FabSwingers.com forum: Are you renting or on the property ladder?

By *olly Mistlehoe OP Woman
30 weeks ago

Somewhere

Clearly in scoping out those to date

But in fairness I'm actually not. Just interested in a small poll of those renting these days vs not?

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By *ivemealadybonerWoman
30 weeks ago

somewhere

Housing association here, I have absolutely no desire to own a property, unless I won the lottery or inherited lots and lots of money, I know that sounds sad but I think coming from a council house when I was younger and stuff, it's just built into me

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By *olly Mistlehoe OP Woman
30 weeks ago

Somewhere

I'll kick off with - I'm renting, I'm actually renting via a housing association (was council stock), and I've basically *paid* for my property during that time. But I can't afford to save a deposit because rent, and I don't have to pay for repairs so win

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By *reyToTheFairiesWoman
30 weeks ago

Carlisle usually

I own, but only because I accessed my inheritance early and it was a major bargain.

Otherwise I'd be renting til my mother dies.

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By *dam1971Man
30 weeks ago

Bedford

Paying a mortgage here, although going through a divorce means that I’ll probably pay it off when I die

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By *TG3Man
30 weeks ago

Dorchester

I rent and I'm on the property ladder

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By *929Man
30 weeks ago

newcastle

Paid my house off in 2020 6 years after I bought it. Nowt changes once mortgage free you have all these ideas in your head of how much easier and more free you are but no still got to get up and go to bastard work

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By (user no longer on site)
30 weeks ago

I own two homes, no mortgages.

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By *eavenscentitCouple
30 weeks ago

barnstaple

Mortgage free - Ms. Renting - Mr

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By (user no longer on site)
30 weeks ago

"Housing association here, I have absolutely no desire to own a property, unless I won the lottery or inherited lots and lots of money, I know that sounds sad but I think coming from a council house when I was younger and stuff, it's just built into me "

Nothing to do with coming from a council estate. I grew up on a council estate.

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By *atnip make me purrWoman
30 weeks ago

Reading

I own.

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By (user no longer on site)
30 weeks ago

I rent because I spend all my money on avocado toast.

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By (user no longer on site)
30 weeks ago

Fuck landlordism btw.

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By *undee2Man
30 weeks ago

Dundee

Mortgage free. Back in the day when you had to be 21 to get a mortgage, I got one when I was 21 and three weeks. The first was a wreck, I did it up and sold it at a profit. I have done it many times and have been mortgage free for decades.

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By (user no longer on site)
30 weeks ago

"Fuck landlordism btw. "

But then where would you live?

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By *ilthycoupleabzCouple
30 weeks ago

Aberdeen

"Fuck landlordism btw. "

Totally agree.

Rent was more than the mortgage before able to get on the property ladder.

MrsAbz

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By *allerthanaverage79Man
30 weeks ago

Ayrshire

A little over two thirds of the population rent in the UK. Asking which is which is a bit rude, talking about owning more than one property is vulgar, be careful what information you share without care folks!

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By *eliWoman
30 weeks ago

Mortgage with the fiancé. It's the longest I've lived at the same address so I'm getting slightly itchy feet. :D

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By (user no longer on site)
30 weeks ago

" A little over two thirds of the population rent in the UK. Asking which is which is a bit rude, talking about owning more than one property is vulgar, be careful what information you share without care folks!"

I'll keep my vast estate to myself then.

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By *viatrixWoman
30 weeks ago

Redhill

We’ve finally paid off the house we bought as a newly married couple.

…but we pay through the nose to rent a house in the South East. Maths aren’t mathing, lol. But we’re not planning into getting tied into a mortgage for the next don’t know how many years. Once youngest has flown the nest, we’re moving back up north and loving mortgage free.

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By *illy IdolMan
30 weeks ago

Midlands

Why is it rude? You don't need to share that information if you don't want to

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By *rFoxAndXenoCouple
30 weeks ago

Weymouth

"Fuck landlordism btw. "

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By *lowupdollTV/TS
30 weeks ago

Herts/Beds/Lomdon

I paid for this cardboard box it’s mine.

