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Pre-existing and opt outs on medical travel insurance

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By *litterbabe OP   Woman
over a year ago

hiding from cock pics.

I might need to buy some travel insurance for our family and we have 2 non serious and easily maintained through medication health conditions. Neither of which I could see myself ever needing to see any specialist or doctors apart from are normal ones back home.

Is anyone aware of the a company that will let us simply opt out of these being covered on our travel insurances so they don't put the policy price up to something astronomical as we know that we will never need to claim for these situations. Thank you!

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By (user no longer on site)
over a year ago

Perhaps use a specialist broker to negotiate for you and exclude such risks.

'Off the shelf' cover you find online is no good as all via computer

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By *iamondsmiles.Woman
over a year ago

little house on the praire

We always opt out, just don't tick the boxes or say anything. Just be aware if anything does happen hour completly responsible

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By *iamondsmiles.Woman
over a year ago

little house on the praire


"Perhaps use a specialist broker to negotiate for you and exclude such risks.

'Off the shelf' cover you find online is no good as all via computer"
it is that's what we use

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By *litterbabe OP   Woman
over a year ago

hiding from cock pics.

[Removed by poster at 04/01/16 13:30:28]

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By *litterbabe OP   Woman
over a year ago

hiding from cock pics.

I didnt know it was possible to do it that way. I thought it would mean the total policy was void if I didn't disclose things, even if I won't need to claim on them. Can you recommend a company that that I could do this with please?

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By *ickawitchCouple
over a year ago

Away with the fairies (Liverpool to you)

Your bank may have travel insurance tied in with your bank account. Ours does and I can either pay extra to cover for my pre existing condition or chance it - knowing that if I meltdown I will not be covered

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By *est Wales WifeCouple
over a year ago

Near Carmarthen

Staysure can screen you online and I think you can opt out for those specific conditions if you want.

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By *amissCouple
over a year ago

chelmsford

It's advisable to disclose any medical condition, even if you don't want it covered. If you need to make an unrelated claim and you have not disclosed all, they may null and void the policy. Ours is with our bank account and we pay extra for Hubby's medical conditions. Have a little knowledge of travel policies as used to work at said bank!

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By *litterbabe OP   Woman
over a year ago

hiding from cock pics.

I don't have it with my bank account (with first direct) but I will check out staysure.. thank you so much x

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By (user no longer on site)
over a year ago

Try Sainsburys . Its good for what ails ye!

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By *amissCouple
over a year ago

chelmsford


"I don't have it with my bank account (with first direct) but I will check out staysure.. thank you so much x"

Sounds like it may be what you are looking for. Good luck!

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By *at69driveMan
over a year ago

Hertford


"I might need to buy some travel insurance for our family and we have 2 non serious and easily maintained through medication health conditions. Neither of which I could see myself ever needing to see any specialist or doctors apart from are normal ones back home.

Is anyone aware of the a company that will let us simply opt out of these being covered on our travel insurances so they don't put the policy price up to something astronomical as we know that we will never need to claim for these situations. Thank you! "
. Why not just disclose the conditions and see what effect if any it has on price .

As insurance cover is a contract of utmost good faith I would not take any chances by failing to disclose any material facts

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