FabSwingers.com forum: car insurance?

By (user no longer on site) OP
over a year ago

Following on from Tax Discs, how much do you pay? Me, £235 fully comp

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By (user no longer on site)
over a year ago

£250 inc breakdown.

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By (user no longer on site)
over a year ago

£480 a year. Fully comp

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By (user no longer on site)
over a year ago

£1000 and summit for 1.6 ford focus x

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By (user no longer on site)
over a year ago

Just short of 400 last year, but by having a box fitted. Renewal quote was just over 1200!!!! Not looking forward to renewal in a couple of weeks (also due on my birthday)

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By (user no longer on site)
over a year ago

£320.00 for a mk4 mondeo

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By (user no longer on site)
over a year ago

£525

£100 more than last year!!!

Blinkin' gits stopping my female discount!

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By (user no longer on site)
over a year ago

£185 fully comp and no claims protected.

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By (user no longer on site)
over a year ago

£278 fully comp on a saab

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By *UNKIEMan
over a year ago

south east

Maximum no claims bonus protected..(about 20yrs)..no points ever on license...a whopping £1000/year

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By *UNKIEMan
over a year ago

south east

"Maximum no claims bonus protected..(about 20yrs)..no points ever on license...a whopping £1000/year

Oh and meant to add thats on a car which cost 30 quid a yr road tax

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By *ezebelWoman
over a year ago

North of The Wall - youll need your vest

"Maximum no claims bonus protected..(about 20yrs)..no points ever on license...a whopping £1000/year

Oh and meant to add thats on a car which cost 30 quid a yr road tax

So why is it so high?

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By (user no longer on site)
over a year ago

Do you drive a Buggatti Veyron?

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By *UNKIEMan
over a year ago

south east

"Do you drive a Buggatti Veyron?"

A skoda diesel

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By *oulou45Woman
over a year ago

Bucks

A squeaky clean licence and mine is 324 fully comp. Last year mine went down by 17 quid a month as I moved a mile away and live in a better postcode area.

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By *UNKIEMan
over a year ago

south east

"Maximum no claims bonus protected..(about 20yrs)..no points ever on license...a whopping £1000/year

Oh and meant to add thats on a car which cost 30 quid a yr road tax

So why is it so high? "

Public liability for hire and reward

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By (user no longer on site)
over a year ago

£585 with a clean license and 5 yrs no claim but it's group 17 insurance

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By *upitersmileCouple
over a year ago

Manchester

£378 on 1.8 focus, went down again this year even though i have 6 points and women no longer get discount...Gotta love shelias wheels!

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By *ick and tockCouple
over a year ago

wigan

£540 trader's insurance and i drive what i want and tax all my cars on it

and if i didnt have that god knows what it be as all our cars are group 20 plus does me fine

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By (user no longer on site)
over a year ago

£2000 with a £1000 excess!!! 5 years no claims, no points etc...

Lotus Elise S2

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By (user no longer on site)
over a year ago

£78 fully comp on my Vespa tax £16 m o t £35 all in all cheap motoring

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By *mm_n_ZedCouple
over a year ago

Fareham

£500 ish on a 2L Peugeot 307cc. But that does include protected no claims, legal cover, breakdown cover and cover for lost keys.

I feel sorry for youngsters nowadays though - their premiums are just plain crazy.

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By (user no longer on site)
over a year ago

214 third party fire and theft with Shelias wheels

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By *ady4ladyWoman
over a year ago

liverpool

Mine went up this year (£450 fully comp with no claims protected). The discount for females has been removed and premiums have been leveled for male and female i believe, but that means although mine has gone up, ive not heard of any male drivers saying it went down for them.

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By (user no longer on site)
over a year ago

£330 quid fully comp on the Audi and £220 fully comp on a Mini Cooper S can't complain

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By *ittle_brat_evie!!Woman
over a year ago

evesham

£460 fully comp with 1 years no claims. Thought it was going to be way more as I had 2 claims in less than a year

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By *ittle_brat_evie!!Woman
over a year ago

evesham

Oh..... On a Mazda 3

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By (user no longer on site)
over a year ago

About 1000/yr, but that's for 3 policies, a group 17 and a couple of classics all fully comp.

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By (user no longer on site)
over a year ago

Dumb blonde question now : if I have gone from a Group 29 insurance wise to a Group 21 would you have expected my insurance costs to have gone up or down? anyone?

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By (user no longer on site)
over a year ago

£300 and some picket change but being near Stockport doesn't make it that cheap thing even if its garaged.

