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"Depending on what you provide I'd say £50 a week..." that was my first thought. | |||
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"Depending on what you provide I'd say £50 a week... that was my first thought. " Not just shirts we have in common | |||
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"my daughter has been home from Uni since the middle of May . she now has a job as we have said we cant afford to support her right through till beginning of Oct . the dilemma we now have, is tthat she will be earning about£500 per month . so how much do we take as board bearing in mind she has to run her car and also try and save some money for when she goes back to uni ? thanks Tabitha xx " When I was unemployed and 21 years old I lived with my Mum. I paid them £125 a month and I also cooked almost every meal we ate as payment for my board. My car and my life was my problem - not theirs. | |||
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" £60 a week, make her realise the value of money. Then save what u can afford of it and give her it back come Uni time. Either that or offer her a contract that states free board and lodgings in return for full support for you when you're a pensionner. " I like this idea but if im old and senile she wil ltear up the contract lol | |||
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"my daughter has been home from Uni since the middle of May . she now has a job as we have said we cant afford to support her right through till beginning of Oct . the dilemma we now have, is tthat she will be earning about£500 per month . so how much do we take as board bearing in mind she has to run her car and also try and save some money for when she goes back to uni ? thanks Tabitha xx When I was unemployed and 21 years old I lived with my Mum. I paid them £125 a month and I also cooked almost every meal we ate as payment for my board. My car and my life was my problem - not theirs." I want to support her through uni . and I dont believe its her problem . hence why I am asking as I want to be fair but also support her the best I can . | |||
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"My daughter has a part time job while she is at college. We take a small amount off her, but unknowingly to her we're saving that money for her for when she moves out. " This is a winner...teaches them the value if the money in their pocket...unless your kid is a saver...they will blow the money...and then come back at the bank of mum and dad... | |||
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"My daughter has a part time job while she is at college. We take a small amount off her, but unknowingly to her we're saving that money for her for when she moves out. This is a winner...teaches them the value if the money in their pocket...unless your kid is a saver...they will blow the money...and then come back at the bank of mum and dad..." this is a lovely idea . but finacially we need the income to keep her the food bill and utilities double when she is home and we can absorb that when its just for odd weeks throighout the year but for months its actually a strain on the finances . | |||
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"my daughter has been home from Uni since the middle of May . she now has a job as we have said we cant afford to support her right through till beginning of Oct . the dilemma we now have, is tthat she will be earning about£500 per month . so how much do we take as board bearing in mind she has to run her car and also try and save some money for when she goes back to uni ? thanks Tabitha xx When I was unemployed and 21 years old I lived with my Mum. I paid them £125 a month and I also cooked almost every meal we ate as payment for my board. My car and my life was my problem - not theirs. I want to support her through uni . and I dont believe its her problem . hence why I am asking as I want to be fair but also support her the best I can . " As a current undergrad student I will say, that the loan does go quite far. I was able to afford living in Oxford (*very* expensive) with minimal extra income for the first year of my degree last year. She also will get a larger third cash sum during the year which is designed to pay for her summer - so next year perhaps it might be worth suggesting that she gives a portion of that to you instead, and then whatever she earns she can keep. | |||
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"im thinking with everyone replies that 100 per month is resonable . I hate to take anything but financially we just cant afford to keep her for nothing . and her dad no longer supports her in any way. " It is reasonable and if you take nothing (which isn't viable) is not teaching her anything, so if she is earning she has to contribute regardless. And I agree with you about taking the car into consideration, I have two younger siblings (a lot younger) And my parents are now just on my dads pension and there is no way they could afford them now either, so don't feel bad by taking £100 per month | |||
