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Bloody Banks !

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By (user no longer on site) OP   
over a year ago

It would seem they can't deal with Leap years

My direct debits, and my pay date, are due on Monday 29th, but the banks have gone and authorised the DD's today

Cue a round of phone calls to try and sort this out

That's my weekend f**ked

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By (user no longer on site)
over a year ago

They would expect you to hop to it an pay up if it's your mistake. Be good if you could bill them for your wasted time.

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By (user no longer on site) OP   
over a year ago


"They would expect you to hop to it an pay up if it's your mistake. Be good if you could bill them for your wasted time. "

They're quicker than Eamonn Holmes in a bakers when charging you for an unpaid DD; but slower than an asthmatic snail when it comes to sorting out their problems

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By (user no longer on site)
over a year ago

Well you should have money in ready for them, if you know they are due x simple

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By (user no longer on site) OP   
over a year ago


"Well you should have money in ready for them, if you know they are due x simple "

I do when they're due on my pay day, that's why they're set up for them, sheesh !

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By (user no longer on site)
over a year ago


"It would seem they can't deal with Leap years

My direct debits, and my pay date, are due on Monday 29th, but the banks have gone and authorised the DD's today

Cue a round of phone calls to try and sort this out

That's my weekend f**ked "

Tell them you wish to make a formal complaint ... They have to follow a seven step procedure which should results in you being compensated !

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By (user no longer on site)
over a year ago

Op set your dd to go a week after your pay, this will avoid it

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By (user no longer on site) OP   
over a year ago


"Op set your dd to go a week after your pay, this will avoid it "

Easier said than done

Moving DD's is a nightmare

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By (user no longer on site)
over a year ago

The easyest way out of all the problems is not to keep emptying you're account all of the time or having an overdraft for emergencys.

The trick with the overdraft is not to use it though it just sits there just in case.

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By *om and JennieCouple
over a year ago

Chams or Socials


"Op set your dd to go a week after your pay, this will avoid it "

I've found you can bring DD dates forward but not move them backwards

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By (user no longer on site) OP   
over a year ago

I have enough to pay the DD's, but it only leaves me with minimal for the weekend, now, so that's spoils a few planned events

I just don't get why they don't take it when they're supposed to, and not move it forward.

I can only presume they're not set up for the 29th February

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By (user no longer on site)
over a year ago


"The easyest way out of all the problems is not to keep emptying you're account all of the time or having an overdraft for emergencys.

The trick with the overdraft is not to use it though it just sits there just in case."

Except if you don't have a wodge of spare cash lying around, it's not as easy as that, is it?

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By (user no longer on site)
over a year ago


"It would seem they can't deal with Leap years

My direct debits, and my pay date, are due on Monday 29th, but the banks have gone and authorised the DD's today

Cue a round of phone calls to try and sort this out

That's my weekend f**ked "

Banks aren't responsible for the date of your direct debit. The company claiming the money are

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By (user no longer on site)
over a year ago


"I have enough to pay the DD's, but it only leaves me with minimal for the weekend, now, so that's spoils a few planned events

I just don't get why they don't take it when they're supposed to, and not move it forward.

I can only presume they're not set up for the 29th February "

I don't think they are, they can't quite cope with it. Luckily most of my DDs come out on the 1st so won't be affected. Hope it doesn't bugger up your weekend too much.

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By (user no longer on site) OP   
over a year ago

Well that's two hours of my Friday lost, never to be seen again

Pity I can't send them a bill for my time

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By *enard ArgenteMan
over a year ago

London and France

Move your DDs to ensure they are a week out from your payday .

That saves any hassle should pay be late for any reason . ( and that does happen when computer systems go down).

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By *iewMan
Forum Mod
over a year ago

Angus & Findhorn

[Removed by poster at 26/02/16 11:02:23]

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By *iewMan
Forum Mod
over a year ago

Angus & Findhorn

been mentioned above, the companies you are paying request them with the day agreed

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By *ugby 123Couple
Forum Mod
over a year ago

O o O oo


"

I just don't get why they don't take it when they're supposed to, and not move it forward.

I can only presume they're not set up for the 29th February "

I didn't think they can move it forward? Doesn't it have something like on or after a certain date when you set up a DD? If so then if your "on" date is the 29th and not before then I would complain to the bank

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By (user no longer on site)
over a year ago

Any company setting up a direct debit will not take any date after the 28th of the month for payment. As the 28th is a sunday the payment will go out the Friday before.

However as your pay is going in on monday some banks will allow you to draw from any money arriving on monday from the Saturday. I know Barclay does and possibly natwest

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