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"At a nu-metal night in Nottingham last Saturday as I was catching up with old friends and the hosts were cash only. Otherwise it would have been many months as I usually bank any cash I get due to preferring my credit card that has cash back. " So you only handle cash because other people pay you with cash? Would you prefer cashless? | |||
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"When is the last time you used cash? I always carry some cash with me and do use it now and again. But more and more places are cashless. And I do realise I could easily get through a full month without drawing cash out from a machine. Do you know how long you’ve gone or how long was the longest time you tapped to pay or used you phone exclusively to pay for things? Are we going closer to not needing cash? " I just won't use places that are cashless, i pay cash every time | |||
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"When is the last time you used cash? I always carry some cash with me and do use it now and again. But more and more places are cashless. And I do realise I could easily get through a full month without drawing cash out from a machine. Do you know how long you’ve gone or how long was the longest time you tapped to pay or used you phone exclusively to pay for things? Are we going closer to not needing cash? " Apparently not ! There was a big uptick in cash sales recently Cash is king after all | |||
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"I want Klaus Schwab, Bill Gates, the WEF, New World Order, George Soros and all the other liberal elites to be able to track what I’m doing so I only use cashless." I can see them now, sat round the table discussing my iced coffee addiction. | |||
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"Cash is king. Cashless is killing off small businesses. Idcnot be surprised if some shops start charging more for paying card to compensate the charges " They used to but it generally stopped when some of the larger stores phased it out to gain competitive advantage and then it became illegal in 2018. Personally prefer cash and use it all the time unless somewhere is card only but that's rare. I often go out without my wallet so cash in pocket only and also don't always have my phone with me, not that I would ever use it to pay for anything. | |||
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"I want Klaus Schwab, Bill Gates, the WEF, New World Order, George Soros and all the other liberal elites to be able to track what I’m doing so I only use cashless. I can see them now, sat round the table discussing my iced coffee addiction. " You may laugh but that’s how ‘they’ control you, first it’s an iced Frappuccino, then they are controlling your thoughts with chemtrails and fluoride in the water. Or something. | |||
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"Does anyone know if it’s legal for a business to refuse cash as it’s legal tender? My gym is cashless now, DL " A business can choose what method of payments it accepts, they can refuse to take cash or they can refuse to take card. | |||
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"Does anyone know if it’s legal for a business to refuse cash as it’s legal tender? My gym is cashless now, DL A business can choose what method of payments it accepts, they can refuse to take cash or they can refuse to take card. " When people say something is legal tender what that actually means is that if you repay a debt with it then you can’t be sued for non repayment. If you repay the debt in some other way (favours for example) then you could, potentially, be sued for non repayment. Like Huggy says, if a business only wants to be paid in coco pops then they are completely free to accept only coco pops as payment. | |||
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"XTasia was all cash when we went in Feb, bit of a surprise. Other than that - tattoos and also a lot of the Christmas market stalls when we went to Germany last year wanted cash. Neither of us use it day to day." Were the machines down? Because generally my bank statement tells me how many rounds of shots I've ended up getting on nights at Xtasia. I rarely use cash. Its a faff. Last time was when I bought something from someone on Facey. | |||
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"We seem obsessed with using plastic in this country. " I'd actually argue the opposite. People who use alternative payments don't have a 'card is king/phone is king' mentality. We just do it for convenience. Businesses likewise aren't generally fussed as its usually cheaper and more convenient not to deal in cash (american candy stores, dodgy High St barbers and other common money laundering/tax evasion businesses aside). We don't advocate to stop using cash. We don't try and change anyone else's mindset or put up signs. We don't post inaccurate memes on Facey. We don't circulate conspiracy theories. Even though the Bank of England has long stated that cash will always remain and that even in the event of a central digital currency, cash would continue to be created and circulated, there's this wild notion that there's a hidden agenda to something that is simply a convenient payment method for many. I chuckle when I see 'cash is king'. Especially when said by someone who the day before was moaning that their bank wouldn't lend them any money, or that their leccy bill is unfair because they choose a pre-payment meter over a direct debit. Cash is fine. But it's not the be all and end all. | |||
