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How to get a council house...

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By *isscheekychops OP   Woman
over a year ago

The land of grey peas and bacon

Oh god that will be interesting viewing

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By *oole2010Couple
over a year ago

southampto

go on the waiting list like everyone else?

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By *isscheekychops OP   Woman
over a year ago

The land of grey peas and bacon


"go on the waiting list like everyone else?"

Fuck knows its on at 9....

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By (user no longer on site)
over a year ago


"go on the waiting list like everyone else?"

yes and bid and bid. I'm still waiting. I'm band b but I have to wait for 4 or 5 beds as not permitted to bid on anything less.

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By (user no longer on site)
over a year ago

more than likely a repeat like everything else is lol

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By (user no longer on site)
over a year ago


"go on the waiting list like everyone else?

yes and bid and bid. I'm still waiting. I'm band b but I have to wait for 4 or 5 beds as not permitted to bid on anything less. "

I was band c and finally after 2years of constant bidding on 4 beds property got offered one by housing association in a very quiet room ......so dont give up hope

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By *rsIdiotWoman
over a year ago

Bedworth

Been on the list for 20 years and still at the bottom of the heap. Don't even bother trying if you've got no children

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By *bi HaiveMan
Forum Mod
over a year ago

Cheeseville, Somerset

I was on the list for 6 years before i got my HA house!

It has its faults being a new build with new 'eco' structures - but i wouldn't change it for the world

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By (user no longer on site)
over a year ago

only took me a year, but that was because no one else wants to live in this shitty village

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By (user no longer on site)
over a year ago


"Been on the list for 20 years and still at the bottom of the heap. Don't even bother trying if you've got no children"

I was on the list for 18 years when I had 3 children and was never offered anything. Then last year because it was just me living in a 3 bed private rent house that I couldn't afford to pay for, I re-applied and was offered a one bed flat straight away.

My youngest is 20 now and at uni.

I still can't work out why I was never entitled to anything for all the years I had children at home with me yet here I am now in a flat on my own.

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By (user no longer on site)
over a year ago

It's bloody hard! It's not as easy as people think..

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By (user no longer on site)
over a year ago

I decided rent privately as there was just nothing around here and was not prepared to move to Plymouth (an hour away)

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By *lentyoffun40Couple
over a year ago

Lancashire

Get a mortgage !

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By (user no longer on site)
over a year ago

Ive been on the list ages and see nothing changing

Im not saying anything else .. this subject annoys me

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By (user no longer on site)
over a year ago


"go on the waiting list like everyone else?

yes and bid and bid. I'm still waiting. I'm band b but I have to wait for 4 or 5 beds as not permitted to bid on anything less.

I was band c and finally after 2years of constant bidding on 4 beds property got offered one by housing association in a very quiet room ......so dont give up hope "

been bidding for over 3 years now. I don't give up.. but it's tiresome as I would be happy with a 3 bed but better quality than I have now.

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By (user no longer on site)
over a year ago


"Get a mortgage !

"

would if I could.. but no chance. X

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By *rsIdiotWoman
over a year ago

Bedworth


"Get a mortgage !

"

I would if I could but my husband is working on a zero hours contract. Despite working 40 plus hours a week they will not take his income into consideration. On my salary of just over minimum wage I couldn't get a mortgage for a garden shed, let alone a house

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By (user no longer on site)
over a year ago


"Get a mortgage !

"

Have you seen house prices?? Who the heck can get a mortgage these days?!

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By (user no longer on site)
over a year ago


"Been on the list for 20 years and still at the bottom of the heap. Don't even bother trying if you've got no children"

We live in a small town they built some affordable flats for local people to rent, single people and couples too.

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By (user no longer on site)
over a year ago


"Get a mortgage !

Have you seen house prices?? Who the heck can get a mortgage these days?! "

I've been trying for 2 years.

Currently I'm renting.

I left home at 23 and 5 years of rent is pretty much dead money.

Want a mortgage.

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By *isscheekychops OP   Woman
over a year ago

The land of grey peas and bacon


"Get a mortgage !

"

Wow I am debt free and still can't get a mortgage I live in private rented and right now can't afford to live thank god for my parents

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By *rsIdiotWoman
over a year ago

Bedworth

I'm quite fortunate in that I was able to find an affordable house to rent privately. The downside is that the house is not in a very nice area and also has quite a lot of maintenance issues that the landlord is reluctant to deal with

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By (user no longer on site)
over a year ago


"Get a mortgage !

"

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By (user no longer on site)
over a year ago


"Get a mortgage !

Wow I am debt free and still can't get a mortgage I live in private rented and right now can't afford to live thank god for my parents "

Same here.

Private renting. Zero debt.

Go to the bank for a mortgage and no chance.

My parents have offered me money..I'm not my sister...I'm not a bum.

And my dad respects me for that.

#allthatmatters

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By (user no longer on site)
over a year ago


"I'm quite fortunate in that I was able to find an affordable house to rent privately. The downside is that the house is not in a very nice area and also has quite a lot of maintenance issues that the landlord is reluctant to deal with"

this is my problem. Although area is nice.. just house is falling apart.

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By *lentyoffun40Couple
over a year ago

Lancashire

Hose prices too dear = move somewhere cheaper !

Simples

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By (user no longer on site)
over a year ago


"Get a mortgage !

Wow I am debt free and still can't get a mortgage I live in private rented and right now can't afford to live thank god for my parents "

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By (user no longer on site)
over a year ago

I mean they offered deposit money.

Thats the hard part.

I'll do it. I'll do it myself.

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By (user no longer on site)
over a year ago


"I mean they offered deposit money.

Thats the hard part.

I'll do it. I'll do it myself. "

Neither of my parents have ever been in the position to help me like that, but even if they were i wouldn't take it - it's my responsibility to put and keep a roof over mine and my kids head, not theirs!

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By (user no longer on site)
over a year ago


"Get a mortgage !

Wow I am debt free and still can't get a mortgage I live in private rented and right now can't afford to live thank god for my parents "

I got a space room you rent if you like, it be more fun when you cannot pay the rent. lol

yep thank god for mom and dad

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By *hole Lotta RosieWoman
over a year ago

Deviant City


"Get a mortgage !

"

If only!

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By *isscheekychops OP   Woman
over a year ago

The land of grey peas and bacon


"Hose prices too dear = move somewhere cheaper !

Simples "

You know ill move give up my job and move simples

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By (user no longer on site)
over a year ago


"Hose prices too dear = move somewhere cheaper !

Simples "

don't get much cheaper than where I am. My house I am in now has a value of about 70k.

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By *rsIdiotWoman
over a year ago

Bedworth


"Hose prices too dear = move somewhere cheaper !

Simples "

Don't get much cheaper than where I live, still couldn't get a mortgage to buy.

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By (user no longer on site)
over a year ago


"Hose prices too dear = move somewhere cheaper !

Simples

don't get much cheaper than where I am. My house I am in now has a value of about 70k.