Just wish TVs were all flat screen these days.

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By *offiaCoolWoman
30 weeks ago

Kidsgrove

It's not rude, people have a choice whether to post their personal situation or not. If someone thinks it is vulgar to share that they have more than one property, it is envy or jealousy they are feeling.

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By *rFoxAndXenoCouple
30 weeks ago

Weymouth

We rent!

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By *rixie_BlondeWoman
30 weeks ago

London (She/Her)

"I rent because I spend all my money on avocado toast.

I bet you’re one of those types who has a mobile phone and watches subscription tv channels! I blow my nose in your general direction!

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By *ickyKlungespeareMan
30 weeks ago

St Leonards

Short version - Housing Association now, homeless before that, swanky 5 bed in Fulham on a mortgage before that.

Fulham was the most "home" because of the kids (all 3 born when we lived there, 1 actually born in our bedroom).

Now is the most "home" in terms of just my own identity - I love this place.

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By *ansoffateMan
30 weeks ago

Sagittarius A

I own.

My daughters live there, it's for them. Keeps them warm and fed.

I'd probably just roam otherwise, 3 months here or there, unless something else caused me to take root. I don't get attached to houses, I've never lived in one for longer than 3 years, since I was 18.

I do like a nice bed and couch though, getting soft in my old age.

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By *UGGYBEAR2015Man
30 weeks ago

BRIDPORT

I'll keep my vast estate to myself then. "
.

Is it a Volvo

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By *eordieJeansCouple
30 weeks ago

Newcastle upon Tyne

We own. We managed to get a good deal as first time buyers which worked out cheaper monthly that renting. Then the interest rates rocketed and now we’re skint.

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By *olly Mistlehoe OP Woman
30 weeks ago

Somewhere

It's basically a anonymous poll? On an anonymous website, that folk can freely opt into or not?

I'm sorry that yourself, and others may be upset from the scrutiny of myself and the rest of Sydney University, but hey! Either choose to answer or not?

*You're screwing with my 2024 - Do you rent or not results btw

My next topic is controversially regarding cum... Do you swallow, or like it plastered on your arsehole? (beware postees)

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By *UGGYBEAR2015Man
30 weeks ago

BRIDPORT

I own my home, and apparently I am also vulgar

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By *olly Mistlehoe OP Woman
30 weeks ago

Somewhere

[Removed by poster at 26/05/24 21:50:12]

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By *929Man
30 weeks ago

newcastle

"I own my home, and apparently I am also vulgar

How fucking dare you mention you own your home, Aren’t you aware 2 thirds are renting ? How insensitive

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By *allerthanaverage79Man
30 weeks ago

Ayrshire

"I own my home, and apparently I am also vulgar

How fucking dare you mention you own your home, Aren’t you aware 2 thirds are renting ? How insensitive "

Exactly!!!

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By *allerthanaverage79Man
30 weeks ago

Ayrshire

It's basically a anonymous poll? On an anonymous website, that folk can freely opt into or not?

I'm sorry that yourself, and others may be upset from the scrutiny of myself and the rest of Sydney University, but hey! Either choose to answer or not?

*You're screwing with my 2024 - Do you rent or not results btw

My next topic is controversially regarding cum... Do you swallow, or like it plastered on your arsehole? (beware postees)"

I neither swallow or like it plastered on my arsehole- I do however enjoy being sarcastic and stupid in these forums- but there is a guy who is looking for donations to freeze in used profilactics, want me to ask him?

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By (user no longer on site)
30 weeks ago

Renting

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By (user no longer on site)
30 weeks ago

It's basically a anonymous poll? On an anonymous website, that folk can freely opt into or not?

I'm sorry that yourself, and others may be upset from the scrutiny of myself and the rest of Sydney University, but hey! Either choose to answer or not?

