FabSwingers.com forum: Scottish money

By *ikeC81 OP Man
over a year ago

harrow

Just paid the bill in a resteraunt in cash and I was given the change in a Scottish 5 pound to me. I can't rember the last time that has happened (well I can it was in Scotland) in London

I know it's legal tender but it felt wrong accepting it. I did ask could I have an English note

I was wondering would others also ask for an

English note

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By (user no longer on site)
over a year ago

Nope! Its leagal tender so nothing to worry about

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By *iamondjoeMan
over a year ago

Glastonbury

It is legal tender in England, just as BoE notes are legal tender in Scotland.

It's all pounds sterling

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By (user no longer on site)
over a year ago

No i wouldn't ask for an English note as Scotish ones are legal here

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By (user no longer on site)
over a year ago

"Just paid the bill in a resteraunt in cash and I was given the change in a Scottish 5 pound to me. I can't rember the last time that has happened (well I can it was in Scotland) in London

I know it's legal tender but it felt wrong accepting it. I did ask could I have an English note

I was wondering would others also ask for an

English note "

How would you feel if your English money was refused in Scotland?

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By (user no longer on site)
over a year ago

Money racism eh.....I'm appalled!

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By *av1970Man
over a year ago

Tattershall

Just to clarify and this is direct from BoE website:

Are Scottish & Northern Ireland banknotes "legal tender"?

In short ‘No’ these banknotes are not "legal tender"; furthermore, Bank of England banknotes are only legal tender in England and Wales. Legal tender has, however, a very narrow technical meaning in relation to the settlement of debt. If a debtor pays in legal tender the exact amount he/she owes under the terms of a contract (and in accordance with its terms), or pays this amount into court, he/she has good defence in law if he/she is sued for non-payment of the debt.

In ordinary everyday transactions, the term "legal tender" in its purest sense need not govern a banknote's acceptability in transactions. The acceptability of a Scottish or Northern Ireland banknote as a means of payment is essentially a matter for agreement between the parties involved. If both parties are in agreement, Scottish and Northern Ireland banknotes can be used in England and Wales. Holders of genuine Scottish and Northern Ireland banknotes are provided with a level of protection similar to that provided to holders of Bank of England banknotes. This is because the issuing banks must back their banknote issue using a combination of Bank of England banknotes, UK coin and funds in an interest bearing bank account at the Bank of England.

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By *abioMan
over a year ago

Newcastle and Gateshead

"Just paid the bill in a resteraunt in cash and I was given the change in a Scottish 5 pound to me. I can't rember the last time that has happened (well I can it was in Scotland) in London

I know it's legal tender but it felt wrong accepting it. I did ask could I have an English note

I was wondering would others also ask for an

English note "

nope... scottish notes are great for certain places.... 1 pound notes in gentlemans clubs and making it rain

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By (user no longer on site)
over a year ago

I reject Scottish money when it's given to me. And money from Jersey. We have had people in shops refuse our payment of things because they only wanted English money, and I therefore refuse any money that won't be accepted everywhere I go.

I think it is a bit ridiculous that places are allowed to reject certain bills from various places, but it's not something I have a say in.

-Courtney

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By (user no longer on site)
over a year ago

"Just paid the bill in a resteraunt in cash and I was given the change in a Scottish 5 pound to me. I can't rember the last time that has happened (well I can it was in Scotland) in London

I know it's legal tender but it felt wrong accepting it. I did ask could I have an English note

I was wondering would others also ask for an

English note

nope... scottish notes are great for certain places.... 1 pound notes in gentlemans clubs and making it rain

Thats the attitude

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By (user no longer on site)
over a year ago

I went to pay with a Scottish £5 note recently and the shop refused to accept it!

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By *axter1987Man
over a year ago

your hotlist

a kingdom so united that they scoff at other countries money. get the boat mate.

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By (user no longer on site)
over a year ago

It's pretty commonplace in Newcastle so I often end up with Scottish fivers. I try to avoid attempting to spend it anywhere south of the Tyne because people look at you suspiciously

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By *irtyGirlWoman
over a year ago

Edinburgh

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By (user no longer on site)
over a year ago

I'll happily accept any scottish money.

for free of course

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By *iamondjoeMan
over a year ago

Glastonbury

"Just to clarify and this is direct from BoE website:

Are Scottish & Northern Ireland banknotes "legal tender"?

