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Universal Credit

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By *icketysplits OP   Woman
over a year ago

Way over Yonder, that's where I'm bound

The early analysis from Joseph Town tree Foundation shows that Universal Credit leads to a disincentive to work more. The more you work the less well off you are if you have children.

This is the scheme to make work pay and encourage people off benefits.

Any thoughts on the scheme? - please none on benefit claimants as there is another thread on that.

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By (user no longer on site)
over a year ago

Curious to know where they got their data - as universal credit (for new claimants) doesn't kick in til October initially and will then take a few years to be phased in across the country!

The system (on paper) should mean people are better off for every hour they work, rather than worse off!

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By *ucsparkMan
over a year ago

dudley


"The early analysis from Joseph Town tree Foundation shows that Universal Credit leads to a disincentive to work more. The more you work the less well off you are if you have children.

This is the scheme to make work pay and encourage people off benefits.

Any thoughts on the scheme? - please none on benefit claimants as there is another thread on that."

I believe I got my work ethic from my family, we have all worked no matter what. People should never starve in this country but then again those that do not work should never be better off than those that work

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By *isscheekychopsWoman
over a year ago

The land of grey peas and bacon

After having various meetings about this etc...I think there are huge flaws in universal credit and I am dreading it..there will be a huge increase in processions due to rent arrears etc...I really do wonder what they are thinking. I understand the welfare budget needs to be cut as its higher than the defence budget...I think it will work for some and not go others...

Family £500 a week

Single person £350 a week it sounds excessive on paper but that includes everything

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By *iamondsmiles.Woman
over a year ago

little house on the praire

Does that include housing benefit and council tax benefit. Thats over £18000 a year for a single person tax free

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By *isscheekychopsWoman
over a year ago

The land of grey peas and bacon


"Does that include housing benefit and council tax benefit. Thats over £18000 a year for a single person tax free"

It includes housing benefit ( it's going to be a set amount and not amount that that person rent is.. They are going to use local housing allowance. So those that are under 35 will get the shared living rate which might not cover their rent). It also includes council tax and their benefit I.e JSA ESA etc.

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By *iamondsmiles.Woman
over a year ago

little house on the praire

Does it include dla

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By *isscheekychopsWoman
over a year ago

The land of grey peas and bacon


"Does it include dla"

I don't think it does but ill need to double check as there are some that won't be included such as working tax credit as you won't need universal credit as such...I am pretty sure DLA was on the list also...

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By *nnyMan
over a year ago

Glasgow

DLA is becoming PIP - Personal Independence Payment.

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By *iamondsmiles.Woman
over a year ago

little house on the praire

Yes I know that

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By (user no longer on site)
over a year ago


"Does it include dla

I don't think it does but ill need to double check as there are some that won't be included such as working tax credit as you won't need universal credit as such...I am pretty sure DLA was on the list also... "

No. Dla is being replaced with pip - totally separate!

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By *isscheekychopsWoman
over a year ago

The land of grey peas and bacon

Sorry working tax credit will be part if universal credit so if you are on a low income and claim working and child tax credit in will be turned into universal credit....and it's going to be done online

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By *iamondsmiles.Woman
over a year ago

little house on the praire

So all people on low income are expected to have a computer lol

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By *empting Devil.Woman
over a year ago

Sheffield


"So all people on low income are expected to have a computer lol"

And internet access - so much for all those who have a go at people on benefits with a sky package!

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By (user no longer on site)
over a year ago

It was rolled out in our area in April for new claimants and is being phased in for current ones over the next couple of years.

I can see there being massive issues for addicts ect, they are going to get a lump sum of say 1000 a month and the majority of them are going to blow that on their addictions, the rates of homelessness and overdose are going to increase i'm my option and that in turn is going to cost government and tax payers more money in the long run.

Her

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By *nnyMan
over a year ago

Glasgow


"So all people on low income are expected to have a computer lol

And internet access - so much for all those who have a go at people on benefits with a sky package!"

Access to a computer - local library etc or have a smartphone.

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By *isscheekychopsWoman
over a year ago

The land of grey peas and bacon


"It was rolled out in our area in April for new claimants and is being phased in for current ones over the next couple of years.

I can see there being massive issues for addicts ect, they are going to get a lump sum of say 1000 a month and the majority of them are going to blow that on their addictions, the rates of homelessness and overdose are going to increase i'm my option and that in turn is going to cost government and tax payers more money in the long run.

Her "

I think in some cases money such as rent won't go direct to them...

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By (user no longer on site)
over a year ago


"It was rolled out in our area in April for new claimants and is being phased in for current ones over the next couple of years.

I can see there being massive issues for addicts ect, they are going to get a lump sum of say 1000 a month and the majority of them are going to blow that on their addictions, the rates of homelessness and overdose are going to increase i'm my option and that in turn is going to cost government and tax payers more money in the long run.

Her

I think in some cases money such as rent won't go direct to them..."

I hope so but still a months worth of jsa ect is still enough for them to overdose....

In principle I think U/C is a good idea, teaches those on benefits to budget on a monthly basis ect and shows what it's like to get a monthly wage.

