and buy the car outright with cash?

Also haggle, like I'd go in there with my phone and go on auto trader and search for exact same colour and spec and mileage and see who is selling it for the cheapest and tell the dealer (after being excited and showing interest in their car) tell them that you've found the same car somewhere else and show them the deal. See if they will notice match it. "

Seconded, excellent advice

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By (user no longer on site)
over a year ago


"If you can afford the payments then why not, life's too short for saving and making do with things you aren't happy with.

Question though, if you've got good credit could you see what the Apr is on the car finance vs a bank loan for 8k and buy the car outright with cash?

Also haggle, like I'd go in there with my phone and go on auto trader and search for exact same colour and spec and mileage and see who is selling it for the cheapest and tell the dealer (after being excited and showing interest in their car) tell them that you've found the same car somewhere else and show them the deal. See if they will notice match it. "
that makes good sense

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By (user no longer on site)
over a year ago


"8,000 and 140 a month... mini roadster! Been approved but wondering whether it's worth it...! Currently driving a peagout which I hate! Had for 7 years!!!

you've had it 7 years and still can't spell it!"

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By *mojeeCouple
over a year ago

Dunfermline

Sounds like a 5 year payment plan or longer without doing the math in my head. Maybe pay a little more and pay it off quicker. The value reduces so much so aim to pay it off asap.

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By (user no longer on site)
over a year ago


"8,000 and 140 a month... mini roadster! Been approved but wondering whether it's worth it...! Currently driving a peagout which I hate! Had for 7 years!!!

you've had it 7 years and still can't spell it!"

Nobody knows how to spell pergeot

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By (user no longer on site)
over a year ago


"8,000 and 140 a month... mini roadster! Been approved but wondering whether it's worth it...! Currently driving a peagout which I hate! Had for 7 years!!!

you've had it 7 years and still can't spell it!

Nobody knows how to spell pergeot "

Nah thats wrong it pugote

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By *j48Man
over a year ago

Wigan

That's wrong too

It's spelled

S H I T

;-)

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By *dy-ukTV/TS
over a year ago

Alcester


"8,000 and 140 a month... mini roadster! Been approved but wondering whether it's worth it...! Currently driving a peagout which I hate! Had for 7 years!!!

you've had it 7 years and still can't spell it!

Nobody knows how to spell pergeot

Nah thats wrong it pugote "

Thought it was spelt Vauxhall, or is it other way round?

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