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Lending to/borrowing from family

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By *icketysplits OP   Woman
over a year ago

Way over Yonder, that's where I'm bound

I'm listening to You and Yours and the call-in on family loans.

Would you?

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By *adybee77Woman
over a year ago

MAMOBA, miles and miles of bugger all (Aberdeenshire)

Never again. Learned from experience of being the lender that it causes untold grief and friction.

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By *bi HaiveMan
Forum Mod
over a year ago

Cheeseville, Somerset

I have done.

Borrowed, and lent.

And would do so again.

Friends on the other hand..........

A

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By *radleyandRavenCouple
over a year ago

Herts

Depends on how much, who it is and whether I can afford to lend it.

I.e: I would lend money to my Mum or my sisters in a heartbeat if they needed it but wouldn't to my brother or any of my cousins.

- Amy. x

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By (user no longer on site)
over a year ago

I always lend money to friends. My limit is £200

I may need some one day.

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By *radleyandRavenCouple
over a year ago

Herts


"Depends on how much, who it is and whether I can afford to lend it.

I.e: I would lend money to my Mum or my sisters in a heartbeat if they needed it but wouldn't to my brother or any of my cousins.

- Amy. x"

Also have borrowed from Mum and sisters in the past and they KNOW they're going to get it back as and when promised. x

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By *adyGardenWoman
over a year ago

LONDON (se)

I never borrow unless I can afford to not have it back as I wouldn't ask for it so if returned then all good and if not no harm is done

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By *icketysplits OP   Woman
over a year ago

Way over Yonder, that's where I'm bound

Some of the stories make me wonder how they can fix the rifts in the families.

I give rather than lend. The exchange is clear then.

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By *isscheekychopsWoman
over a year ago

The land of grey peas and bacon

I owe my family quite a bit, I think my inheritance has decreased some what

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By (user no longer on site)
over a year ago

My only borrowings now are a mortgage that's only got 5 years to run. I have never borrowed off friends or family. I have never been asked for a loan, but I wouldn't lend, I prefer to give

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By *inaTitzTV/TS
over a year ago

Titz Towers, North Notts

I stood surety for a 3K career development loan for a family member who then got into trouble with making payments. I paid it off in full, as the least worst option and they are paying me back as and when they are working. I'm not in any rush and as it stands he needs the money more than I do at the moment.

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By (user no longer on site)
over a year ago

My kids used to always say can you lend me a tenner or twenty quid. Never ever got it back nor expected to

As to me borrowing to anyone else, I have done and its all gone ok x

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By *icketysplits OP   Woman
over a year ago

Way over Yonder, that's where I'm bound


"I stood surety for a 3K career development loan for a family member who then got into trouble with making payments. I paid it off in full, as the least worst option and they are paying me back as and when they are working. I'm not in any rush and as it stands he needs the money more than I do at the moment. "

At least they are making the effort to pay you back.

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By *bi HaiveMan
Forum Mod
over a year ago

Cheeseville, Somerset


"I owe my family quite a bit, I think my inheritance has decreased some what "

I've borrowed a fair bit in the past from the folks. Paid most back - the rest try said not to worry about.

Their argument is that I've cost them far less over the years than my siblings as they've not had to spend a penny on grandkids with me, whereas they've (Happily) spent plenty on the five sprogs my brother and sister have hatched.

To them - I'm quite cheap!

A

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By (user no longer on site)
over a year ago

I have just given to people, when they have needed me.

I have taught my kids to pay back what they lend, to learn to stand on their own two feet for the future.

Her

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By (user no longer on site)
over a year ago

Made a massive mistake years ago, lending money to family. It was quite a sizeable chunk too. Never seen a penny back, now i refuse any requests for the loan of anything.

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By *ophieslutTV/TS
over a year ago

Central

I only caught the tail end of the show, intrigued by next shows feature on using private lets instead of flying scheduled flights - sounded great. I dont think its a good thing, but would if it prevented catastrophe and there was a clear repayment agreement and ability.

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By (user no longer on site)
over a year ago

I would to family members i trusted, that's not many, mainly my kids and my sister, i wouldn't my brother

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By (user no longer on site)
over a year ago

Nope never, my brother lends my sister money all the time

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By (user no longer on site)
over a year ago


"Made a massive mistake years ago, lending money to family. It was quite a sizeable chunk too. Never seen a penny back, now i refuse any requests for the loan of anything. "

biggest mistake i made was being guarantor for a load for my brother, i really trusted him to not shit on me but he did, he made the first payment then refused to pay anymore, his attitude was more fool you for putting your name to it, they took me to court and i was made to pay the loan back, guess he was right, more fool me for trying to help

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By *icketysplits OP   Woman
over a year ago

Way over Yonder, that's where I'm bound


"Made a massive mistake years ago, lending money to family. It was quite a sizeable chunk too. Never seen a penny back, now i refuse any requests for the loan of anything.

biggest mistake i made was being guarantor for a load for my brother, i really trusted him to not shit on me but he did, he made the first payment then refused to pay anymore, his attitude was more fool you for putting your name to it, they took me to court and i was made to pay the loan back, guess he was right, more fool me for trying to help "

What an awful attitude.

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By (user no longer on site)
over a year ago

I would never borrow money from any memeber of my family, but I would lend ( give ) to my children when ever they need to borrow... I would never ask for it back though and up to date it's only been small amounts £10 up to a few hundred

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By *isscheekychopsWoman
over a year ago

The land of grey peas and bacon


"I owe my family quite a bit, I think my inheritance has decreased some what

I've borrowed a fair bit in the past from the folks. Paid most back - the rest try said not to worry about.

Their argument is that I've cost them far less over the years than my siblings as they've not had to spend a penny on grandkids with me, whereas they've (Happily) spent plenty on the five sprogs my brother and sister have hatched.

To them - I'm quite cheap!

A"

My mums justification is that I don't have someone to spoil me so they are stepping in until someone comes along...I think she regrets saying that now.

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By (user no longer on site)
over a year ago

I borrow my eldest daughter money most months, she gets paid monthly and is always skint a few days before pay day, but she has always paid me back as soon as she has got paid so i have no problem borrowing her anything

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