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what would you do?

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By *odareyou OP   Man
over a year ago

not far from iceland,,,,,, tescos is nearer though :-) (near leeds)

If you were me

Situation

I rent a house out and the Lady that rents it has been in there about 3 1/2 years in that time she has been in rent arrears about 2 1/2 years out of them varying amounts ranging from about a £1000 to less than a hundred, she cleared the last arrears in November last year, and when I check my bank statement for December 13 no rent,

Slight complicatoon is that the Lady is my mothers next door neighbours daughter

So what would you do,?

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By (user no longer on site)
over a year ago

Personally I'd speak to her about it and remind her of her contractual obligations to pay rent on time. You appreciate there are times when things may crop up but it's consistently happening and it can't continue.

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By (user no longer on site)
over a year ago


"Personally I'd speak to her about it and remind her of her contractual obligations to pay rent on time. You appreciate there are times when things may crop up but it's consistently happening and it can't continue."

this.

who it is means nothing..

if you want to go the whole hog then investigate if its possible to evict her for constantly being behind with her rent

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By (user no longer on site)
over a year ago

Check contract, give her one more chance to put it right, and issue a formal warning about future arrears will lead to eviction etc., and mean it.

It is a business arrangement afterall.

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By *dam_TinaCouple
over a year ago

Hampshire

Was so sure the complication was going to be a bit more.....erm.....complicated

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By *odareyou OP   Man
over a year ago

not far from iceland,,,,,, tescos is nearer though :-) (near leeds)

I think what shes done is she s over spent at Christmas, she did the same last December she missed her payment, when I asked where the rent was her excuse was I ve paid it into a savings account instead of your bank, unfortunately I can t access the money for 12 months, yeah whatever, its your money you may lose the interest or other benefits its still your money,

I gave her a warning then. keep up or else hence the arrears were cleared in November just gone,

Contract is due for renewal on the 29 Mar this year, so I could give her 60 days notice ,

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By (user no longer on site)
over a year ago

I'd give her the notice to leave. You're not a charity or a money lender. My bank wouldn't accept those excuses if I couldn't pay my mortgage so why should you. Who she is, is immaterial. She's taking advantage thinking that you wont do anything!

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By *icketysplitsWoman
over a year ago

Way over Yonder, that's where I'm bound


"I think what shes done is she s over spent at Christmas, she did the same last December she missed her payment, when I asked where the rent was her excuse was I ve paid it into a savings account instead of your bank, unfortunately I can t access the money for 12 months, yeah whatever, its your money you may lose the interest or other benefits its still your money,

I gave her a warning then. keep up or else hence the arrears were cleared in November just gone,

Contract is due for renewal on the 29 Mar this year, so I could give her 60 days notice , "

That's probably the simplest way rather than go through the hassle of eviction. A reminder that her arrears are to be cleared and her lease is due to renewal. Issues the notice at the same time and make it clear you will chase for any arrears.

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By *iewMan
Forum Mod
over a year ago

Angus & Findhorn

Follow through on the conditions of the lease.

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By *odareyou OP   Man
over a year ago

not far from iceland,,,,,, tescos is nearer though :-) (near leeds)

Sorry for raising this however further advice sought,

I served the Lady her notice its caused a few moments with the mother ringing ( I m a big Boy I ve been called worse ) however januarys rent has also not been paid shes ignoring my texts and calls and I can take a pretty good guess she won t be paying februarys rent either

So has anyone gone through the county court judgement process or their mediation service,? II guess the amount will be about £ 1600 maybe a bit more,

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By (user no longer on site)
over a year ago

Also think of whether you could easily rent to someone else or if she generally skint try come to an agreenent as some money is better than empty orooerty.

As landlord myself i know how hard it can be.

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By (user no longer on site)
over a year ago

Also think of whether you could easily rent to someone else or if she generally skint try come to an agreenent as some money is better than empty orooerty.

As landlord myself i know how hard it can be.

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By (user no longer on site)
over a year ago

If she is struggling financially I think there is a degree of inevitability that after serving notice you aren't going to get rent because she may well need it for a deposit elsewhere.

Personally I would be more concerned about getting her out at the end of the notice period which could be far more costly and time consuming than worrying about recouping rent arrears.

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By *ichaelangelaCouple
over a year ago

notts


"If she is struggling financially I think there is a degree of inevitability that after serving notice you aren't going to get rent because she may well need it for a deposit elsewhere.