It's ambiguous though:

" If both parties are in agreement, Scottish and Northern Ireland banknotes can be used in England and Wales."

I've used Scottish money in English shops and had it turned down. You can exchange it at banks or the Post Office

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By *ullbackbuttMan
over a year ago

Purton

"Just paid the bill in a resteraunt in cash and I was given the change in a Scottish 5 pound to me. I can't rember the last time that has happened (well I can it was in Scotland) in London

I know it's legal tender but it felt wrong accepting it. I did ask could I have an English note

I was wondering would others also ask for an

English note "

I hope not as it is all the same there is no exchange rate and it is not Euro so why question it at all?

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By (user no longer on site)
over a year ago

[Removed by poster at 10/01/16 16:15:44]

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By (user no longer on site)
over a year ago

"Just paid the bill in a resteraunt in cash and I was given the change in a Scottish 5 pound to me. I can't rember the last time that has happened (well I can it was in Scotland) in London

I know it's legal tender but it felt wrong accepting it. I did ask could I have an English note

I was wondering would others also ask for an

English note "

I'll try again! It's, by the letter of the law, not legal tender down south. It's a courtesy. Similar to English notes up here and NI ones too.

Legal tender is a common misconception.

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By (user no longer on site)
over a year ago

I've got a Scottish Fiver in my wallet from when I went to Scotland, for some reason I ain't spent it here I was thinking it may bring me some luck. Money's money though, if it's legal spend it.

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By (user no longer on site)
over a year ago

It's not legal tender, only a central bank can print legal tender.

Not only are Scottish pounds notes not legal tender in England there not legal tender in Scotland either!

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By (user no longer on site)
over a year ago

I was in England a few years ago and was buying a few ps3 games and I only had Scottish money, they refused to accept it.

After a 20min argument the coppers had luckily shown up and made them accept it.

Was kinda shocked at this but its not all places down there just some very backwards places

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By (user no longer on site)
over a year ago

[Removed by poster at 10/01/16 16:25:50]

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By *ENGUYMan
over a year ago

Hull

"It's not legal tender, only a central bank can print legal tender.

Not only are Scottish pounds notes not legal tender in England there not legal tender in Scotland either!"

However, by virtue of the fact that they are a Parliamentary Approved currency, they can be used for payment in England and Scotland.

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By (user no longer on site)
over a year ago

Does my head, when i go visiting my dad in Liverpool i have on a few occasions been refused to spend my scottish money in a couple of shops, always gratifying arguing my point that its legal tender and the shops then having to take it

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By *heBirminghamWeekendMan
over a year ago

here

"I went to pay with a Scottish £5 note recently and the shop refused to accept it!

Has happened to me a few times...

I tend to say ok, thanks, and walk out of the shop.

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By (user no longer on site)
over a year ago

"It's not legal tender, only a central bank can print legal tender.

Not only are Scottish pounds notes not legal tender in England there not legal tender in Scotland either!

However, by virtue of the fact that they are a Parliamentary Approved currency, they can be used for payment in England and Scotland."
.

Parliamentary approved, means you have the right to accept it or not, legal tender has to be accepted

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By *ENGUYMan
over a year ago

Hull

"Does my head, when i go visiting my dad in Liverpool i have on a few occasions been refused to spend my scottish money in a couple of shops, always gratifying arguing my point that its legal tender and the shops then having to take it"

You'll have to rethink your argument as in a previous post revealed that Scottish notes aren't officially Legal Tender in both England AND Scotland.

Nope, I didn't believe it, so checked it and it's True! But it is down to individual shops and businesses if they wish to accept them; you cannot force them to do so though.

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By *rystal Tipps - AlistairCouple
over a year ago

livingston

Going back about 20 years, the English bank note were not legal tender as the Bank of England was not a clearing bank as all cheques had to come to scotlad to be Cleared by the Scottish Banks

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By (user no longer on site)
over a year ago

"Going back about 20 years, the English bank note were not legal tender as the Bank of England was not a clearing bank as all cheques had to come to scotlad to be Cleared by the Scottish Banks"
.

Central banks issue legal tender, everybody else is printing currency, pigs or chickens can be currency but you can't force people to take them.

Scotland hasn't had a central bank for a long long time, the bank of Scotland is just a bank!