*You're screwing with my 2024 - Do you rent or not results btw

My next topic is controversially regarding cum... Do you swallow, or like it plastered on your arsehole? (beware postees)"

Best be careful. Everyone doesn’t have equal opportunities or access to cum around here.

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By *eroLondonMan
30 weeks ago

Mayfair

" A little over two thirds of the population rent in the UK. Asking which is which is a bit rude"

Why is it rude?

"...talking about owning more than one property is vulgar..."

Why is it vulgar?

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By *allerthanaverage79Man
30 weeks ago

Ayrshire

" A little over two thirds of the population rent in the UK. Asking which is which is a bit rude

Why is it rude?

...talking about owning more than one property is vulgar...

Why is it vulgar?"

One does not talk about ones affluence! Or maybe it was a joke for bites! Thank you for playing!

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By *ellhungvweMan
30 weeks ago

Cheltenham

Actually it is the other way round. From the ONS dataset on homeownership:

“Owner occupation remained the largest tenure group, with 15.8 million households, representing 65% of all households in 2022-23.”

Rent is 19% of properties.

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By *allerthanaverage79Man
30 weeks ago

Ayrshire

" A little over two thirds of the population rent in the UK. Asking which is which is a bit rude

Why is it rude?

...talking about owning more than one property is vulgar...

Why is it vulgar?"

Also- can you blow your own trumpet?

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By *cflirtyMan
30 weeks ago

Hampshire

I pay a mortgage ( for the place my ex lives in with my youngest) and rent a box for myself

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By *rFoxAndXenoCouple
30 weeks ago

Weymouth

Actually it is the other way round. From the ONS dataset on homeownership:

“Owner occupation remained the largest tenure group, with 15.8 million households, representing 65% of all households in 2022-23.”

Rent is 19% of properties."

Blimey, that's a surprising figure!

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By *he love catsCouple
30 weeks ago

South Wales

Bought my 3 bedroom house outright 11 year's ago and totally renovated everything from top to bottom turning it into a five bedroom house it's now worth 4 times what I paid for it.

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By *onjudgesCouple (MM)
30 weeks ago

Carlisle

Never rent. Never own.

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By *olly Mistlehoe OP Woman
30 weeks ago

Somewhere

It's basically a anonymous poll? On an anonymous website, that folk can freely opt into or not?

I'm sorry that yourself, and others may be upset from the scrutiny of myself and the rest of Sydney University, but hey! Either choose to answer or not?

*You're screwing with my 2024 - Do you rent or not results btw

My next topic is controversially regarding cum... Do you swallow, or like it plastered on your arsehole? (beware postees)

No, you're fine. I'll wait for your witty sarcasm to kick in instead

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By *essTTWoman
30 weeks ago

Birmingham

Mortgaging

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By (user no longer on site)
30 weeks ago

"I rent because I spend all my money on avocado toast.

Avacodo toast, Guatamalan Iced Frappes and all they TV subscription .. tut tut

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By *ophie_GTV/TS
30 weeks ago

Gainsborough

Currently rent but will be buying the house from my landlord soon

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By *allerthanaverage79Man
30 weeks ago

Ayrshire

Actually it is the other way round. From the ONS dataset on homeownership:

“Owner occupation remained the largest tenure group, with 15.8 million households, representing 65% of all households in 2022-23.”

Rent is 19% of properties."

Oh no- it's almost like I just made it up!

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By *allerthanaverage79Man
30 weeks ago

Ayrshire

Actually it is the other way round. From the ONS dataset on homeownership:

“Owner occupation remained the largest tenure group, with 15.8 million households, representing 65% of all households in 2022-23.”

Rent is 19% of properties.

Oh no- it's almost like I just made it up!

Also 65.324% of statistics are made up approximately 37.6785% of the time!

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By *a LunaWoman
30 weeks ago

South Wales

I did own my own place. Paid most of the mortgage off via an early inheritance and the remainder of the mortgage was quite small.