"

Need a 70k deposit where im from

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By *livia_KWoman
over a year ago

South London

Would you believe that being debt free and having no credit cards or the like is actually detrimental to your credit rating and ability to get a mortgage?

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By *livia_KWoman
over a year ago

South London


"Hose prices too dear = move somewhere cheaper !

Simples

don't get much cheaper than where I am. My house I am in now has a value of about 70k.

Need a 70k deposit where im from "

Why on earth would you need a deposit of £70k?

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By (user no longer on site)
over a year ago


"I mean they offered deposit money.

Thats the hard part.

I'll do it. I'll do it myself. "

If it helps you buy and stop wasting money on rent and you can afford to take it as a loan then do it if they're happy to- even if it takes 10 years or more to pay it back. Being proud is one thing but being stupid because of pride is another.

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By (user no longer on site)
over a year ago


"Get a mortgage !

"

Not everyone is in a position to get a mortgage!!!

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By *livia_KWoman
over a year ago

South London


"Get a mortgage !

Not everyone is in a position to get a mortgage!!! "

No they most definitely aren't!

The hardest thing is getting the deposit together and for many people this is next to impossible.

In London at the moment, with interest rates the way they are, it is actually LESS to say make repayments on a 2 bed flat than it would be to rent that same flat. Of course, you need the deposit first... which is out of reach for many.

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By (user no longer on site)
over a year ago


"I mean they offered deposit money.

Thats the hard part.

I'll do it. I'll do it myself.

Neither of my parents have ever been in the position to help me like that, but even if they were i wouldn't take it - it's my responsibility to put and keep a roof over mine and my kids head, not theirs!"

I don't want to single your post out but you are not, you are relying on the system to house you.

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By (user no longer on site)
over a year ago


"Would you believe that being debt free and having no credit cards or the like is actually detrimental to your credit rating and ability to get a mortgage?"

Of course as it is beneficial and you are more highly scored if you default but not a complete non payer as the company who loans you money have targets to make eg default interest

Same way too many searches on your file in succession will result in a bad credit rating.

There are many ways you can check and rectify/build your credit score and with mortgages never go to your high street bank unless you earn a high salary.

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By (user no longer on site)
over a year ago


"Hose prices too dear = move somewhere cheaper !

Simples "

Brilliant idea. Where can I get a house for £30,000?

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By *lentyoffun40Couple
over a year ago

Lancashire


"Hose prices too dear = move somewhere cheaper !

Simples

don't get much cheaper than where I am. My house I am in now has a value of about 70k.

Need a 70k deposit where im from

Why on earth would you need a deposit of £70k?"

To live in a city once said to be "paved with Gold" probably

Truth is I wouldn't live in London for a gold clock!

Just my opinion !

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By *isscheekychops OP   Woman
over a year ago

The land of grey peas and bacon


"Hose prices too dear = move somewhere cheaper !

Simples

Brilliant idea. Where can I get a house for £30,000? "

Ill just give up my job and move somewhere cheaper

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By (user no longer on site)
over a year ago

Average house prices on the South Coast.

3 Bed House est. £200K (at minimum).

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By *livia_KWoman
over a year ago

South London


"Would you believe that being debt free and having no credit cards or the like is actually detrimental to your credit rating and ability to get a mortgage?

Of course as it is beneficial and you are more highly scored if you default but not a complete non payer as the company who loans you money have targets to make eg default interest

Same way too many searches on your file in succession will result in a bad credit rating.

There are many ways you can check and rectify/build your credit score and with mortgages never go to your high street bank unless you earn a high salary. "

Actually, searching your credit report multiple times does not harm your credit rating in any way. It is a complete myth. Unless you mean repeated credit checks by lending agencies? Then yes, that does affect your credit rating. If they are done in a short space of time that is.

In order for you to have a higher credit rating you need to have actually proven that you can have debt and manage it. Like maybe using your credit card a little each month and then paying it off at the end of the month instead of maxing out your credit and then taking years to pay it back.

If you no credit rating or a bad one, Experian actually have some really good advice on their website as to how to rectify it. Even certain credit cards with certain banks that are designed for that very thing.

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By (user no longer on site)
over a year ago


"I mean they offered deposit money.

Thats the hard part.

I'll do it. I'll do it myself.

Neither of my parents have ever been in the position to help me like that, but even if they were i wouldn't take it - it's my responsibility to put and keep a roof over mine and my kids head, not theirs!

I don't want to single your post out but you are not, you are relying on the system to house you.

"

Yes, but i was the one who was out house hunting & getting the money together for when i had to live privately for over 4 years until i got my house, 'bidding' on the council list every week, visiting the council up constantly when new builds locally were being completed - Just because i have a HA property doesn't mean i had everything handed to me, like others said its not easy being on the waiting list when your near enough bottom of it

I - like many others - don't have a family who could/'ve help me out if i ever needed it be it financially or just taking us in for a bit - everything i have now i got through my own effort, i didn't sit on my arse like some i have known do and wait for things to come to me

I did ask for help when i really needed it, but i knew i could do it myself and i did!

If i was in the position to go private, buy my own (which will never happen!) or live with either parent then i would to give someone else a much needed house

*not having a rant at you, just stating facts

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By (user no longer on site)
over a year ago


"Hose prices too dear = move somewhere cheaper !

Simples

Brilliant idea. Where can I get a house for £30,000?

Ill just give up my job and move somewhere cheaper "

Me too. I wonder what mortgage I could get with no job.

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By *isscheekychops OP   Woman
over a year ago

The land of grey peas and bacon


"Hose prices too dear = move somewhere cheaper !

Simples

Brilliant idea. Where can I get a house for £30,000?

Ill just give up my job and move somewhere cheaper

Me too. I wonder what mortgage I could get with no job. "

Lets go on JSA and see what we get lol

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By *oxy_minxWoman
over a year ago

Scotland - Aberdeen

I will admit this programme is pissing me off!

When I was facing homelessness at age 18 I was advised to get bloody pregnant! Have been on the property market ever since and have had to fend for myself! For people to turn down a great flat because of no parking? WTF??? There is something wrong with this country!

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By *isscheekychops OP   Woman
over a year ago

The land of grey peas and bacon


"I will admit this programme is pissing me off!

When I was facing homelessness at age 18 I was advised to get bloody pregnant! Have been on the property market ever since and have had to fend for myself! For people to turn down a great flat because of no parking? WTF??? There is something wrong with this country! "

I see it everyday but it's my job

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By (user no longer on site)
over a year ago


"I will admit this programme is pissing me off!

When I was facing homelessness at age 18 I was advised to get bloody pregnant! Have been on the property market ever since and have had to fend for myself! For people to turn down a great flat because of no parking? WTF??? There is something wrong with this country! "

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By (user no longer on site)
over a year ago

Pop sum kids out, then u will get one lol

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By (user no longer on site)
over a year ago

How is anyone relying on the State to House them?

Its called Social Housing for a reason. They build the houses for a reason!!

My first house was a Council House and we lived in it quite happily until we saved enough to buy one. We were very lucky that it actually came with no Deposit and all fees paid. There's non of that nowadays.