Her

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By *iamondsmiles.Woman
over a year ago

little house on the praire


"So all people on low income are expected to have a computer lol

And internet access - so much for all those who have a go at people on benefits with a sky package!

Access to a computer - local library etc or have a smartphone."
and those who are vulnerable and can't use a computer and people on benefits can't afford a smart phone

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By *isscheekychopsWoman
over a year ago

The land of grey peas and bacon


"It was rolled out in our area in April for new claimants and is being phased in for current ones over the next couple of years.

I can see there being massive issues for addicts ect, they are going to get a lump sum of say 1000 a month and the majority of them are going to blow that on their addictions, the rates of homelessness and overdose are going to increase i'm my option and that in turn is going to cost government and tax payers more money in the long run.

Her

I think in some cases money such as rent won't go direct to them...

I hope so but still a months worth of jsa ect is still enough for them to overdose....

In principle I think U/C is a good idea, teaches those on benefits to budget on a monthly basis ect and shows what it's like to get a monthly wage.

Her "

In fairness they would overdose anyway...you think substance misusers just live on JSA they get money from elsewhere

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By *nnyMan
over a year ago

Glasgow


"...............

Access to a computer - local library etc or have a smartphone.and those who are vulnerable and can't use a computer and people on benefits can't afford a smart phone"

That's not what I see on the streets and buses day and daily.

A smartphone seems to be higher up some folks priorities than feeding their weans.

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By *iamondsmiles.Woman
over a year ago

little house on the praire


"...............

Access to a computer - local library etc or have a smartphone.and those who are vulnerable and can't use a computer and people on benefits can't afford a smart phone

That's not what I see on the streets and buses day and daily.

A smartphone seems to be higher up some folks priorities than feeding their weans."
some being the operative word

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By (user no longer on site)
over a year ago

Do all single unemployed people get £350 a week? If that's the case I may as well stop working.

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By *nnyMan
over a year ago

Glasgow


"...............

..............

That's not what I see on the streets and buses day and daily.

A smartphone seems to be higher up some folks priorities than feeding their weans.

some being the operative word"

Agreed but I can't help but feel the 'some' making what others would see as the poorest choices are the ones in most need of help.

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By *iamondsmiles.Woman
over a year ago

little house on the praire


"...............

..............

That's not what I see on the streets and buses day and daily.

A smartphone seems to be higher up some folks priorities than feeding their weans.

some being the operative word

Agreed but I can't help but feel the 'some' making what others would see as the poorest choices are the ones in most need of help."
and what about the vulnerable, the housebound, the older ones that wouldn't know what a smart phone is. I bet the majority of those you see are younger and able bodied

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By *nnyMan
over a year ago

Glasgow


"........and what about the vulnerable, the housebound, the older ones that wouldn't know what a smart phone is. I bet the majority of those you see are younger and able bodied"

How do they (vulnerable, the housebound, the older ones) get help at the moment?

Children and carers? Welfare rights organisations? CABx?

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By *rightonsteveMan
over a year ago

Brighton - even Hove!


"So all people on low income are expected to have a computer lol

And internet access - so much for all those who have a go at people on benefits with a sky package!

Access to a computer - local library etc or have a smartphone."

Lots of libraries are being shut.

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By *iamondsmiles.Woman
over a year ago

little house on the praire


"........and what about the vulnerable, the housebound, the older ones that wouldn't know what a smart phone is. I bet the majority of those you see are younger and able bodied

How do they (vulnerable, the housebound, the older ones) get help at the moment?

Children and carers? Welfare rights organisations? CABx?"
your missing the point completely , not everyone on benefits or access to help. You've been reading to much media hype where everyone has top of the range televisions and smoke 60 a day. The fraudsters will always get away with it and the genuine will suffer. Wake up and smell the coffee

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By *isscheekychopsWoman
over a year ago

The land of grey peas and bacon


"So all people on low income are expected to have a computer lol

And internet access - so much for all those who have a go at people on benefits with a sky package!

Access to a computer - local library etc or have a smartphone.

Lots of libraries are being shut. "
there are talks to give libraries more funding

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By *nnyMan
over a year ago

Glasgow


"........and what about the vulnerable, the housebound, the older ones that wouldn't know what a smart phone is. I bet the majority of those you see are younger and able bodied

How do they (vulnerable, the housebound, the older ones) get help at the moment?

Children and carers? Welfare rights organisations? CABx?your missing the point completely , not everyone on benefits or access to help. You've been reading to much media hype where everyone has top of the range televisions and smoke 60 a day. The fraudsters will always get away with it and the genuine will suffer. Wake up and smell the coffee"

No, since my enforced 'retirement' I've been working with a welfare rights organisation attached to a social landlord near where I live.

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By *iamondsmiles.Woman
over a year ago

little house on the praire


"........and what about the vulnerable, the housebound, the older ones that wouldn't know what a smart phone is. I bet the majority of those you see are younger and able bodied

How do they (vulnerable, the housebound, the older ones) get help at the moment?

