FabSwingers.com forum: holiday insurance and booze

By (user no longer on site) OP
over a year ago

Policies are now void for any injury sustained whilst under the influence.

Will it lead to people waiting until they are sober before attending hospitals etc, risking serious complications ?

Is this new and fair ?

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By *ittle_brat_evie!!Woman
over a year ago

evesham

so in effect they are forcing you to have a sober holiday?

i dont drink to excess on holiday and have never gone in for all the stupid antics som epeople get up to on those ibiza/magalouf programmes etc but now if i have a genuine accident when i am d*unk i am not covered?

another case of legislating for the idiots and the sensible folk cop for it

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By *iz78Woman
over a year ago

wirral

As far as i am aware it has always been in the small print that if alcohol has been consumed prior to an accident happening then the policy would be voided

I could be wrong

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By *icolerobbieCouple
over a year ago

walsall

Under the influence is a very vague statement.

D*unks falling off balconies is a far cry from a glass of wine with a meal.

Insurance is the single biggest con that ever came about in my opinion. They will try anything to avoid paying a claim.

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By (user no longer on site)
over a year ago

If your going to get blotted on holiday then perhaps you should take out extra insurance that covers being d*unk.

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By (user no longer on site) OP
over a year ago

"As far as i am aware it has always been in the small print that if alcohol has been consumed prior to an accident happening then the policy would be voided

I could be wrong"

You may be correct, I've never heard it announced on the TV before tonight.

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By (user no longer on site) OP
over a year ago

"Under the influence is a very vague statement.

D*unks falling off balconies is a far cry from a glass of wine with a meal.

Insurance is the single biggest con that ever came about in my opinion. They will try anything to avoid paying a claim."

Exactly, I can see companies insisting on blood tests soon, positive and you foot that bill too

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By *ophieslutTV/TS
over a year ago

Central

It is legal to drink and a claim may not be your fault. As such it seems an unreasonable exclusion and I hope they're forced to back down.

People will sit things out to sober up, perhaps after a head injury. In the meantime they could be dead, if not getting medical attention. Similarly for strokes and many health conditions and accidents that are not booze related.

Insurers already refuse too many claims and have too much power. Another side of the financial industry that is toxic.

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By *ophieslutTV/TS
over a year ago

Central

[Removed by poster at 06/02/15 22:10:30]

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By (user no longer on site)
over a year ago

"Policies are now void for any injury sustained whilst under the influence.

Will it lead to people waiting until they are sober before attending hospitals etc, risking serious complications ?

Is this new and fair ?

"
someone watched the money saving programme tonight.

And not that new, no.

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By (user no longer on site)
over a year ago

Outrageous. Bureaucratic nonsense ruining fine British traditions of vomiting in a Spanish bar or lying half cut outside a Greek nightclub.

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By (user no longer on site) OP
over a year ago

"Policies are now void for any injury sustained whilst under the influence.

Will it lead to people waiting until they are sober before attending hospitals etc, risking serious complications ?

Is this new and fair ?

someone watched the money saving programme tonight.

And not that new, no."

Yes I did lol

This just struck me as I had never heard or known that this could be an issue for people.

As said above insurance companies are far from straight with people.

How many have missed/not read that private hospitals are not covered and receive a bill ?

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By *erbyDalesCplCouple
over a year ago

Derbyshire

This is all very well, and to a certain degree, understandable. What I really object to to apparently it's also in the small-print on Tina's insurance forms. I mean, fancy holding us accountable for the posts we've made whilst under the influence - that IS unfair

Mr ddc

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