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By *ensual temptressWoman
over a year ago

Southampton

It saddens me that this is even any issue !! Fortunately more people are enlightened these days and accept Scottish notes . Even had afew comment they love getting the Scottish notes and found them pretty to look at .

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By (user no longer on site)
over a year ago

Scottish notes in England aren't actually legal tender and there is no obligation for a shop in England to accept them, however I have never had a problem using them. That being said I was also under the impression that the business accepting them should not be giving them back as change for a purchase, they should bank them. when I managed a bar I accepted them but never gave them as change as they are not legal tender in England. It's a catch 22 situation and also applies to Bank of Ireland sterling

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By *el65Man
over a year ago

paisley

I have given some of the plastic fivers to some of my English pals who think they are great along with the green one pounds notes , I have had money refused in shops too , so just left .

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By *yldstyleWoman
over a year ago

A world of my own

Money is money to me. I don't have it in my purse long enough to notice what bank printed it.

I've had my Scottish notes refused a few times in England but have always managed to talk them round.

We are all still one country are we not??

Or is it a bit like Andy Murray..British when he wins and Scottish if he doesn't

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By *ilk_TreMan
over a year ago

Wherever the party is!

"Just paid the bill in a resteraunt in cash and I was given the change in a Scottish 5 pound to me. I can't rember the last time that has happened (well I can it was in Scotland) in London

I know it's legal tender but it felt wrong accepting it. I did ask could I have an English note

I was wondering would others also ask for an

English note

nope... scottish notes are great for certain places.... 1 pound notes in gentlemans clubs and making it rain

I must try that one night!

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By (user no longer on site)
over a year ago

I just growl at people that refuse to accept a Scottish fiver I try and pass them. In 20 years of working down south no problems!

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By (user no longer on site)
over a year ago

"I just growl at people that refuse to accept a Scottish fiver I try and pass them. In 20 years of working down south no problems! "

I now have visions of you growling

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By (user no longer on site)
over a year ago

"Scottish notes in England aren't actually legal tender and there is no obligation for a shop in England to accept them, however I have never had a problem using them. That being said I was also under the impression that the business accepting them should not be giving them back as change for a purchase, they should bank them. when I managed a bar I accepted them but never gave them as change as they are not legal tender in England. It's a catch 22 situation and also applies to Bank of Ireland sterling

That was my understanding too. Fine to spend but as a rule not given as change.

I must admit like the OP I would have commented purely because I don't want the potential hassle of ot being declined

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By *oobsandballsMan
over a year ago

st andrews

The only time I've ever had my money declined, outside of London, was a hotel in Birmingham.

Everywhere else, not a problem

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By (user no longer on site)
over a year ago

I buy Scottish fivers.

So send all to me at

Flat 4/5

Patriotic lane

Monaco

I will send you 4 pounds in return.

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By (user no longer on site)
over a year ago

Quite often given Scottish money in my shop, don't have a problem with it, its all money, the bank and HMRC are quite happy to take it off me.

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By *om and JennieCouple
over a year ago

Chams or Socials

Every time I visit my family in Scotland I withdraw as much as I can from the cashpoints. I love Scottish money. My dad always keeps Scottish notes in his wallet

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By (user no longer on site)
over a year ago

Scottish banknotes aren't even 'legal tender' in Scotland. Neither are English!

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By (user no longer on site)
over a year ago

Scottish banknotes aren't even 'legal tender' in Scotland. Neither are English! "

Then everyone in Scotland or who visits is kinda screwed them

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By *mojeeCouple
over a year ago

Dunfermline

"Just paid the bill in a resteraunt in cash and I was given the change in a Scottish 5 pound to me. I can't rember the last time that has happened (well I can it was in Scotland) in London

I know it's legal tender but it felt wrong accepting it. I did ask could I have an English note

I was wondering would others also ask for an

English note "

It felt wrong??? The mind boggles it really does !!!

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By (user no longer on site)
over a year ago

"Just paid the bill in a resteraunt in cash and I was given the change in a Scottish 5 pound to me. I can't rember the last time that has happened (well I can it was in Scotland) in London

I know it's legal tender but it felt wrong accepting it. I did ask could I have an English note

I was wondering would others also ask for an

English note "

You KNOW it's legal tender but still asked?