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"I avoid cashless shops....cash is king in my eyes. Using cashless ideals will only benefit the card issuers. " I avoid them too but usually try to tell them politely also that is the reason. They need to know they are losing business by doing that. It is the same with some places, including important services for the elderly and infirm, going online only. It disgrace and is left to me and you to help people we know in those situations. Some don't even have a current account, just the old type building society acvount and their book. Who am I to say they should now stress about all that in the last years of their life. We are getting more and more selfish imo if we encourage and support those practices even if they are convennient for ourselves. | |||
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"I avoid cashless shops....cash is king in my eyes. Using cashless ideals will only benefit the card issuers. I avoid them too but usually try to tell them politely also that is the reason. They need to know they are losing business by doing that. It is the same with some places, including important services for the elderly and infirm, going online only. It disgrace and is left to me and you to help people we know in those situations. Some don't even have a current account, just the old type building society acvount and their book. Who am I to say they should now stress about all that in the last years of their life. We are getting more and more selfish imo if we encourage and support those practices even if they are convennient for ourselves. " I'll step in here as I work with many that you put into that 'elderly' category. The percentage that don't have accounts is miniscule. Expecting elderly and disabled people, many of whom have mobility issues, to continue to use cash which requires travel to access and use, over digital payment methods which are far more convenient and flexible, self managed from home and safer for them, is actually pretty unreasonable. Being able to manage their own money is an essential factor tor in maintaining independence and dignity. The assumption that the old can't use cards, direct debits and online banking is generally one adopted by cash advocates as an argument, rather than the actual reality these older people are living in, as if they're incapable of change. | |||
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"I avoid cashless shops....cash is king in my eyes. Using cashless ideals will only benefit the card issuers. I avoid them too but usually try to tell them politely also that is the reason. They need to know they are losing business by doing that. It is the same with some places, including important services for the elderly and infirm, going online only. It disgrace and is left to me and you to help people we know in those situations. Some don't even have a current account, just the old type building society acvount and their book. Who am I to say they should now stress about all that in the last years of their life. We are getting more and more selfish imo if we encourage and support those practices even if they are convennient for ourselves. I'll step in here as I work with many that you put into that 'elderly' category. The percentage that don't have accounts is miniscule. Expecting elderly and disabled people, many of whom have mobility issues, to continue to use cash which requires travel to access and use, over digital payment methods which are far more convenient and flexible, self managed from home and safer for them, is actually pretty unreasonable. Being able to manage their own money is an essential factor tor in maintaining independence and dignity. The assumption that the old can't use cards, direct debits and online banking is generally one adopted by cash advocates as an argument, rather than the actual reality these older people are living in, as if they're incapable of change. " *Applause* My 84yo Dad has dementia but can still log in to his internet banking! | |||
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"I avoid cashless shops....cash is king in my eyes. Using cashless ideals will only benefit the card issuers. I avoid them too but usually try to tell them politely also that is the reason. They need to know they are losing business by doing that. It is the same with some places, including important services for the elderly and infirm, going online only. It disgrace and is left to me and you to help people we know in those situations. Some don't even have a current account, just the old type building society acvount and their book. Who am I to say they should now stress about all that in the last years of their life. We are getting more and more selfish imo if we encourage and support those practices even if they are convennient for ourselves. I'll step in here as I work with many that you put into that 'elderly' category. The percentage that don't have accounts is miniscule. Expecting elderly and disabled people, many of whom have mobility issues, to continue to use cash which requires travel to access and use, over digital payment methods which are far more convenient and flexible, self managed from home and safer for them, is actually pretty unreasonable. Being able to manage their own money is an essential factor tor in maintaining independence and dignity. The assumption that the old can't use cards, direct debits and online banking is generally one adopted by cash advocates as an argument, rather than the actual reality these older people are living in, as if they're incapable of change. " Sorry to disagree and whilst some can others can't and I know plenty and not for the lack of trying. I am leaving it to that ascit is upsetting when I think about it. But I always appreciate everybody's point of you. Somevof us are more fortunate than others | |||