But then my mum’s health started to decline, she lived 45 minutes away which, in an emergency, feels like a bloody long drive. My step-dad passed away and her mobility went down hill rapid.

I panicked and sold up, moved me and my children in with her, so I could help to look after her - she has a big house so there was/is room.

But I do miss the independence of having my own place sometimes. And I regularly kick myself for not considering renting my house out etc rather than selling. But what’s done is done.

Overall though, things worked out for the best. My kids are happy, that is the main thing, and I know my mum is ok.

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By *olly Mistlehoe OP Woman
30 weeks ago

Somewhere

"I rent because I spend all my money on avocado toast.

Avacodo toast, Guatamalan Iced Frappes and all they TV subscription .. tut tut

Bloody £4.80 for a MEDIUM costa caramel frap with no coffee?!... A medium?!!!

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By (user no longer on site)
30 weeks ago

"I rent because I spend all my money on avocado toast.

Avacodo toast, Guatamalan Iced Frappes and all they TV subscription .. tut tut

I’d be able to buy a house if I stopped. But I can’t

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By *ermite12ukMan
30 weeks ago

Solihull and Brentwood

Rent (& airbnb). Therefore, 2x rent.

Years ago mortgaged a leasehold, which at the time, only thing I could afford. Around 10 years later, after deciding to sell up. I came out with less than £5,000 after paying over £24,000 to increase my leasehold back upto 99 years, so I could have a realistic chance of selling.

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By *nitterWoman
30 weeks ago

the land of tall tales and yarn

The bank is my landlord it's pretty much the same thing until you are mortgage free

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By *rFoxAndXenoCouple
30 weeks ago

Weymouth

Those who own... where do you work? Lol

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By *ust RachelTV/TS
30 weeks ago

Horsham

Renting, just looking for a new place as the landlord has sold the place.

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By (user no longer on site)
30 weeks ago

Mortgage, only have around 120k left still to pay off

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By (user no longer on site)
30 weeks ago

Own.

Things came to fruition out of luck though mainly for me, rather than any sort of business acumen..

I can get lost in this place I am now.

I'll probably downsize in the near future.

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By *undee2Man
30 weeks ago

Dundee

"Those who own... where do you work? Lol"

Lol. I was just lucky. Right place, right time.

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By (user no longer on site)
30 weeks ago

"Those who own... where do you work? Lol

Lol. I was just lucky. Right place, right time."

Mee too

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By (user no longer on site)
30 weeks ago

"Those who own... where do you work? Lol"

It doesn’t matter. Because all the mortgages were getting a AAA rating regardless! (I watched the big short

)

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By *rAitchMan
30 weeks ago

Diagonally Parked in a Parallel Universe

Private rent. I had to see the house I owned to pay the wife off when she buggered off. I decided to rent because in the previous 10 years I'd been made redundant 4 times, and at least I would get most of my rent covered, and I have the option to move elsewhere to look for work should the need arise.

Plus, I rent part of a country mansion and the rent is dirt cheap. The landlord is a great bloke and nothing is too much trouble for him. My rent has increased once, by £15 per month, in the 10 years I've lived here.

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By (user no longer on site)
30 weeks ago

"Those who own... where do you work? Lol"

I’m retired. I just have investments and assets I manage. It’s all low risk and hedge really. Im not greedy and I can’t be arsed chasing that pound anymore.

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By *929Man
30 weeks ago

newcastle

"Those who own... where do you work? Lol"

Self employed installing patio and driveways but worth saying I’ve always lived very very basic, I may own my place outright but i never owned a fancy car, haven’t been abroad in nearly 20 years, don’t smoke, only drink a few times a year don’t buy anything unless I 100% need it so it comes with a trade off of having never really lived as some would say but my basic life is how I would love regardless I don’t need much to be happy

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By *olly Mistlehoe OP Woman
30 weeks ago

Somewhere

I'm a bit of a 'meh', live in a, 3 bed housing association that's too big! But lived here 23yrs so discount would be sizeable if I purchased. Don't want to really buy because I know the 'problems'. Not in a position to buy anyways due to renting costs... When my mother dies (lovely!