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"im thinking with everyone replies that 100 per month is resonable . I hate to take anything but financially we just cant afford to keep her for nothing . and her dad no longer supports her in any way. It is reasonable and if you take nothing (which isn't viable) is not teaching her anything, so if she is earning she has to contribute regardless. And I agree with you about taking the car into consideration, I have two younger siblings (a lot younger) And my parents are now just on my dads pension and there is no way they could afford them now either, so don't feel bad by taking £100 per month " thank you I dont feel quite the wicked witch now when I sit down and talk to her about it x | |||
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"How much is she costing you by being home in comparison to her not being there? Work that out - and that's all I would charge. Yes she's earning. But if she covers the real cost of being home why charge her any more? Is her being back increasing your mortgage/rent, council tax and other big bills? this is why I feel so guilty, its the food and utilities that go up and as I said I can absorb it during short breaks . but five months then puts a strain on the purse strings . so my thinking is 25 per week but she seems to think 50 is sufficient for the month so the discussions continue lol x Uni is expensive. Charging her anything excessive will reduce what she can save to cover costs when back at uni. A" | |||
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" this is why I feel so guilty, its the food and utilities that go up and as I said I can absorb it during short breaks . but five months then puts a strain on the purse strings . so my thinking is 25 per week but she seems to think 50 is sufficient for the month so the discussions continue lol x " Have you explained to her in those terms, ie that's how much it's actually costing you? You shouldn't feel guilty, it's not like you're charging her for the sake of it, it's based on the actual cost. £25 a week for food alone would sound pretty reasonable! From memory mine used to charge me £30 a week and that was about 8 or 9 years ago. | |||
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" this is why I feel so guilty, its the food and utilities that go up and as I said I can absorb it during short breaks . but five months then puts a strain on the purse strings . so my thinking is 25 per week but she seems to think 50 is sufficient for the month so the discussions continue lol x Have you explained to her in those terms, ie that's how much it's actually costing you? You shouldn't feel guilty, it's not like you're charging her for the sake of it, it's based on the actual cost. £25 a week for food alone would sound pretty reasonable! From memory mine used to charge me £30 a week and that was about 8 or 9 years ago. " Maybe take her shopping for the weekly food and see how much she can get for £25. I had no clue how much things cost and when I left home it was one heck of a shock. Best she learns now while she still has time to adjust, before she's actually out on her own. | |||
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"my daughter has been home from Uni since the middle of May . she now has a job as we have said we cant afford to support her right through till beginning of Oct . the dilemma we now have, is tthat she will be earning about£500 per month . so how much do we take as board bearing in mind she has to run her car and also try and save some money for when she goes back to uni ? thanks Tabitha xx " If you can, and when you do decide on an amount. Open and ISA or a high interest savings account - I read the other comments that you have no other support, however, it is the final year when it becomes very tough at uni. Years one and two are a social, they are as much about spreading your wings as they are about learning. It may be an idea to retain this money as a buffer for this 3rd year, as you do need all the free time to plan, plan, and organise to get the ultimate goal of not wasting the 3 years and actually passing. | |||
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"I am about to charge my child board. I have said that I will have one quarter of anything she earns. I think that's more than fair. " Sounds perfectly reasonable. If they earn lots of money and feel that they can live somewhere else cheaper, then they can! | |||
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"My daughter volunteered instead of a Saturday job. Still does now. Taught her a whole different set of values. " Volunteering doesn't buy you books or study trips though. | |||
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"My daughter volunteered instead of a Saturday job. Still does now. Taught her a whole different set of values. Volunteering doesn't buy you books or study trips though." Thankfully she didn't need any till uni, then she got a paying job!! | |||
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"I've always paid for food for my child and the house and bills need paid regardless so I won't be taking anything off her. She's going to come out in £41000 in debt anyway and as I can't help with that I feel feeding her is the least I can do, only an extra potatoe in the pot, as they say. I do realise some people aren't in the position to support them through uni though." I've never taken any board off my kids either my eldest is at full time uni so only works part time she brings home about £650 a month she works bloody hard between uni and work and feel it would be unfair to leave her short by taking cash off her I don't provide things like clothes or personal stuff like make up etc but I pay all the bill and do the shopping and provide essential toiletries like shampoo, shower gel, deodorant etc and pay her uni fees, by doing this she hasn't had to take out any loans so will leave uni debt free I on the other hand will be skint | |||