Children and carers? Welfare rights organisations? CABx?your missing the point completely , not everyone on benefits or access to help. You've been reading to much media hype where everyone has top of the range televisions and smoke 60 a day. The fraudsters will always get away with it and the genuine will suffer. Wake up and smell the coffee

No, since my enforced 'retirement' I've been working with a welfare rights organisation attached to a social landlord near where I live."
and you also live in a large town in Scotland, try living in remote area of England. The nearest job centre to me is 10 miles away for example, no job clubs here or anything, carers are being cut

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By *isscheekychopsWoman
over a year ago

The land of grey peas and bacon

not everyone has a smart phone and not everyone has access to a computer....what the government need to do is make sure there is extra support for the most vulnerable. We all know supporting people budget has been slashed so services that are there to support are being decommisioned or losing vital funding...

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By (user no longer on site)
over a year ago

It will not come in till after election at earliest as its having so many issues in my view.

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By *nnyMan
over a year ago

Glasgow

Agreed. It's patchy at best.

It wasn't meant to be taken as rhetorical when I asked "How do they (vulnerable, the housebound, the older ones) get help at the moment?"

I can reel off exactly how it works in the leafy west end of Glasgow. I was guessing at how it works in rural(ish) areas based on some of the stuff I've seen on telly but I genuinely don't know.

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By *nnyMan
over a year ago

Glasgow


"It will not come in till after election at earliest as its having so many issues in my view."

I wouldn't be too sure. Cameron and Osborne are flexing their muscles already. The bedroom tax is just for starters and it's here and hurting.

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By *isscheekychopsWoman
over a year ago

The land of grey peas and bacon


"Agreed. It's patchy at best.

It wasn't meant to be taken as rhetorical when I asked "How do they (vulnerable, the housebound, the older ones) get help at the moment?"

I can reel off exactly how it works in the leafy west end of Glasgow. I was guessing at how it works in rural(ish) areas based on some of the stuff I've seen on telly but I genuinely don't know.

"

The trouble is in rural parts its forgotten about and so jobs are less and there is less support available some have to travel miles to get to a job fair etc....also public transport is dire in rural parts with one bus a week...lol

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By *isscheekychopsWoman
over a year ago

The land of grey peas and bacon


"It will not come in till after election at earliest as its having so many issues in my view.

I wouldn't be too sure. Cameron and Osborne are flexing their muscles already. The bedroom tax is just for starters and it's here and hurting."

bedroom tax is bain of my life right now...

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By *nnyMan
over a year ago

Glasgow


"Agreed. It's patchy at best.

It wasn't meant to be taken as rhetorical when I asked "How do they (vulnerable, the housebound, the older ones) get help at the moment?"

I can reel off exactly how it works in the leafy west end of Glasgow. I was guessing at how it works in rural(ish) areas based on some of the stuff I've seen on telly but I genuinely don't know.

The trouble is in rural parts its forgotten about and so jobs are less and there is less support available some have to travel miles to get to a job fair etc....also public transport is dire in rural parts with one bus a week...lol"

I thought, and I dunno the distances involved, that people living a certain distance from JC+ were exempt from signing on in person

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By *isscheekychopsWoman
over a year ago

The land of grey peas and bacon


"Agreed. It's patchy at best.

It wasn't meant to be taken as rhetorical when I asked "How do they (vulnerable, the housebound, the older ones) get help at the moment?"

I can reel off exactly how it works in the leafy west end of Glasgow. I was guessing at how it works in rural(ish) areas based on some of the stuff I've seen on telly but I genuinely don't know.

The trouble is in rural parts its forgotten about and so jobs are less and there is less support available some have to travel miles to get to a job fair etc....also public transport is dire in rural parts with one bus a week...lol

I thought, and I dunno the distances involved, that people living a certain distance from JC+ were exempt from signing on in person"
I think if they are remote as in having to get a boat to the nearest town or living in the hills with no public transport

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By (user no longer on site)
over a year ago


"Do all single unemployed people get £350 a week? If that's the case I may as well stop working. "

If thats the case I may as well too as its quite a bit more than I earn in a week in my job.

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By *isscheekychopsWoman
over a year ago

The land of grey peas and bacon

i would not give up work to go onto universal credits....fuck jumping through hoops with what they have planned

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By *icketysplits OP   Woman
over a year ago

Way over Yonder, that's where I'm bound

Thank you all for such reasoned comments.

The Joseph Rowntree findings (Does Universal Credit enable households to reach a minimum income standard?) are based on the areas where Universal Credit has already been rolled out for new claimants, with a focus on Manchester (Salford).

The commissioned a suite of reports looking at the impact of the roll out. It's also worth looking at Implementing Universal Credit: will the reforms improve the service for users? is published by the Centre for Economic and Social Inclusion if you're interested.

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By (user no longer on site)
over a year ago


"After having various meetings about this etc...I think there are huge flaws in universal credit and I am dreading it..there will be a huge increase in processions due to rent arrears etc...I really do wonder what they are thinking. I understand the welfare budget needs to be cut as its higher than the defence budget...I think it will work for some and not go others...

Family £500 a week

Single person £350 a week it sounds excessive on paper but that includes everything "

Fookin hell I'm leaving my full time job and signing up... I have two jobs and still don't earn that much

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