). I can afford to either buy my ex council house of 22yrs, at at up to 60% discount, and flip it after 5yrs... Or I can put a hefty deposit on somewhere else... I hate my house, I have always hated my house. I'd be thrilled to move out! I just can't afford it

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By *rHotNottsMan
30 weeks ago

Dubai & Nottingham

I bought as soon as possible in my early 20s.

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By *avinaTVTV/TS
30 weeks ago

Transsexual Transylvania

I rent. We moved to the UK in our mid 30s and never managed to get enough put aside to have a deposit on a house.

I've resigned myself to the knowledge that I'll never own a house.

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By *rFoxAndXenoCouple
30 weeks ago

Weymouth

"Those who own... where do you work? Lol

Lol. I was just lucky. Right place, right time."

Decent funds are still required though lol

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By *undee2Man
30 weeks ago

Dundee

"Those who own... where do you work? Lol

Lol. I was just lucky. Right place, right time.

Decent funds are still required though lol"

My luck was getting a low start, 100%_mortgage from the Council. The condition was that you had to buy a wreck and bring it back up to a usable standard.

They also wanted a retention for repairs of £1,500 (this was in the '70s). I didn't have that amount of money so I opened three savings accounts at different banks each with a deposit cheque of £500. Two bounced, one cleared. But, in those days, the computer systems and credit agencies were different. There were no online checks, you just had a paper pass book that was updated when you took them to a bank branch. I submitted the pass books as proof of funds, they were accepted and the mortgage passed.

It was luck, the Council, the banks, the low starting cost, the DIY learning curve, all luck.

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By *hortishblondeWoman
30 weeks ago

Essex

Had a house years ago but now I rent and will probably never buy again

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By *undee2Man
30 weeks ago

Dundee

Oh yes, and the Sunday Times DIY Home Repair manual which I only recently said goodbye to

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By *rFoxAndXenoCouple
30 weeks ago

Weymouth

"Those who own... where do you work? Lol

Lol. I was just lucky. Right place, right time.

Decent funds are still required though lol

My luck was getting a low start, 100%_mortgage from the Council. The condition was that you had to buy a wreck and bring it back up to a usable standard.

It was luck, the Council, the banks, the low starting cost, the DIY learning curve, all luck."

Wow, that's quite the backstory!

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By *iaandjamesCouple
30 weeks ago

We own

Thankfully we have made some wise investment choices which has put us in a good position.

Work-wise; J is a company director, M has a P/T admin role.

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By *rHotNottsMan
30 weeks ago

Dubai & Nottingham

"Those who own... where do you work? Lol

Lol. I was just lucky. Right place, right time.

Decent funds are still required though lol"

There’s always ways around the housing market and opportunities if you are creative

My first house cost £40,000. I bought it while I was uni and saved up £17,500 deposit from working 2 jobs and not spending our student loans and having two little kids. It was paid off in full within 5 years.

During COVID I bought a lovely detached house for 225k with a tenant because the govt. changed the law and you had to give a years notice. The market was flat and he was desperate to sell with a tenant he couldn’t shift. The house is worth double that now

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By (user no longer on site)
30 weeks ago

If you can’t afford to buy a house but want out of the rent trap, buy a piece of cheap farm land and live on that. You only have to grow stuff or keep animals on it to live on it most of the year in mobile or temporary accommodation like a motor home or a log cabin. You can become self sufficient to a degree. Lots of people are doing this, paying no council tax, growing their own veg and wot not.

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By (user no longer on site)
30 weeks ago

"If you can’t afford to buy a house but want out of the rent trap, buy a piece of cheap farm land and live on that. You only have to grow stuff or keep animals on it to live on it most of the year in mobile or temporary accommodation like a motor home or a log cabin. You can become self sufficient to a degree. Lots of people are doing this, paying no council tax, growing their own veg and wot not.