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By (user no longer on site)
over a year ago


"Pop sum kids out, then u will get one lol"

I have four at home..and still waiting..

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By (user no longer on site)
over a year ago

The family on there who have rejected 9 properties just because they didn't like fixtures/fittings, kitchen wasn't nice enough etc have really pissed me off

With my council you were given a maximum of 2 refusals, if you refused a third time you'd be taken off the list and would need to re-apply meaning you'd be at the bottom of the list again

Grrr!!!

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By (user no longer on site)
over a year ago


"Hose prices too dear = move somewhere cheaper !

Simples

don't get much cheaper than where I am. My house I am in now has a value of about 70k.

Need a 70k deposit where im from

Why on earth would you need a deposit of £70k?

To live in a city once said to be "paved with Gold" probably

Truth is I wouldn't live in London for a gold clock!

Just my opinion !

"

So glad your life is so clear cut.. But frankly your statements are ignorant.

I was born where I live. I rent privately. No chance of saving a deposit or getting much of a morgage. My parents live nearby and are my childcare which saves me money.

Someone has to do the low paid jobs or the high paid jobs wouldn't exsist!

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By *oxy_minxWoman
over a year ago

Scotland - Aberdeen


"Pop sum kids out, then u will get one lol"

I don't fecking want kids and have had a mortgage since I was 20! So please engage the brain before making a fool out of yourself!

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By (user no longer on site)
over a year ago


"Get a mortgage !

"
a self employed independent parent................. don't you think I've tried!

I pay twice the amount to rent than I would a mortgage, I've rented my house for 17 years, I could of payed off a mortgage by now!

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By (user no longer on site)
over a year ago

My 21 yr old moved back in with me...cus she couldnt afford to work 40hrs a week and pay rent on a 1 bed flat whereas my exes daughter is pregnant with her 3rd to get herself a 3 bed house ....and has been told she will be entitled to a 3 bed once unborn baby reaches 1 ...

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By (user no longer on site)
over a year ago


"Hose prices too dear = move somewhere cheaper !

Simples

don't get much cheaper than where I am. My house I am in now has a value of about 70k.

Need a 70k deposit where im from

Why on earth would you need a deposit of £70k?

To live in a city once said to be "paved with Gold" probably

Truth is I wouldn't live in London for a gold clock!

Just my opinion !

So glad your life is so clear cut.. But frankly your statements are ignorant.

I was born where I live. I rent privately. No chance of saving a deposit or getting much of a morgage. My parents live nearby and are my childcare which saves me money.

Someone has to do the low paid jobs or the high paid jobs wouldn't exsist! "

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By (user no longer on site)
over a year ago

Sadly, there is much of the Social Housing system I cannot comment on.

But it does strike me that (based on 2012 statistics) that there are 700,000 empty homes in the UK - 33,000 of which are long term.

It strikes me that government legislation could be put in place to

a) Leverage property owners to accept social housing tenants

b)Compulsory purchase the long term empty housing for the use of housing associations - who can renovate the property (if required) at a fraction of the cost to build.

Additionally, Local councils and governments pass legislation that requires ALL new build housing estates to build an additional percentage of homes specifically for social housing. So, say for every ten homes sold privately, one house is built for social housing needs - a three or four bedroom house.

Just a thought.

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By (user no longer on site)
over a year ago


"Would you believe that being debt free and having no credit cards or the like is actually detrimental to your credit rating and ability to get a mortgage?

Of course as it is beneficial and you are more highly scored if you default but not a complete non payer as the company who loans you money have targets to make eg default interest

Same way too many searches on your file in succession will result in a bad credit rating.

There are many ways you can check and rectify/build your credit score and with mortgages never go to your high street bank unless you earn a high salary.

Actually, searching your credit report multiple times does not harm your credit rating in any way. It is a complete myth. Unless you mean repeated credit checks by lending agencies? Then yes, that does affect your credit rating. If they are done in a short space of time that is.

In order for you to have a higher credit rating you need to have actually proven that you can have debt and manage it. Like maybe using your credit card a little each month and then paying it off at the end of the month instead of maxing out your credit and then taking years to pay it back.

If you no credit rating or a bad one, Experian actually have some really good advice on their website as to how to rectify it. Even certain credit cards with certain banks that are designed for that very thing."

No of course I meant applying for credit without already having knowledge of your file and footprints left.

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By (user no longer on site)
over a year ago


"How is anyone relying on the State to House them?

Its called Social Housing for a reason. They build the houses for a reason!!

My first house was a Council House and we lived in it quite happily until we saved enough to buy one. We were very lucky that it actually came with no Deposit and all fees paid. There's non of that nowadays."

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By *icketysplitsWoman
over a year ago

Way over Yonder, that's where I'm bound

I'm just watching it on +1.

Anyone refusing 3 offers should be moved down the list. That was the line we took when I worked in social housing.

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By (user no longer on site)
over a year ago


"I'm just watching it on +1.

Anyone refusing 3 offers should be moved down the list. That was the line we took when I worked in social housing."
keep watching one refuse about 9 times

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By *lentyoffun40Couple
over a year ago

Lancashire


"Hose prices too dear = move somewhere cheaper !

Simples

don't get much cheaper than where I am. My house I am in now has a value of about 70k.

Need a 70k deposit where im from

Why on earth would you need a deposit of £70k?

To live in a city once said to be "paved with Gold" probably

Truth is I wouldn't live in London for a gold clock!

Just my opinion !

So glad your life is so clear cut.. But frankly your statements are ignorant.

I was born where I live. I rent privately. No chance of saving a deposit or getting much of a morgage. My parents live nearby and are my childcare which saves me money.

Someone has to do the low paid jobs or the high paid jobs wouldn't exsist! "

I don't feel my statements are ignorant

Just my opinion .

The reason I am where I am today is through hard work , being realistic , and . Maybe selfish I suppose.

Bought my house at 20 years old . Hardly had any spare money and took me years to get it to how I wanted it

When I had my daughter , we would have loved to have more kids , however I knew that this would have meant moving to a bigger more expensive house ! So I was selfish (maybe) and sacrificed having more kids for a more realistic lifestyle

I'm not knocking anyone for having kids , I love them . However those families who have several children can't moan that they can't get social housing that suits them I'm afraid !

By theory is .. If you can't afford them .. Dont have them !

Harsh , but true

And for the record I'm not being ignorant !

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By (user no longer on site)
over a year ago

Ok so the programme only depicts a few of the thousands that are looking for housing! These sort of programmes only show the bad side!

Someone said get a mortgage, not everyone is fortunate enough to be able to raise the deposit and fees that are needed when buying your own property!

And someone else commented that you don't have to put any work into getting a council house because they are handed out!!! That's a very generalised and ignorant statement in my opinion!

There shouldn't be any stigma attached to social housing.... It's a system that's been put in place to give people a roof over their head, people who can't for whatever reason afford to buy their property!

