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Dose any one know the reason ?

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By (user no longer on site) OP   
over a year ago

Im after getting a car it will be on finance as im not loaded lol.

I have been told the car has to be a group 16 or less

why is this ?

If im excepted for the finance why should it matter ?

I can't work this one out ??

Craig

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By (user no longer on site)
over a year ago

Insurance is based on the insurance group. The higher the group the more it will cost.

You can't afford it.

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By (user no longer on site) OP   
over a year ago

Haha ok I aint loaded but I aint skint either.

the car I was looking at is a groupe 29 insurance rating.

Insurance for 12 months I have been quoted is less than £600

That aint bad trust me thats affordable.

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By (user no longer on site)
over a year ago

Rules is rules

Have you tried another way of financing?

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By (user no longer on site)
over a year ago

I thought insurance rating only went to group 20, unless it's changed?

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By (user no longer on site)
over a year ago

Forget that last comment, Google it and it's now upto group 50

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By (user no longer on site)
over a year ago

£600 and no NCD?

Look again

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By *ire_bladeMan
over a year ago

Manchester

Can't see why it matters ever or what business it is of the finance company other than it has to be insured obviously. Think id go elsewhere for credit myself an don't forget no matter how nice a car it maybe theres always anther 1

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By *ScotsmanMan
over a year ago

ayrshire

usually get a dose from dirty fanny

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By (user no longer on site)
over a year ago

I worked as a dreaded car salesman. I would double check if they are on about the old groupings (1-20) or the new ones (1-50) when they have said you can only get up to a group 16.

The only reason I can think of is that the car will lose value quickly and more chance of it being wrote off meaning there would be a short fall on the insured price and the price that is financed. Could always ask them if you took out GAP insurance could you get finance on a higher group car.

I know some finance company's will only finance a car if they have gap insurance as we'll depending on people's age.

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By (user no longer on site)
over a year ago


"Can't see why it matters ever or what business it is of the finance company other than it has to be insured obviously. Think id go elsewhere for credit myself an don't forget no matter how nice a car it maybe theres always anther 1"

It has a lot to do with the finance company as they are the one who owns the car really as they have paid for it.

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By (user no longer on site) OP   
over a year ago


"I worked as a dreaded car salesman. I would double check if they are on about the old groupings (1-20) or the new ones (1-50) when they have said you can only get up to a group 16.

The only reason I can think of is that the car will lose value quickly and more chance of it being wrote off meaning there would be a short fall on the insured price and the price that is financed. Could always ask them if you took out GAP insurance could you get finance on a higher group car.

Yeah not long after I had posted on the forum I had an email from the guy dealing with my finance it basically goes on to say the system was in error and that group would be allowed

so not all bad best news id had all day.

Thanks for your reply

I know some finance company's will only finance a car if they have gap insurance as we'll depending on people's age. "

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By (user no longer on site) OP   
over a year ago


"£600 and no NCD?

Look again"

yes I can asure you a little under £600 fully comp.

I also have a van so NCD yes!

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