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By (user no longer on site)
over a year ago

just over £320 fully comp, protected no claims etc on a Ford Galaxy 1.9TDI, not that bad really

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By (user no longer on site)
over a year ago

Am I glad mine is free.

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By *john121Man
over a year ago

staffs

[Removed by poster at 15/03/13 00:51:11]

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By *john121Man
over a year ago

staffs

"Mine went up this year (£450 fully comp with no claims protected). The discount for females has been removed and premiums have been leveled for male and female i believe, but that means although mine has gone up, ive not heard of any male drivers saying it went down for them. "

Mines dropped by half this year! For the last 3 years I've stayed with the same comp, well not any more. I always shopped around previously and changed annually and now going back to doing so, no point in staying with the same as there is no such thing as a loyalty bonus.

Max protected no claims, no convictions/ accidents..all the usual extras and its a merc e class, just a tad under 200

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By *nIMidlandsCouple
over a year ago

Rugeley

£1,200 on a nissan almera 1.8se 55 plate

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By (user no longer on site)
over a year ago

[Removed by poster at 15/03/13 02:14:03]

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By (user no longer on site)
over a year ago

"Dumb blonde question now : if I have gone from a Group 29 insurance wise to a Group 21 would you have expected my insurance costs to have gone up or down? anyone?

Would expect it to go down but knowing car insurance to quote Alexander it will have gone up probably

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By (user no longer on site)
over a year ago

im just kicking myself that i took my policy out a week before i turned 25 because my excess is like 600 compulsary... the car isnt worth much more than that

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By (user no longer on site)
over a year ago

£168

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By (user no longer on site)
over a year ago

£600 full comp car

£600 full comp van

£600 full comp bike

There's a patern there

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By (user no longer on site)
over a year ago

£189 fully comp for an Alfa Romeo 156 JTS Veloce (my daily drive)

£206 for a Renault Megane 1.9dci, fully comp (the car I used when I take the dog out or go shooting)

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By (user no longer on site) OP
over a year ago

In general costs don't seem to bad, I expected a few more horror stories

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By *ex4unowCouple
over a year ago

near you

We just paid £700 fo the 13 plate audi q5 but our son paid £5000 to drive his vw scirroco for 10 months big difference

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By (user no longer on site)
over a year ago

£750 fully comp cause my car was stolen last year

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By (user no longer on site)
over a year ago

Where I live they wanted £850 TFT for a Peugeot diesel, so I insured it at an ex's of mine who lives in a better postcode for £400 fully comp

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By *teveanddebsCouple
over a year ago

Norwich

When we got our second car, a MK1 MX5 as a toy, I was going to insure it third party only but the quote was only about 1£10 less than fully comp so I increased the excess on fully comp to the maximum I could, £600 I think, which brought the policy down to about half. With the added benefit over third party that we have windscreen cover.

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By *teveanddebsCouple
over a year ago

Norwich

"Where I live they wanted £850 TFT for a Peugeot diesel, so I insured it at an ex's of mine who lives in a better postcode for £400 fully comp

Which gives them the perfect excuse not to payout if you make a claim.

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By (user no longer on site)
over a year ago

500-600 for an automatic 1.6 vauxhall astra. 2 years no claims, 3 points on license and had a crash last year but not at fault. The co-op. My original insurance company wanted 2500 for renewal, oh how I laughed at them as I put down the phone.

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By (user no longer on site)
over a year ago

"Where I live they wanted £850 TFT for a Peugeot diesel, so I insured it at an ex's of mine who lives in a better postcode for £400 fully comp

Which gives them the perfect excuse not to payout if you make a claim."

Driving licence has the same address, bases covered

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By *edonism44Man
over a year ago

oldham

One of my cars , £200 classic Insurance fully comp

Other car £550 fully comp

Some of the Insurance you get is a joke ...

Mother got a renewal from her Insurance company £350 she went onto a certain furry animal site, same company exact same details, £ 195????

My father did exactly the same went from £450 to. £224 with the same company ....... BE CAREFUL when renewing xxxx

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By *ucsparkMan
over a year ago

dudley

"Where I live they wanted £850 TFT for a Peugeot diesel, so I insured it at an ex's of mine who lives in a better postcode for £400 fully comp

You do realize that is illegal

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By *ucsparkMan
over a year ago

dudley

"Where I live they wanted £850 TFT for a Peugeot diesel, so I insured it at an ex's of mine who lives in a better postcode for £400 fully comp

Which gives them the perfect excuse not to payout if you make a claim.