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By (user no longer on site)
over a year ago


"Would you believe that being debt free and having no credit cards or the like is actually detrimental to your credit rating and ability to get a mortgage?

Of course as it is beneficial and you are more highly scored if you default but not a complete non payer as the company who loans you money have targets to make eg default interest

Same way too many searches on your file in succession will result in a bad credit rating.

There are many ways you can check and rectify/build your credit score and with mortgages never go to your high street bank unless you earn a high salary.

Actually, searching your credit report multiple times does not harm your credit rating in any way. It is a complete myth. Unless you mean repeated credit checks by lending agencies? Then yes, that does affect your credit rating. If they are done in a short space of time that is.

In order for you to have a higher credit rating you need to have actually proven that you can have debt and manage it. Like maybe using your credit card a little each month and then paying it off at the end of the month instead of maxing out your credit and then taking years to pay it back.

If you no credit rating or a bad one, Experian actually have some really good advice on their website as to how to rectify it. Even certain credit cards with certain banks that are designed for that very thing."

Not correct having debt and defaulted gives you a higher score as it it seen as an overall good "bet" as lenders will make money.

A high income and never even debt equates to a higher credit score.

However it is all about how you can and do play if not a high earner your rating.

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By *nnyMan
over a year ago

Glasgow


"............ We were very lucky that it actually came with no Deposit and all fees paid. There's non of that nowadays."

It was no deposit/ all fees paid/ all white goods/ no payments for 12 months etc which caused the mess we're still in now.

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By (user no longer on site)
over a year ago

In fairness buying a house now can't really be compared with doing it in previous generations.

People that bought years ago got very lucky.

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By *iss_tressWoman
over a year ago

London


"Get a mortgage !

Have you seen house prices?? Who the heck can get a mortgage these days?! "

My daughter and her husband have just sold their flat in Berkshire. They've been gazumped three times, houses are sold before they can view them. Two houses on my road had "for sale" signs up in June both sold stc.

Took a year to sell the marital home: people are getting mortgages.

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By *nnyMan
over a year ago

Glasgow

And building houses now can't really be compared with doing it in previous generations.

As was shown in the Ch4 programme, people are often a bit fussy about where they're prepared to live. You might argue they ought not to be, but they are.

Nice places to live are in short supply.

Nice places to live with space to build new houses are in very short supply.

Nice places to live with space to build new houses where the locals don't go ape shit at the idea of building anything anywhere near them are in even shorter supply.

Even knocking old houses down to build new houses doesn't help much 'cos you don't gain much space - unless you go up.

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By *iss_tressWoman
over a year ago

London


"Hose prices too dear = move somewhere cheaper !

Simples

don't get much cheaper than where I am. My house I am in now has a value of about 70k.

"

The cost of a garage in some parts of London.

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By *icketysplitsWoman
over a year ago

Way over Yonder, that's where I'm bound


"Hose prices too dear = move somewhere cheaper !

Simples

don't get much cheaper than where I am. My house I am in now has a value of about 70k.

The cost of a garage in some parts of London. "

My sister sold a council garage in one London borough for more than than some 13 years ago.

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By (user no longer on site)
over a year ago


"And building houses now can't really be compared with doing it in previous generations.

As was shown in the Ch4 programme, people are often a bit fussy about where they're prepared to live. You might argue they ought not to be, but they are.

Nice places to live are in short supply.

Nice places to live with space to build new houses are in very short supply.

Nice places to live with space to build new houses where the locals don't go ape shit at the idea of building anything anywhere near them are in even shorter supply.

Even knocking old houses down to build new houses doesn't help much 'cos you don't gain much space - unless you go up."

Then why not use the 700,000 empty homes across the UK to alleviate the problem - as per my previous post?

Why would you want to build new? The houses are there,

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By *nnyMan
over a year ago

Glasgow

Even though there's been a drop in the last few years, house prices have risen pretty steadily since long before I can recall.

The only way to rein in house prices is for people to refuse to pay them. Even short term speculators will think twice about buying if it looks like there's no upturn coming.

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By *nnyMan
over a year ago

Glasgow


"..............

Even knocking old houses down to build new houses doesn't help much 'cos you don't gain much space - unless you go up.

Then why not use the 700,000 empty homes across the UK to alleviate the problem - as per my previous post?

Why would you want to build new? The houses are there,"

I'm led to believe the costs of acquisition and renovation make the sums for registered social landlords unworkable.

Factor in the additional management costs of having homes sited piecemeal across a wide area and the sums get worse.

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By *iss_tressWoman
over a year ago

London


"Average house prices on the South Coast.

3 Bed House est. £200K (at minimum).

"

I've just been looking at houses on the south coast. If you move inland you can get four bed detached houses with garage from £115k. I want an unobstructed sea view otherwise I'd buy one myself.

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By (user no longer on site)
over a year ago

you can have mine if you like, i've just got a mortgage on a new house so my council house will be going spare in about 2 weeks

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By *nnyMan
over a year ago

Glasgow


"Average house prices on the South Coast.

3 Bed House est. £200K (at minimum).

I've just been looking at houses on the south coast. If you move inland you can get four bed detached houses with garage from £115k. I want an unobstructed sea view otherwise I'd buy one myself."

Whereabouts is that - seaview or not?

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By *ouple in LancashireCouple
over a year ago

in Lancashire

the drop in house prices has not been as bad in some area's as others..

personally I would be happy to see a drop of 20%..

the youngsters on lower salaries would at least have half a chance..

house prices have been over inflated due to folk getting greedy and others earning of the back of it..

wait till the base rate rises..

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By (user no longer on site)
over a year ago


"..............

Even knocking old houses down to build new houses doesn't help much 'cos you don't gain much space - unless you go up.

Then why not use the 700,000 empty homes across the UK to alleviate the problem - as per my previous post?

Why would you want to build new? The houses are there,

I'm led to believe the costs of acquisition and renovation make the sums for registered social landlords unworkable.

Factor in the additional management costs of having homes sited piecemeal across a wide area and the sums get worse."

Sad that this country can find almost unlimited funds to rescue financial institutions, but a few billion to compulsory purchase enough homes to fix the social housing crisis is beyond this (or any) Governments ability to fix.

People with priorities so far out of whack shouldnt be allowed to be in power.

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By *icketysplitsWoman
over a year ago

Way over Yonder, that's where I'm bound

I remember why I stopped doing frontline work in social housing now. I would be more than annoyed with people refusing because of a parking space. I'm glad they did accept it. Writing to the Mayor for a parking space . I know Lutfer Rahman is accused of buying his mayoralty for doing favours but really?!

It's good to see that LBTH are now use the 3 refusals and then go to the end of the queue system.

The summation at the end of what is causing some of the problems was good to include.

A good programme.

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By *thyorksCouple
over a year ago

ROTHERHAM


"Get a mortgage !

"

Not so easy now days..

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By *iss_tressWoman
over a year ago

London


"Average house prices on the South Coast.

3 Bed House est. £200K (at minimum).

I've just been looking at houses on the south coast. If you move inland you can get four bed detached houses with garage from £115k. I want an unobstructed sea view otherwise I'd buy one myself.

