FabSwingers.com forum: Universal credit

By *litterbabe OP Woman
over a year ago

hiding from cock pics.

I am just looking at the new benefit that is being phased in to replace many current benefits- for working, unemployed and disabled people.

I'm suprised to see that some benefits that top up a families income that are currently not means tested will be under the new benefit.

As I understand it the means tested also includes a pension ( as well as any other savings or assets).

That means as I see it that working families now recieving working tax credit or child tax credit (among others) with loose all top up to their working wage if they have any pension or savings or capital over £16,000 for the household.

I understand the aim is to get people working but it also seems that workers will be penalised for saving even a modest pension between them as they will loose the working top up and need to cash in the pension early.

That does seem a little harsh to me..

What do you all think?

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By *nnyMan
over a year ago

Glasgow

It's typically Tory.

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By (user no longer on site)
over a year ago

The countries in a bad way you know.

We are all in this together.

You cant expect the state to help you save for a rainy day,when it has MPs struggling to make the next payment on the new 750 bedroom holiday home.

Why dont you get a few "BUY TO LET" properties,get someone renting that is on housing benefit.

Money in the bank and charge what you want in rent.

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By (user no longer on site)
over a year ago

I understand the aim is to get people working "

It's defunct,....the whole system is set up wrong.

Personally I've never been on benefits, it's stupid to go on benefits in the first place.

I work.

It's an undesirable option that I don't need, and it isn't worth the couple hundred a month it would pay me.

The system is designed in a way that is supposed to enforce efforts to get off the system, discourage going back on it, and ruthlessly punish any violation of the rules.

In practice, this means that once you go on welfare, you acquire the "job" of STAYING on benefits.

It takes a significant amount of work, which you are supposed to compound with added efforts to find a job, which then gives you even MORE work because now you have to demonstrate that your job hasn't made you ineligible.

That's why people break into shit. And crime.

Meanwhile, your employer can at any time hand you a double shift that kicks your wages over the line, and theno you lose your benefit and it will take you three months to get back on it.

In the end, the major incentive is to "work the system" and exploit the benefit culture to the best of their ability.

It's less work and has lower risk. Which is why I think the whole entire benefits system is defunct.

I would happily see it GO, as the income tax I would have to pay would be inherently LESS.

However if benefits was to disappear those who genuinely need it would lose out.

my $0.02

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By *its_n_piecesCouple
over a year ago

The whole system is far to complicated these days. It was far easier when there was just suplementary benefit. We used to be able to go down the dole office in our dirty overalls on a thursday, sign-on, get a personal issue cheque handed to us, cash it at the post office and still make it back to the site canteen for a cup of tea before we had to get back to work.

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By *ichaelangelaCouple
over a year ago

notts

everything we have we have worked for.

we never got paid benefits to go to work, we had to earn every penny ourselves

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By (user no longer on site)
over a year ago

I have been on and off the dole for the last few years. I was made redundant at the start of the Tory government (I work in credit control which is a very trade centred business, if order books are slow there are few invoices to be late to chase up).

The dole is an enormous help to me as a safety net. I work a month and then wait another month for a contract. Tax credits are far too complicated for me to bother claiming.

My big gripe with the system is that, because I rarely spend more than a month claiming at any one time I have no access to any of the assistance towards training and development that a long term claimant would get. Were I to claim for 6 months straight I would get a lot of help to courses and access to training towards re directing my career but because I do not claim on a long term basis I am stuck on the treadmill of short term (and low paid) contracts.

This is not the only penalty, I'm also being investigated as to why I keep claiming.

Universal Credit won't help with this except to encourage me to keep claiming. Its a money spiner and will do nothing to get people off their knees.

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By *nnyMan
over a year ago

Glasgow

"........... Its a money spiner and will do nothing to get people off their knees."

The Tories like to keep people on their knees 'cos it's easier to kick them in the teeth.

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