FabSwingers.com forum: Catch 22

By *ary bailey OP Couple
over a year ago

clacton

We all have those situations where your damed if you do and damed if you dont. Dont these drive you nuts. One of mine is. I wont pay the extortionate insurance premuim after disqalification period. But if i dont ill loose my 12 years no claims meaning i wont pay extortionate insurance premuim 5 years once ban doesnt need declaring as wont have any no claims. I also have to take a test to get full intitlement back. Then one had 5 years i can get classic car policey. So its to pay or not to pay. Or just not drive and then drive old bangers.

with no need for ncd.

what would you do. Pay now. Pay later or not bother and wait. Lol. Alternativitly i could just remain a learner if premuims arnt to high. Not looked at that. Just thought off that

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By *icecouple561Couple
Forum Mod
over a year ago

East Sussex

Drive and pay the premium or dont drive....only you can decide.

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By (user no longer on site)
over a year ago

I suspect that it may not be long before someone suggests that you were damned by getting disqualified.

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By *iamondjoeMan
over a year ago

Glastonbury

It's a really good book but I found the ending disappointing, tbh

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By *icecouple561Couple
Forum Mod
over a year ago

East Sussex

"It's a really good book but I found the ending disappointing, tbh"

I've never read it or seen the film.

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By *iamondjoeMan
over a year ago

Glastonbury

"It's a really good book but I found the ending disappointing, tbh

I've never read it or seen the film."

*tuts*

*Don't* watch the film!

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By (user no longer on site)
over a year ago

Get a moped.... Cheap to insure and run and you can build up your ncd again

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By *icecouple561Couple
Forum Mod
over a year ago

East Sussex

"It's a really good book but I found the ending disappointing, tbh

I've never read it or seen the film.

*tuts*

*Don't* watch the film!"

I won't, I rarely watch films I get too annoyed when they misinterpret the book because obviously my interpretation is the correct one.

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By *icecouple561Couple
Forum Mod
over a year ago

East Sussex

"Get a moped.... Cheap to insure and run and you can build up your ncd again"

Does it transfer to cars?

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By (user no longer on site)
over a year ago

"Get a moped.... Cheap to insure and run and you can build up your ncd again"

Nope?, ncd can go from car to bikes but not from bikes to cars

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By (user no longer on site)
over a year ago

I'm pretty sure it does, I know that claiming for an accident on a bike affects car insurance premiums

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By *irtyGirlWoman
over a year ago

Edinburgh

Presumably you were justly banned?

I think you probably need to suck it up. If you do something wrong and get caught then you take the punishment. That there's consequences after you've done your time is a bit unfair but not really anyone else's fault.

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By (user no longer on site)
over a year ago

"I'm pretty sure it does, I know that claiming for an accident on a bike affects car insurance premiums"

Ann accident affects premiums but insurers will not accept a ncd earned on a bike policy on a car policy.

They will let you transfer your car one to your bike but then you won't be able to put it back.

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By *uessWhosBackAgainMan
over a year ago

London

"Presumably you were justly banned?

Agreed

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By *ary bailey OP Couple
over a year ago

clacton

Was planning on doing cbt. As already have moped and ncb on that and yes its cheap

. Well doubles premuim but still cheap. Yep i had to admit i did do the crime. But apparently persuring a hit and run driver that then also run me off the road. Is not acceptable and they are free to do as they like and get away penaulty free.

i never denied doing the crime and accept the time but money i do not like paying out. I had to spend £1000 just to keep my job but i do like my new e-ped toy and benifits off not having a license are good too. Much less stress. Cant get asked to do things. Can drink without worrying. Down side is when it rains.

plus with smoking ban in cars bike is open top

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By (user no longer on site)
over a year ago

"I'm pretty sure it does, I know that claiming for an accident on a bike affects car insurance premiums

Ann accident affects premiums but insurers will not accept a ncd earned on a bike policy on a car policy.

They will let you transfer your car one to your bike but then you won't be able to put it back."

That's a bit of a bugger!

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By (user no longer on site)
over a year ago

"I'm pretty sure it does, I know that claiming for an accident on a bike affects car insurance premiums

Ann accident affects premiums but insurers will not accept a ncd earned on a bike policy on a car policy.

They will let you transfer your car one to your bike but then you won't be able to put it back.

That's a bit of a bugger!"

Yep right pain in the ass. I. Guessing it's to stop people building up a Nice ncd on a bike that on gets ridden a few times a year then putting it on a car.

A Ballache if like me a bike is your main mode of transport and you're looking at cars

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