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Premium Bonds

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By (user no longer on site) OP   
over a year ago

Any one on here got any? Ive got a couple of grand in an ISA earning naff all. Wondered what peoples experiences of Premium Bonds are?

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By (user no longer on site)
over a year ago

Ive got a couple but TBH they were bought nearly 40 years ago when I was born and still registered at my old address only £10 worth I think

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By (user no longer on site)
over a year ago

To win regularly you need to have a lot of them. If you don't mind taking a risk, shares on the stock market are generally giving a better return. Not that I'm giving any financial advice of course.

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By (user no longer on site)
over a year ago

Fair amount, my rate of return has being okay, better than bank anyway and there's always the chance of a biggie, a bank certainly can't match that

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By (user no longer on site)
over a year ago


"Any one on here got any? Ive got a couple of grand in an ISA earning naff all. Wondered what peoples experiences of Premium Bonds are? "
got 33 quids worth that ive had since I was born. Had a few wins on them over the years x

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By *eliciousladyWoman
over a year ago

Sometimes U.K

Had £500 for over 20years and never won a bean

Waiting for the biggie...

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By *uxom redCouple
over a year ago

Shrewsbury

Got a couple never won anything though.

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By *rp861Man
over a year ago

Notts

Look into index funds. ISAs arent what they used to be.

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By *icketysplitsWoman
over a year ago

Way over Yonder, that's where I'm bound

I get about £75 a year on mine. Every time the envelope comes through the door I think it will be a big cheque. Then I open it, see it's for £25 and use it to get my lipstick.

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By (user no longer on site) OP   
over a year ago


"I get about £75 a year on mine. Every time the envelope comes through the door I think it will be a big cheque. Then I open it, see it's for £25 and use it to get my lipstick.

"

Bloody hell, lipstick costs 25 quid?

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By *icketysplitsWoman
over a year ago

Way over Yonder, that's where I'm bound


"I get about £75 a year on mine. Every time the envelope comes through the door I think it will be a big cheque. Then I open it, see it's for £25 and use it to get my lipstick.

Bloody hell, lipstick costs 25 quid? "

It's nice lipstick.

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By (user no longer on site)
over a year ago

Prize fund is made up of interest on the total investment, so with interest rates at sod-all, the pot isnt very big.

I only get a couple of £25 prizes, a year. That almost buys a tank of diesel - lol..

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By (user no longer on site)
over a year ago

I win around £400 a year on average, always the chance of a big win, plus you can always withdraw your money.

That said I have stocks and shares ISAs which have given a good return over the years

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By *eanut Butter CupWoman
over a year ago

B & M Bargains

I've had a few since being a child, only ever won when my siblings were born, weirdly! The youngest is now 23 so that shows how long it's been since I got anything!

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By (user no longer on site)
over a year ago

We've only got £300 worth that we got for the children about 10years ago in that time we've won £25 two three times.

The people I know that have a lot more win most months.

I've heard several people say that you win more if you sell your old numbers and reinvest, but that seems like a pain in the arse for the returns we've seen.

Ginger

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