Whereabouts is that - seaview or not?"

Margate, also Hastings, Hythe, Eastbourne...all pretty much the same prices, check Right Moves.

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By (user no longer on site)
over a year ago


"I mean they offered deposit money.

Thats the hard part.

I'll do it. I'll do it myself.

Neither of my parents have ever been in the position to help me like that, but even if they were i wouldn't take it - it's my responsibility to put and keep a roof over mine and my kids head, not theirs!

I don't want to single your post out but you are not, you are relying on the system to house you.

Yes, but i was the one who was out house hunting & getting the money together for when i had to live privately for over 4 years until i got my house, 'bidding' on the council list every week, visiting the council up constantly when new builds locally were being completed - Just because i have a HA property doesn't mean i had everything handed to me, like others said its not easy being on the waiting list when your near enough bottom of it

I - like many others - don't have a family who could/'ve help me out if i ever needed it be it financially or just taking us in for a bit - everything i have now i got through my own effort, i didn't sit on my arse like some i have known do and wait for things to come to me

I did ask for help when i really needed it, but i knew i could do it myself and i did!

If i was in the position to go private, buy my own (which will never happen!) or live with either parent then i would to give someone else a much needed house

*not having a rant at you, just stating facts "

No I didn't think you were. however my point to you and said without malice or prejudice is you picked up another poster saying you were mot fortunate enough to have parents in a position to pay for a deposit, and you had your child so would be responsible for providing for them, yet you do not and this I don't agree with. as no parent living in a house provided by the government can say or defend otherwise.

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By (user no longer on site)
over a year ago

Sorry for the douchbag but I get irate at how people just think in black and white and don't consider the wider circumstances.

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By *nnyMan
over a year ago

Glasgow

An interesting point made by an academic from Glasgow Uni on Newsnight was that with the way house prices have started to rise and the possibility that it might continue in a similar way, unless parents (or someone) are willing to give their kids a helping hand - and the kids are willing to accept, they kids may never make it onto the housing ladder until their parents die.

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By *lentyoffun40Couple
over a year ago

Lancashire


"Sorry for the douchbag but I get irate at how people just think in black and white and don't consider the wider circumstances. "

Apology accepted

I do consider the wider circumstances

But your life is about choices

Whilst my mates were driving around in xr2 and gti's I was sanding down doors and painting . ... My choice and it paid off

Again I chose to give my 1 daughter a good start in life and at the cost of now not having a son to carry forward my surname ... But I knew having more would be difficult and standard of life may have Been affected . So 1 child who I can support well .

People who choose to have 3 / 4 / 5 more kids .. Good luck to them . But please don't complain that social housing isn't housing you where you want or quick enough

You should have thought about that before producing kids

It's very harsh I know . But that's life

Now those suffering from disabilities and pensioners ,and the most vulnerable , I have no qualms about finding social housing that suits their needs !

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By (user no longer on site)
over a year ago

Private, council or mortgage... Really what's the difference so long as u pay ur way in life... If social housing wasn't needed it wouldn't exist (simples)... Not everybody is in a position to have a mortgage unfortunately!

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By (user no longer on site)
over a year ago


"Get a mortgage !

Not so easy now days.."

its not that hard either

ig you work and you pay full rent you can afford a mortgage

ive just taken one out, the repayments are actually cheaper per month than I was paying the council, quite a lot cheaper too

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By (user no longer on site)
over a year ago

Private, council or mortgage... Really what's the difference so long as u pay ur way in life... If social housing wasn't needed it wouldn't exist (simples)... Not everybody is in a position to have a mortgage unfortunately!

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By (user no longer on site)
over a year ago

I watched this programme and found it really interesting. I admit I've been very naive, I never realised just how long people had to wait for housing.

I was also exasperated by some people turning down many people for silly reasons. Whilst I don't think people should be given no choice in where they live, you would think that knowing the problems with social housing, that they wouldn't be so fickle. I agree with the 3 refusal removal from waiting list policy.

I also feel it's wrong to have many tenants viewing a property at the same time.

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By *nnyMan
over a year ago

Glasgow


".........

I also feel it's wrong to have many tenants viewing a property at the same time. "

It cuts down wasted staff time dramatically.

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By *nnyMan
over a year ago

Glasgow


"Private, council or mortgage... Really what's the difference so long as u pay ur way in life... If social housing wasn't needed it wouldn't exist (simples)... Not everybody is in a position to have a mortgage unfortunately! "

.........or wants one.

The UK is unusual, at least in Europe, in being so wedded to home ownership. Many Europeans see the flexibility and mobility of the rental market as being more important.

I believe it was at least in part a move from renting to owning that put so much pressure on the housing market in Eire. Much as in Spain.

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By (user no longer on site)
over a year ago


"Private, council or mortgage... Really what's the difference so long as u pay ur way in life... If social housing wasn't needed it wouldn't exist (simples)... Not everybody is in a position to have a mortgage unfortunately! "

All three can be subsidised by the government and so yes there is a difference as people are not paying their own way in life, those in any of the above type of properties who pays and not claims does in fact pay their own way.

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By *iss_tressWoman
over a year ago

London


"I watched this programme and found it really interesting. I admit I've been very naive, I never realised just how long people had to wait for housing.

I was also exasperated by some people turning down many people for silly reasons. Whilst I don't think people should be given no choice in where they live, you would think that knowing the problems with social housing, that they wouldn't be so fickle. I agree with the 3 refusal removal from waiting list policy.

I also feel it's wrong to have many tenants viewing a property at the same time. "

I didn't realise the time frame either. Couldn't quite understand why the young girl got pregnant whilst living on one room, or the man that made himself homeless cramming himself and family into two rooms. As for the woman and the parking space?!! Speechless!

I was sterilised two weeks after my 31st birthday as I had three kids I knew we could afford. The kids have brand new cars and will get half their deposit courtesy of mum and dad.

They have another two years to save then they're homeless as I'm going to take early retirement, move to the south coast...or the Broads...or the Dordogne and travel the globe!

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By (user no longer on site)
over a year ago

Well I was on the property ladder at the age of 23, I was sucked into one of these 'shared ownership schemes' as the house prices in my area are way higher than the average wage this seemed like an answer to my problems.

Well it was lovely until I had a baby and then needed to move somewhere bigger, had the place valued and I was in negative equity by about £5000 and to upsize would cost me even more money, money that I didnt have. I basically had to throw myself off the property ladder and im back in private rented and owe the bank the negative equity still so cant say my experience of being a homeowner was a good one! I know plenty of young people my age who have been stung with getting on the property ladder when the deposits were affordable and since the recession, house prices dropping, deposits going up has left them unable to move or face debt.

Its a total waste of time going on the housing association waiting list as the stock available is so low, lots were sold up by the right to buy scheme and then there are lots of people who are n 3 beds because they had kids living with them but the kids have since grown up and left and the parent/s are still in a 3 bed house and have no intention of moving. Bascally unless your homeless you wont get a house and those who are homeless often have a long wait in a B&B until a house comes up. The rest of us are being stung for crazy rent in the private sector. Its defo not easy to get on the property ladder if you dnt have a any spare income to save, like many many people these days what with wages not going up but utility bills etc going up yr on yr it makes a real difference.