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"I avoid cashless shops....cash is king in my eyes. Using cashless ideals will only benefit the card issuers. I avoid them too but usually try to tell them politely also that is the reason. They need to know they are losing business by doing that. It is the same with some places, including important services for the elderly and infirm, going online only. It disgrace and is left to me and you to help people we know in those situations. Some don't even have a current account, just the old type building society acvount and their book. Who am I to say they should now stress about all that in the last years of their life. We are getting more and more selfish imo if we encourage and support those practices even if they are convennient for ourselves. I'll step in here as I work with many that you put into that 'elderly' category. The percentage that don't have accounts is miniscule. Expecting elderly and disabled people, many of whom have mobility issues, to continue to use cash which requires travel to access and use, over digital payment methods which are far more convenient and flexible, self managed from home and safer for them, is actually pretty unreasonable. Being able to manage their own money is an essential factor tor in maintaining independence and dignity. The assumption that the old can't use cards, direct debits and online banking is generally one adopted by cash advocates as an argument, rather than the actual reality these older people are living in, as if they're incapable of change. Sorry to disagree and whilst some can others can't and I know plenty and not for the lack of trying. I am leaving it to that ascit is upsetting when I think about it. But I always appreciate everybody's point of you. Somevof us are more fortunate than others " Ps I am not advocating that those people should also nit have tge choice or supported to do so if they can. Itvis the vhoicecI am arguing against that it should remain. | |||
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"I prefer to pay small businesses in cash. The fees on card transactions can be a significant part of their margin and businesses struggle enough as it is. Lots of places abroad prefer cash too, so I always carry money. C" The cost of banking cash for businesses is a real thing too, we have a great bank and if I pay in cash at the ATM it’s free. Other than that if i pay it in over the counter and go over £1000 in a month it is 70p per £100 paid in ( on a par with our C-Card rate) I then have the challenge of getting to the bank as we are not insured for more than £3k on the premises when we are closed unless I install a safe bolted to the floor I am all good with card payment thanks | |||
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"I prefer to pay small businesses in cash. The fees on card transactions can be a significant part of their margin and businesses struggle enough as it is. Lots of places abroad prefer cash too, so I always carry money. C The cost of banking cash for businesses is a real thing too, we have a great bank and if I pay in cash at the ATM it’s free. Other than that if i pay it in over the counter and go over £1000 in a month it is 70p per £100 paid in ( on a par with our C-Card rate) I then have the challenge of getting to the bank as we are not insured for more than £3k on the premises when we are closed unless I install a safe bolted to the floor I am all good with card payment thanks " Even years ago when I worked in the bar industry I preferred cards. No member of staff ever nicked any card transactions from the till, I could have saved hours cashing up, having to constantly go to the safe for change because 'fruity bob' was constantly wanting coins for the gambler and having to take a second member of staff with me every Monday to join a huge queue at the bank to pay in a heavy weekends takings...... | |||
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"When is the last time you used cash? I always carry some cash with me and do use it now and again. But more and more places are cashless. And I do realise I could easily get through a full month without drawing cash out from a machine. Do you know how long you’ve gone or how long was the longest time you tapped to pay or used you phone exclusively to pay for things? Are we going closer to not needing cash? " Never go cash less your walking into a world of technical nit are and rip off. | |||
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"I long for the bartering system of times gone by. When you could exchange a marrow for a smart telly " The good old days | |||
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"Cash is king use it every day if it's not taken somewhere I walk away " This . All governments and banks are pushing cashless for a reason and it’s not good . Every time you use card the banks get a cut , they don’t when using cash and that’s just the tip of the iceberg . | |||