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"Why does a student need a car? One luxury right there. " Sometimes it's required. Clearly you have never lived in the countryside. When I was a teenager, I lived in the countryside and needed a car to get to work. There was no other employment close. When I started university last year I decided to keep my car, because it would be more expensive to use public transport for the places I wanted to go. | |||
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" My suggestion would be to charge her more than you would think.Perhaps 1/3 of what she earns. So about £165 but there is a caveat to that which you don't tell her about from the £165 you keep the £100 and save the £65 for her and then you can give her a lumpsome before she goes back to uni. This way you know for sure she has some moment in the kitty and also teaches her financial responsibility. I hope it helps " | |||
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"Why does a student need a car? One luxury right there. Sometimes it's required. Clearly you have never lived in the countryside. " Clearly? Emm, wrong. I have lived in the countryside as a student. you need to work on your deduction skills. Next | |||
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"Why does a student need a car? One luxury right there. Sometimes it's required. Clearly you have never lived in the countryside. Clearly? Emm, wrong. I have lived in the countryside as a student. you need to work on your deduction skills. she needs her car as we live very rural and its a forty to fifty minute walk to the bus stop and she starts work so early that there is actually no buses running at that time x Next" | |||
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" Funny thing is, when i was a student and few of us ran cars, there were plenty of regular buses. Who knows, it may catch on. " we have been fighting our local council for years for a bus service and regualr buses for people to commute into work !!! | |||
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" Funny thing is, when i was a student and few of us ran cars, there were plenty of regular buses. Who knows, it may catch on. " That's funny. Because there's never been a bus service where I used to live. It was at least a thirty minute walk along narrow roads with blind bends. Not safe, especially not for a young woman. | |||
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"Why does a student need a car? One luxury right there. Sometimes it's required. Clearly you have never lived in the countryside. Clearly? Emm, wrong. I have lived in the countryside as a student. you need to work on your deduction skills. she needs her car as we live very rural and its a forty to fifty minute walk to the bus stop and she starts work so early that there is actually no buses running at that time x Next" you have heard of that two wheel thing yes? you know, the one you buy and then costs sweet FA to run. dunno, maybe its still not reached some places. next | |||
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"Why does a student need a car? One luxury right there. Sometimes it's required. Clearly you have never lived in the countryside. Clearly? Emm, wrong. I have lived in the countryside as a student. you need to work on your deduction skills. she needs her car as we live very rural and its a forty to fifty minute walk to the bus stop and she starts work so early that there is actually no buses running at that time x Next you have heard of that two wheel thing yes? you know, the one you buy and then costs sweet FA to run. dunno, maybe its still not reached some places. next" You seem to have a real issue with this young girl having a car. She has probably worked hard to get this car and works hard to keep, a car these days is not luxury. You know nothing of her circumstances yet you have judged her. or is it you just have something against students ?!!!! | |||
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"Why does a student need a car? One luxury right there. Sometimes it's required. Clearly you have never lived in the countryside. Clearly? Emm, wrong. I have lived in the countryside as a student. you need to work on your deduction skills. she needs her car as we live very rural and its a forty to fifty minute walk to the bus stop and she starts work so early that there is actually no buses running at that time x Next you have heard of that two wheel thing yes? you know, the one you buy and then costs sweet FA to run. dunno, maybe its still not reached some places. next" Yeah... bikes... really practical when you want to move lots of stuff from A to B (like a student going back to university). Not very practical if you have to cycle to a high crime area and leave your bike. Also not practical if you want to go away for more than a couple of days at a time. Also worth considering that a decent bike that will stand up to being ridden every day over a fair distance (aka commuting) will cost the best part of a grand for a woman (because apparently the bike manufacturers don't believe we need sub £500 entry level road bikes) so at that point you might as well keep a cheap car. It doesn't cost much more. | |||