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By (user no longer on site)
over a year ago


"Hose prices too dear = move somewhere cheaper !

Simples

don't get much cheaper than where I am. My house I am in now has a value of about 70k.

Need a 70k deposit where im from

Why on earth would you need a deposit of £70k?

To live in a city once said to be "paved with Gold" probably

Truth is I wouldn't live in London for a gold clock!

Just my opinion !

So glad your life is so clear cut.. But frankly your statements are ignorant.

I was born where I live. I rent privately. No chance of saving a deposit or getting much of a morgage. My parents live nearby and are my childcare which saves me money.

Someone has to do the low paid jobs or the high paid jobs wouldn't exsist!

I don't feel my statements are ignorant

Just my opinion .

The reason I am where I am today is through hard work , being realistic , and . Maybe selfish I suppose.

Bought my house at 20 years old . Hardly had any spare money and took me years to get it to how I wanted it

When I had my daughter , we would have loved to have more kids , however I knew that this would have meant moving to a bigger more expensive house ! So I was selfish (maybe) and sacrificed having more kids for a more realistic lifestyle

I'm not knocking anyone for having kids , I love them . However those families who have several children can't moan that they can't get social housing that suits them I'm afraid !

By theory is .. If you can't afford them .. Dont have them !

Harsh , but true

And for the record I'm not being ignorant ! "

Well good for you.. Yes those who have kids for housing I agree.. But not all those without a morgage are like that.. That's what where I am saying your being ignorant!

You can still work hard in a low paid job and never be able to get a morgage

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By (user no longer on site)
over a year ago

Also your statement about moving somewhere cheaper.. If all the low paid jobs moved out of london then who will collect the trollies at the supermarket, serve food in restuarants, clean all the offices, serve behind a bar, etc.. ?? It makes no sense if all the low paid workers lived in one area and all the high paid in another.. As I said you need the low paid jobs for the high paid jobs to exsist.. So not really "simples" as you put it

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By *oulou45Woman
over a year ago

Bucks

I rent privately a 1 bec flat 550 a mth thats without council tax and other bills. I wotk full time and have s second job on my days off. I get nagged by friends as i dont go out i cant afford to. These friends are all on benefits and in my eyes shouldnt be.

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By *isscheekychops OP   Woman
over a year ago

The land of grey peas and bacon

I would love a mortgage....however due to bad credit I can't get one. I am debt free as I paid off all my debts and saved up a deposit. My parents are also topping up my deposit but alas I will just have to wait....

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By (user no longer on site)
over a year ago

No idea as I've always owned all my homes and thank God I bought my home when the prices were just right.

Have known some people can just walk straight into council houses others wait years. Dependent on location and said council.

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By (user no longer on site)
over a year ago

In other news: ladyluk13k has a great ass!

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By (user no longer on site)
over a year ago


"Sorry for the douchbag but I get irate at how people just think in black and white and don't consider the wider circumstances.

Apology accepted

I do consider the wider circumstances

But your life is about choices

Whilst my mates were driving around in xr2 and gti's I was sanding down doors and painting . ... My choice and it paid off

Again I chose to give my 1 daughter a good start in life and at the cost of now not having a son to carry forward my surname ... But I knew having more would be difficult and standard of life may have Been affected . So 1 child who I can support well .

People who choose to have 3 / 4 / 5 more kids .. Good luck to them . But please don't complain that social housing isn't housing you where you want or quick enough

You should have thought about that before producing kids

It's very harsh I know . But that's life

Now those suffering from disabilities and pensioners ,and the most vulnerable , I have no qualms about finding social housing that suits their needs !"

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By (user no longer on site)
over a year ago


"In other news: ladyluk13k has a great ass! "

Haha thank you

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By (user no longer on site)
over a year ago


"Get a mortgage !

Not so easy now days..

its not that hard either

ig you work and you pay full rent you can afford a mortgage

ive just taken one out, the repayments are actually cheaper per month than I was paying the council, quite a lot cheaper too"

I worded it badly. I could get a mortgage. But on my wage, what they would lend me wouldn't even cover half a house round here!

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By *ire_bladeMan
over a year ago

Manchester

As you all seem to be in the know on this can any1 tell me if you are being evicted for none payment of rent by a private landlord does the council count that as you've made yourself homeless an if so would having a kid make a difference.

Sorry to op for high jacking thread.

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By *rsIdiotWoman
over a year ago

Bedworth

Yes they do consider it intentionally homeless. No idea about what they do if you have a kid but if you're a single person they will not accept you as a potential tenant and you are barred from the list. This is what happened to my sister and she's been stuck living in my spare room for 18 months

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By *nnyMan
over a year ago

Glasgow


"As you all seem to be in the know on this can any1 tell me if you are being evicted for none payment of rent by a private landlord does the council count that as you've made yourself homeless an if so would having a kid make a difference.

Sorry to op for high jacking thread."

It would depend entirely on the reasons/ circumstances around the non-payment of rent.

Citizen's Advice or Shelter will advise.

Having a child will always help concentrate a council Housing Officer's mind but it's no guaranteed gateway to a house.

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By *ire_bladeMan
over a year ago

Manchester

Thanks all you've just made my day. Im the landlord by the way. An they even said they arnt paying so I evict an they can then get a council hse. Karmas a wonderfull thing

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By *atisfy janeWoman
over a year ago

Torquay


"Hose prices too dear = move somewhere cheaper !

Simples

don't get much cheaper than where I am. My house I am in now has a value of about 70k.

Need a 70k deposit where im from "

Not true, our sons purchased property (With us paying their deposits to help them on their way) in South Devon....these deposits were way lower than 70k.....and that is combined.

Exaggeration of facts won't help the debate.

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By *B9 QueenWoman
over a year ago

Over the rainbow, under the bridge


"Hose prices too dear = move somewhere cheaper !

Simples

don't get much cheaper than where I am. My house I am in now has a value of about 70k.

Need a 70k deposit where im from

Not true, our sons purchased property (With us paying their deposits to help them on their way) in South Devon....these deposits were way lower than 70k.....and that is combined.

Exaggeration of facts won't help the debate."

Depends on where you are talking about. But even a £10, 000 deposit is beyond a lot of people's means.

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By *atisfy janeWoman
over a year ago

Torquay


"Hose prices too dear = move somewhere cheaper !

Simples

don't get much cheaper than where I am. My house I am in now has a value of about 70k.

Need a 70k deposit where im from

Not true, our sons purchased property (With us paying their deposits to help them on their way) in South Devon....these deposits were way lower than 70k.....and that is combined.

Exaggeration of facts won't help the debate.

Depends on where you are talking about. But even a £10, 000 deposit is beyond a lot of people's means."

