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Not long til I can buy

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By *ull of Puddin OP   Woman
2 days ago

isle of munters

Deodorant

Do you prepare before you get paid your priorities?

Is the shopping list ready for when the dosh is in

Or do you think payday means takeaway

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By *eralDeviantWoman
2 days ago

Hull

I clear my credit card and keep living on it 😂

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By *hunky GentMan
2 days ago

Ely

I treat myself to some lasagne

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By *oubleswing2019Man
1 day ago

Colchester

I pay my bills, and buy what I need. Not what I desire or covet. Because I desire very little and covet even less, I tend to live a simple life for which I am grateful.

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By *ildbillkidMan
1 day ago

where the road goes on forever

After the bills are paid I splurge on going out to eat

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By *vaRoseWoman
1 day ago

Ankh-Morpork

Shoes

I need a new pair of everyday shoes

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By *heikh YerboutiMan
1 day ago

Schlongolia

I just buy whatever, whenever I want or need it. But paying any car related expense really annoys me. I know it’s just part of life that cars cost money to maintain but psychologically it still annoys me every single time 😆

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By *Silver-Man
1 day ago

North Wales


"I clear my credit card and keep living on it 😂 "

I can relate😁

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By *carlettsWoman
1 day ago

Somewhere out there

Paying off creditcard. I am away on holiday at the end of month as I did buy some new clothes, shoes etc

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By *he MinionMan
1 day ago

Surrey

This month, i'm sticking it all on red.

C'mon lucky red 🤞

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By *actile TensionMan
1 day ago

Sussex

I need more $FWRG

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By *infullyObedientWoman
1 day ago

Woodley

I am fortunate enough not to be living paycheck to paycheck. I can buy what I want when I want.

My priority on payday is usually how much goes in savings.

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By *he MinionMan
1 day ago

Surrey

Savings...

🤣🤣🤣🤣🤣🤣

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By *iver78Man
1 day ago

barton upon humber

I pay myself quarterly, so hopefully I never have to wait till payday 🤣

Should I say the accountant pays me - nobody is ever fully independent in this day an age 😐

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By *sWyldWoman
1 day ago

Edinburgh

Currently payday means bills snd paying off our holiday. I do like to treat myself though and have a few things I plan to buy to wear on holiday.

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By *htcMan
24 hours ago

MK

Most things I buy in bulk amounts, when on deals usually. Never run out of things,

Wages pay bills, then the rest save. Maybe percentage 30 spend-70 save. Depends.

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By *ore_Than_VanillaMan
24 hours ago

Cheddar

I buy just what I need, when I need it. No credit, no debt (no assets either!) No monthly horrible direct debit things, I loath them. The money seems to look after itself.

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By *earditallWoman
23 hours ago

Lancaster


"I clear my credit card and keep living on it 😂 "

Partially this

I make sure my bills are done then I do the monthly shop...toiletries and cleaning stuff ect fill the freezer then its just fresh stuff weekly.

This month's expense will be school uniform and a little 4 day break before school starts back

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By *a LunaWoman
23 hours ago

Wales

I pay out what I owe and then buy what I need/my kids need, then buy what I want/what my kids want.

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By *teveanddebsCouple
23 hours ago

Norwich

we are lucky that we have a lot of paydays between 2 salaries and 3 pensions so we don't really have to wait.

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By *teveanddebsCouple
23 hours ago

Norwich


"we are lucky that we have a lot of paydays between 2 salaries and 3 pensions so we don't really have to wait."

make that 4 pensions

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By *.A.KinkWoman
23 hours ago

wigan

[Removed by poster at 14/08/26 10:28:57]

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By *.A.KinkWoman
23 hours ago

wigan


"I buy just what I need, when I need it. No credit, no debt (no assets either!) No monthly horrible direct debit things, I loath them. The money seems to look after itself. "

I mirror your ethos of living within one’s means but I can’t help but wonder if you’re attempting a humble brag here or if you genuinely do not use the direct debit scheme?

I can only assume you use a pay as you go SIM card for your phone but beyond that I’m baffled how you can pay for rolling subscriptions without them coming out month by month?

I apologise if I’m wrong but I feel it’s important to be honest if we’re offering to share our financial situation.

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By *inky Biscuit DunkerMan
23 hours ago

Gloucestershire

I'm trying to resist buying the new Lego Donkey Kong arcade machine.

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By *ore_Than_VanillaMan
23 hours ago

Cheddar


"I buy just what I need, when I need it. No credit, no debt (no assets either!) No monthly horrible direct debit things, I loath them. The money seems to look after itself.

I mirror your ethos of living within one’s means but I can’t help but wonder if you’re attempting a humble brag here or if you genuinely do not use the direct debit scheme?

I can only assume you use a pay as you go SIM card for your phone but beyond that I’m baffled how you can pay for rolling subscriptions without them coming out month by month?

I apologise if I’m wrong but I feel it’s important to be honest if we’re offering to share our financial situation."

I pay my vehicle insurance, road tax annually. I have no subscriptions. My phone in no contract and does not auto renew. Others like Netflix, Spotify, Amazon, etc, are not left on auto renew, I let them lapse often and just restart them when I want them. So I may choose prime one month and now TV the next. A bit like here, I'll renew if I feel like it but it's not automatic. I should declare, I don't have household bills, I've lived in buses and vehicles for 18 years. So a lot of the monthly stuff doesn't apply.

I trust that meets the honesty barrier?

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By *.A.KinkWoman
22 hours ago

wigan


"I buy just what I need, when I need it. No credit, no debt (no assets either!) No monthly horrible direct debit things, I loath them. The money seems to look after itself.

