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By (user no longer on site) OP   
over a year ago

I have a strange question not sure if you can help?

I have a very stressful job, which does pay well but I don't enjoy. But I want to enjoy my life rather then drop dead one day at work.

So what do you think would be a good age to take a pay cut and take a job that I would enjoy. Also how much should I have as saving at that age as backup?

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By (user no longer on site)
over a year ago

I work as a teacher, I get paid well but the job is tiring, time consuming and stressful!

When I get to about 55, I'm hopefully gonna cut back and do supply work which will ease me into retirement at 60.

With regards to savings, it depends in your life style and circumstance. Only you would know how much you would need to see you through comfortably.

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By *icecouple561Couple
Forum Mod
over a year ago

East Sussex

Those questions are unanswerable.

You need to ask yourself what you really want out of life, the standard of living you're prepared to accept and if you want to work to live or vice versa.

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By *D40Couple
over a year ago

Wolverhampton

I cant answer your question but i can say if we have to go to work we need to enjoy it....

Do your sums, see what you can do to compensate, eg get a lodger. Life is too short to be unhappy

Mrs _d40

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By (user no longer on site)
over a year ago


"I have a strange question not sure if you can help?

I have a very stressful job, which does pay well but I don't enjoy. But I want to enjoy my life rather then drop dead one day at work.

So what do you think would be a good age to take a pay cut and take a job that I would enjoy. Also how much should I have as saving at that age as backup?

"

Depends on your lifestyle.

Get the mortgage paid off then that gives you a big leeway to move down in salary without it impacying your day to day standard of living

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By *erbyDalesCplCouple
over a year ago

Derbyshire

Asking for help from us is the first step towards changing things - you have recognised you have a problem that needs addressing.

Much will depend on the standard of living to which you, and crucially your partner, are used to, and whether you both would be prepared to settle for something lower. As thx said, the date you pay off your mortgage also will play a major factor, as will whether or not you have kids.

But you'd be surprised how little you need to live on once you are mortgage-free and realise the important things in life.

Good luck

Mr ddc

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By *rightonsteveMan
over a year ago

Brighton - even Hove!

Age 34 and a half. You'll realise you can live on less money. No one ever had on their gravestone "he worked at the office every day" - take a while to reevaluate what you want out of life.

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By (user no longer on site)
over a year ago

If you are giving it serious consideration...and it is affordable. Then the answer is now!

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By (user no longer on site)
over a year ago

If you don't have responsibilities, ie, family, mortgage etc, I'd do it sooner rather than later while you can.

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By *aneandpaulCouple
over a year ago

cleveleys

if it,s starting to make you feel ill miserable and un happy look for another job

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By (user no longer on site)
over a year ago

id worked since i was 16

just time off when i had my kids

hard work and very stressful so when the option came up a few years ago to take early retirement i took it as my daughter had a baby and needed to work so i look after her two best thing that i ever did

your very young id look for another huni

good luck

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By (user no longer on site)
over a year ago

We had our own business for 15 years, it consumed our lives,no holidays ,friends took a back seat the lot but had money,with a small mortgage the business was sold,i now work as a chef,earning a quarter of what i was,is our lives richer now? yes absolutely ,earn your money and get out would be our advice

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By *erbyDalesCplCouple
over a year ago

Derbyshire

Also, many jobs pay well simply because few people can hack it for many years. So make hay now. Once you have your dream, work towards it. You will find the remaining time in your job less stressful simply as you will know you are no longer trapped.

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By *ce WingerMan
over a year ago

P.O. Box DE1 0NQ

Work to live, or live to work?

Only you can answer that OP

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By (user no longer on site)
over a year ago


"if it,s starting to make you feel ill miserable and un happy look for another job"

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By *he-Hosiery-GentMan
over a year ago

Older Hot Bearded Guy


"Work to live, or live to work?

Only you can answer that OP "

Again. It all comes down to this.

Stress should never be underestimated.

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By (user no longer on site)
over a year ago


"Age 34 and a half. You'll realise you can live on less money. No one ever had on their gravestone "he worked at the office every day" - take a while to reevaluate what you want out of life. "

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By *renchbambi xWoman
over a year ago

Need to know basis

Sometimes life makes those decisions for you. Don't wait till it happens...make it happen on your own terms.

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By (user no longer on site)
over a year ago

Well what skills do you have?

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By (user no longer on site)
over a year ago


"Work to live, or live to work?

Only you can answer that OP "

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By (user no longer on site)
over a year ago

If you were diagnosed with a terminal illness today ... What would you be doing or do ...?????

I suggest you think like this for two days a week for the next month ...... And your answer will come quick smart if you really embrace the scenario.

Mwah x

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By (user no longer on site)
over a year ago

Money isn't everything but yes it helps a lot especially with the commitments we have and bills we have pay.

Health, now money can't buy that.

Real stress is a killer and lots of people don't notice it's slow build up.