Personally I would be more concerned about getting her out at the end of the notice period which could be far more costly and time consuming than worrying about recouping rent arrears.

"

this ^^^^

to me its worth not getting the £1600 to get her out and get someone in who will pay on time.

also IMHO taking out a court judgement may be stirring up a bit of a hornets nest that may reflect on your mum and her neighbour (tenants mum) and make life a little uncomfortable for your mum.

one of the first rules of business that i learnt was never to mix it with friends and family.

This is just MY opinion

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By *ee VianteWoman
over a year ago

Somewhere in North Norfolk


"I think what shes done is she s over spent at Christmas, she did the same last December she missed her payment, when I asked where the rent was her excuse was I ve paid it into a savings account instead of your bank, unfortunately I can t access the money for 12 months, yeah whatever, its your money you may lose the interest or other benefits its still your money,

I gave her a warning then. keep up or else hence the arrears were cleared in November just gone,

Contract is due for renewal on the 29 Mar this year, so I could give her 60 days notice ,

That's probably the simplest way rather than go through the hassle of eviction. A reminder that her arrears are to be cleared and her lease is due to renewal. Issues the notice at the same time and make it clear you will chase for any arrears.

"

Even if correct notice is given she may still stay in the property and and eviction notice will need to be sought.

In fact, if she were to go to the Council for help they would tell her she must stay until presented with an eviction notice or she is "making herself intentionally homeless" and they can refuse to help her.

As far as I am aware, the eviction process costs a few hundred rather than more than one thousand. That can be claimed back from her but of course, if she doesn't have it then you'll get it back at something like 50p per week.

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By *ee VianteWoman
over a year ago

Somewhere in North Norfolk

I seem to remember that serving a section 8 for rent arrears allows the eviction process to be "fast tracked" to some degree.

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By (user no longer on site)
over a year ago

If its a nice house in my area Ill have it Im still looking to move

No reasonable landlords around this area who don't want a mortgage just to get through the front door

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By *ranny-CrumpetWoman
over a year ago

The Town by The Cross

1. She has to go.

2. Do it legally. ( NO texts - only ONE official letter recorded delivery or she will claim harassment )

3. Her being your mum's neighbour's daughter shouldn't influence your business decisions.

4. Don't rent to family/friends again

5. Next time ... Jesus ..... Have a clause that says OUT on your arse quicker than you can wink ( legally that is )

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By *eneral HysteriaMan
over a year ago

Newcastle

There are various landlord forums where I'm sure you'll be able to receive some excellent, informed advice from numerous expeienced landlords who have been through your exact situation.

I'm pleased to say I've not had this happen to me so can't advise and I hope I never have this situation.

But what I will say it's awful for all parties concerned by the sound of it: no doubt you have overheads and maybe the BTL mortgage to pay but sometimes tenants forget this and assume the landlord is rolling in it.

At the same time it would seem the tenant has their own financial difficulties.

If the amounts to recover are reasonable small the small claims court could be an option. It's easy to do online and the fees are small (loser pays).

I hope it all works out and you don't get stung.

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By *b586Couple
over a year ago

pemberton twp

Go over n remove all doors from the property. When she calls. Tell her they will be replaced a upon payment of the rent. ( I don't know how legal this is. )A ballsy friend did this to a problematic renter. The renter moved out. Imagine.

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By (user no longer on site)
over a year ago


"Go over n remove all doors from the property. When she calls. Tell her they will be replaced a upon payment of the rent. ( I don't know how legal this is. )A ballsy friend did this to a problematic renter. The renter moved out. Imagine. "

Very illegal. And trying to evict a tenant you are harrassing and arguably intimidating is not going to be easy

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By (user no longer on site)
over a year ago

Wait till they've gone out and then move the house, only tell them where you've hidden it when they've squared up with you...

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By *imiUKMan
over a year ago

Hereford


"Wait till they've gone out and then move the house, only tell them where you've hidden it when they've squared up with you... "

This.

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By (user no longer on site)
over a year ago

is she hot?........................

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By *isscheekychopsWoman
over a year ago

The land of grey peas and bacon

2 notices can be served a bog standard section 21 or a section 8. Section 21 is giving 2 months and a day notice then applying to the county courts for procession of the property which 9/10 is granted to private landlords...social housing is different as they usually suspend the warrant depending on circumstances...never do anything via text and send letters recorded delivery. When renting don't rent out to friends or family it's just ends badly. She can remain in the property until a warrant is served..usually taking a couple of months as courts are chocker blocked at the moment dealing with processions hearing due to eviction rates for rent arrears increasing.