I mirror your ethos of living within one’s means but I can’t help but wonder if you’re attempting a humble brag here or if you genuinely do not use the direct debit scheme?

I can only assume you use a pay as you go SIM card for your phone but beyond that I’m baffled how you can pay for rolling subscriptions without them coming out month by month?

I apologise if I’m wrong but I feel it’s important to be honest if we’re offering to share our financial situation.

I pay my vehicle insurance, road tax annually. I have no subscriptions. My phone in no contract and does not auto renew. Others like Netflix, Spotify, Amazon, etc, are not left on auto renew, I let them lapse often and just restart them when I want them. So I may choose prime one month and now TV the next. A bit like here, I'll renew if I feel like it but it's not automatic. I should declare, I don't have household bills, I've lived in buses and vehicles for 18 years. So a lot of the monthly stuff doesn't apply.

I trust that meets the honesty barrier? "

Thats certainly an interesting way to pay for those services… more expensive but it does allow you the freedom to leave without fulfilling any contract. My accountant has been chasing me since May to sit down and cut my subscriptions to a minimum… unfortunately I suffer from FOMO and daren’t cancel something I haven’t used in months “just in case”

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By *ore_Than_VanillaMan
22 hours ago

Cheddar


"I buy just what I need, when I need it. No credit, no debt (no assets either!) No monthly horrible direct debit things, I loath them. The money seems to look after itself.

I mirror your ethos of living within one’s means but I can’t help but wonder if you’re attempting a humble brag here or if you genuinely do not use the direct debit scheme?

I can only assume you use a pay as you go SIM card for your phone but beyond that I’m baffled how you can pay for rolling subscriptions without them coming out month by month?

I apologise if I’m wrong but I feel it’s important to be honest if we’re offering to share our financial situation.

I pay my vehicle insurance, road tax annually. I have no subscriptions. My phone in no contract and does not auto renew. Others like Netflix, Spotify, Amazon, etc, are not left on auto renew, I let them lapse often and just restart them when I want them. So I may choose prime one month and now TV the next. A bit like here, I'll renew if I feel like it but it's not automatic. I should declare, I don't have household bills, I've lived in buses and vehicles for 18 years. So a lot of the monthly stuff doesn't apply.

I trust that meets the honesty barrier?

Thats certainly an interesting way to pay for those services… more expensive but it does allow you the freedom to leave without fulfilling any contract. My accountant has been chasing me since May to sit down and cut my subscriptions to a minimum… unfortunately I suffer from FOMO and daren’t cancel something I haven’t used in months “just in case” "

I suspect the money I save outweighs the extra prices but it would be too tedious to check. I'd end up paying an accountant to do it

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By *.A.KinkWoman
22 hours ago

wigan


"I buy just what I need, when I need it. No credit, no debt (no assets either!) No monthly horrible direct debit things, I loath them. The money seems to look after itself.

I mirror your ethos of living within one’s means but I can’t help but wonder if you’re attempting a humble brag here or if you genuinely do not use the direct debit scheme?

I can only assume you use a pay as you go SIM card for your phone but beyond that I’m baffled how you can pay for rolling subscriptions without them coming out month by month?

I apologise if I’m wrong but I feel it’s important to be honest if we’re offering to share our financial situation.

I pay my vehicle insurance, road tax annually. I have no subscriptions. My phone in no contract and does not auto renew. Others like Netflix, Spotify, Amazon, etc, are not left on auto renew, I let them lapse often and just restart them when I want them. So I may choose prime one month and now TV the next. A bit like here, I'll renew if I feel like it but it's not automatic. I should declare, I don't have household bills, I've lived in buses and vehicles for 18 years. So a lot of the monthly stuff doesn't apply.

I trust that meets the honesty barrier?

Thats certainly an interesting way to pay for those services… more expensive but it does allow you the freedom to leave without fulfilling any contract. My accountant has been chasing me since May to sit down and cut my subscriptions to a minimum… unfortunately I suffer from FOMO and daren’t cancel something I haven’t used in months “just in case”

I suspect the money I save outweighs the extra prices but it would be too tedious to check. I'd end up paying an accountant to do it "

Haha yes I’m sure the saving wouldn’t be enough to buy a yacht haha luckily I’m not the one who pays his wage I doubt I’ll be able to afford a yacht if I ever do knock the subscriptions on the head

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By *exanthemMan
22 hours ago

Cheshire

Invest 50% - Spend 40% - Charity 10%. Rinse and repeat. CC is good - top it up with Klarna - it becomes too good. All online shopping through Quidco - every little help, isn’t it?

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By *exanthemMan
22 hours ago

Cheshire

Those who are a bit more sophisticated- check out Lombard loans - Google it. Such stuff isn’t covered by Martin Lewis.

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By *aggy dollsCouple
20 hours ago

bradford

We should be financially sound and have plenty of disposable income, however I'm a little irresponsible and have a penchant for classic cars, guitars and sex toys so my wages minus certain bills and a little walking around money gets transferred to luna to look after otherwise we would be bankrupt within a couple of months.

It's my one and only character flaw, other than that I'm practically perfect in every way

Mr H

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By *mf123Man
19 hours ago

with one foot out the door

Ta for the reminder just been to get some more

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By *iamondsmiles.Woman
19 hours ago

SW1A1AA

My direct debts are paid and my food shopping. I spend very little on myself.

My biggest expense at the moment is driving lessons for my son.

I dont owe any money and I dont have a credit card

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