Save what you consider enough, 10k at least and just quit. You'll wonder why you waited so long. Good luck

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By (user no longer on site)
over a year ago


"Sometimes life makes those decisions for you. Don't wait till it happens...make it happen on your own terms."

Absolutely. I've been a queen and country man all my life. Then two years ago I was struck down with an illness that may well kill me in the next few years. I'm now a mature student and loving it. I've finally learnt to enjoy my life but it may be to late.

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By *icecouple561Couple
Forum Mod
over a year ago

East Sussex


"Sometimes life makes those decisions for you. Don't wait till it happens...make it happen on your own terms.

Absolutely. I've been a queen and country man all my life. Then two years ago I was struck down with an illness that may well kill me in the next few years. I'm now a mature student and loving it. I've finally learnt to enjoy my life but it may be to late."

My father who will soon be 89 says "you have to keep living unit you die" and he's right, it's never too late.

I hope your "may well" turns into "not likely" and wish you well

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By (user no longer on site)
over a year ago


"Sometimes life makes those decisions for you. Don't wait till it happens...make it happen on your own terms.

Absolutely. I've been a queen and country man all my life. Then two years ago I was struck down with an illness that may well kill me in the next few years. I'm now a mature student and loving it. I've finally learnt to enjoy my life but it may be to late.

My father who will soon be 89 says "you have to keep living unit you die" and he's right, it's never too late.

I hope your "may well" turns into "not likely" and wish you well "

Thank you. And your dad is absolutely right. At first it was scary but now not so much. And I'm taking comfort in the fact that the devil knows me and him will have a falling out!

When I went for the interview for my degree course they suggested that I study part time. My reply was that I didn't want to die before completing it!

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By *icecouple561Couple
Forum Mod
over a year ago

East Sussex


"Sometimes life makes those decisions for you. Don't wait till it happens...make it happen on your own terms.

Absolutely. I've been a queen and country man all my life. Then two years ago I was struck down with an illness that may well kill me in the next few years. I'm now a mature student and loving it. I've finally learnt to enjoy my life but it may be to late.

My father who will soon be 89 says "you have to keep living unit you die" and he's right, it's never too late.

I hope your "may well" turns into "not likely" and wish you well

Thank you. And your dad is absolutely right. At first it was scary but now not so much. And I'm taking comfort in the fact that the devil knows me and him will have a falling out!

When I went for the interview for my degree course they suggested that I study part time. My reply was that I didn't want to die before completing it!"

how far along are you with it?

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By (user no longer on site)
over a year ago


"I have a strange question not sure if you can help?

I have a very stressful job, which does pay well but I don't enjoy. But I want to enjoy my life rather then drop dead one day at work.

So what do you think would be a good age to take a pay cut and take a job that I would enjoy. Also how much should I have as saving at that age as backup?

"

If your salary is as good as you say, there will come a time when they think you're too expensive. Then they will get rid of you, and you may well find it difficult to get the same again (for a variety of reasons).

So enjoy these days whilst you can+ when you get that phone call, take it on the chin. + make sure you haggle for as much fuck-off money as you can

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By (user no longer on site)
over a year ago


"

how far along are you with it?"

First year. I'm doing maths and physics. Wish I had picked something easier!

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By *icecouple561Couple
Forum Mod
over a year ago

East Sussex


"

how far along are you with it?

First year. I'm doing maths and physics. Wish I had picked something easier!"

I bet!

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By (user no longer on site) OP   
over a year ago

Thanks everyone for your advice. I have taken it. I got a lot of thinking to do.

Thanks again.

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By (user no longer on site)
over a year ago

Lots of people die when they take retirement

Stopping work can be bad for you

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By *imiUKMan
over a year ago

Hereford

You could die tomorrow and you can't take any of it with you, you know.

Do what you want to - at the end of the day, it won't be the things that you own that you remember.

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By *icecouple561Couple
Forum Mod
over a year ago

East Sussex


"Lots of people die when they take retirement

Stopping work can be bad for you "

Oh shit! I'm in trouble.

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By *ouple in LancashireCouple
over a year ago

in Lancashire


"Lots of people die when they take retirement

Stopping work can be bad for you

Oh shit! I'm in trouble."

ditto..

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By *icecouple561Couple
Forum Mod
over a year ago

East Sussex


"Lots of people die when they take retirement

Stopping work can be bad for you

Oh shit! I'm in trouble.

ditto.."

I'm going to go down in a blaze of glory though

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By *oxy_minxWoman
over a year ago

Scotland - Aberdeen

Well I am not happy with my lot just now so looking into changing it all including moving!

My advise, do it now or end up like me and procrastinate for years! Then you will have regrets

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By *ouple in LancashireCouple
over a year ago

in Lancashire


"Lots of people die when they take retirement

Stopping work can be bad for you

Oh shit! I'm in trouble.

ditto..

I'm going to go down in a blaze of glory though "

Excellent idea..

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