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"Why does a student need a car? One luxury right there. Sometimes it's required. Clearly you have never lived in the countryside. Clearly? Emm, wrong. I have lived in the countryside as a student. you need to work on your deduction skills. she needs her car as we live very rural and its a forty to fifty minute walk to the bus stop and she starts work so early that there is actually no buses running at that time x Next you have heard of that two wheel thing yes? you know, the one you buy and then costs sweet FA to run. dunno, maybe its still not reached some places. next Yeah... bikes... really practical when you want to move lots of stuff from A to B (like a student going back to university). Not very practical if you have to cycle to a high crime area and leave your bike. Also not practical if you want to go away for more than a couple of days at a time. Also worth considering that a decent bike that will stand up to being ridden every day over a fair distance (aka commuting) will cost the best part of a grand for a woman (because apparently the bike manufacturers don't believe we need sub £500 entry level road bikes) so at that point you might as well keep a cheap car. It doesn't cost much more." . Jesus Christ, there's a student talking lol. Halfords have a "lady" bicycle (although let's face facts you can ride a gents) £109. Also last time I looked insuring a car for a student!!. £2500 | |||
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"Why does a student need a car? One luxury right there. Sometimes it's required. Clearly you have never lived in the countryside. Clearly? Emm, wrong. I have lived in the countryside as a student. you need to work on your deduction skills. she needs her car as we live very rural and its a forty to fifty minute walk to the bus stop and she starts work so early that there is actually no buses running at that time x Next you have heard of that two wheel thing yes? you know, the one you buy and then costs sweet FA to run. dunno, maybe its still not reached some places. next Yeah... bikes... really practical when you want to move lots of stuff from A to B (like a student going back to university). Not very practical if you have to cycle to a high crime area and leave your bike. Also not practical if you want to go away for more than a couple of days at a time. Also worth considering that a decent bike that will stand up to being ridden every day over a fair distance (aka commuting) will cost the best part of a grand for a woman (because apparently the bike manufacturers don't believe we need sub £500 entry level road bikes) so at that point you might as well keep a cheap car. It doesn't cost much more.. Jesus Christ, there's a student talking lol. Halfords have a "lady" bicycle (although let's face facts you can ride a gents) £109. Also last time I looked insuring a car for a student!!. £2500 " When I insured my car at 20, it was under £800 for 3rd party. Can't imagine the industry has moved on hugely in the past ten years. And sure, I used to have a 'basic' £150 bike model from Halfords. The problem with riding it every day (commuting) is that it breaks. And then you don't have a bike. Or rather you do have a bike, but you have to put it in a car to take it somewhere to get it fixed. On top of that, it was fine for me to commute a decent distance for work because I worked in a sports centre. I had a locker with my uniform and a towel in, and I'd have a shower before I started work. If someone is a shop assistant or works in an office, do you think it's helpful for them to be sweaty and manky all day? | |||
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"my daughter has been home from Uni since the middle of May . she now has a job as we have said we cant afford to support her right through till beginning of Oct . the dilemma we now have, is tthat she will be earning about£500 per month . so how much do we take as board bearing in mind she has to run her car and also try and save some money for when she goes back to uni ? thanks Tabitha xx When I was unemployed and 21 years old I lived with my Mum. I paid them £125 a month and I also cooked almost every meal we ate as payment for my board. My car and my life was my problem - not theirs." I paid my mum £30 a week during the uni breaks in the early 90's as she simply couldn't afford to support me and my brother so I've now got quite strong views as to young people supporting themselves. However, it's what YOU feel is fair and your own views as to whether as a young adult she should be supporting herself. And of course whether she starts taking the piss by going out spending money left right and centre. | |||
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"Why does a student need a car? One luxury right there. Sometimes it's required. Clearly you have never lived in the countryside. Clearly? Emm, wrong. I have lived in the countryside as a student. you need to work on your deduction skills. she needs her car as we live very rural and its a forty to fifty minute walk to the bus stop and she starts work so early that there is actually no buses running at that time x Next you have heard of that two wheel thing yes? you know, the one you buy and then costs sweet FA to run. dunno, maybe its still not reached some places. next Yeah... bikes... really practical when you want to move lots of stuff from A to B (like a student going back to university). Not very practical if you have to cycle to a high crime area and leave your