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By (user no longer on site)
30 weeks ago

I used to renovate houses with my brother. We'd get the worst most dilapidated place for cheap then do most of the work ourselves and then sell it on.. Then move to the next one.

Was never interested in owning loads or being a landlord though myself and agree with some of the sentiments expressed about landlordism above.

Workwise now, I worrk from home doing music. There's a teachable / instructional aspect to it. But I also write music for TV shows & films.

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By *orphia2003Woman
30 weeks ago

Tonypandy.

I own my place in the Welsh valleys. Bought it outright 4 years ago thanks to help from parents and all my savings.

Prior to that I lived in London and spent stupid amounts renting a shoe box.

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By *urry BlokeMan
30 weeks ago

Stalybridge

I own my own house, but I'm not mortgage free

I bought late though (after a too long period of renting when I split with my ex Mrs), so I'm working to pay extra off the mortgage month by month

I don't want to be paying for a mortgage when I'm 60+

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By *ranny-CrumpetWoman
30 weeks ago

The Town by The Cross

I co own several large properties in Mayfair but only one in Knightsbridge and also Trump Towers.

I like to keep my portfolio simple as I think accruing too much wealth makes me look vulgar.

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By *avexxMan
30 weeks ago

cheshire

"I co own several large properties in Mayfair but only one in Knightsbridge and also Trump Towers.

I like to keep my portfolio simple as I think accruing too much wealth makes me look vulgar."
,,, very shrewd granny

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By *eroLondonMan
30 weeks ago

Mayfair

"I co own several large properties in Mayfair but only one in Knightsbridge and also Trump Towers.

I like to keep my portfolio simple as I think accruing too much wealth makes me look vulgar."

•

Grånny, have you ever considered purchasing Camberwick Green and Trumpton?

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By *ranny-CrumpetWoman
30 weeks ago

The Town by The Cross

"I co own several large properties in Mayfair but only one in Knightsbridge and also Trump Towers.

I like to keep my portfolio simple as I think accruing too much wealth makes me look vulgar.

•

Grånny, have you ever considered purchasing Camberwick Green and Trumpton?"

I told you Nero, ' No returns'

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By (user no longer on site)
30 weeks ago

"I co own several large properties in Mayfair but only one in Knightsbridge and also Trump Towers.

I like to keep my portfolio simple as I think accruing too much wealth makes me look vulgar."

Are you secretly Donald trump's wife?

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By *undee2Man
30 weeks ago

Dundee

I think that there has to be a minimum of 12 acres.

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By *ickshawedCouple
30 weeks ago

Wolverhampton

If the council find out that you're living there you will end up paying council tax and then risk eviction because you've got no planning permission. Sounds a tad risky to me.

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By *ickshawedCouple
30 weeks ago

Wolverhampton

We own. Technically I own as I got the mortgage as a single lady. He's just the squatter

We overpaid as much as we could and paid off the mortgage after 8 1/2 years. See what you can do when you don't like avocado on toast?

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By *lofeldMan
30 weeks ago

Redhill

I own, very lucky, its so hard for youngsters to get on the ladder now.

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By (user no longer on site)
30 weeks ago

I think that there has to be a minimum of 12 acres. "

Yeah, that’s right but people can club together and share that 12 acres between as many people as needed to make it happen…. Cooperative commune style.

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By *luebell888Woman
30 weeks ago

Glasgowish

I have always bought rather than rent. Once I was living mortgage free but then left my partner and had to start again at aged 50. It's been tough but only got 7 years left to pay and my home has increased in value so all is looking good for the future.

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By (user no longer on site)
30 weeks ago

If the council find out that you're living there you will end up paying council tax and then risk eviction because you've got no planning permission. Sounds a tad risky to me. "

It’s all above board. You just have to know the rules.

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By *ickshawedCouple
30 weeks ago

Wolverhampton

If the council find out that you're living there you will end up paying council tax and then risk eviction because you've got no planning permission. Sounds a tad risky to me.