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By *ScotsmanMan
over a year ago

ayrshire

make your mums next door neighbours day and tell her she can live rent free til she gets back on her feet.

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By *b586Couple
over a year ago

pemberton twp


"Go over n remove all doors from the property. When she calls. Tell her they will be replaced a upon payment of the rent. ( I don't know how legal this is. )A ballsy friend did this to a problematic renter. The renter moved out. Imagine. "

This was ment to get a laugh. It was my ex who actually did this but he is a totally bully ... Hence being ex.

He also served eviction appears to another renter who promptly moved out before any court hearing. He let the money go and spent his time reaping the house they destroyed.

Emotions and business don't belong together. It's business.

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By (user no longer on site)
over a year ago


"I think what shes done is she s over spent at Christmas, she did the same last December she missed her payment, when I asked where the rent was her excuse was I ve paid it into a savings account instead of your bank, unfortunately I can t access the money for 12 months, yeah whatever, its your money you may lose the interest or other benefits its still your money,

I gave her a warning then. keep up or else hence the arrears were cleared in November just gone,

Contract is due for renewal on the 29 Mar this year, so I could give her 60 days notice , "

Just serve her notice and get it on the market and be a bit more selective with your next tennant.

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By *isscheekychopsWoman
over a year ago

The land of grey peas and bacon

Get a professional company to complete a tenant reference check and get references from previous landlords or you could allow your local council to take it on as part of their private rented sector you will get a bond and they will carry out all the checks and they provide assistance should you need to serve notice. It may involve housing benefit payments but it's a almost certain you will get the rent as it is requested that the rent is paid directly to the landlord rather then the tenant

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By *innamon!Woman
over a year ago

no matter

Tell your mother.. she can drop it into conversation over coffee with the neighbour... Guess you should tell her if she gets behind again she will have notice to leave. No excuse not to pay bills.

maybe get payments a month in advance.

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By *ranny-CrumpetWoman
over a year ago

The Town by The Cross

wherethefuckizzee?

Footy I bet or smashing her doors in ..... down.

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By *ittle_brat_evie!!Woman
over a year ago

evesham

you ant get sentimental about these things. presumably the rent she pays pays the mortgage on the property? if so then any arrears she is in places the house at risk surely.

Its tenuous sentimentality anyway, she is not a blood relative, just a relative of an aquaintance of your mother's.

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By (user no longer on site)
over a year ago

I am also a landlord but thankfully not had any missed payments, its not that easy to evict.

Firstly issue her with a notice of eviction which is basically your wish to take back possession of your property. You will have to give 2 months notice.

After the 2 months she doesn't have to actually go at that point, tho if you're jlucky she will. You need a court order to evict. The court will write to her, she may ask for leniancy and time to.clear the arrears or they may give her a final date for eviction, which is likely to be a few months.

I would imagine in all that time she won't pay rent.

And ensure that all your obligations have been fulfilled too, gas appliances checked anually, repairs undertaken in a timely manner etc and don't keep texting her.

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By (user no longer on site)
over a year ago


"If you were me

Situation

I rent a house out and the Lady that rents it has been in there about 3 1/2 years in that time she has been in rent arrears about 2 1/2 years out of them varying amounts ranging from about a £1000 to less than a hundred, she cleared the last arrears in November last year, and when I check my bank statement for December 13 no rent,

Slight complicatoon is that the Lady is my mothers next door neighbours daughter

So what would you do,? "

This is why you need letting agents, so they sort it all out ,

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By (user no longer on site)
over a year ago


"is she hot?........................"

Are you gay?

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By *renchbambi xWoman
over a year ago

Need to know basis


"If you were me

Situation

I rent a house out and the Lady that rents it has been in there about 3 1/2 years in that time she has been in rent arrears about 2 1/2 years out of them varying amounts ranging from about a £1000 to less than a hundred, she cleared the last arrears in November last year, and when I check my bank statement for December 13 no rent,

Slight complicatoon is that the Lady is my mothers next door neighbours daughter

So what would you do,?

This is why you need letting agents, so they sort it all out , "

Yes, true but if the person can no longer pay they will wash their hands of it and its up to you to sort it with all the 'fun' of taking someone to court. So using a letting agent to take rent is good but on top of that, the landlord should also take an insurance so in case the money stops coming in, he/she does not lose out. It all costs of course.