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"I prefer to pay small businesses in cash. The fees on card transactions can be a significant part of their margin and businesses struggle enough as it is. Lots of places abroad prefer cash too, so I always carry money. C The cost of banking cash for businesses is a real thing too, we have a great bank and if I pay in cash at the ATM it’s free. Other than that if i pay it in over the counter and go over £1000 in a month it is 70p per £100 paid in ( on a par with our C-Card rate) I then have the challenge of getting to the bank as we are not insured for more than £3k on the premises when we are closed unless I install a safe bolted to the floor I am all good with card payment thanks Even years ago when I worked in the bar industry I preferred cards. No member of staff ever nicked any card transactions from the till, I could have saved hours cashing up, having to constantly go to the safe for change because 'fruity bob' was constantly wanting coins for the gambler and having to take a second member of staff with me every Monday to join a huge queue at the bank to pay in a heavy weekends takings...... " Your staff couldn’t take a card transaction from the till but they could use the customers card info to spend their money. Went out for a meal and one person payed on card for all of us, next month they were looking at their statement only to find two more transactions at that venue, a member of bar staff were using the card details. | |||
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"Cash is king use it every day if it's not taken somewhere I walk away This . All governments and banks are pushing cashless for a reason and it’s not good . Every time you use card the banks get a cut , they don’t when using cash and that’s just the tip of the iceberg . " Cashless transaction hit small businesses, i don't see why we can't have a two tier system when paying for goods where a percentage is added to the cost if paying by card. Also a cashless society hands control of our finances to the banks and government ultimately impacting our peronal freedom. This was perfectly shown to be the case when Trudeau froze the bank accounts of protesting truckers in Canada. | |||
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"Cash is king use it every day if it's not taken somewhere I walk away This . All governments and banks are pushing cashless for a reason and it’s not good . Every time you use card the banks get a cut , they don’t when using cash and that’s just the tip of the iceberg . Cashless transaction hit small businesses, i don't see why we can't have a two tier system when paying for goods where a percentage is added to the cost if paying by card. Also a cashless society hands control of our finances to the banks and government ultimately impacting our peronal freedom. This was perfectly shown to be the case when Trudeau froze the bank accounts of protesting truckers in Canada. " exactly it takes away your freedom use cash more, make them reverse their decisions | |||
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"When is the last time you used cash? I always carry some cash with me and do use it now and again. But more and more places are cashless. And I do realise I could easily get through a full month without drawing cash out from a machine. Do you know how long you’ve gone or how long was the longest time you tapped to pay or used you phone exclusively to pay for things? Are we going closer to not needing cash? " I hate being cashless and only paying by card. I prefer to pay cash so I know where I'm at. Yes I get people are like... do you know how many people have touched that note or coin..? Yes the same amount of machines you havr touched with your card..on a night out. Yes card I get it as its easier to carry. Bur in general. I prefer cash | |||
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"Yesterday at the convenience shop and kebab shop. I had cash because my son gave me son and I kept on me because I was going somewhere that only takes cash, because they're hiring a school facility. The kebab shop only takes cash too. " Cushty | |||
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"When is the last time you used cash? I always carry some cash with me and do use it now and again. But more and more places are cashless. And I do realise I could easily get through a full month without drawing cash out from a machine. Do you know how long you’ve gone or how long was the longest time you tapped to pay or used you phone exclusively to pay for things? Are we going closer to not needing cash? " One thing I sometimes can find annoying is this go Henry or under 18s. I feel it doesn't teach kids the value of money.... some times yes it is good. But I only give my under 18 cash for pocket money.. | |||
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"I always have cash. Use it most days. All my bills are DD. But daily life is cash" Much like me. And some puchases for the card protection if I feel is needed. | |||