It’s all above board. You just have to know the rules. "

If it's all above board then you'd be paying council tax.

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By *onkeynutWoman
30 weeks ago

somewhere

Mortgage. Spent years renting before buying with my ex and have now bought him out.

Need a bigger house, was getting ready to sell when interest rates went up so panicked about a bigger mortgage on my own.

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By *rFoxAndXenoCouple
30 weeks ago

Weymouth

"I co own several large properties in Mayfair but only one in Knightsbridge and also Trump Towers.

I like to keep my portfolio simple as I think accruing too much wealth makes me look vulgar."

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By *UGGYBEAR2015Man
30 weeks ago

BRIDPORT

If the council find out that you're living there you will end up paying council tax and then risk eviction because you've got no planning permission. Sounds a tad risky to me.

It’s all above board. You just have to know the rules.

If it's all above board then you'd be paying council tax. "

Precisely.

It can be done but there are a number of requirements that have to be met and it is far from as straightforward as the poster suggests. I have experience in this field, couldn’t resist saying that

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By *riving_Home_For_MimiWoman
30 weeks ago

Hampshire/Dorset

I rent, I'll only own a property if I inherit one.

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By *ee69Man
30 weeks ago

glasgow

Council for me , cost a fortune no matter type of house you got now ,

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By (user no longer on site)
30 weeks ago

I do like the tiny house movement.

Embracing minimalism etc.

I watched one guy that had experience in boat-building and he put that to use in building his own small house on wheels.

He ended up putting on a field on his friend's farm. Very close to the beach.

Idyllic setting.

That was in new zealand though, where laws are more lax I'm guessing.

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By (user no longer on site)
30 weeks ago

If the council find out that you're living there you will end up paying council tax and then risk eviction because you've got no planning permission. Sounds a tad risky to me.

It’s all above board. You just have to know the rules.

If it's all above board then you'd be paying council tax.

Precisely.

It can be done but there are a number of requirements that have to be met and it is far from as straightforward as the poster suggests. I have experience in this field, couldn’t resist saying that

I never said it was “straightforward”. I said you need to know your way around the rules. That’s quite different! The idea is for those short of money, not brains.

You do not pay council tax on temporary accommodation on farmland. The clue is that nobody collects your rubbish, police’s your land or sends you a voting card there.

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By *JandCMCouple
30 weeks ago

cardiff

We own n have paid it off years ago.

We were lucky to be older now n back in our day you could pick up houses for less than £30k when my yearly wage was over £12k for just on of us.

We were so lucky to be born in the 60's n 70's, our kids would be fucked for a house if it wasn't for us.

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By *ussylickerfckerMan
30 weeks ago

Durham

I'm currently sharing a property and have my own room but communal living room etc. Had my own house paying mortgage but divorce screwed me and had to sell. Trying to get a rental but most landlords want a couple as if one loses job then rent will still be paid. So it's quite hard to get one solo.

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By *he turned me GreyCouple
30 weeks ago

Warwick and Coventry

Own my own tent, and camping stove

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By (user no longer on site)
30 weeks ago

"Own my own tent, and camping stove

Mr "

Show off

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By *he turned me GreyCouple
30 weeks ago

Warwick and Coventry

"Own my own tent, and camping stove

Show off"

I know talk of camping stoves is so vulgar

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By *itty Kat ABWoman
30 weeks ago

North Somerset

Apparently in the UK a third of us own, a third of us have a mortgage and a third of us rent.

I'm not sure on the swinging percentages though?

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By (user no longer on site)
30 weeks ago

"Apparently in the UK a third of us own, a third of us have a mortgage and a third of us rent.

I'm not sure on the swinging percentages though?

Those are the figures I found too. I suspect age would be the most reliable predictor of which cohort you are in. Younger than 30 are very likely to be renting. Under 50+ very likely have a mortgage and the owners will likely be older people.

