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final salary pension and n.i increase

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By (user no longer on site) OP   
over a year ago

Are you going to be effected by final salary increased contributions and in crease of N.I contribution in the new year ?

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By *harpDressed ManMan
over a year ago

Here occasionally, but mostly somewhere else

No, I work in the private sector, where final salary schemes are increasingly rare.

Anyone moaning about any aspect of their FS scheme in my workplace would get extremely short shrift - ours was closed last year.

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By *uited staffs guyMan
over a year ago

staffordshire

Yes I am going to be affected in the public sector and no final salary schemes don't exist anymore but we will still be affected

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By (user no longer on site)
over a year ago

Public sector here. I'm going to be affected by the end of contracting out (changes to NI) but mine went career average not final salary some time ago.

At my age though it's pointless even getting stressed about changes to pensions, I've another 38 years to work before I can access it (at today's thresholds) so it's clearly not going to exist in any recognisable form by then.

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By *aneandpaulCouple
over a year ago

cleveleys

The Government are fetching a scheme out you work to the dinner time the day of your funeral to stop you worrying about your pensions

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By (user no longer on site)
over a year ago

Yep! Bloody big take home pay impact

But there's nowt I can do other than degenerate my pension accrual rate so I'll take the hit now rather than in later life while I can afford it

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By (user no longer on site)
over a year ago

If you look at the demographic projections, we're all going to have to save a lot more for a lot longer and there will be no retiring at 55 with no mortgage and going on cruises. The whole way we think about pensions has to change, there just won't be enough working age people to the number of pensioners to be able to sustain anything remotely approaching the current system.

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By *uited staffs guyMan
over a year ago

staffordshire

Public sector pensions are dying anyway with the governments reforms, one of the reasons why you can't get to see a GP etc anymore, there's no incentive to stay working in the public sector anymore past about 55

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By *its_n_piecesCouple
over a year ago


"If you look at the demographic projections, we're all going to have to save a lot more for a lot longer and there will be no retiring at 55 with no mortgage and going on cruises. The whole way we think about pensions has to change, there just won't be enough working age people to the number of pensioners to be able to sustain anything remotely approaching the current system. "

we could always go back to sending kids up chimneys, working in cotton mills and down coal mines surely

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By *G LanaTV/TS
over a year ago

Gosport


"The Government are fetching a scheme out you work to the dinner time the day of your funeral to stop you worrying about your pensions "

And since despite all your years of hard work you still won't be able to afford any sort of funeral it's then off to the Soylent Green tanks with you.

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