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"Cash is king use it every day if it's not taken somewhere I walk away This . All governments and banks are pushing cashless for a reason and it’s not good . Every time you use card the banks get a cut , they don’t when using cash and that’s just the tip of the iceberg . Cashless transaction hit small businesses, i don't see why we can't have a two tier system when paying for goods where a percentage is added to the cost if paying by card. Also a cashless society hands control of our finances to the banks and government ultimately impacting our peronal freedom. This was perfectly shown to be the case when Trudeau froze the bank accounts of protesting truckers in Canada. exactly it takes away your freedom use cash more, make them reverse their decisions " I've walked out of many a business if they refuse to take cash. | |||
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"We need to go back to using cash If you have £50 in cash and buy something that person then has £50 to spend on something If you spend £50 via contact less the bank takes £1.50 and the person then only has £48.50 to spend. If all the transactions take place contact less then after 37 sales the original £50 has been spent in bank fees and the person has £0 to spend The banks get rich we get poor Use cash people " Bank transaction fee's would almost certainly increase if we were all foolish enough to allow the banks to have their way If we went cashless we would all be powerless to stop the banks squeezing us with ever increasing percentages of transaction fee's This could bring a lot of people to their financial knees so we MUST always keep cash as one of our payment options | |||
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"Cash is king use it every day if it's not taken somewhere I walk away This . All governments and banks are pushing cashless for a reason and it’s not good . Every time you use card the banks get a cut , they don’t when using cash and that’s just the tip of the iceberg . Cashless transaction hit small businesses, i don't see why we can't have a two tier system when paying for goods where a percentage is added to the cost if paying by card. " We did but it became illegal in 2018. | |||
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"When is the last time you used cash? I always carry some cash with me and do use it now and again. But more and more places are cashless. And I do realise I could easily get through a full month without drawing cash out from a machine. Do you know how long you’ve gone or how long was the longest time you tapped to pay or used you phone exclusively to pay for things? Are we going closer to not needing cash? " I always try to have cash on me. I also have no cards on my phone and still chip and pin for anything over 30quid x Cali | |||
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"Cash is king use it every day if it's not taken somewhere I walk away This . All governments and banks are pushing cashless for a reason and it’s not good . Every time you use card the banks get a cut , they don’t when using cash and that’s just the tip of the iceberg . Cashless transaction hit small businesses, i don't see why we can't have a two tier system when paying for goods where a percentage is added to the cost if paying by card. Also a cashless society hands control of our finances to the banks and government ultimately impacting our peronal freedom. This was perfectly shown to be the case when Trudeau froze the bank accounts of protesting truckers in Canada. exactly it takes away your freedom use cash more, make them reverse their decisions I've walked out of many a business if they refuse to take cash. " Strange hill to die on but whatever floats your boat. | |||
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"We need to go back to using cash If you have £50 in cash and buy something that person then has £50 to spend on something If you spend £50 via contact less the bank takes £1.50 and the person then only has £48.50 to spend. If all the transactions take place contact less then after 37 sales the original £50 has been spent in bank fees and the person has £0 to spend The banks get rich we get poor Use cash people " If I make a contactless purchase of 50 in aldi, I don’t think the bank gets anything from that | |||
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"Markets & certain shopping , it’s mostly easier to negotiate with market traders and independents when offering cash . In sine countries like Philippines you need Gocash that requires a local SIM so you have to have cash as a visitor " cash is king | |||
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"We need to go back to using cash If you have £50 in cash and buy something that person then has £50 to spend on something If you spend £50 via contact less the bank takes £1.50 and the person then only has £48.50 to spend. If all the transactions take place contact less then after 37 sales the original £50 has been spent in bank fees and the person has £0 to spend The banks get rich we get poor Use cash people " I see this a lot and it causes me irrational frustration as it is just so rubbish. Firstly it is mathematically inaccurate - as the fee is a percentage of the current value, each subsequent transaction from the first has a lower fee attached. Secondly it assumes there are no costs for cash, despite there being quite a few (insurance, time, banking etc). The difference is one is taken as a cut of the transaction and the other is an additional cost outside of it. Personally I use various payment methods depending on the situation. Initially I'll use the one that saves me the most money (do I get a discount for cash/card), if there is no saving for me I'll use the one they prefer (they know which works better for their business structure), if they don't care I'll use whichever is more convenient in the moment. Mr | |||