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By *llipsis007Man
30 weeks ago

Woolacombe

I've rather given-up on ever owning my own 'space', which is what it represents to me, really. It's a shame, because it's one thing I'd always wanted.

"Home" is an abstract concept, I understand that - perhaps a feeling, more than anything else - but I can't pretend that the prospect of never knowing it again isn't a hollowing one.

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By *otts-manMan
30 weeks ago

Long Eaton

Both.... Home owner of the family house, but getting divorced so also renting at the same time

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By *ickshawedCouple
30 weeks ago

Wolverhampton

"You do not pay council tax on temporary accommodation on farmland. The clue is that nobody collects your rubbish, police’s your land or sends you a voting card there. "

You should pay council tax on a dwelling, even if it's only temporary. Especially if it's your sole or main residence. I'm not saying you would, as it's up to the council to work out you're there. The fact that you don't have a rubbish bin has no bearing on council tax. If you want to forgo your democratic right to vote that's your business. If you don't call the police when there's a crime in your home, that's also your business. But you would be leaving it to others to pay for street lights, road repairs, adult social care, fire fighters. I could go on, but I don't wish to derail the thread any further.

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By *undee2Man
30 weeks ago

Dundee

There is a really good Youtube video on this subject, that is how the 12 acres stuck in my head. I also remember that you have to have a farming enterprise and therefore need on site accommodation. As ever, the rules differ between England / Wales and Scotland where we also have crofting and hutting legislation.

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By *eliWoman
30 weeks ago

"Apparently in the UK a third of us own, a third of us have a mortgage and a third of us rent.

I'm not sure on the swinging percentages though?

Given the majority are middle aged plus, I'm going to say owning/have a mortgage will be the highest percentage.

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By (user no longer on site)
30 weeks ago

"You do not pay council tax on temporary accommodation on farmland. The clue is that nobody collects your rubbish, police’s your land or sends you a voting card there.

My right to vote for Starmer or Rishi? I’ll live with that lol

Leaving people who live in lit streets to pay for the lighting of their street? I have no problem with that.

Rubbish collection is payed for by council tax so those who have their rubbish collected should pay for it. Those who don’t shouldn’t have to. I have no problem with using the exemptions they dreamt up to bring that into effect.

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By *UGGYBEAR2015Man
30 weeks ago

BRIDPORT

If the council find out that you're living there you will end up paying council tax and then risk eviction because you've got no planning permission. Sounds a tad risky to me.

It’s all above board. You just have to know the rules.

If it's all above board then you'd be paying council tax.

Precisely.

It can be done but there are a number of requirements that have to be met and it is far from as straightforward as the poster suggests. I have experience in this field, couldn’t resist saying that

I never said it was “straightforward”. I said you need to know your way around the rules. That’s quite different! The idea is for those short of money, not brains.

You do not pay council tax on temporary accommodation on farmland. The clue is that nobody collects your rubbish, police’s your land or sends you a voting card there. "

That’s because none of the people running those depts know you are there.

I would like to know where you get this ‘cheap’ farmland from, I could do with some of that.

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By (user no longer on site)
30 weeks ago

If the council find out that you're living there you will end up paying council tax and then risk eviction because you've got no planning permission. Sounds a tad risky to me.

It’s all above board. You just have to know the rules.

If it's all above board then you'd be paying council tax.

Precisely.

It can be done but there are a number of requirements that have to be met and it is far from as straightforward as the poster suggests. I have experience in this field, couldn’t resist saying that

I never said it was “straightforward”. I said you need to know your way around the rules. That’s quite different! The idea is for those short of money, not brains.

You do not pay council tax on temporary accommodation on farmland. The clue is that nobody collects your rubbish, police’s your land or sends you a voting card there.

That’s because none of the people running those depts know you are there.

I would like to know where you get this ‘cheap’ farmland from, I could do with some of that."

No, it’s because there are exemptions and rules you can work around.

Farm land is very cheap compared to residential property.

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