Driving licence has the same address, bases covered"

That's illegal too. Insurance companies have started doing checks as do the DVLA. Best advice is to change address

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By *teveanddebsCouple
over a year ago

Norwich

"Where I live they wanted £850 TFT for a Peugeot diesel, so I insured it at an ex's of mine who lives in a better postcode for £400 fully comp

Which gives them the perfect excuse not to payout if you make a claim.

Driving licence has the same address, bases covered"

Er no, unless you don't exist at your real address. All that means is that you've committed another offence by not having your licence at the correct address. Insurance companies have access to all sorts of records for fraud detection purposes.

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By *john121Man
over a year ago

staffs

"Where I live they wanted £850 TFT for a Peugeot diesel, so I insured it at an ex's of mine who lives in a better postcode for £400 fully comp

Which gives them the perfect excuse not to payout if you make a claim.

Driving licence has the same address, bases covered"

oh dear! not permanent residence then? someone's in the soft and smelly!

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By *john121Man
over a year ago

staffs

"Where I live they wanted £850 TFT for a Peugeot diesel, so I insured it at an ex's of mine who lives in a better postcode for £400 fully comp

Which gives them the perfect excuse not to payout if you make a claim."

I'd be more worried about a random stop..or speeding offense through the post..perhaps she could take the points for you? oops lets add perjury too! lol

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By *john121Man
over a year ago

staffs

"im just kicking myself that i took my policy out a week before i turned 25 because my excess is like 600 compulsary... the car isnt worth much more than that

cancel and renew?

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By (user no longer on site)
over a year ago

Got my renewal through today. 250 up on last year. Went onto the meerkat place and got it 150 cheaper than this year! Now 658 fully comp on a T reg Toyota Yaris

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By *atisfy janeWoman
over a year ago

Torquay

"Where I live they wanted £850 TFT for a Peugeot diesel, so I insured it at an ex's of mine who lives in a better postcode for £400 fully comp

Which gives them the perfect excuse not to payout if you make a claim.

Driving licence has the same address, bases covered"

Oooooh....Two prosecutions

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By (user no longer on site)
over a year ago

"Where I live they wanted £850 TFT for a Peugeot diesel, so I insured it at an ex's of mine who lives in a better postcode for £400 fully comp

Which gives them the perfect excuse not to payout if you make a claim.

I'd be more worried about a random stop..or speeding offense through the post..perhaps she could take the points for you? oops lets add perjury too! lol"

If the vehicle is regestered at the same address as the insurance it is not illegal and the driver can abode were they like!

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By (user no longer on site)
over a year ago

"Where I live they wanted £850 TFT for a Peugeot diesel, so I insured it at an ex's of mine who lives in a better postcode for £400 fully comp

Which gives them the perfect excuse not to payout if you make a claim.

Driving licence has the same address, bases covered

Oooooh....Two prosecutions

Oh yeah naughty me

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By (user no longer on site)
over a year ago

"Where I live they wanted £850 TFT for a Peugeot diesel, so I insured it at an ex's of mine who lives in a better postcode for £400 fully comp

Which gives them the perfect excuse not to payout if you make a claim.

Driving licence has the same address, bases covered

Oooooh....Two prosecutions

Oh yeah naughty me

The car is actually registered at that address too

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By *uriouskinky2Couple
over a year ago

wrexham

£1370 TPO Motor Trade Policy. Will rise considerably next renewal....

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By (user no longer on site)
over a year ago

£350 for 2litre Hyundai coupe -1 yrs no claims

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By *ofakindCouple
over a year ago

Running with Monkeys

1200, I have 3 points under 25 and it's a 1.8... Going to drop by at least 500 in July though

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By (user no longer on site)
over a year ago

"Got my renewal through today. 250 up on last year. Went onto the meerkat place and got it 150 cheaper than this year! Now 658 fully comp on a T reg Toyota Yaris"

Always shop around - renewal quotes are always over inflated as insurers hope a few will just simply accept & not look for a better deal

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By *ucsparkMan
over a year ago

dudley

"Where I live they wanted £850 TFT for a Peugeot diesel, so I insured it at an ex's of mine who lives in a better postcode for £400 fully comp

Which gives them the perfect excuse not to payout if you make a claim.

Driving licence has the same address, bases covered

Oooooh....Two prosecutions

Oh yeah naughty me

The car is actually registered at that address too

But is the car left there over night if not you are committing insurance fraud and you said you did not live at the address so you are driving under false driving license

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By (user no longer on site)
over a year ago

Protected ncd is the biggest con out there!

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By *atisfy janeWoman
over a year ago

Torquay

"Protected ncd is the biggest con out there! "

Has worked for me....

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