Just my 2p

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By *lippi WenwetCouple
over a year ago

tynemouth

Try sending your tenant a recorded delivery letter and a statement of what she has paid in last 6 months and what is still outstanding.

In the letter refer to your contract and state that unless full payment is made on a what you would find realistic date you will have no option but to not renew her lease and take her to civil court to reclaim your arrears, if you hear nothing give her the notice required, however for it to work more favourably for you should it get to court also add in that if she is having financial difficulty to let you know and you could maybe work out a payment plan to get her back on track, maybe she might need a benefit check perhaps there are companies who can help her remind her citizens advice could assist her, only if she is 8 full weeks behind with her rent and no attempt of payment has been made can you be granted an eviction notice, if she has ignored you and not paid a penny in the 8 weeks this will work in your favour that you tried to resolve, and try to remember in future never mix business with pleasure.

Maybe you could explain to your mam and the neighbour not in detail but that there is an issue with current tenant that you cannot ignore and that it is between you and them and that you do not want to put anyone in an awkward situation but you need to deal with the issue and hope they understand as they would do the same if they were in your position. I hope you manage to sort it out soon.

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By (user no longer on site)
over a year ago


"If you were me

Situation

I rent a house out and the Lady that rents it has been in there about 3 1/2 years in that time she has been in rent arrears about 2 1/2 years out of them varying amounts ranging from about a £1000 to less than a hundred, she cleared the last arrears in November last year, and when I check my bank statement for December 13 no rent,

Slight complicatoon is that the Lady is my mothers next door neighbours daughter

So what would you do,? "

My daughter and her boyfriend rent. Theirs is direct debit, so maybe this is the way to go, unless this is already the setup. hope you sort it out

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By *odareyou OP   Man
over a year ago

not far from iceland,,,,,, tescos is nearer though :-) (near leeds)

I served her written notice on the 29 th Jan, und er section 21

The texts I ve sent were asking why januarys rent hadn t been paid reminding her of her obligations asking how and when it would be, no threats no abuse

Cheers for the advice guys I received a text from her yesterday saying she s sent a letter explaining I m awaiting its delivery,

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By (user no longer on site)
over a year ago


"If you were me

Situation

I rent a house out and the Lady that rents it has been in there about 3 1/2 years in that time she has been in rent arrears about 2 1/2 years out of them varying amounts ranging from about a £1000 to less than a hundred, she cleared the last arrears in November last year, and when I check my bank statement for December 13 no rent,

Slight complicatoon is that the Lady is my mothers next door neighbours daughter

So what would you do,?

This is why you need letting agents, so they sort it all out ,

Yes, true but if the person can no longer pay they will wash their hands of it and its up to you to sort it with all the 'fun' of taking someone to court. So using a letting agent to take rent is good but on top of that, the landlord should also take an insurance so in case the money stops coming in, he/she does not lose out. It all costs of course.

Just my 2p "

Not all of then do, some will deal with the paperwork involved serving sections, have contact with solicitors if required and also attend court on your behalf

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By (user no longer on site)
over a year ago


"If you were me

Situation

I rent a house out and the Lady that rents it has been in there about 3 1/2 years in that time she has been in rent arrears about 2 1/2 years out of them varying amounts ranging from about a £1000 to less than a hundred, she cleared the last arrears in November last year, and when I check my bank statement for December 13 no rent,

Slight complicatoon is that the Lady is my mothers next door neighbours daughter

So what would you do,? "

Don't renew the tenancy agreement and give her notice.

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By (user no longer on site)
over a year ago


"If you were me

Situation

I rent a house out and the Lady that rents it has been in there about 3 1/2 years in that time she has been in rent arrears about 2 1/2 years out of them varying amounts ranging from about a £1000 to less than a hundred, she cleared the last arrears in November last year, and when I check my bank statement for December 13 no rent,

Slight complicatoon is that the Lady is my mothers next door neighbours daughter

So what would you do,?

This is why you need letting agents, so they sort it all out ,

Yes, true but if the person can no longer pay they will wash their hands of it and its up to you to sort it with all the 'fun' of taking someone to court. So using a letting agent to take rent is good but on top of that, the landlord should also take an insurance so in case the money stops coming in, he/she does not lose out. It all costs of course.

Just my 2p

Not all of then do, some will deal with the paperwork involved serving sections, have contact with solicitors if required and also attend court on your behalf "

My agent deals with all this, I never deal directly with the tenants, takes all the hassle out of it.

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