I am answering the guy who lives where I live, and where my sons have purchased property

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By *isscheekychops OP   Woman
over a year ago

The land of grey peas and bacon


"Thanks all you've just made my day. Im the landlord by the way. An they even said they arnt paying so I evict an they can then get a council hse. Karmas a wonderfull thing

"

Not true they maybe considered as making themselves intentionally homeless and they will also be given less preference points due to the arrears

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By *isscheekychops OP   Woman
over a year ago

The land of grey peas and bacon


"As you all seem to be in the know on this can any1 tell me if you are being evicted for none payment of rent by a private landlord does the council count that as you've made yourself homeless an if so would having a kid make a difference.

Sorry to op for high jacking thread.

It would depend entirely on the reasons/ circumstances around the non-payment of rent.

Citizen's Advice or Shelter will advise.

Having a child will always help concentrate a council Housing Officer's mind but it's no guaranteed gateway to a house."

depends on situation as to how the arrears occurred however if its because of their own actions then you will be considered as you have made yourself intentionally homeless and will not get housed under homelessness

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By *londeCazWoman
over a year ago

Arse End of the Universe, Cumbria

I registered my Mam for social housing last February expecting it to take months, bid on a one bed flat and got it! Mam was low category according to the HA paperwork but the HA girl said she was higher category and that there was a glut of one bed properties as no-one wanted them. Tell you what, it's a bloody lovely flat, shame I can't inherit it when she pops her clogs

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By *nnyMan
over a year ago

Glasgow


"........ that there was a glut of one bed properties as no-one wanted them. ..........."

I doubt that's the case now. One bedroom HA homes are as rare as single women at dogging sites.

The bedroom tax has changed much.

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By (user no longer on site)
over a year ago

This time last year myself and my son were homeless through no fault of our own. We wee placed in emergency shared housing and I was given a band A through local HA, however it would take 6-12 months to be offered somewhere and in my area you have to take the first property offered or be lowered a band.

However after going to the council I was informed they did a private scheme, where they paid the deposit and give homeless people a loan for first months rent. I took this scheme on the Tuesday and moved into my house on the Friday! I have an amazing landlord that helped me get on my feet and the house is mine for as long as I want it.

I'm glad I took this option, I didn't need a council house, I just needed a house for my son and myself and this way I didn't take up a space someone else needed

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By (user no longer on site)
over a year ago

Get a polish passport !

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By (user no longer on site)
over a year ago


"Oh god that will be interesting viewing "
have 5 kids ,a white transit van , a broken down rover 2.2 car , 2 pit bulls and a husband that's right hard and that's why he's doing 5 years in the nick and that should get you top points and top of the list other that not got a clue

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By *londeCazWoman
over a year ago

Arse End of the Universe, Cumbria


"........ that there was a glut of one bed properties as no-one wanted them. ...........

I doubt that's the case now. One bedroom HA homes are as rare as single women at dogging sites.

The bedroom tax has changed much."

Actually I was chatting to the HA girl about a month ago and mentioned this, she said they'd not seen any increase as yet in demand and there was still a largeish number of one bed properties in our area...maybe I should post on the Breaking News thread that there's plenty of room in Arse End if those needing to downsize fancy a move

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By *tuAvrCouple
over a year ago

SOUTHAMPTON

get pregnant and be single! me and my economic were on list 10yrs no luck. she walks out takes my son and within a few months she has a 2 bed masionatte. whereas I.ended up homeless sleeping in a tent for.9months

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By *tuAvrCouple
over a year ago

SOUTHAMPTON


"

However after going to the council I was informed they did a private scheme, where they paid the deposit and give homeless people a loan for first months rent. I took this scheme on the Tuesday and moved into my house on the Friday! I have an amazing landlord that helped me get on my feet and the house is mine for as long as I want it.

I'm glad I took this option, I didn't need a council house, I just needed a house for my son and myself and this way I didn't take up a space someone else needed"

I was going to do this. then found out that I was expected to get a crisis loan to pay for.first months rent, and.then.the bond is only for six months. your then expected to pay back the deposit within g the six months, and then also pay back the crisis loan. seeing as I was on benefit.and would still have to find an extra 100 a month I had to turn it down and stay homeless.

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By (user no longer on site)
over a year ago


"get pregnant and be single! me and my economic were on list 10yrs no luck. she walks out takes my son and within a few months she has a 2 bed masionatte. whereas I.ended up homeless sleeping in a tent for.9months

"

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By (user no longer on site)
over a year ago


"

However after going to the council I was informed they did a private scheme, where they paid the deposit and give homeless people a loan for first months rent. I took this scheme on the Tuesday and moved into my house on the Friday! I have an amazing landlord that helped me get on my feet and the house is mine for as long as I want it.

I'm glad I took this option, I didn't need a council house, I just needed a house for my son and myself and this way I didn't take up a space someone else needed

I was going to do this. then found out that I was expected to get a crisis loan to pay for.first months rent, and.then.the bond is only for six months. your then expected to pay back the deposit within g the six months, and then also pay back the crisis loan. seeing as I was on benefit.and would still have to find an extra 100 a month I had to turn it down and stay homeless. "

With my council the deposit is a grant so doesn't need paying back and the loan gets paid back at £10 a month, so is affordable.

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By *icketysplitsWoman
over a year ago

Way over Yonder, that's where I'm bound


"

However after going to the council I was informed they did a private scheme, where they paid the deposit and give homeless people a loan for first months rent. I took this scheme on the Tuesday and moved into my house on the Friday! I have an amazing landlord that helped me get on my feet and the house is mine for as long as I want it.

I'm glad I took this option, I didn't need a council house, I just needed a house for my son and myself and this way I didn't take up a space someone else needed

I was going to do this. then found out that I was expected to get a crisis loan to pay for.first months rent, and.then.the bond is only for six months. your then expected to pay back the deposit within g the six months, and then also pay back the crisis loan. seeing as I was on benefit.and would still have to find an extra 100 a month I had to turn it down and stay homeless.

With my council the deposit is a grant so doesn't need paying back and the loan gets paid back at £10 a month, so is affordable."

That's the thing with localism, schemes that appear the same can be delivered in very different ways or not offered at all. As with allocations policies.

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By *isscheekychops OP   Woman
over a year ago

The land of grey peas and bacon


"Get a polish passport ! "

actually you may find that they are not eligible for social housing if they fall under a certain category....don't make assumptions

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By (user no longer on site)
over a year ago

As a private landlord, need to say my rents are very similar, and sometimes cheaper than housing association rents. I may not be so quick to turn up and fix things, I may not have sufficient stock to relocate people. But I do offer a fair deal, with a rent reduction for those willing to do normal maintenance and take care of the property. Also the homes are pretty much for life if they want them and are good tenants.

BUT yes my rents are more than a mortgage would be, some are paying the mortgage and insurance for me, admittedly I sometimes get a boiler or other expensive repair bill on top but I really don't get why some of my longer term tenants have not bought a place especially over the last 10 years when interest rates have been low.