bike. Also not practical if you want to go away for more than a couple of days at a time. Also worth considering that a decent bike that will stand up to being ridden every day over a fair distance (aka commuting) will cost the best part of a grand for a woman (because apparently the bike manufacturers don't believe we need sub £500 entry level road bikes) so at that point you might as well keep a cheap car. It doesn't cost much more.. Jesus Christ, there's a student talking lol. Halfords have a "lady" bicycle (although let's face facts you can ride a gents) £109. Also last time I looked insuring a car for a student!!. £2500 When I insured my car at 20, it was under £800 for 3rd party. Can't imagine the industry has moved on hugely in the past ten years. And sure, I used to have a 'basic' £150 bike model from Halfords. The problem with riding it every day (commuting) is that it breaks. And then you don't have a bike. Or rather you do have a bike, but you have to put it in a car to take it somewhere to get it fixed. On top of that, it was fine for me to commute a decent distance for work because I worked in a sports centre. I had a locker with my uniform and a towel in, and I'd have a shower before I started work. If someone is a shop assistant or works in an office, do you think it's helpful for them to be sweaty and manky all day? " It has moved on massively in the last ten years. I promise you. A two hundred quid bike is cheaper to fix than a car, and they don't breakdown that often anyway, not like a cheap car does.(where do you put the car when that breaks down?). And you don't have to be sweaty and manky from a half hour bike ride. Set off earlier and ride slower. | |||
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"And you can easily fix a bike yourself, for free. A garage costs a lot more to fix a bust CV joint or replace a full exhaust." But how do they get all their possessions back to university when term starts again? | |||
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"And you can easily fix a bike yourself, for free. A garage costs a lot more to fix a bust CV joint or replace a full exhaust." But why is that your problem ? | |||
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"And you can easily fix a bike yourself, for free. A garage costs a lot more to fix a bust CV joint or replace a full exhaust. But why is that your problem ?" Exactly. If someone goes out and gets a job and can then afford to run a car, it's really none of anybody elses business. You don't *have* to live on the poverty line just because you're a student. | |||
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"Why does a student need a car? One luxury right there. Sometimes it's required. Clearly you have never lived in the countryside. Clearly? Emm, wrong. I have lived in the countryside as a student. you need to work on your deduction skills. she needs her car as we live very rural and its a forty to fifty minute walk to the bus stop and she starts work so early that there is actually no buses running at that time x Next you have heard of that two wheel thing yes? you know, the one you buy and then costs sweet FA to run. dunno, maybe its still not reached some places. next Yeah... bikes... really practical when you want to move lots of stuff from A to B (like a student going back to university). Not very practical if you have to cycle to a high crime area and leave your bike. Also not practical if you want to go away for more than a couple of days at a time. Also worth considering that a decent bike that will stand up to being ridden every day over a fair distance (aka commuting) will cost the best part of a grand for a woman (because apparently the bike manufacturers don't believe we need sub £500 entry level road bikes) so at that point you might as well keep a cheap car. It doesn't cost much more.. Jesus Christ, there's a student talking lol. Halfords have a "lady" bicycle (although let's face facts you can ride a gents) £109. Also last time I looked insuring a car for a student!!. £2500 When I insured my car at 20, it was under £800 for 3rd party. Can't imagine the industry has moved on hugely in the past ten years. And sure, I used to have a 'basic' £150 bike model from Halfords. The problem with riding it every day (commuting) is that it breaks. And then you don't have a bike. Or rather you do have a bike, but you have to put it in a car to take it somewhere to get it fixed. On top of that, it was fine for me to commute a decent distance for work because I worked in a sports centre. I had a locker with my uniform and a towel in, and I'd have a shower before I started work. If someone is a shop assistant or works in an office, do you think it's helpful for them to be sweaty and manky all day? It has moved on massively in the last ten years. I promise you. A two hundred quid bike is cheaper to fix than a car, and they don't breakdown that often anyway, not like a cheap car does.(where do you put the car when that breaks down?). And you don't have to be sweaty and manky from a half hour bike ride. Set off earlier and ride slower." People have different views on supporting young adult offspring, who's to say what's wrong and what's right? | |||
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"And you can easily fix a bike yourself, for free. A garage costs a lot more to fix a bust CV joint or replace a full exhaust. But how do they get all their possessions back to university when term starts again?" Lift, taxi, car hire. I'm not having a dig, but the problems you put forward are hardly insurmountable. I wouldn't run a car unless I really had to. | |||