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"For me its the control that the banks want thats why they shut local branches forcing you to do telephone banking and using your card, are you going to be dictated to by the money lenders, i suspect quite a few of you are, i will resist right until the end " You’re so brave. | |||
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"When is the last time you used cash? I always carry some cash with me and do use it now and again. But more and more places are cashless. And I do realise I could easily get through a full month without drawing cash out from a machine. Do you know how long you’ve gone or how long was the longest time you tapped to pay or used you phone exclusively to pay for things? Are we going closer to not needing cash? " Yesterday…. I havnt been to a shop today… but I always carry cash for various reasons … I prefer cash than contactless/card … | |||
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"For me its the control that the banks want thats why they shut local branches forcing you to do telephone banking and using your card, are you going to be dictated to by the money lenders, i suspect quite a few of you are, i will resist right until the end You’re so brave." thankyou | |||
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"Does anyone know if it’s legal for a business to refuse cash as it’s legal tender? My gym is cashless now, DL " It's completely legal for a business to refuse to take cash , hence why so many do. Only because cash is legal tender doesn't mean it's a legal requirement for a business to accept it | |||
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"Does anyone know if it’s legal for a business to refuse cash as it’s legal tender? My gym is cashless now, DL It's completely legal for a business to refuse to take cash , hence why so many do. Only because cash is legal tender doesn't mean it's a legal requirement for a business to accept it" Of course is their choice but exactly why I have walked out and taken my custom elsewhere on many occasions after I explained why. | |||
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"I want Klaus Schwab, Bill Gates, the WEF, New World Order, George Soros and all the other liberal elites to be able to track what I’m doing so I only use cashless." If anyone is tracking what I’m doing, they must be bored. Let them crack on | |||
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"I haven't used cash in many, many years. I was an early adopter of debit card payments and now pay for everything using either my phone or watch. Mrs on the other hand still carries cash and uses it regularly." Can't see my selff widing watch being much good at paying for things, nor my blueand white Nokia. I do have several smartphones but have never contemplated or oganised their use for any sort of financial transactions. Never even scanned a QR code yet. I bought them for calls, texts and tethering computers to so I can keep up with Fab. | |||
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"Does anyone know if it’s legal for a business to refuse cash as it’s legal tender? My gym is cashless now, DL " Can't think of a better reason for maintaining my lifelong avoidance of gyms! | |||
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"More and more local businesses are encouraging customers to use cash due to a massive increase in card charges. By using cash that business gets the full value rather than the bank and card machine company taking a percentage. For that reason I use cast cash every chance I get but it's not always possible. If anything I would prefer to move back completely to cash " This, small businesses want cash, so I've been taking cash out for them and since so been using cash more at the shops. | |||
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"Won’t be long and we will be encouraged to have a barcode tattoo on our wrist, using cards or phones to pay is just another way that advertising companies build up a profile of you stick with cash " The government were thinking of micro chipping us | |||
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"How about the sucropaternalism industry? Can't see the existence of an audit trail caused by cashless transactions going down too well with the donors!" All the more reason to use cash. | |||
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"I’m cashless when I can only really take cash out for haircuts, convenance store payments etc. Generally just think about the amount of lose change you must spend/loose/never use during your life " All the loose change goes in a pot and pays for little things. | |||
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"Does anyone know if it’s legal for a business to refuse cash as it’s legal tender? My gym is cashless now, DL It's completely legal for a business to refuse to take cash , hence why so many do. Only because cash is legal tender doesn't mean it's a legal requirement for a business to accept it Of course is their choice but exactly why I have walked out and taken my custom elsewhere on many occasions after I explained why. " I left £350 worth of purchases at the till in decathlon when they told me it was card only. Can see how that’s good for business. They’ve started accepting cash again now btw. | |||
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