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By (user no longer on site)
over a year ago

"Just paid the bill in a resteraunt in cash and I was given the change in a Scottish 5 pound to me. I can't rember the last time that has happened (well I can it was in Scotland) in London

I know it's legal tender but it felt wrong accepting it. I did ask could I have an English note

I was wondering would others also ask for an

English note

You KNOW it's legal tender but still asked?

But it's technically not legal tender

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By *rsFine-MrBallsCouple
over a year ago

markinch

Lol you got to laugh at this, I, we don't accept Scottish money, your telling me that if a couple had entered a restaurant, had a meal and some expensive drinks, they then went to pay the bill with these so called illegal notes that none of you would accept them, what would or could you do, ask them to wash the dishes lol,

OK here it is, the bank of england recognises the Scottish currency , it accepts it as a recognised currency in Britain, (same as the the rest of the UK recognises the English notes ) because of this, the Scottish notes are deemed to be acceptable currency thru the UK, by this acceptance by the bank of England, thus means NO establishment can legally refuse to accept payment by Scottish notes. This counts in regards to establishments giving notes to customers.

Years ago, yes , shops could refuse to accept Scottish notes, due to non acceptance by the bank of England,

Hope this kind of clears that up.

O by the way I bet none of the shop owners ever refused to accept payment by Scottish credit cards

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By *aucy3Couple
over a year ago

glasgow

"Just paid the bill in a resteraunt in cash and I was given the change in a Scottish 5 pound to me. I can't rember the last time that has happened (well I can it was in Scotland) in London

I know it's legal tender but it felt wrong accepting it. I did ask could I have an English note

I was wondering would others also ask for an

English note "

We always change our Scottish notes for English notes,

If we're venturing south of the border.

For every Scottish pound,you get £1.47p in English money.

We live like Lords down there.

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By *reelove1969Couple
over a year ago

bristol

the police arrived and forced a shop keeper to accept them ...do me a favour !

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By *etsorderpizzaMan
over a year ago

Cambridgeshire

Don't worry. (Not rudely) I too would try and turn my nose up to it as well. Only after spending alot of time in Scotland I know it can be hassle sometimes spending Scottish bank notes in England, yes I know its legal tender but i cant be asked with the fuss,it just makes me spend up before I come home lol.

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By *etsorderpizzaMan
over a year ago

Cambridgeshire

And I've found its not the big chains of shops or restaurants that don't like them, usually the small local separate shops or restaurants.

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By (user no longer on site)
over a year ago

you could just print your own money of course as all notes are just I.O.Us

I PROMISE TO PAY THE BEARER THE SUM OF X POUNDS ON DEMAND

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By *anbrCouple
over a year ago

Edinburgh

A few years ago I was in Blackpool and stopped to fill up before I drove home to Edinburgh. When I went in to pay, they refused my Scottish notes. I pointed out that I had offered to pay in good faith and that the notes were sterling. When they refused again, I said ok I'm leaving as I have offered to pay and you have refused to accept my money. One of the assistants caught me at the door and said ok, they would take my money!

If it's all I've got and it's refused, I would always do the same!

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By (user no longer on site)
over a year ago

I believe that if you win the lotto jackpot and ask for a wad of folding... guess what, it'll be RBS notes you'll be given!

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By (user no longer on site)
over a year ago

A few yrs ago we wer holidaying in Turkey and as always took good old 20 quid notes and gotta cracking exchange rate

Scottish notes were given ten per cent less

moral of story.....spend your fiver anywhere but Icemeler

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By *adystephanieTV/TS
over a year ago

glos

Unfortunately it's the open border policy, combined with the fact 'Nicky the fish' has ordered a mass invasion......terrible times I'm afraid

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By *riskygazMan
over a year ago

birmingham

people in shops do look at you funny when you hand them a Scottish note, but it is legal tender so they have to take it

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By *icketysplitsWoman
over a year ago

Way over Yonder, that's where I'm bound

One place in Edinburgh refused my English tender. I had to pay with a card.

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By (user no longer on site)
over a year ago

"One place in Edinburgh refused my English tender. I had to pay with a card.

Aye, we do like to play with the sassenachs from time to time so we do!!

*fires up bagpipes*

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By *ohnaronMan
over a year ago

london

Spend it quick cos after independence it will be worth one euro.

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