I bought the house I am living in and six others to rent out as a single parent. didn't do much else for 12 years but now the rewards are starting to come back to me, whilst my tenants some of which are now good friends too are still paying out more each renewal in line with inflation.

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By *ittle nelWoman
over a year ago

Merseyside


"I mean they offered deposit money.

Thats the hard part.

I'll do it. I'll do it myself. "

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By *nnyMan
over a year ago

Glasgow


"Get a polish passport !

actually you may find that they are not eligible for social housing if they fall under a certain category....don't make assumptions "

I understood anyone eligible to live legally in the UK is entitled to apply for council/ registered social landlord housing.

Having a Polish passport won't get you higher up the list but it ought not to be a bar on getting on the list.

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By *isscheekychops OP   Woman
over a year ago

The land of grey peas and bacon


"Get a polish passport !

actually you may find that they are not eligible for social housing if they fall under a certain category....don't make assumptions

I understood anyone eligible to live legally in the UK is entitled to apply for council/ registered social landlord housing.

Having a Polish passport won't get you higher up the list but it ought not to be a bar on getting on the list."

It depends if you are deemed as a worker or a job seeker...if you are a job seeker you are not eligible as you are not entitled to benefits

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By *nnyMan
over a year ago

Glasgow


"........ but I really don't get why some of my longer term tenants have not bought a place especially over the last 10 years when interest rates have been low.

............."

7 years ago the base rate was 5.75%. Add in the mortgage company loading and funds for house purchase weren't exactly cheap.

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By *nnyMan
over a year ago

Glasgow


"Get a polish passport !

actually you may find that they are not eligible for social housing if they fall under a certain category....don't make assumptions

I understood anyone eligible to live legally in the UK is entitled to apply for council/ registered social landlord housing.

Having a Polish passport won't get you higher up the list but it ought not to be a bar on getting on the list.

It depends if you are deemed as a worker or a job seeker...if you are a job seeker you are not eligible as you are not entitled to benefits "

You don't have to be entitled to benefits to apply for council housing.

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By *isscheekychops OP   Woman
over a year ago

The land of grey peas and bacon


"Get a polish passport !

actually you may find that they are not eligible for social housing if they fall under a certain category....don't make assumptions

I understood anyone eligible to live legally in the UK is entitled to apply for council/ registered social landlord housing.

Having a Polish passport won't get you higher up the list but it ought not to be a bar on getting on the list.

It depends if you are deemed as a worker or a job seeker...if you are a job seeker you are not eligible as you are not entitled to benefits

You don't have to be entitled to benefits to apply for council housing."

You have to have eligibility

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By *nnyMan
over a year ago

Glasgow


"Get a polish passport !

actually you may find that they are not eligible for social housing if they fall under a certain category....don't make assumptions

I understood anyone eligible to live legally in the UK is entitled to apply for council/ registered social landlord housing.

Having a Polish passport won't get you higher up the list but it ought not to be a bar on getting on the list.

It depends if you are deemed as a worker or a job seeker...if you are a job seeker you are not eligible as you are not entitled to benefits

You don't have to be entitled to benefits to apply for council housing.

You have to have eligibility "

I don't think you do. Anyone in the UK legally can apply for social housing.

Your personal situation will make a difference to your chances of success.

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By *isscheekychops OP   Woman
over a year ago

The land of grey peas and bacon


"Get a polish passport !

actually you may find that they are not eligible for social housing if they fall under a certain category....don't make assumptions

I understood anyone eligible to live legally in the UK is entitled to apply for council/ registered social landlord housing.

Having a Polish passport won't get you higher up the list but it ought not to be a bar on getting on the list.

It depends if you are deemed as a worker or a job seeker...if you are a job seeker you are not eligible as you are not entitled to benefits

You don't have to be entitled to benefits to apply for council housing.

You have to have eligibility

I don't think you do. Anyone in the UK legally can apply for social housing.

Your personal situation will make a difference to your chances of success."

Ok I don't know what I am talking about

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By *iss_tressWoman
over a year ago

London


"As a private landlord, need to say my rents are very similar, and sometimes cheaper than housing association rents. I may not be so quick to turn up and fix things, I may not have sufficient stock to relocate people. But I do offer a fair deal, with a rent reduction for those willing to do normal maintenance and take care of the property. Also the homes are pretty much for life if they want them and are good tenants.

BUT yes my rents are more than a mortgage would be, some are paying the mortgage and insurance for me, admittedly I sometimes get a boiler or other expensive repair bill on top but I really don't get why some of my longer term tenants have not bought a place especially over the last 10 years when interest rates have been low.

I bought the house I am living in and six others to rent out as a single parent. didn't do much else for 12 years but now the rewards are starting to come back to me, whilst my tenants some of which are now good friends too are still paying out more each renewal in line with inflation."

The road I live on has 60 houses. According to my next door neighbour half the houses belong to one woman who lives in Cheshire. My next door neighbours and four other families have lived in their homes for over 35 years!

They could have bought their own during that time: I don't get it!

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By *nnyMan
over a year ago

Glasgow


"...........

The road I live on has 60 houses. According to my next door neighbour half the houses belong to one woman who lives in Cheshire. My next door neighbours and four other families have lived in their homes for over 35 years!

They could have bought their own during that time: I don't get it!"

It's about personal choice.

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By (user no longer on site)
over a year ago


"7 years ago the base rate was 5.75%. Add in the mortgage company loading and funds for house purchase weren't exactly cheap."
I have paid 15% on mortgages in the 80's so the 7-8% 7 years ago was pretty cheap. hell I am happy they didn't buy, one couple in particular both have good jobs, are excellent tenants and really good friends as well.

But they would be better off in 15 years time if they bit the bullet and bought a place of their own, even if they turn that out as a rental and continue to live in my place.

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By *hyllyphyllyMan
over a year ago

Bradford

How I got this last year....

Applied for this place at the very last minute, as no-one bidded on it. And I got it

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By *nnyMan
over a year ago

Glasgow


"I remember why I stopped doing frontline work in social housing now. I would be more than annoyed with people refusing because of a parking space. I'm glad they did accept it. Writing to the Mayor for a parking space . ."

Maybe she was hoping to let out the parking space to subsidise her rent.

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By (user no longer on site)
over a year ago

My parents bought a place many years ago now.... They went from council flat to there own flat. I guess they thought after there 3rd child that they would sell up and buy a house. Our dad left and 25+ years later were all still here.In the very overcrowed flat.see you can plan 4 life and were you want to live but life can trip you up!!!!!

My mum always said she wanted to stay in the council flat .wait a year or 2 to be moved into a house. I can't play the waiting game. A friend went on the list at 18 n at 24 was offered a scummy flat in the tower block of drug dealers n low rent gang members. I have come to terms with the fact I might never buy! But I'd rather pay 2 thirds more rent to be able to choose where i live and who with. People on these lists (and some on the show ) want to much .... I hear these people moan on about parking , new bathrooms etc! ....

Makes me angry!

Rant over.

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By *nnyMan
over a year ago

Glasgow

Pt 3 now. Channel 4.

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