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"And you can easily fix a bike yourself, for free. A garage costs a lot more to fix a bust CV joint or replace a full exhaust. But why is that your problem ?" It's not. I'm just offering helpful advice. If you can afford to run a car, then go for it. Very few students can though. | |||
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" But why is that your problem ? Exactly. If someone goes out and gets a job and can then afford to run a car, it's really none of anybody elses business. You don't *have* to live on the poverty line just because you're a student." Surely by definition, having established what is 'fair', how anyone chooses to spend their remaining dosh is their business, whether the money is from a job, or their student loan. As a parent it is hard watching your children spend their money on tat, until you remember the tat you bought at their age! But SB is right, that 3 mile stagger up Park St. and Blackboy Hill is easier when one has had a few sherbets Mr ddc | |||
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" It's not. I'm just offering helpful advice. If you can afford to run a car, then go for it. Very few students can though." The trick is to teach them how to cut their cloth accordingly. My car was older than me, cost £150, fully comp through classic car owners club: £60, and fixed by me using parts from the scrappies in St. Georges. | |||
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"It's not. I'm just offering helpful advice. If you can afford to run a car, then go for it. Very few students can though." I *more* than pay for my car by *not* living in Oxford where I go to uni. The rent difference is... well... it's staggering if you just move half an hour away. Appreciate not all students would want to do that, but not all students are the same. | |||
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"And you can easily fix a bike yourself, for free. A garage costs a lot more to fix a bust CV joint or replace a full exhaust. But why is that your problem ? It's not. I'm just offering helpful advice. If you can afford to run a car, then go for it. Very few students can though." However she obviously can and has need for it. It is so wrong to assume. | |||
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" But why is that your problem ? Exactly. If someone goes out and gets a job and can then afford to run a car, it's really none of anybody elses business. You don't *have* to live on the poverty line just because you're a student. Surely by definition, having established what is 'fair', how anyone chooses to spend their remaining dosh is their business, whether the money is from a job, or their student loan. As a parent it is hard watching your children spend their money on tat, until you remember the tat you bought at their age! But SB is right, that 3 mile stagger up Park St. and Blackboy Hill is easier when one has had a few sherbets Mr ddc" . I steer clear of blackboy hill and head for whiteladies rd instead. | |||
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"my daughter has been home from Uni since the middle of May . she now has a job as we have said we cant afford to support her right through till beginning of Oct . the dilemma we now have, is tthat she will be earning about£500 per month . so how much do we take as board bearing in mind she has to run her car and also try and save some money for when she goes back to uni ? thanks Tabitha xx " None xx | |||
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"And you can easily fix a bike yourself, for free. A garage costs a lot more to fix a bust CV joint or replace a full exhaust. But why is that your problem ? It's not. I'm just offering helpful advice. If you can afford to run a car, then go for it. Very few students can though. However she obviously can and has need for it. It is so wrong to assume. " I haven't assumed anything. I merely pointed out the viability of an alternative. Don't assume I assumed. It's very presumptious! | |||
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"well I have been busy all day and haven't hada chance to check back. can I just say I dont have an issue with my daughter having a car . its is twenty mile to work and I wouldnt expect her to cycle that and def not on the dual carriageway !!!!!, she works hard for money and is sensible with it (,even if a little tight lol ) she only insures and drives her car wen she is home and she needs it for work. the debate was really about what was fairpto charge her board . we have come to agreement that 100 a month enough to help us with food bills but still enough for her to save and enjoy her holiday. but a nice thank you to wasp hunter for defending the student .... they are not all lazy d*unken sponging students lol xxx " £100 a month is probably about right. One more person in a family house doesn't really effect utility bills to a great extent, she probably will eat £25 a week, but lets not forget, shes young and may well be out of the house and not actually eating evening meals. (I would be in the pub at her age). So your not out of pocket, and she can say she is paying her way. I take it she is okay with the principle? | |||
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